Single Family Residence in Aberdeen, St. Johns · No CDD
Aberdeen · St. Johns, FL 32259 · St. Johns
Listing data updated September 20, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,920Sq Ft
2009Year Built
$229Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
7% above
$/sq ft vs community
$229 here vs $214 median sold (12 mo)
Buyer leverage
Seller-leaning
2.4-month supply
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 20, 2026, 144 MAHOGANY BAY Drive in Aberdeen, St. Johns is listed at $439,999 (1,920 sq ft, about $229 per sq ft). That sits within a few percent of Aberdeen's median closed sale of $432,000 over the last 12 months (89 recorded sales). It came to market within the past week. Listing facts: built in 2009, HOA dues of $4/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2009 · 17 yrs
1,920 sq ft of living area
2-car garage
Listed at $439,999 — recent neighborhood median sale price ~$432,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $4/mo (per listing)
School district: St. Johns County SchoolCommunity built 2007–2021Cantina Louie · 2 min driveAberdeen Park · 2 min driveThe Shoppes at Rivertown · 6 min drive
Momentum Research · Aberdeen
Pricing & the Aberdeen market
How this home is priced against recent nearby sales, and where Aberdeen has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Aberdeen
Each dot is a closed sale since 2007 (2518 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $229/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 41 (normal).
Property timeline
This home’s history
2009BuiltPer public record
Sep 20, 2026First trackedObserved at $439,999
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,817/mo
Principal & interest $2,330/mo83%
Taxes $315/mo11%
Insurance $168/mo6%
HOA $4/mo0%
$2,817/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $1,675/yr ($140/mo)
+$3,575 more each year
(+213%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$235,322
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
47/100
Strongest on: Market liquidity (72), Market timing (59)
0 limited50100 exceptional
47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area32
This home $229/sq ft vs the community 12-month median $214/sq ft.
Affordability47
List price $439,999 vs the community median $432,000. Not a measure of personal affordability.
Market liquidity72
Community median 33 days on market, ~2.4 months of supply (12-month record).
Renovation upside18
From a 2009 build and $229/sq ft vs the community median $214/sq ft. Not a condition assessment.
Pricing power56
Recent sales closed at about 96.8% of original asking (~3.2% below). More room below asking generally favors buyers.
Market timing59
Momentum Market Heat is 41/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $229 per square foot, about 7% above the community’s $214 median. Aberdeen’s 12-month median sold price per square foot is $214. Median sold price per square foot is down 7.3% year over year. Confidence: Very High · 89 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
68% of homes in Aberdeen are owner-occupied. An estimated 32% are non-owner-occupied, including 7% held in a company or trust and 9% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 521 homes matched. Community-level context.
Recent Aberdeen sales closed near 96.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 18 active listings in Aberdeen, no CDD assessment.
Updated September 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome home to 144 Mahogany Bay Drive, a beautifully appointed 3-bedroom, 2-bath home in the desirable Aberdeen community of St. Johns County. One of the standout benefits of this property is that the CDD bond has been PAID OFF, offering the next owner valuable savings compared with many surrounding homes.
Step inside and you'll immediately notice the custom details that set this home apart. Beautiful wainscoting adds architectural character and charm, while a custom signature feature wall creates an eye-catching focal point in the primary bedroom. Stylish barn doors leading to the office add another distinctive touch while providing both function and character.
The thoughtfully designed floor plan offers comfortable everyday living with spaces that easily adapt to today's lifestyle. Some of the biggest-ticket improvements have already been taken care of, including a NEW ROOF in 2020 and NEW HVAC system in 2020, providing added peace of mind for the next owner. Step outside to a LARGE, FULLY FENCED BACKYARD offering wonderful privacy and plenty of room to enjoy the Florida lifestyle.
Whether you envision outdoor entertaining, a play area, space for pets, gardening, or simply a quiet place to relax at the end of the day, this backyard provides the space and privacy to make it your own. Beyond the home, Aberdeen offers an amenity-rich lifestyle with community pools, clubhouse, fitness facilities, playgrounds, sports courts and more. Located in highly sought-after St.
Johns County, residents enjoy access to highly rated schools along with an abundance of nearby shopping, dining, grocery stores and everyday conveniences. It's a location that combines neighborhood living with easy access to everything you need. With custom interior details, a dedicated office, major updates already completed, a spacious private backyard and the CDD bond paid in full, 144 Mahogany Bay Drive offers a wonderful combination of character, comfort and value.
All 81 photos
Description provided by COLDWELL BANKER VANGUARD REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$439,999
Bed / bath3 / 2
Living area1,920 sq ft
Year built2009
Property typeSingle Family Residence
Garage2-car
MLS #2165571
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountySt. Johns
Area listings18 active · 7 under contract
Estimated first-year tax~$3,784/yr
CDD assessmentNone on record
HOA (per listing)$4/mo
Calculated estimates
Price per sq ft$229
Estimated monthly payment$2,817
Insurance (illustrative)$2k–$3k/yr
Messtimate range$424,320 – $449,280
Comparable-sales median$432,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$424,320the mess$449,280
Actual list price: $439,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 6% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $4/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
18 active listings competing, 7 under contract
≈2.4 months of supply
89 closed here in the last 12 months
For reference, this home is listed at $439,999 ($229/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,920 sq ft × $221–$234/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 20, 2026.
Keep looking
Similar homes for sale near Aberdeen
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $439,999Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,784/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$4/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 144 MAHOGANY BAY Drive?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by COLDWELL BANKER VANGUARD REALTY · MLS # 2165571
Request a showing
Market data · public records
Recent sales activity in Aberdeen
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Aberdeen neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$432,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$214
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Aberdeen
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Market
St. Johns County home sales rise in March for first time in five years
March 2026 brought 714 closed home sales countywide, up from 667 a year earlier, the first year-over-year March increase in five years. Active listings fell to 2,236 from 2,786, and the share of listings with price cuts dropped to 24.4 percent from 33.4 percent. Inventory still sits well above the very tight levels of the early 2020s.
Why it matters: A simultaneous lift in sales with fewer price cuts may signal somewhat firmer footing across the county market that includes communities like Aberdeen.
Walmart at Pavilion at Durbin Park plans roughly 9,000 square foot expansion
The Walmart Supercenter at 845 Durbin Pavilion Drive in northern St. Johns County filed a county permit application in early February to add about 9,000 square feet for online pickup and delivery. The 195,000 square foot store sits in The Pavilion at Durbin Park, the large retail hub near Aberdeen, and the county's Development Review Committee was set to review the plan in March.
Why it matters: Added grocery pickup capacity at the closest big-box anchor may improve everyday shopping convenience for nearby communities along the Durbin corridor.
UF Health Durbin Park medical office building clears first build-out permit
St. Johns County issued a $7.5 million build-out permit in early February for about 13,326 square feet of the roughly 72,000 square foot medical office building on the 42.5-acre UF Health Durbin Park campus near Race Track Road. Jacksonville-based Stellar is overseeing construction. The medical office building is one piece of a larger hospital campus rising in the Durbin area.
Why it matters: Continued progress on a major medical campus near the corridor could expand nearby healthcare access for surrounding communities over time.
St. Johns County holds town halls on rezoning tied to two new K-8 schools
The St. Johns County School District opened a series of town halls in early September to present proposed attendance-zone changes connected to two new K-8 schools, QQ in the Silverleaf area and RR in Nocatee, both planned to open for the 2026-27 school year. Officials listed several existing schools, including Liberty Pines Academy and Mill Creek Academy, that could be affected by the new boundaries. The district cited rapid countywide population growth as the driver for the added capacity.
Why it matters: Zoning shifts for new K-8 capacity could change which schools serve nearby communities, so buyers along the corridor may want to confirm assignments directly with the district.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 12 min
Dining
Cantina Louie 2 min
Shopping
The Shoppes at Rivertown 6 min
Parks
Aberdeen Park 2 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Freedom Crossing AcademyAssigned elementary school · St. Johns County School District
Freedom Crossing AcademyAssigned middle school · St. Johns County School District
GRADEA
Bartram TrailAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Sep 2026
$440,000
121 BALMORAL CASTLE Drive, St. Johns
4 / 2 bd/ba · 1,923 sq ft · $229/sq ft
Courtesy of 1 REALTY CORP · View details →
Sold Sep 2026
$429,000
79 LOCHNAGAR MOUNTAIN Drive, St. Johns
4 / 3 bd/ba · 1,886 sq ft · $227/sq ft
Courtesy of RELAX REALTY LLC · View details →
Sold Aug 2026
$452,000
294 GRAMPIAN HIGHLANDS Drive, St. Johns
4 / 3 bd/ba · 2,041 sq ft · $221/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Sold Sep 2026
$400,000
737 SHETLAND Drive, St. Johns
3 / 2 bd/ba · 1,709 sq ft · $234/sq ft
Courtesy of KELLER WILLIAMS ST JOHNS · View details →
Sold Sep 2026
$440,000
104 MORAYSHIRE Court, St. Johns
4 / 2 bd/ba · 2,182 sq ft · $202/sq ft
Courtesy of SET YOUR ANCHOR REALTY · View details →
Sold Sep 2026
$402,000
190 LOCHNAGAR MOUNTAIN Drive, St. Johns
3 / 2 bd/ba · 1,564 sq ft · $257/sq ft
Courtesy of ASHLEY HOMES REALTY LLC · View details →
Community 12-month median: $214/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,017 – $2,933/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$856 – −$32At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 144 MAHOGANY BAY Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2009 (17 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $4/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,920 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,784/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 20, 2026)
Community market stats
realMLS closed sales, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 144 MAHOGANY BAY Drive and when was it built?
Per the listing record, 144 MAHOGANY BAY Drive was built in 2009 and has 1,920 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 144 MAHOGANY BAY Drive in?
144 MAHOGANY BAY Drive is in Aberdeen in St. Johns, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Aberdeen from the same MLS data.
Does 144 MAHOGANY BAY Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $4 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 144 MAHOGANY BAY Drive differ from the current owner's?
The estimate on this page (about $3,784 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 144 MAHOGANY BAY Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 144 MAHOGANY BAY Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
