Single Family Residence in Trailmark, St. Augustine · FEMA Zone X · Built 2025
Trailmark · St. Augustine, FL 32092 · St. Johns
Listing data updated July 10, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
1,943Sq Ft
2025Year Built
$252Per Sq Ft
2-car garageNew constructionFEMA Zone X4 bedrooms
Highlights
CDD assessment ~$1,600/yr
FEMA Zone X — flood insurance generally not federally required
New construction — built 2025
1,943 sq ft of living area
2-car garage
$252/sq ft — compared with the displayed median of $207 from recent nearby sales
Listed at $489,480 — recent neighborhood median sale price ~$433,750 (nearby sales; deemed reliable, not an appraisal)
294 days on market
HOA ~$50/mo (estimate; confirm)
Golf course communitySchool district: St. Johns County SchoolCommunity built 2017–2026Costco Liquor Sales · 4 min driveKing Wok · 4 min driveTown Center West · 4 min drive
This listing is shown at $489,480, with 4 bedrooms and 3 bathrooms, and 1,943 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms3
Living area1,943 sq ft
Year built2025
Property typeSingle Family Residence
Financial
Est. monthly payment$3,219
Est. taxes / yr~$4,210
Est. insurance / yr~$1,583
HOA$50/mo
CDD~$1,600/yr
Price / sq ft$252
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~17 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,583/yr
Market
Days on market294
Neighborhood median DOM58
Active listings (area)43
Months of supply3.3
Comparable-sales median$433,750
This home294d
Area median58d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,583/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.3 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
42/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$3,219/mo
Principal & interest $2,553/mo79%
Taxes $351/mo11%
Insurance $132/mo4%
HOA $50/mo2%
CDD $133/mo4%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
45/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area0
This home $252/sq ft vs area median $207/sq ft from recent nearby sales.
Affordability29
List price $489,480 vs area median $433,750. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~17 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity57
Area median 58 days on market, ~3.3 months of supply.
Investment metrics43
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2025 build and $252/sq ft vs area $207/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$489,480
List price
As listed in the MLS
4 / 3
Bed / bath
Per the listing
1,943
Living area
Sq ft (approx.)
$252
Price / sq ft
List ÷ living area
The home
Year built2025
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessment~$1,600/yr
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,210/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~17 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $380,828 – $423,574
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$380,828the mess$423,574
Actual list price: $489,480 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 11% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 294 days on market vs. a ~58-day neighborhood median
43 active listings competing in Trailmark
14 under contract now
25% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.3 months of supply (one market-context metric; should not be used alone)
21 new-construction homes competing
Median sale price is up 46% over the last 125 months
Homes here sell at about 99.5% of list price
155 closed here in the last 12 months
For reference, this home is listed at $489,480 ($252/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,943 sq ft × $196–$218/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Trailmark market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
43Active listings
14Under contract
21New this month
3.3Months of supply
58Median days on market
25%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2025BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,243 – $3,263/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,041 – −$123At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$489,480
Bed / bath4 / 3
Living area1,943 sq ft
Year built2025
Property typeSingle Family Residence
MLS #2088122
Listing status294 days on market
Days on market294
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~17 ft
CountySt. Johns
Estimated first-year tax~$4,210/yr
CDD assessment~$1,600/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$252
Estimated monthly payment$3,219
Estimated insurance~$1,583/yr
Messtimate range$380,828 – $423,574
Comparable-sales median$433,750
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$3,219
Principal & interest$2,553
Property tax$351
Insurance$132
CDD assessment$133
HOA$50
PMI$0
Down payment $97,896 · Loan $391,584. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$4,210/yr
The seller likely pays less due to the homestead cap. At a $489,480 purchase, expect your first full-year St. Johns bill near $4,210 before exemptions.
CDD assessment
~$1,600/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance
~$1,583/yr
Estimate for a 2025 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~17 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Trailmark
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Trailmark neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$433,750
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$207
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$252
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Trailmark
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Costco Liquor Sales 4 min
Dining
King Wok 4 min
Shopping
Town Center West 4 min
Parks
AQUAFIN Swim School 5 min
In the area
Recent TrailMark news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Development
Pacetti Road townhome proposal returns to county review
St. Johns County commissioners weighed whether to rehear a previously denied rezoning for the Enclave at World Golf Village, a townhome proposal on about 18.5 acres at 3740 Pacetti Road. After an October 2025 mediation, the applicants presented a scaled-back plan that could return for new public hearings if the board approves.
Why it matters: The outcome may shape how much additional residential density is added along Pacetti Road, the main corridor serving TrailMark, and signals continued development interest near the community.
A 56,000 square foot K-8 charter campus with an early learning center has been proposed on a parcel off Pacetti Road near World Golf Village, according to plans reviewed by St. Johns County staff. Reviewers said a detailed traffic and site access analysis will be required given existing volumes on Pacetti Road and nearby intersections.
Why it matters: An additional school option near TrailMark could expand enrollment capacity in the area, while the required traffic study may inform future improvements along Pacetti Road.
Rezoning maps released for new K-8 campuses opening in 2026
The St. Johns County School District released draft attendance rezoning maps tied to two new K-8 campuses opening in 2026, including one in SilverLeaf designed for about 1,500 students. The SilverLeaf campus would absorb more than 1,000 students from Wards Creek Elementary and Pacetti Bay Middle, two schools that serve the TrailMark area, with a board vote planned for November.
Why it matters: Capacity relief at Wards Creek and Pacetti Bay could reduce crowding at schools zoned for TrailMark, though final boundaries may shift which campuses serve parts of the community.
County breaks ground on SR 16 and International Golf Parkway improvements
St. Johns County held an August 25 groundbreaking for the $25 million SR 16-IGP Improvements Project, which will widen State Road 16 from two lanes to four, add sidewalks between IGP and CR 2209, install new drainage and add a traffic signal. The county said the project, expected to take about 18 months, serves five schools within a few miles of the intersection, including those zoned for TrailMark.
Why it matters: Improvements at this junction may smooth school-run and commute traffic for TrailMark households that rely on SR 16 to reach I-95 and area campuses.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Picolata Crossing Elementary SchoolPublic K-5 · St. Johns County School District
Pacetti Bay Middle SchoolPublic 6-8 · St. Johns County School District
Tocoi Creek High SchoolPublic 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$420,000
765 FARMFIELD Drive, St. Augustine
3 / 2 bd/ba · 1,844 sq ft · $228/sq ft
Courtesy of OLYMPUS EXECUTIVE REALTY, INC · View details →
Sold Jun 2026
$380,000
41 SEASONS Court, St. Augustine
4 / 2 bd/ba · 1,811 sq ft · $210/sq ft
Courtesy of LPT REALTY LLC · View details →
Sold Jun 2026
$447,500
589 FARMFIELD Drive, St. Augustine
4 / 3 bd/ba · 2,189 sq ft · $204/sq ft
Courtesy of OLYMPUS EXECUTIVE REALTY, INC · View details →
Sold Jul 2026
$355,000
113 FARMFIELD Drive, St. Augustine
3 / 2 bd/ba · 1,626 sq ft · $218/sq ft
Courtesy of REAL BROKER LLC · View details →
Sold Jun 2026
$450,000
213 FOXCROSS Avenue, St. Augustine
4 / 3 bd/ba · 2,362 sq ft · $191/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Sold Jul 2026
$490,000
714 FARMFIELD Drive, St. Augustine
4 / 3 bd/ba · 2,500 sq ft · $196/sq ft
Courtesy of OLYMPUS EXECUTIVE REALTY, INC · View details →
Median of the set: $207/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Trailmark
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
MOVE IN READY!
Welcome to this beautiful Lennar Home- Trevi II floor plan: 4 beds, 3 baths and 2 car garage. Features: White 42'' Cabinets, white Quartz kitchen tops, Stainless steel appliances: gas Cooktop, dishwasher, microwave, & refrigerator, ceramic wood tile in wet areas & extended into family/dining/halls, Quartz vanities, window blinds throughout, gas water heater, screened lanai and sprinkler system.
One year builder warranty, dedicated customer service program & 24-hour emergency service. (Conditions may apply)
Description provided by LENNAR REALTY INC and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms3
Living area1,943 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built2025
Age1 yrs
Listing
MLS #2088122
StatusActive
Days on market294
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $489,480Momentum Realty · on market 294 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 12 WRENSONG Place in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
