5 bedroom Single Family Residence at 23 Ocean Pines Drive, Sea Oaks, St. Augustine — photo 1Front elevation
5 bedroom Single Family Residence at 23 Ocean Pines Drive, Sea Oaks, St. Augustine — photo 2Living space
5 bedroom Single Family Residence at 23 Ocean Pines Drive, Sea Oaks, St. Augustine — photo 3Kitchen
5 bedroom Single Family Residence at 23 Ocean Pines Drive, Sea Oaks, St. Augustine — photo 4Owner's suite
5 bedroom Single Family Residence at 23 Ocean Pines Drive, Sea Oaks, St. Augustine — photo 5Exterior / yardView all 76 photos →
New — 1 day on market Single Family Residence
$1,410,000
5-Bedroom Home in Sea Oaks

23 Ocean Pines Drive, St. Augustine, FL 32080

Single Family Residence in Sea Oaks, St. Augustine · No CDD · Built 2023
Sea Oaks · St. Augustine, FL 32080 · St. Johns
Listing data updated September 25, 2026 · refreshed twice daily
5Bedrooms
4Bathrooms
3,102Sq Ft
2023Year Built
$455Per Sq Ft
2-car garageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$455 here vs $455 median sold (12 mo)
Buyer leverage
Strong buyer advantage
1 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 1
Price vs recent sales
Asking $1.41M tops 1 of the last 1 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 25, 2026, 23 OCEAN PINES Drive in Sea Oaks, St. Augustine is listed at $1,410,000 (3,102 sq ft, about $455 per sq ft). That sits within a few percent of Sea Oaks's median closed sale of $1,410,000 over the last 12 months (2 recorded sales). It came to market within the past week. Listing facts: built in 2023, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 3,102 sq ft of living area
  • 2-car garage
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2023BuiltPer public record
  • Sep 25, 2026First trackedObserved at $1,410,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$8,927/mo
  • Principal & interest $7,467/mo 84%
  • Taxes $1,010/mo 11%
  • Insurance $400/mo 4%
  • HOA $50/mo 1%

$8,927/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$18,325/yr
≈ $1,527/mo·effective rate ~1.30%
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $12,525/yr ($1,044/mo)
+$5,800 more each year
(+46%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$60,611
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$990,061
Market value
$980,172
Assessed
$929,450
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

37/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $455/sq ft vs the community 12-month median $455/sq ft.
Affordability50
List price $1,410,000 vs the community median $1,410,000. Not a measure of personal affordability.
Renovation upside10
From a 2023 build and $455/sq ft vs the community median $455/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 1 days on market for this home, against a 1-day area median.Days on market:this home 1Area median:  1 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 24, 2026.

🟡 Asking $455 per square foot, about in line with the community’s $455 median. Sea Oaks’s 12-month median sold price per square foot is $455. Confidence: Low · 2 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

62% of homes in Sea Oaks are owner-occupied. An estimated 38% are non-owner-occupied, including 14% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 162 homes matched. Community-level context.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Built in 2023 and thoughtfully designed for modern living, this exceptional 5-bedroom, 4-full-bath home offers 3,100+ square feet of beautifully planned living space. From the moment you arrive, the home makes an impression with its paver driveway, oversized 2-car garage, covered front porch, metal roof, and professionally designed landscape lighting. Inside, soaring 10-foot ceilings and an impressive approximately 27-foot ceiling in the main living room create an incredible sense of space and light.

The heart of the home is the expansive open-concept kitchen, dining, and living area, perfectly designed for both everyday living and effortless entertaining. The desirable split-bedroom floor plan provides exceptional privacy, with the spacious primary suite occupying the entire west side of the home, separated from the three secondary bedrooms and two full bathrooms on the east side. The primary retreat features direct access to the covered rear porch, his-and-hers walk-in closets, and separate his-and-hers vanities.

Upstairs, a generous bonus room/5th bedroom with its own full bathroom offers endless possibilities as a private guest suite, media room, game room, home office, or additional living space. Designed to embrace the Florida lifestyle, three separate sets of sliding glass doors connect the main living spaces to the expansive covered rear porch, including an oversized four-panel slider from the living room, a slider from the dining area, and a private slider from the primary bedroom. Both front and rear porches feature beautiful tongue-and-groove wood ceilings, creating inviting spaces to relax, dine, and entertain.

The elevated homesite was extensively graded during construction to create an unusually large, flat, and highly usable backyard, complete with concrete retaining walls, full fencing, and an expansive lawn offering plenty of room for children, pets, entertaining, or future outdoor enhancements. Additional thoughtful features include a mosquito misting/spray system, professionally planned front and rear landscape lighting, smart door locks, smart garage controls, and smart lighting. With its impressive scale, thoughtful floor plan, exceptional indoor-outdoor connection, and versatile living spaces, this home beautifully combines comfort, functionality, and modern style.

Come experience the space, privacy, and lifestyle this exceptional property has to offer—welcome home. POOL IS EDITED IN TO SHOW WHAT IT COULD LOOK LIKE NO POOL AT THE HOME

All 76 photos

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Description provided by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,410,000
Bed / bath5 / 4
Living area3,102 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #2166275
Listing statusNew &mdash; 1 day on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountySt. Johns
Area listings0 active · 0 under contract
Estimated first-year tax~$12,126/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$455
Estimated monthly payment$8,927
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$1,410,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,240,800the mess$1,582,020

Actual list price: $1,410,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing
  • 1 closed here in the last 12 months

For reference, this home is listed at $1,410,000 ($455/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,102 sq ft × $400–$510/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 25, 2026.

Keep looking

Similar homes for sale near Sea Oaks

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in St. Augustine

  • 660 Goldenrod Drive, St. Augustine · $625,000 · 4 bd / 3.0 ba · listed September 25, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE)
  • 155 Blackbird Lane, St. Augustine · $509,990 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of BEYCOME OF FLORIDA LLC)
  • 910 Pine Valley Place, St. Augustine · $235,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of EXP REALTY LLC)
  • 8639 Ranchwood Lane, St. Augustine · $775,000 · 3 bd / 2.5 ba · listed September 24, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE)
  • 84 Ferris Drive, St. Augustine · $374,900 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of WATSON REALTY CORP)
  • 29 Grant Street, St. Augustine · $525,000 · 3 bd / 2.5 ba · listed September 24, 2026 (courtesy of MAXREV, LLC)

Recently off market in Sea Oaks

Transparency

Price & listing history

Listed for $1,410,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$12,126/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 23 OCEAN PINES Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · MLS # 2166275

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Sea Oaks

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Sea Oaks neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,410,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$455

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Sea Oaks

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the St. Johns County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$6,462 – $9,400/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,645 – +$0At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 23 OCEAN PINES Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 3,102 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $12,126/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 25, 2026)
Community market statsrealMLS closed sales, as of September 24, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 23 OCEAN PINES Drive and when was it built?

Per the listing record, 23 OCEAN PINES Drive was built in 2023 and has 3,102 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 23 OCEAN PINES Drive in?

23 OCEAN PINES Drive is in Sea Oaks in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Sea Oaks from the same MLS data.

Does 23 OCEAN PINES Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 23 OCEAN PINES Drive differ from the current owner's?

The estimate on this page (about $12,126 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 23 OCEAN PINES Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 23 OCEAN PINES Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.