Fernandina Beach Home Values (2026): What Houses Are Actually Selling For
Fernandina Beach, Nassau County, Florida · Momentum Research · updated 2026-09-07
Homes in Fernandina Beach sold for a median of $530,000 over the last 12 months (478 recorded sales), $243 per square foot, and prices are down 1.0% year over year. The typical sale took 56 days to go under contract and closed at 95.1% of the original asking price. Long run: 6.1% a year since 2012 (median $233K then). No algorithm can price your specific house from that; a records-based valuation can. The data first, then how to get one.
Fernandina Beach home values year by year
Median recorded sale price, price per square foot, days to contract and sale-to-ask for every year we hold Fernandina Beach sales. The compound growth rate works out to 6.1% a year since 2012 (median $233K then).
| Year | Median sale | $/sq ft | Days to contract | Sale-to-ask | Sales |
|---|---|---|---|---|---|
| 2012 | $232,582 | $109 | 101 | 93.0% | 99 |
| 2013 | $235,967 | $111 | 105 | 96.8% | 126 |
| 2014 | $237,622 | $113 | 79 | 96.0% | 178 |
| 2015 | $297,324 | $130 | 82 | 93.2% | 249 |
| 2016 | $320,957 | $139 | 64 | 95.8% | 323 |
| 2017 | $328,759 | $155 | 78 | 96.6% | 312 |
| 2018 | $380,618 | $181 | 64 | 97.1% | 407 |
| 2019 | $377,484 | $175 | 63 | 97.8% | 437 |
| 2020 | $382,988 | $179 | 87 | 96.9% | 600 |
| 2021 | $458,957 | $219 | 32 | 99.0% | 687 |
| 2022 | $546,296 | $249 | 16 | 99.3% | 621 |
| 2023 | $592,022 | $282 | 39 | 96.9% | 496 |
| 2024 | $609,030 | $296 | 47 | 95.4% | 540 |
| 2025 | $641,902 | $301 | 48 | 95.3% | 490 |
| 2026 | $597,253 | $293 | 56 | 95.1% | 478 |
Where the Fernandina Beach market is tight, by price band
Months of supply is active inventory divided by the monthly sales pace; under about four months favors sellers, over six favors buyers. Find your band before you price.
| Price band | Active now | Sold (12 mo) | Months of supply | Days to contract |
|---|---|---|---|---|
| Under $300K | 9 | 24 | 4.5 | 57 |
| $300K–$500K | 22 | 89 | 3.0 | 58 |
| $500K–$750K | 27 | 75 | 4.3 | 64 |
| $750K+ | 37 | 94 | 4.7 | 54 |
Fernandina Beach home values by ZIP code
Active listings and list medians from our feeds today; the typical value and one-year change are Zillow’s ZHVI for the ZIP, which tracks the whole housing stock rather than only what sold.
| ZIP | Active listings | Median list | Typical value (ZHVI) | 1-yr change | Listings with a price cut |
|---|---|---|---|---|---|
| 32034 | 163 | $698,500 | $615,846 | -1.2% | 26% |
| 32054 | 1 | $1,283,520 | $277,302 | +2.9% | 37% |
Home values by community in Fernandina Beach
The communities with the most recorded sales in the last 12 months. Each links to its own home-value page with the full price history.
| Community | Median sale | Year over year | Days to contract | Sales (12 mo) | Active |
|---|---|---|---|---|---|
| Amelia National | $759,500 | -11.3% | 47 | 44 | 12 |
| Woodbridge | $438,408 | +6.9% | 73 | 43 | 0 |
| Amelia Walk | $618,700 | +10.5% | 70 | 38 | 12 |
| Flora Parke | $480,000 | -8.1% | 40 | 29 | 9 |
| Concourse Crossing Phase 1 | $420,000 | +0.0% | 72 | 27 | 0 |
| North Hampton | $632,500 | -0.7% | 46 | 22 | 11 |
| City Of Fernandina Beach | $530,000 | -13.0% | 36 | 20 | 0 |
| Amelia Concourse | $477,000 | -7.4% | 42 | 15 | 5 |
| Golfside At Summer Beach | $1,032,499 | +4.8% | 16 | 14 | 5 |
| Village Walk | $421,800 | -1.9% | 58 | 12 | 0 |
| Village Walk | $425,000 | -1.2% | 62 | 11 | 1 |
| Amelia Island | $1,475,000 | +55.3% | 44 | 10 | 6 |
Communities moving fastest in Fernandina Beach
Rising: Amelia Island (+55%), Amelia Walk (+10%), Golfside At Summer Beach (+5%). Year-over-year change in median recorded sale; small communities swing on a handful of sales, so read these as leads, not verdicts.
What moves the sale price in Fernandina Beach beyond the medians
New construction was 19% of sales, which sets the ceiling on what resale buyers will pay for a comparable resale. Sellers have been closing at 95.1% of original asking, so the list price is a negotiation opener, not the number. Zillow’s ZIP metrics put the city’s price-to-income ratio near 5.46 and five-year appreciation near +4.6%. Condition, lot, roof age, insurance quote and the specific street’s last three closings move an individual house well outside these ranges.
What is my house worth in Fernandina Beach?
Not a number this page can give you, and not one an automated model can either: every value above is a median of many Fernandina Beach sales, and the spread inside it is wide. A records-based valuation pulls the recorded closings on your street and in your community, adjusts for size, condition, lot and what your home has that the comps do not, and comes back as a written range with a net sheet showing what you would clear at each price after commissions, Florida doc stamps, title and payoff. Momentum Realty does that for Fernandina Beach owners at no cost through the form below; the Messtimate gives a square-footage range in the meantime, and the seller net proceeds calculator runs the arithmetic on any price you are considering.
Selling in Fernandina Beach: next steps
- Best time of year to sell in Nassau County
- Seller net proceeds calculator
- Nassau County property tax rate and calculator (what a buyer will pay after your sale)
- Homes for sale in Fernandina Beach right now (your competition)
- Fernandina Beach housing market: live data and trends
- Real estate agents in Fernandina Beach
- How to choose a listing agent in Fernandina Beach
- How Momentum sells homes
Frequently asked questions
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Figures are recorded closed sales and active listings from the MLS feeds behind our Fernandina Beach pages, aggregated by Momentum Research as of 2026-09-07; ZIP typical values from Zillow (ZHVI). Community-level aggregates only; nothing on this page is a valuation of any specific property, an appraisal, or an offer. Deemed reliable but not guaranteed. EAB RE Investments LLC dba Momentum Realty, a licensed Florida real estate brokerage. Equal Housing Opportunity.