Single Family Residence in Shearwater, St. Augustine · Built 2025
Shearwater · St. Augustine, FL 32092 · St. Johns
Listing data updated July 23, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,848Sq Ft
2025Year Built
$271Per Sq Ft
FEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
19% above
$/sq ft vs community
$271 here vs $228 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
3.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~29 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $499,900 — recent neighborhood median sale price ~$423,750 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
School district: St. Johns County SchoolCommunity built 2016–2026St. Johns Commons · 4 min driveGoldfish Swim School · 4 min driveDesi Pantry · 6 min drive
Momentum Research · Shearwater
Pricing & the Shearwater market
How this home is priced against recent nearby sales, and where Shearwater has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2025BuiltPer public record
Jul 10, 2026First trackedObserved at $499,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,243/mo
Principal & interest $2,533/mo78%
Taxes $358/mo11%
Insurance $135/mo4%
HOA $50/mo2%
CDD $167/mo5%
$3,243/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area3
This home $271/sq ft vs the community 12-month median $228/sq ft.
Affordability20
List price $499,900 vs the community median $423,750. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~29 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Renovation upside10
From a 2025 build and $271/sq ft vs the community median $228/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 3.1 months of supply in the surrounding market and 1 days on market for this home, against a 27-day area median.Days on market:this home 1Area median: 27 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 23, 2026.
🟡 Asking $271 per square foot, about 19% above the community’s $228 median. Shearwater’s 12-month median sold price per square foot is $228. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
BRAND NEW POOL + BETTER THAN NEW IN SHEARWATER! *Professional Photos Coming Soon! Why wait months to build when you can move right into this stunning Shearwater home with a brand-new custom pool already completed and ready to enjoy?
Located at 253 Tower Ct, St. Augustine, FL 3...
Description provided by LATITUDE 30 REALTY LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$499,900
Bed / bath3 / 2.5
Living area1,848 sq ft
Year built2025
Property typeSingle Family Residence
MLS #2149132
Listing statusNew — 1 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~29 ft
Windstorm exposureModerate
CountySt. Johns
Estimated first-year tax~$4,299/yr
CDD assessment~$2,000/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$271
Estimated monthly payment$3,243
Insurance (illustrative)$1k–$2k/yr
Messtimate range$319,704 – $437,976
Comparable-sales median$423,750
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$319,704the mess$437,976
Actual list price: $499,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 37% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
38 active listings competing, 22 under contract
149 closed here in the last 12 months
For reference, this home is listed at $499,900 ($271/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,848 sq ft × $173–$237/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.
Keep looking
Similar homes for sale near Shearwater
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $499,900Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,299/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$2,000/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~29 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Shearwater
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Shearwater neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$423,750
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$228
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Shearwater
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Infrastructure
County marks completion of CR 210 roadway improvements
St. Johns County announced completion of its County Road 210 improvement program between I-95 and U.S. 1, celebrated with an April 24 ribbon cutting. The roughly $18.7 million effort widened a 0.7 mile stretch from two lanes to six, added sidewalks, curbing and drainage upgrades, and installed a new traffic signal at Badger Park Drive.
Why it matters: Added capacity on CR 210, the primary east-west artery serving Shearwater, may shorten peak-hour travel times, and corridors with recently delivered road projects have historically drawn steady buyer attention.
County seeks input on CR 210 and St. Johns Parkway intersection changes
St. Johns County opened a public input process on proposed traffic-flow changes at the intersection of CR 210 and CR 2209, also known as St. Johns Parkway, including possible turn restrictions. An open house and formal presentation were scheduled for April 9 at the Shearwater Kayak Clubroom.
Why it matters: A reconfigured intersection could change daily routing for residents on the west side of CR 210, and continued county spending at Shearwater's doorstep may signal that the corridor remains a planning priority.
St. Johns County opened a roughly $41 million, four-lane divided segment of County Road 2209 connecting Silverleaf Parkway to International Golf Parkway. The segment is part of a planned 7.7 mile corridor intended to eventually run from CR 210 south to State Road 16.
Why it matters: A new north-south alternative west of I-95 may gradually relieve pressure on CR 210 and could broaden commute options for households in the Shearwater area.
Intersection upgrades advancing near Trout Creek Academy
St. Johns County moved forward on a roughly $1.8 million project at CR 16A and Timberwolf Trail near Trout Creek Academy, the K-8 campus inside Shearwater. Plans include new turn lanes on both roads and a potential pedestrian path for students, with design and permitting targeted for year end and construction to follow.
Why it matters: Dedicated turn lanes and a possible walking route could ease school-hour queuing at the community's main school entrance, a logistics point prospective residents often weigh.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Desi Pantry 6 min
Dining
The Windy City On Wheels 10 min
Shopping
St. Johns Commons 4 min
Parks
Goldfish Swim School 4 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Trout Creek Academy (onsite)Public K-8 · St. Johns County School District
Timberlin Creek ElementaryPublic K-5 · St. Johns County School District
Switzerland Point Middle SchoolPublic 6-8 · St. Johns County School District
Bartram Trail High SchoolPublic 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold May 2026
$315,000
25 BOLSANA Court, St. Augustine
3 / 2.5 bd/ba · 1,817 sq ft · $173/sq ft
Courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY · View details →
Sold May 2026
$496,485
52 SMOKERISE Drive, St. Augustine
4 / 3 bd/ba · 1,943 sq ft · $256/sq ft
Courtesy of LENNAR REALTY INC · View details →
Sold May 2026
$400,000
179 BEALE Avenue, St. Augustine
3 / 2 bd/ba · 1,752 sq ft · $228/sq ft
Courtesy of CASTILLO REAL ESTATE JAX · View details →
Sold Jun 2026
$447,500
31 TOWER Court, St. Augustine
4 / 2.5 bd/ba · 1,968 sq ft · $227/sq ft
Courtesy of OLYMPUS EXECUTIVE REALTY, INC · View details →
Sold Jun 2026
$285,000
29 CRAIG Court, St. Augustine
3 / 2.5 bd/ba · 1,707 sq ft · $167/sq ft
Courtesy of OPENDOOR BROKERAGE, LLC. · View details →
Sold Jun 2026
$480,000
113 SADLER Court, St. Augustine
4 / 3 bd/ba · 2,027 sq ft · $237/sq ft
Courtesy of WATSON REALTY CORP · View details →
Community 12-month median: $228/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,291 – $3,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,022 – −$85At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: July 23, 2026)
Community market stats
realMLS closed sales, as of July 23, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 253 TOWER Court in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
