Fleming Island
Housing Market
Median sale price $470,000, down 4.3% year over year, with homes going under contract in about 28 days, 98 homes on the market.
Momentum ▲9
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Inventory sits at 3.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 23% of listed homes are already under contract. Prices are down 4.3% versus the prior year, but sellers are still collecting 97.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 23% of inventory sits under contract.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current Fleming Island data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Fleming Island is hot — and where it isn't
Each dot is a community (29 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Fleming Island
The median sale price across Fleming Island currently stands at $470,000, down 4.3% from a year ago. Buyers are paying a median of $205 per square foot. The typical home goes under contract in about 28 days. Sellers are capturing 97.5% of their original asking price on average.
There are 98 active listings on the market, with 33 more already under contract. At the current sales pace that works out to 3.8 months of supply — a seller-leaning market by the standard six-month benchmark. 260 homes closed here over the trailing 12 months.
Fleming Island prices sit above the Clay County median by roughly 44%. Zillow's home value index for Clay County stands at $335,274. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Fleming Island is 62 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.
Fleming Island since 2012 — and where it’s heading
A median home here sold for $121,552 in 2012 and $460,605 over the last recorded year — 279% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (1,379 recorded sales)
Days on market by year
Home value trend · Clay County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Clay County (MLS)
Median price · daily recalculation
What’s driving Fleming Island
Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023
606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Fleming Island right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Clay County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Fleming Island ← this page | $470K | 57 | 62 | |
| Green Cove Springs | $345K | 227 | 50 | Open → |
| Middleburg | $294K | 218 | 51 | Open → |
| Orange Park | $315K | 164 | 53 | Open → |
| Keystone Heights | $270K | 45 | 29 | Open → |
Neighborhoods on the move
| Eagle HarborFleming Island | $550K | 16 |
| Fleming Island PlantationFleming Island | $380K | 12 |
| Pace IslandFleming Island | $515K | 7 |
| Hibernia PlantationFleming Island | $840K | 3 |
| Creighton PointeFleming Island | $634K | 1 |
| Pace IslandFleming Island | $515K | 13 days |
| Eagle HarborFleming Island | $550K | 25 days |
| Harbor ViewFleming Island | $184K | 65 days |
Fleming Island ZIP codes
Most active communities
More on Fleming Island
Put this data to work
The questions people actually ask
Should I buy a house in Fleming Island right now?
The data says conditions currently favor neither side decisively in Fleming Island — the Momentum Score reads 62/100 with 3.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Fleming Island becoming more affordable?
Yes, modestly — the median sale price in Fleming Island is $470,000, down 4.3% versus the prior year, while sellers still capture 97.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Which Fleming Island neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Pace Island (13 days); Eagle Harbor (25 days); Harbor View (65 days) — homes there go under contract well ahead of the market-wide pace of 28 days.
How does Fleming Island compare to the rest of Clay County?
Fleming Island's median of $470,000 runs 44% above the county-wide median of $326,000, and homes here take 28 days to go under contract versus 49 county-wide.
Fleming Island housing market FAQ
How is the housing market in Fleming Island right now?
As of October 26, 2026, the Fleming Island housing market favors sellers: the median sale price is $470,000 (down 4.3% year over year), 98 homes are for sale against 260 sales in the last 12 months, which is 3.8 months of supply, and the typical home goes under contract in about 28 days.
How much is a house in Fleming Island?
The median home sold for $470,000 in Fleming Island over the last 12 months, about $205 per square foot; asking prices on the 98 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Fleming Island?
By the numbers, sellers in Fleming Island are getting 97.5% of asking price and going under contract in about 28 days with 3.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Fleming Island housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Fleming Island median sale prices are down 4.3% year over year, inventory stands at 3.8 months of supply, and 23% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Fleming Island?
The median sale price in Fleming Island is currently $470,000, down 4.3% from a year ago, based on MLS sales data updated October 26, 2026.
Is Fleming Island a buyer's or seller's market right now?
The data currently favors sellers. Fleming Island scores 62 of 100 on the Momentum Score, with 3.8 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Fleming Island?
The typical home in Fleming Island goes under contract in about 28 days, per current MLS data.
How many homes are for sale in Fleming Island?
There are approximately 98 active listings in Fleming Island as of October 26, 2026.
Are home prices in Fleming Island rising or falling?
Median sale prices are down 4.3% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Fleming Island. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
Get the Northeast Florida Market Pulse every month
One email when the new edition is out: median price and the same-home change, days on market, months of supply, price cuts and what failed to sell, computed from MLS closed records. See the current edition. Unsubscribe any time.
