124 Oakwood Plantation Drive, Fleming Island, FL 32003
As of October 7, 2026, 124 OAKWOOD PLANTATION Drive in Oakwood Plantation, Fleming Island is listed at $650,000 (2,529 sq ft, about $257 per sq ft). That is 23% above Oakwood Plantation's median closed sale of $530,000 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $219/sq ft by about 17%. It came to market within the past week. Listing facts: built in 2005, a private pool, waterfront, HOA dues of $42/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2005 · 21 yrs
- 2,529 sq ft of living area
- 2-car garage
- Active listing
- HOA $42/mo (per listing)
About this home
A screened pool, a pond out back, and your own private dock and pergola at the water's edge. 124 Oakwood Plantation Drive is a single-story Fleming Island pool home where the big-ticket items are already done. New roof.
New air conditioning. New water heater. New flooring and fresh interior paint throughout.
Low annual HOA and no CDD. Picture a regular weeknight here. You open the french doors onto the covered lanai, ceiling fans turning, and the pool stretches out in front of you under a full panoramic screen enclosure.
Past the screen, the lawn runs down to a long pond lined with trees on the far bank. Walk across the yard and you're on the wood deck under the pergola, right at the water. It's the spot for morning coffee, a slow Sunday with a book, or dinner for two while the sun goes down.
The screen keeps the pool clean and the bugs out, so the lanai stays usable from spring straight through fall. Inside, the home opens with a columned entry and arched openings that set the tone. To one side, a formal dining room with columns, a chandelier and plantation shutters is ready for holidays and long dinners.
A separate formal living room gives you a second place to gather. The family room is the heart of the house, with a fireplace framed by built-in shelving, high ceilings with display niches, and tall windows looking out to the pool. The kitchen opens right to the family room, so the cook stays in the conversation.
Rich wood cabinetry, granite counters, a center island and stainless appliances sit under a vaulted ceiling, and the breakfast nook is wrapped in windows. A dedicated home office means working from home doesn't take over the dining table. The primary suite has a tray ceiling and French doors straight out to the lanai, so the pool is the first thing you see in the morning.
The primary bath has a garden tub, a glass walk-in shower and separate vanities. The guest bedrooms share a full bath, and a powder room off the main living area handles guests. New light oak-tone plank flooring runs through the living areas and bedrooms, and every room has fresh paint.
4 bedrooms, 2.5 baths and 2529 square feet, all on one level. Here's the part that matters at inspection. The roof [2026], the AC system [2022] and the water heater [2025] are all new.
The home has been impeccably maintained, and it shows in every room. Out front, a stucco and stone exterior, palms and mature landscaping give the home real curb appeal. Oakwood Plantation is a small, single-street community on Fleming Island with sidewalks, street lights, a neighborhood park, a playground and a walking path.
The HOA is about $500 a year and there's no CDD, which keeps carrying costs well below many newer master-planned communities in Clay and St. Johns counties. Location is a big part of the appeal.
Fleming Island sits on the west bank of the St. Johns River in Clay County, just south of Orange Park along US-17. Groceries, retail and restaurants along US-17 and County Road 220 are a few minutes from home.
Baptist Clay Medical Campus is right on Fleming Island. Orange Park and Orange Park Mall are about 15 minutes north, and NAS Jacksonville is about 20 mins. Commuting is simple.
US-17 and I-295 put downtown Jacksonville about 30 minutes away. The Buckman Bridge on I-295 connects you to Mandarin and the Southside, with St. Johns Town Center about 30 to 35 minutes out and Mayo Clinic Jacksonville about 40.
Jacksonville International Airport is roughly 45 minutes. Historic St. Augustine is about 45 minutes across the St.
Johns River, and the Jacksonville beaches run about 50 minutes to an hour. When the First Coast Expressway is complete, you will be able to get to all areas of NE Florida in approx 30 mins. If you love the water, you're surrounded by it.
The St. Johns River, Doctors Lake and Black Creek wrap around Fleming Island, with public boat ramps, fishing and paddling close by. Area golf courses, parks and riverfront trails round out the weekends.
Schools are par…
All 43 photos
Description provided by KELLER WILLIAMS ST JOHNS and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $3,558/mo 77%
- Taxes $752/mo 16%
- Insurance $266/mo 6%
- HOA $42/mo 1%
$4,618/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified county tax rollProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Clay County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Clay County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 2005BuiltPer public record
- Oct 7, 2026First seen on movewithmomentum.comObserved at $650,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Clay County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Oakwood Plantation. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Clay County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 2,529 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 7, 2026.
Momentum Property Score
34/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $257 per square foot, about 17% above the community’s $219 median. Oakwood Plantation’s 12-month median sold price per square foot is $219. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 124 OAKWOOD PLANTATION Drive?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by KELLER WILLIAMS ST JOHNS · MLS # 2168241
Request a showing
Similar homes for sale near Oakwood Plantation
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Oakwood Plantation
- 2090 Sikes Road · $194,900 · 4 bd / 2.0 ba · listed October 7, 2026 (courtesy of AMERICAN REAL ESTATE SOLUTIONS LLC)
- 35 Orchid Avenue · $239,990 · 3 bd / 2.5 ba · listed October 7, 2026 (courtesy of EXIT INSPIRED REAL ESTATE)
- 2418 Old Pine Trail · $300,000 · 3 bd / 2.0 ba · listed October 7, 2026 (courtesy of COLDWELL BANKER VANGUARD REALTY)
- 4232 Cherry Lake Lane · $445,000 · 4 bd / 2.0 ba · listed October 7, 2026 (courtesy of EXIT MAGNOLIA POINT REALTY)
- 559 William Ellery Street · $315,000 · 3 bd / 2.0 ba · listed October 6, 2026 (courtesy of KELLER WILLIAMS ST JOHNS)
- 1962 Tomahawk Drive · $310,000 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of COLDWELL BANKER VANGUARD REALTY)
Recently off market in Oakwood Plantation
- 133 Oakwood Plantation Drive · last listed $530,000 · 2026-09-12
- 132 Oakwood Plantation Drive · last listed $490,000 · 2026-09-12
- 112 Oakwood Plantation Drive · last listed $585,000 · 2026-09-12
Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings
More on Oakwood Plantation
Go deeper on Oakwood Plantation
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Clay County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 124 OAKWOOD PLANTATION Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $42/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Clay County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,529 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $9,025/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,325 more per year than the current owner’s estimated bill (+144%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | realMLS, checked against the MLS hourly (last: October 7, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Clay County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 124 OAKWOOD PLANTATION Drive and when was it built?
Per the listing record, 124 OAKWOOD PLANTATION Drive was built in 2005 and has 2,529 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 124 OAKWOOD PLANTATION Drive in?
124 OAKWOOD PLANTATION Drive is in Oakwood Plantation in Fleming Island, Clay County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 124 OAKWOOD PLANTATION Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $42 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 124 OAKWOOD PLANTATION Drive differ from the current owner's?
The estimate on this page (about $9,025 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,325 more per year than the current owner’s estimated bill (+144%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 124 OAKWOOD PLANTATION Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 124 OAKWOOD PLANTATION Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.