Satellite · 1334 SHIPWATCH Circle #1334, Fernandina Beach · Imagery © Esri, Maxar, Earthstar Geographics · Map © OpenStreetMap contributors © CARTO
Off market · closed Jan 13, 2026 Condominium
$810,000 closed sale

1334 Shipwatch Circle #1334, Fernandina Beach, FL 32034

Off-market property record · Ship Watch
Ship Watch · Fernandina Beach, FL 32034 · Nassau
Listing data updated September 9, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,367Sq Ft
1975Year Built
$593Per Sq Ft
This home is off the market. Listing photos and the listing description are no longer displayed. The public-record profile below stays current from the Nassau County certified tax roll, and we watch this address for status changes.
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Public records

County-recorded value & sale

Matched by parcel ID to the Florida DOR certified tax roll (2025), Nassau County public records. Values are county assessments, not an offer, appraisal or opinion of value.

Market value
$832,000

County appraiser's just/market value

Assessed
$770,117

Assessed value after caps

Taxable
$770,117

After exemptions

Last recorded sale
None on current roll

County deed record, not MLS

Year built
1975

Per the county roll

Living area
1,263 sq ft

Per the county roll

Momentum Research

Estimated value range

Based on 290 recent closed sales in ZIP 32034 ($218–$394 per sq ft) × this home’s 1,263 sq ft from the county roll. An estimate, not an appraisal.

Low
$275,334

$218/sq ft

Midpoint
$362,481

$287/sq ft

High
$497,622

$394/sq ft

Public records

Recent sales on this street

County-recorded sales on Shipwatch Cir, ZIP 32034. Public record, not MLS data.

Jul 2025
$850,000

1368 Shipwatch Cir

May 2025
$1,175,000

1316 Shipwatch Cir

May 2025
$926,300

1335 Shipwatch Cir

May 2025
$1,400,000

1349 Shipwatch Cir

Apr 2025
$650,000

1301 Shipwatch Cir

Jan 2024
$970,000

1347 Shipwatch Cir

Momentum Research · Ship Watch

Pricing & the Ship Watch market

How this home is priced against recent nearby sales, and where Ship Watch has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $593/sq ft$5931350 SHIPWATCH Circle1350 SHIPWATCH Circle: $630/sq ft$6301391 SHIPWATCH Circle1391 SHIPWATCH Circle: $764/sq ft$764Community median $630
Property timeline

This home’s history

  • 1975BuiltPer public record
  • Jan 2026SoldClosed

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$10,100/yr
$842/mo·effective rate ~1.25%
Estimated from the last recorded sale price and current Nassau County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $10,225/yr ($852/mo)
-$125 more each year
(--1%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$61,883
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$832,000
Market value
$770,117
Assessed
$770,117
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$757,318the mess$965,102

Actual list price: $810,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1975 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $969/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 16.0 months of supply

For reference, this home is listed at $810,000 ($593/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,367 sq ft × $554–$706/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 9, 2026.

Keep looking

Similar homes for sale near Ship Watch

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Community history

Ship Watch sales history

50 sales on record since 20163 sales in the last 12 months, median $965,000median price +13.5% year over year
YearSalesMedian priceMedian $/sqftMedian days on market
20263$965,000$63028
20253$850,000$609106
20242
20232
20223$910,000$5799
202114$635,000$42314
20201
20192
201812$519,500$3280
20176$425,000$22062
20162

Community-level medians of closed sales in Ship Watch; not a value for this home. Source: Data provided by realMLS. Momentum Research analysis of realMLS records

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~14 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Ship Watch

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Ship Watch neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$965,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$630

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Ship Watch

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Nassau County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $630/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

Items worth confirming for 1334 SHIPWATCH Circle #1334, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1975 (51 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Nassau County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,367 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,614/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 9, 2026)
Community market statsrealMLS closed sales, as of September 9, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1334 SHIPWATCH Circle #1334 and when was it built?

Per the listing record, 1334 SHIPWATCH Circle #1334 was built in 1975 and has 1,367 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1334 SHIPWATCH Circle #1334 in?

1334 SHIPWATCH Circle #1334 is in Ship Watch in Fernandina Beach, Nassau County. The community section on this page shows recent closed sales, days on market, and active inventory for Ship Watch from the same MLS data.

Does 1334 SHIPWATCH Circle #1334 have an HOA, and how much are the dues?

The listing reports HOA dues of $969 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1334 SHIPWATCH Circle #1334 differ from the current owner's?

The estimate on this page (about $7,614 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1334 SHIPWATCH Circle #1334 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

What is 1334 SHIPWATCH Circle #1334 worth today?

A licensed Momentum Realty agent prices it against live comps in Ship Watch - a real number, not an algorithm’s guess. Free, no obligation.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.