Single Family Residence in Twin Creeks North, St. Johns · No CDD · Built 2022
Twin Creeks North · St. Johns, FL 32259 · St. Johns
Listing data updated September 19, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,710Sq Ft
2022Year Built
$208Per Sq Ft
1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
5% below
$/sq ft vs community
$208 here vs $219 median sold (12 mo)
Buyer leverage
Strong buyer advantage
79 days on market
9.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~27 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 4
Price vs recent sales
Asking $355k is at or below all 4 recent closed sales
As of September 19, 2026, 182 KILLARNEY Avenue in Twin Creeks North, St. Johns is listed at $355,000 (1,710 sq ft, about $208 per sq ft). That is 33% below Twin Creeks North's median closed sale of $527,500 over the last 12 months (47 recorded sales). It has been 79 days on market. Listing facts: built in 2022, HOA dues of $201/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2022 · 4 yrs
1,710 sq ft of living area
1-car garage
Listed at $355,000 — recent neighborhood median sale price ~$527,500 (nearby sales; deemed reliable, not an appraisal)
79 days on market
HOA $201/mo (per listing)
School district: Schools are the second pillar of the value proposition. Beachwalk falls within St. Johns County SchoolCommunity built 1992–2023Beachwalk Club · 2 min driveBeachwalk Market · 4 min driveShoppes at Beachwalk · 4 min drive
Momentum Research · Beachwalk
Pricing & the Beachwalk market
How this home is priced against recent nearby sales, and where Beachwalk has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Beachwalk
Each dot is a closed sale since 2002 (361 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $208/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2019–2026. Now 36 (cold).
Property timeline
This home’s history
2022BuiltPer public record
Jul 2, 2026First trackedObserved at $375,000
Aug 4, 2026Price cut$345,000
Sep 3, 2026Price increase$350,000
Sep 15, 2026Price increase$355,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,439/mo
Principal & interest $1,880/mo77%
Taxes $254/mo10%
Insurance $103/mo4%
HOA $201/mo8%
$2,439/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $4,250/yr ($354/mo)
-$150 more each year
(--4%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$54,412
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
65/100
Strongest on: Affordability (100), Flood safety (95)
0 limited50100 exceptional
65/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area63
This home $208/sq ft vs the community 12-month median $219/sq ft.
Affordability100
List price $355,000 vs the community median $527,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~27 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity21
Community median 84 days on market, ~9.7 months of supply (12-month record).
Renovation upside30
From a 2022 build and $208/sq ft vs the community median $219/sq ft. Not a condition assessment.
Pricing power70
Recent sales closed at about 94.1% of original asking (~5.9% below). More room below asking generally favors buyers.
Market timing64
Momentum Market Heat is 36/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 9.7 months of supply in the surrounding market and 79 days on market for this home, against a 84-day area median.Days on market:this home 79Area median: 84 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 17, 2026.
🟡 Asking $208 per square foot, about 5% below the community’s $219 median. Beachwalk’s 12-month median sold price per square foot is $219. Median sold price per square foot is up 2.9% year over year. Confidence: Very High · 47 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
51% of homes in Beachwalk are owner-occupied. An estimated 49% are non-owner-occupied, including 10% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 745 homes matched. Community-level context.
Recent Beachwalk sales closed near 94.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 17, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 37 active listings in Beachwalk, no CDD assessment.
Updated September 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to your vacation at home at Beachwalk! This golf cart community offers white sandy beaches overlooking the 14-acre crystal lagoon pool with a swim-up bar, 2 dueling water slides, complimentary kayaking and paddle boarding, clubhouse with restaurant, fitness center with showers and lockers, childcare facility, dog splash park, putting green, kids playground, tennis and pickleball courts. Community events include vendor markets, holiday golf cart parades, trivia nights, poker tournaments, yoga classes, water aerobics, kids summer camps, tennis leagues, special holiday events, wine & dining experiences and so much more, right in your own neighborhood!
This move in ready, delightful home offers 3 beds, 2.5 baths, and a delightful open floor plan with a screened rear porch. Master suite offers luxurious private bath and huge walk in closet!. Move right in!
All 28 photos
Description provided by REID REAL ESTATE GROUP, LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$355,000
Bed / bath3 / 2.5
Living area1,710 sq ft
Year built2022
Property typeSingle Family Residence
Garage1-car
MLS #2153263
Listing status79 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~27 ft
Windstorm exposureModerate
CountySt. Johns
Area listings37 active · 2 under contract
Estimated first-year tax~$3,053/yr
CDD assessmentNone on record
HOA (per listing)$201/mo
Calculated estimates
Price per sq ft$208
Estimated monthly payment$2,439
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$527,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$330,030the mess$418,950
Actual list price: $355,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $201/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 79 days on market vs. a 84-day community median
37 active listings competing, 2 under contract
≈9.7 months of supply
46 closed here in the last 12 months
For reference, this home is listed at $355,000 ($208/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,710 sq ft × $193–$245/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 19, 2026.
Keep looking
Similar homes for sale near Twin Creeks North
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $355,000Momentum Realty · on market 79 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,053/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$201/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~27 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 182 KILLARNEY Avenue?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by REID REAL ESTATE GROUP, LLC · MLS # 2153263
Request a showing
Market data · public records
Recent sales activity in Twin Creeks North
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Twin Creeks North neighborhood guide for more.
Comparable sales found
2
Recent nearby closings in the data set.
Community median sale price
$527,500
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$219
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Twin Creeks North
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Beachwalk short term stay cottages enter the permitting phase along the Crystal Lagoon
An environmental resource permit application was filed September 2 with the St. Johns River Water Management District for the 68 short term stay cottages planned on about four acres along the northwest edge of the 14 acre Crystal Lagoon at Beachwalk. The cottages are the second piece of the Compass Hotel by Margaritaville hospitality program, following the 10.5 million dollar building permit St. Johns County issued for the 111 room hotel on August 24.
Why it matters: Hospitality construction inside Beachwalk brings the lagoon district closer to the resort style build out originally marketed, which could support demand for nearby resale homes while adding weekend traffic to County Road 210.
St. Johns County issues a 10.5 million dollar building permit for the Beachwalk hotel
St. Johns County issued a building permit August 24 valued at 10.5 million dollars for the 111 room Compass Hotel by Margaritaville at Beachwalk, moving the project from plan review into active site construction along the Crystal Lagoon. The St. Johns River Water Management District had approved the site plans February 18.
Why it matters: A permitted hotel is a firmer signal than a rendering; it suggests the commercial and hospitality side of Beachwalk is finally catching up with the residential build out, which tenants had flagged as slow earlier this summer.
Beachwalk developer sues St. Johns County over 1.34 million dollars in impact fee credits
Twin Creeks Development Associates and two affiliates filed suit in circuit court seeking dollar for dollar credits for 2.52 acres near County Road 210 and Accolade Avenue that the developer donated to the county in 2024. An appraisal commissioned by the developer valued the parcel at 1.34 million dollars. The county has not yet built on the site, which is planned for Fire Station 23 with completion projected for late 2028.
Why it matters: The ruling could affect how later Twin Creeks phases are financed, and credit disputes of this size historically take a year or more to work through the courts.
7 Brew files for a second St. Johns County drive through kiosk on the County Road 210 corridor
The county received a preapplication July 25 for a 510 square foot 7 Brew kiosk with drive through lanes, parking, landscaping and utility connections. The parcel is owned by 210 East LLC of Jacksonville and sits next to a recently opened Smalls Sliders, south of the Fountains at St. Johns mixed use development. It marks the second county filing for the chain in about a month.
Why it matters: Small format drive through filings tend to cluster where traffic counts have already risen, so the County Road 210 corridor could keep drawing quick service tenants.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Beachwalk Market 4 min
Dining
Beachwalk Club 2 min
Shopping
Shoppes at Beachwalk 4 min
Parks
Gourd Island Conservation Area 10 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Lakeside AcademyPublic K-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Beachside High SchoolPublic 9-12 · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$395,000
72 CLIFTON BAY Loop, St. Johns
4 / 2.5 bd/ba · 1,895 sq ft · $208/sq ft
Courtesy of LOKATION · View details →
Sold Sep 2026
$420,000
248 CLIFTON BAY, St. Johns
3 / 2.5 bd/ba · 1,943 sq ft · $216/sq ft
Courtesy of HERRON REAL ESTATE LLC · View details →
Community 12-month median: $219/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,627 – $2,367/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$857 – −$191At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 182 KILLARNEY Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $201/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,710 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,053/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 19, 2026)
Community market stats
realMLS closed sales, as of September 17, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 182 KILLARNEY Avenue and when was it built?
Per the listing record, 182 KILLARNEY Avenue was built in 2022 and has 1,710 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 182 KILLARNEY Avenue in?
182 KILLARNEY Avenue is in Twin Creeks North in St. Johns, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Twin Creeks North from the same MLS data.
Does 182 KILLARNEY Avenue have an HOA, and how much are the dues?
The listing reports HOA dues of $201 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 182 KILLARNEY Avenue differ from the current owner's?
The estimate on this page (about $3,053 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 182 KILLARNEY Avenue in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 182 KILLARNEY Avenue in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
