Fleming Island, Florida

Fleming Island
Housing Market

City market report · Clay County, FL · 6 ZIP codes

Median sale price $470,000, down 4.3% year over year, with homes going under contract in about 28 days, 98 homes on the market.

30 communities reporting167 sales analyzedRefreshed twice dailyMomentum Score 62
Live Market Pulse
62/100
Momentum
▲9
Balanced Market
260 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh October 26, 2026 at 10:07 AM ET.
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Live · Fleming Island Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$470K ▼
Median sold · 12 moConfidence: High
down 4.3% vs the prior 12 months
-4.3% ▼
1-yr price change
n = 167 recent sales
$205/sf ▼
Sold $/sqft · 12 mo
Clay County: $182 · -12.0% vs prior yr
97.5% ▲
Sale vs ask
Clay County: 95.8% · +0.3pp vs prior yr
$335K ▼
Clay County home value
Zillow ZHVI, monthly · -0.3% vs a year ago
Tempo
3.8mo
Supply
3 to 6 months is the balanced band
28days ▼
Median DOM · closed
Clay County: 49 days · -9.0 days vs prior yr
23%
Under contract
Clay County: 30%
98 · 33
For sale · pending
live counts, refreshed twice daily
260 ▲
Sold · last 12 mo
closed across all tracked communities · +96.5% vs prior yr
Market context
30% ▲
Listings with price cuts
Clay County · Zillow · +0.3pp vs prior month
1,243 ▼
County for-sale inventory
Zillow, monthly · -1.5% vs prior month
5%
New construction
share of recent sales
62/100 ▲
Momentum score
Balanced Market · +9 vs yesterday
30
Communities reporting
of 95 tracked in Fleming Island
Economy & people · county layer
$86,094
Median household income
U.S. Census ACS, county
223,436
County population
+7.8% since 2018
3.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,080/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 26, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 23% of listed homes are already under contract. Prices are down 4.3% versus the prior year, but sellers are still collecting 97.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 62
Momentum Score
Buyer leverage38
Seller leverage62

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 23% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current Fleming Island data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
2.3 mo · seller-tilted · 7 active
$300K–$500K
4.5 mo · balanced band · 20 active
$500K–$750K
2.0 mo · seller-tilted · 27 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Fleming Island is hot — and where it isn't

Each dot is a community (29 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Fleming Island

The median sale price across Fleming Island currently stands at $470,000, down 4.3% from a year ago. Buyers are paying a median of $205 per square foot. The typical home goes under contract in about 28 days. Sellers are capturing 97.5% of their original asking price on average.

There are 98 active listings on the market, with 33 more already under contract. At the current sales pace that works out to 3.8 months of supply — a seller-leaning market by the standard six-month benchmark. 260 homes closed here over the trailing 12 months.

Fleming Island prices sit above the Clay County median by roughly 44%. Zillow's home value index for Clay County stands at $335,274. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Fleming Island is 62 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.

Trends & History

Fleming Island since 2012 — and where it’s heading

A median home here sold for $121,552 in 2012 and $460,605 over the last recorded year — 279% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (1,379 recorded sales)

$113K$337K$562K$461K2012: $122K2013: $177K2014: $308K2015: $204K2016: $234K2017: $241K2018: $184K2019: $282K2020: $381K2021: $413K2022: $522K2023: $502K2024: $428K2025: $553K2026: $461K20122015201920232026

Days on market by year

21d74d127d28d2012: 110d2013: 28d2014: 125d2015: 57d2016: 53d2017: 42d2018: 33d2019: 35d2020: 47d2021: 24d2022: 24d2023: 45d2024: 34d2025: 37d2026: 28d20122015201920232026

Home value trend · Clay County (Zillow ZHVI)

$335K$336K$336K$335KSep '25: $336KOct '25: $336KNov '25: $336KDec '25: $335KJan '26: $336KFeb '26: $336KMar '26: $336KApr '26: $336KMay '26: $336KJun '26: $336KJul '26: $335KAug '26: $335KSep '26: $335KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

1,0851,1771,2691,243Sep '25: 1,264Oct '25: 1,263Nov '25: 1,245Dec '25: 1,199Jan '26: 1,125Feb '26: 1,089Mar '26: 1,115Apr '26: 1,164May '26: 1,226Jun '26: 1,254Jul '26: 1,266Aug '26: 1,262Sep '26: 1,243Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Clay County (MLS)

3867991,212Jul 07 · Active: 1,133Aug 03 · Active: 1,143Aug 04 · Active: 1,136Aug 05 · Active: 1,132Aug 06 · Active: 1,134Aug 07 · Active: 1,152Aug 08 · Active: 1,157Aug 09 · Active: 1,172Aug 10 · Active: 1,172Aug 11 · Active: 1,157Aug 12 · Active: 1,159Aug 13 · Active: 1,160Aug 15 · Active: 1,150Aug 17 · Active: 1,132Aug 19 · Active: 1,129Aug 22 · Active: 1,168Aug 23 · Active: 1,159Aug 28 · Active: 1,178Aug 29 · Active: 1,182Aug 30 · Active: 1,167Aug 31 · Active: 1,169Sep 07 · Active: 1,170Sep 09 · Active: 1,157Sep 11 · Active: 1,174Sep 12 · Active: 1,177Sep 13 · Active: 1,168Sep 14 · Active: 1,164Sep 15 · Active: 1,164Sep 16 · Active: 1,166Sep 17 · Active: 1,171Sep 19 · Active: 1,196Sep 20 · Active: 1,193Sep 21 · Active: 1,183Sep 22 · Active: 1,180Sep 23 · Active: 1,179Sep 24 · Active: 1,188Sep 25 · Active: 1,189Sep 26 · Active: 1,184Sep 28 · Active: 1,181Oct 01 · Active: 1,153Oct 04 · Active: 1,165Oct 05 · Active: 1,165Oct 06 · Active: 1,161Oct 07 · Active: 1,161Oct 09 · Active: 1,175Oct 10 · Active: 1,180Oct 11 · Active: 1,182Oct 12 · Active: 1,172Oct 14 · Active: 1,164Oct 17 · Active: 1,188Oct 18 · Active: 1,188Oct 19 · Active: 1,185Oct 20 · Active: 1,181Oct 23 · Active: 1,191Oct 26 · Active: 1,191Jul 07Sep 15Oct 26ActivePending

Median price · daily recalculation

$457K$468K$479K$470KAug 06: $458KAug 08: $458KAug 09: $458KAug 10: $458KAug 11: $458KAug 12: $458KAug 13: $458KAug 15: $458KAug 17: $470KAug 18: $470KAug 19: $470KAug 20: $479KAug 21: $479KAug 22: $479KAug 23: $479KAug 24: $479KAug 26: $479KAug 28: $479KAug 29: $470KAug 30: $470KAug 31: $470KSep 01: $470KSep 04: $470KSep 05: $470KSep 06: $460KSep 07: $460KSep 08: $460KSep 09: $460KSep 10: $460KSep 11: $460KSep 12: $460KSep 13: $460KSep 14: $460KSep 15: $460KSep 16: $460KSep 17: $460KSep 19: $460KSep 20: $460KSep 21: $460KSep 22: $460KSep 23: $460KSep 24: $460KSep 25: $460KSep 26: $460KSep 28: $460KSep 29: $460KSep 30: $460KOct 01: $460KOct 03: $460KOct 04: $460KOct 05: $460KOct 06: $460KOct 07: $460KOct 09: $460KOct 10: $460KOct 11: $460KOct 12: $460KOct 14: $460KOct 17: $460KOct 18: $460KOct 19: $460KOct 20: $460KOct 23: $460KOct 26: $470KAug 06Aug 26Sep 14Oct 03Oct 26
Local Economics · county layer

What’s driving Fleming Island

Who’s moving here
+3,611 net residents/yr

Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,189/yr avg premium

606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,522 units permitted -19% YoY

1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest risk buyers are ignoring
$300K–$500K: 4.5 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Fleming Island right now.

Biggest opportunity
$500K–$750K: 2.0 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Clay County

MarketMedianActiveScore
Fleming Island ← this page$470K5762
Green Cove Springs$345K22750Open →
Middleburg$294K21851Open →
Orange Park$315K16453Open →
Keystone Heights$270K4529Open →
Community Movers

Neighborhoods on the move

Most homes for sale
Eagle HarborFleming Island$550K16
Fleming Island PlantationFleming Island$380K12
Pace IslandFleming Island$515K7
Hibernia PlantationFleming Island$840K3
Creighton PointeFleming Island$634K1
Selling fastest
Pace IslandFleming Island$515K13 days
Eagle HarborFleming Island$550K25 days
Harbor ViewFleming Island$184K65 days
Explore Deeper

Fleming Island ZIP codes

Most active communities

More on Fleming Island

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Fleming Island right now?

The data says conditions currently favor neither side decisively in Fleming Island — the Momentum Score reads 62/100 with 3.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Fleming Island becoming more affordable?

Yes, modestly — the median sale price in Fleming Island is $470,000, down 4.3% versus the prior year, while sellers still capture 97.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Which Fleming Island neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Pace Island (13 days); Eagle Harbor (25 days); Harbor View (65 days) — homes there go under contract well ahead of the market-wide pace of 28 days.

How does Fleming Island compare to the rest of Clay County?

Fleming Island's median of $470,000 runs 44% above the county-wide median of $326,000, and homes here take 28 days to go under contract versus 49 county-wide.

Questions

Fleming Island housing market FAQ

How is the housing market in Fleming Island right now?

As of October 26, 2026, the Fleming Island housing market favors sellers: the median sale price is $470,000 (down 4.3% year over year), 98 homes are for sale against 260 sales in the last 12 months, which is 3.8 months of supply, and the typical home goes under contract in about 28 days.

How much is a house in Fleming Island?

The median home sold for $470,000 in Fleming Island over the last 12 months, about $205 per square foot; asking prices on the 98 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Fleming Island?

By the numbers, sellers in Fleming Island are getting 97.5% of asking price and going under contract in about 28 days with 3.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Fleming Island housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Fleming Island median sale prices are down 4.3% year over year, inventory stands at 3.8 months of supply, and 23% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Fleming Island?

The median sale price in Fleming Island is currently $470,000, down 4.3% from a year ago, based on MLS sales data updated October 26, 2026.

Is Fleming Island a buyer's or seller's market right now?

The data currently favors sellers. Fleming Island scores 62 of 100 on the Momentum Score, with 3.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Fleming Island?

The typical home in Fleming Island goes under contract in about 28 days, per current MLS data.

How many homes are for sale in Fleming Island?

There are approximately 98 active listings in Fleming Island as of October 26, 2026.

Are home prices in Fleming Island rising or falling?

Median sale prices are down 4.3% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Fleming Island. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

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Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.