4 bedroom Single Family Residence at 1725 LISA Avenue, The Park, Fernandina Beach — photo 1Front elevation
4 bedroom Single Family Residence at 1725 LISA Avenue, The Park, Fernandina Beach — photo 2Living space
4 bedroom Single Family Residence at 1725 LISA Avenue, The Park, Fernandina Beach — photo 3Kitchen
4 bedroom Single Family Residence at 1725 LISA Avenue, The Park, Fernandina Beach — photo 4Owner's suite
4 bedroom Single Family Residence at 1725 LISA Avenue, The Park, Fernandina Beach — photo 5Exterior / yardView all 89 photos →
New — 7 days on market Single Family Residence
$749,000
4-Bedroom Home in The Park

1725 LISA Avenue, Fernandina Beach, FL 32034

Single Family Residence in The Park, Fernandina Beach · No CDD
The Park · Fernandina Beach, FL 32034 · Nassau
Listing data updated August 29, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,322Sq Ft
1984Year Built
$323Per Sq Ft
2-car garageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$323 here vs $323 median sold (12 mo)
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1984 · 42 yrs
  • 2,322 sq ft of living area
  • 2-car garage
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1984BuiltPer public record
  • Aug 10, 2026First trackedObserved at $749,000
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,894/mo
  • Principal & interest $3,851/mo 79%
  • Taxes $587/mo 12%
  • Insurance $406/mo 8%
  • HOA $50/mo 1%

$4,894/mo at 20% down, 30-yr @ 6.66% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$9,275/yr
$773/mo·effective rate ~1.24%
Estimated from today’s asking price and current Nassau County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $7,050/yr ($588/mo)
+$2,225 more each year
(+32%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$205,751
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$736,072
Market value
$530,321
Assessed
$530,321
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

43/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

43/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $323/sq ft vs the community 12-month median $323/sq ft.
Affordability50
List price $749,000 vs the community median $749,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost23
From FEMA Zone AE and a 1984 build. Obtain a property-specific quote.
Renovation upside48
From a 1984 build and $323/sq ft vs the community median $323/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $323 per square foot, about in line with the community’s $323 median. The Park’s 12-month median sold price per square foot is $323. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 29, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

LOCATION. PRIVACY. POSSIBILITY.

Just a 5-minute walk to the beach, this distinctive North Beach home backs to Fort Clinch State Park, creating exceptional privacy with no rear neighbors, an island setting that simply cannot be recreated. Dramatic architecture, ABUNDANT natural light, ocean glimpses from the loft, a large fenced yard, flexible living spaces, ground floor guest suite 2/1 and add'l loft space offer an extraordinary canvas for your vision. Homes can be renovated.

A setting like this cannot be recreated. The loft sq ft are not included in sq. footage.

The existing layout may offer potential for duplex use with the addition of a second meter; buyer must independently verify feasibility, etc. Bring your contractor and imagination to transform this home and build value in an irreplaceable Fernandina Beach setting. Main living space 2/2 and guest unit is a 2/1.

Pre-inspection report available for serious buyers. As-Is Contract. No seller financing.

This has 10X Wow potential. Some properties are about the finishes. This one is about everything you cannot recreate.

Welcome to 1725 Lisa Avenue, a distinctive North Beach property offering an uncommon combination of beach proximity, privacy, architecture, outdoor space and possibility. Just a five-minute walk from the beach and backing directly to Fort Clinch State Park, the property enjoys a setting that would be extraordinarily difficult to duplicate: no rear neighbors, mature surroundings, a generous fenced yard and the feeling of being tucked away while still enjoying the Amelia Island lifestyle. This is an opportunity for the buyer who values location first and sees the advantage of creating a home around their own vision rather than paying a premium for someone else's renovation choices.

The home's distinctive multi-level architecture creates volume, character and abundant natural light, while the flexible floor plan offers numerous possibilities for living, working and hosting. Multiple living areas, a separate guest/in-law suite, loft space, outdoor decks and a private upper balcony allow different parts of the home to function independently while remaining connected. And there is more usable space than the stated heated square footage may initially suggest.

The additional loft square footage is not included in the stated total heated square footage, adding another flexible area for a studio, office, retreat, creative space or other use. It's available by ladder but could be a cozy play nook, reading corder or just personal meditation area. The lower living area also creates an intriguing possibility.

With the existing configuration and the addition of a second utility meter, there may be potential to configure the property for duplex use. No representation or guarantee is being made regarding duplex approval or feasibility, but it does have Multi Unit zoning. Buyers interested in this possibility should independently verify zoning, land-use requirements, utilities, permitting, code compliance and all other requirements with the appropriate governmental and utility authorities.

Outside, the property becomes even more compelling. The large fenced yard provides room to rethink the outdoor experience, gardens, entertaining areas, gathering spaces or simply a private retreat beneath the mature landscape. Fort Clinch State Park immediately behind the property creates a natural backdrop and exceptional rear privacy that a renovation could never manufacture.

And then there is the beach. In approximately five minutes on foot, you can trade the privacy of home for the Atlantic Ocean. That combination, beach access in one direction and Fort Clinch in the other, is what makes the underlying real estate here so compelling.

Buyers should come with clear eyes and imagination. This is not being presented as a newly renovated or turnkey home. It is an opportunity to improve and personalize a property whose most important fundamentals are already in place: North Beach location, pr…

Description provided by EXP REALTY, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$749,000
Bed / bath4 / 3
Living area2,322 sq ft
Year built1984
Property typeSingle Family Residence
Garage2-car
MLS #2159339
Listing statusNew — 7 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~6 ft
Windstorm exposureModerate
CountyNassau
Area listings0 active · 1 under contract
Estimated first-year tax~$7,041/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$323
Estimated monthly payment$4,894
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$749,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of EXP REALTY, LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$659,448the mess$840,564

Actual list price: $749,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 0 active listings competing, 1 under contract

For reference, this home is listed at $749,000 ($323/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,322 sq ft × $284–$362/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 29, 2026.

Keep looking

Similar homes for sale near The Park

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $749,000Momentum Realty · on market 7 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,041/yr

A rough first-year estimate only, applying a typical Nassau rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in The Park

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the The Park neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$749,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$323

Canonical 12-month median $/sq ft. Reference only.

Go deeper on The Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent The Park news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Builder

Wildlight subdivision advances in Yulee as the master-planned community expands

Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

Why it matters: Ongoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The project is about 23 miles northwest of The Park, elsewhere in Nassau County.

Jax Daily Record

Apr 2026 · Development

Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

Why it matters: A large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles southwest of The Park.

JAXPORT

Mar 2026 · Development

First Wildlight Commerce Park speculative building opens in Yulee

The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.

Why it matters: New employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The project is about 23 miles northwest of The Park, elsewhere in Nassau County.

Jax Daily Record

Feb 2026 · Infrastructure

JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

Why it matters: Continued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles southwest of The Park.

News4Jax

Assigned schools

Assigned schools

Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Nassau County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,433 – $4,993/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,563 – −$159At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: August 29, 2026)
Community market statsrealMLS closed sales, as of August 28, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone AE) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1725 LISA Avenue in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.