Shearwater in St. Johns

Shearwater Homes for Sale in St. Augustine, FL

Amenity-rich master plan · County Road 210 · ZIP 32092

St. Johns' active-outdoor amenity benchmark, built around the longest lazy river in Northeast Florida.

Lazy river + waterslideOnsite K-8 academyTownhomes to gated 70s
Live Market Pulse
69/100
Momentum
Balanced Market
Shearwater is active new construction across six to eight builders with a growing resale layer, so list prices swing on builder, section, lot, and CDD. Price the all-in carrying cost, not the sticker.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$482K
Median Price
3.1mo
Supply
39days
Avg DOM
Balanced
Seller Leverage
$227/sf
Median $/Sqft
-8%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Shearwater's read is which game you are playing: a new build priced on builder incentives, or a young resale priced on condition and section. The destination amenity package, the Lazy Bird River, the Perch, the kayak launch, and the onsite Trout Creek Academy, is the durable draw, and the adjacent county tournament complex adds to it. The CDD varies by section and is the first carrying-cost item to underwrite."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Shearwater market snapshot (as of June 14, 2026): the median sale price is about $482K ($227 per sq ft), with homes averaging 39 days on market and 3.1 months of supply, a balanced market. Values are down 8% over the past year and up 64% since 2016, based on 149 recent closings in live realMLS data.

Shearwater was conceived by Freehold Communities, a master-planned community developer specializing in amenity-rich, lifestyle-focused new construction communities across the Southeast and Texas. Freehold's portfolio thesis emphasizes designing communities where the amenity package is central to daily lifestyle rather than peripheral, a structural difference from many traditional master-planned developments where amenities serve as marketing rather than weekly destinations.

The Shearwater site was chosen for its location in northern St. Johns County off County Road 210, positioning the community equidistant between Jacksonville and Historic St. Augustine with strong I-95 access. The 32092 ZIP code's proximity to the St. Johns River, Julington Creek, and the Trout Creek watershed gave the developer access to genuinely natural surroundings, which became central to the community's identity. Ground broke in 2016, and the first homes delivered in subsequent years.

The amenity package was designed around the central premise: this is a community where outdoor recreation is the daily lifestyle . The Kayak Club and Fitness Lodge anchor the social and athletic infrastructure with the resort-style aquatic complex (lagoon pool, lap pool, lazy river, waterslide). The Outpost Adventure Park adds zipline and outdoor adventure infrastructure. The kayak launch on Trout Creek connects residents to the natural waterway. Miles of walking and biking trails connect the residential sections, the schools, and the amenities.

By 2026, Shearwater is in active build-out across multiple sub-neighborhoods. Different sections target different price bands and buyer profiles: townhomes from Lennar and Ryan Homes for first-time and move-up buyers in the $317K-$450K range, mid-tier single-family from David Weekley and Lennar in the $400K-$600K range, larger single-family from Richmond American in the $500K-$700K range, and the gated section with Mastercraft Builder Group and DS Ware Homes on 70-foot lots backing to woods or lake in the upper-tier price range. Dream Finders Homes and Meritage Homes have joined the active builder roster recently with new home collections.

The community's mid-2020s timing aligns with a major county-level investment in adjacent infrastructure. The St. Johns County Tournament Complex is breaking ground on County Road 16A immediately adjacent to Shearwater, part of a $100+ million county initiative that will include sports fields, multipurpose recreation areas, playgrounds, courts, a splash pad, skate spot, climbing tower, and a community center with a public library. Shearwater residents will have walking and short-driving access to all of these amenities in addition to the community's own infrastructure. The county initiative significantly enhances the long-term lifestyle and value proposition for Shearwater residents.

The opening of Trout Creek Academy as an onsite K-8 school in August 2024 was a meaningful milestone in the community's school proposition. Before the Academy opened, all Shearwater K-8 students attended Timberlin Creek Elementary (K-5) and Switzerland Point Middle School (6-8). The Academy provides an alternative pathway for K-8 students who can walk or bike to school from many Shearwater sections, materially improving the broad-market value proposition.

Best for

  • Buyers who want a destination amenity package, lazy river, waterslide, kayak launch, at one address
  • Buyers who want an onsite K-8 academy and a top-rated St. Johns feeder
  • New-construction buyers who want builder choice across price bands
  • Buyers who will price the all-in carrying cost, CDD included

Probably not for

  • Buyers who want a built-out, mature setting today
  • Buyers who want golf as a central daily amenity
  • Buyers who want the lowest carrying cost with no CDD
  • Anyone who wants a town-center, walkable-retail address

How Shearwater is performing right now

69/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
3.1Months of supplytight
27Median days on marketdays
22 : 38Under contract vs for salestrong demand
149Sold in last 12 monthsliquidity
+64%Median price since 2016appreciation
+4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 14, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Shearwater listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Shearwater buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Shearwater

Live MLS inventory for Shearwater. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Shearwater listings as of 2026-06-14, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

St. Johns Town Center~22 min · ~15 miles
Historic Downtown St. Augustine~25 min · ~20 miles
Mayo Clinic Jacksonville~30 min · ~22 miles
Downtown Jacksonville~40 min · ~30 miles
Mickler's Landing / Ponte Vedra~30 min · ~22 miles
Jacksonville Int'l Airport (JAX)~50 min · ~40 miles

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Shearwater Homes for Sale in St with Momentum Realty’s local guides.

Shearwater Townhomes by Ryan Homes in StShearwater Townhomes by Ryan Homes in StSt. Augustine (Shearwater, CR-210), FL · 0.3 miStStSt. Augustine, FL · 0.6 miHolly Forest at SilverLeaf Homes for Sale in StHolly Forest at SilverLeaf Homes for Sale in StSt. Augustine, FL · 0.6 miGlen StGlen StSt. Augustine, FL · 0.8 miSouth Hampton Homes for Sale in StSouth Hampton Homes for Sale in StSt. Augustine, FL · 0.8 miStStSt. Johns, FL · 0.8 miSCStone Creek Homes for Sale in StSt. Johns, FL · 0.9 miMeadow Ridge Homes for Sale in StMeadow Ridge Homes for Sale in StSt. Augustine, FL · 1.3 miCourtney Oaks at SilverLeaf Homes for Sale in StCourtney Oaks at SilverLeaf Homes for Sale in StSt. Augustine, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Shearwater (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Shearwater is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public K-8

Trout Creek Academy (onsite)

Public K-5

Timberlin Creek Elementary

Public 6-8

Switzerland Point Middle School

Public 9-12

Bartram Trail High School

Private PreK-12

St. Johns Country Day School, Orange Park

Private K-12

Beacon of Hope Christian School

Buying with schools in mind? We can confirm the exact zoned schools for any Shearwater address.

The takeaway

Shearwater's value story is being reinforced by a major county recreation investment next door and continuing builder delivery, even as the destination amenity package and onsite academy do the heavy lifting on demand.

Recent Developments in Shearwater

Our read on what is being built around Shearwater, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive: the $100-plus million St. Johns County tournament complex and library, the onsite Trout Creek Academy, and improving regional access support demand, with the section-by-section CDD the main thing to underwrite per home.Dev Momentum74/100 · High

St. Johns County breaks ground on sports complex and library next door

2025
BullishMajor impact
SignificanceRadius: Community

A $100-plus million recreation, library, and community-center investment on CR-16A effectively doubles the recreation buyers can reach from Shearwater.

$38M tournament complex with eight fields and a track

2025
BullishNotable impact
SignificanceRadius: Community

Regulation fields, a track, and playgrounds next door add youth and adult sports infrastructure that supports the active-outdoor positioning.

Trout Creek Academy K-8 opens onsite

2024
BullishMajor impact
SignificanceRadius: Community

An onsite K-8 academy within walking and biking distance materially improves the school proposition and broad-market demand.

First Coast Expressway St. Johns segment advancing

2025
BullishNotable impact
SignificanceRadius: Regional

Regional toll-network progress strengthens northwest St. Johns access over time, a durable value support.

Active builder supply across sections

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Continuous new construction means a resale buyer competes with builder inventory and incentives; price by section and builder.

CDD varies by section

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Section-specific CDD assessments can swing the true monthly cost by thousands over a hold; confirm the parcel number.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Shearwater, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. April 2026
    Infrastructure

    County marks completion of CR 210 roadway improvements

    St. Johns County announced completion of its County Road 210 improvement program between I-95 and U.S. 1, celebrated with an April 24 ribbon cutting. The roughly $18.7 million effort widened a 0.7 mile stretch from two lanes to six, added sidewalks, curbing and drainage upgrades, and installed a new traffic signal at Badger Park Drive. Why it matters: Added capacity on CR 210, the primary east-west artery serving Shearwater, may shorten peak-hour travel times, and corridors with recently delivered road projects have historically drawn steady buyer attention. Source

  2. April 2026
    Infrastructure

    County seeks input on CR 210 and St. Johns Parkway intersection changes

    St. Johns County opened a public input process on proposed traffic-flow changes at the intersection of CR 210 and CR 2209, also known as St. Johns Parkway, including possible turn restrictions. An open house and formal presentation were scheduled for April 9 at the Shearwater Kayak Clubroom. Why it matters: A reconfigured intersection could change daily routing for residents on the west side of CR 210, and continued county spending at Shearwater's doorstep may signal that the corridor remains a planning priority. Source

  3. October 2025
    Infrastructure

    New segment of County Road 2209 opens

    St. Johns County opened a roughly $41 million, four-lane divided segment of County Road 2209 connecting Silverleaf Parkway to International Golf Parkway. The segment is part of a planned 7.7 mile corridor intended to eventually run from CR 210 south to State Road 16. Why it matters: A new north-south alternative west of I-95 may gradually relieve pressure on CR 210 and could broaden commute options for households in the Shearwater area. Source

  4. October 2025
    Schools

    Intersection upgrades advancing near Trout Creek Academy

    St. Johns County moved forward on a roughly $1.8 million project at CR 16A and Timberwolf Trail near Trout Creek Academy, the K-8 campus inside Shearwater. Plans include new turn lanes on both roads and a potential pedestrian path for students, with design and permitting targeted for year end and construction to follow. Why it matters: Dedicated turn lanes and a possible walking route could ease school-hour queuing at the community's main school entrance, a logistics point prospective residents often weigh. Source

  5. September 2025
    Schools

    Trout Creek Academy drop-off congestion draws attention

    News4Jax reported on morning drop-off backups at Trout Creek Academy inside Shearwater, where vehicle queues near the school entrance slowed commuting residents at the start of the school year. The coverage highlighted circulation challenges as enrollment at the K-8 campus grows. Why it matters: School-hour congestion is a day-to-day logistics factor buyers may ask about, and it historically builds the case for the intersection improvements the county later advanced nearby. Source

  6. August 2025
    Infrastructure

    CR 210 widening near Shearwater entrance enters next phase

    First Coast News reported on the 2.3 mile CR 210 widening between Greenbriar Road and Cimarrone Boulevard, the segment fronting Shearwater, with completion targeted for summer 2026. The county said the work zone at the Shearwater entrance was projected to advance to its next phase by fall 2025, when two lanes would reopen in that area. Why it matters: Short-term construction friction at the community entrance may give way to materially better throughput once the widened section opens, a pattern seen on other CR 210 segments. Source

  7. June 2025
    Parks & Amenities

    County breaks ground on sports complex and library near Shearwater

    St. Johns County broke ground on a new tournament-style sports complex, community center and public library off CR 16A adjacent to the Shearwater community. The work is part of a county parks initiative exceeding $100 million that includes fields, courts, playgrounds, a splash pad and other recreation facilities, with openings targeted for early 2027. Why it matters: Large public recreation and library investment next door could add amenity value beyond the community's private facilities and may support long-term demand in the surrounding area. Source

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Shearwater, this is the order of operations we would run, and the one we run for our clients.

1

Compare builders and incentives. Six to eight builders run different plans, included features, and incentives worth $15,000 to $40,000; the best total value is rarely the lowest sticker.

2

Pull the section's CDD and HOA in writing. Both vary widely by section and type; get the parcel-specific assessment, the remaining bond, and the HOA before you assume.

3

Read the homesite. Lots backing to woods or lake, especially in the gated 70-foot section, hold value over interior lots.

4

Verify the school assignment. Most sections feed Trout Creek Academy or the Timberlin Creek track to Bartram Trail, but some feed Beachside; confirm by address.

5

Bring your own agent before the model. The builder's agent works for the builder; yours compares incentives and runs the all-in carrying-cost math.

Best Buy
A new build or young resale on a wood or lake lot, priced to true all-in cost
Biggest Risk
Underbudgeting the section CDD, the tax reset, and insurance on a new build
Best Lot
Wood and lake frontage, and the gated 70-foot section, over interior lots
Smart Timing
Confirm the section CDD, the builder incentive, and the school assignment before you commit
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Product

Townhomes and single-family across multiple builders, plus a gated premium section

Range

Townhomes around $317,000 up past $850,000 in the gated 70-foot-lot section

Vintage

Active build-out since 2016; resale stock mostly 2017 onward

Builders

Lennar, Ryan, David Weekley, Richmond American, Mastercraft, DS Ware, Dream Finders, Meritage

Costs & Fees

HOA

Varies by type; Lennar townhomes ~$185/mo, some single-family as low as ~$20/mo

CDD

Yes; single-family assessments commonly ~$1,800 to $3,500/yr by section

Tax line

St. Johns County millage plus the CDD; confirm per parcel

Amenities

Lazy river

The Lazy Bird River, the longest in Northeast Florida

Water

The Perch 3-story waterslide, lagoon and lap pools

Adventure

Kayak launch on Trout Creek, Outpost Adventure Park with ziplines

More

Kayak Club and Fitness Lodge, Har-Tru tennis, miles of trails, dog parks

Location

Setting

Northwest St. Johns off County Road 210, between Jacksonville and St. Augustine

Access

CR-210 and I-95; onsite Trout Creek Academy K-8

Nearby

St. Johns County Tournament Complex and library breaking ground next door

The Homes & Style

Shearwater's real estate market is shaped by three factors: the active new construction inventory across multiple builders, the still-relatively-new resale inventory (most homes built 2017-2025), and the strong amenity package that drives buyer demand from active outdoor buyers. Pricing has held up reasonably well through recent market conditions thanks to the broad builder participation and continuous fresh inventory.

Shearwater is one of the more active new construction master-planned communities in St. Johns County as of 2026. Multiple builders deliver completed homes continuously, and the active inventory typically runs 50-100+ homes across the various builders at any given time. For buyers, this means: (1) abundant choice, (2) competitive builder incentives (rate buy-downs, closing cost credits, design center allowances), and (3) the ability to lock in current pricing rather than worry about resale appreciation timing.

Shearwater resale inventory typically prices 5-10% below comparable new construction from the same builder. The arbitrage is that resale buyers get already-installed window treatments, landscaping, pools (where present), and other post-closing additions that new construction buyers must add themselves. Resale also avoids the 9-12 month build timeline. The trade-off is older mechanical systems (relative, most resales are 2-7 years old) and less customization. Days on market for resale typically runs 45-90 days.

Shearwater has held value reasonably well through the 2023-2024 interest rate environment. The combination of strong amenity proposition, top-tier schools, active builder participation, and the $100+ million county investment breaking ground has supported buyer demand. Median pricing has been broadly stable year-over-year, with some upward pressure in the premium gated section and modest softness in entry-level townhomes.

For new construction, the timeline depends on the builder and the specific home: quick move-in inventory typically transacts in 30-60 days, while build-to-order homes have 9-12 month build timelines. For resale, days on market averages 45-90 days across most price bands, with the gated premium section often running 60-120 days due to the smaller buyer pool. Pricing realistically is essential for resale sellers, overpriced inventory routinely sits 6+ months.

The gated section with Mastercraft and DS Ware on 70-foot lots represents Shearwater's premium tier. Lots backing to woods or lake carry a meaningful premium over inland lots. This is the section where Shearwater's pricing reaches into the $750K-$850K+ range, though still well below Palencia's $2-3M waterfront estate ceiling or Beachwalk's $1.4M+ lagoon-frontage pricing.

Living Here

Shearwater's amenity package is the central reason most buyers choose this community over alternatives. The combination of the longest lazy river in Northeast Florida, a 3-story waterslide, multiple pools, a kayak launch on Trout Creek, miles of trails, and the Adventure Park with ziplines creates an unusual concentration of outdoor recreation infrastructure within a single master-planned community.

The Lazy Bird River is Shearwater's signature amenity and the longest lazy river of any master-planned community in Northeast Florida. Residents float through a meandering channel circuit on tubes provided by the community, passing through landscaped natural surroundings. The lazy river is genuinely destination-grade, comparable to amenities found at premium resort properties rather than typical community pools. for buyers with young to teenage kids, the lazy river is often the single most-used amenity in the community.

The Perch is Shearwater's 3-story waterslide tower, providing high-thrill water recreation alongside the lazy river and pools. The tower's height puts it in the destination-amenity category, most master-planned communities have modest slides or none at all. The Perch is particularly popular with the elementary-through-teenage market.

The Shearwater aquatics complex includes a lagoon-style resort pool (the primary swimming and lounging pool), a multi-lane lap pool (for fitness swimming and lap training), the lazy river, and the Perch waterslide. The pools are open year-round in typical Florida weather conditions. Additional satellite pools may be available in specific sub-neighborhoods.

The Kayak Club and Fitness Lodge is Shearwater's central social and fitness facility. The Fitness Lodge features a state-of-the-art fitness center with cardio and strength equipment, group exercise classes, and locker rooms. The Kayak Club provides gathering spaces, event rentals for member functions, and community programming. The facility is the social anchor for the broader amenity experience.

Shearwater features Har-Tru clay tennis courts, the softer-surface clay variety preferred by serious recreational and competitive players. Har-Tru is meaningfully easier on knees and joints than hard courts and is the surface used at the French Open. The tennis center supports league play, lessons, and member tournaments.

The newly opened kayak launch on Trout Creek provides direct water access for residents wanting to paddle the natural waterway system. Trout Creek connects through the broader St. Johns River watershed and provides genuine outdoor adventure access without needing to drive to a launch site. for buyers that enjoy kayaking, paddleboarding, or canoeing, this is a meaningful daily-use amenity.

The Outpost Adventure Park is Shearwater's outdoor adventure facility, featuring an outdoor pavilion, playground equipment, and a zipline course. Ziplines in master-planned communities are extremely rare, most communities have basic playgrounds without elevated adventure equipment. The Outpost Adventure Park appeals strongly to elementary-through-middle-school kids and provides outdoor activity beyond the pool/water amenities.

A network of walking and biking trails connects Shearwater's residential sections, the amenity centers, the schools, and the surrounding natural areas. The trail system is one of the more developed within any Northeast Florida master-planned community, supporting daily exercise, dog walking, weekend bike rides, and the safe walking/biking access from homes to Trout Creek Academy and Timberlin Creek Elementary.

Shearwater includes dedicated dog parks for community pet owners, increasingly important as more households include dogs. The community garden provides garden plots for residents wanting to grow vegetables, herbs, or flowers. The event lawn hosts community gatherings, outdoor concerts, holiday events, and movie nights throughout the year.

Immediately adjacent to Shearwater on County Road 16A, St. Johns County is investing $100+ million in a major recreation and community infrastructure project. The project includes the St. Johns County Tournament Complex with regulation sports fields, multipurpose recreation areas, playgrounds, courts, a splash pad, a skate spot, a climbing tower, and a community center with a public library. For Shearwater residents, this adjacent investment effectively doubles the available community recreation infrastructure once complete. The library and community center significantly enhance the broader neighborhood lifestyle.

Shearwater is conveniently positioned for retail access without being immediately adjacent to major shopping. Multiple shopping centers cluster along CR-210 and US-1 within 5-15 minutes of the community, providing access to grocery stores, restaurants, services, and specialty retail. Major Northeast Florida retail anchors are accessible within 15-25 minutes:

Publix is the dominant grocery anchor with multiple locations within 5-15 minutes. Costco at Durbin Park (10-15 minutes). Sprouts at Durbin Park. Whole Foods at Durbin Park (10-15 minutes) or at the World Golf Village area (20 minutes). Fresh Market locations within 15-20 minutes.

Restaurants cluster across multiple areas: (1) immediate CR-210 corridor with casual dining and quick service, (2) Durbin Pavilion area with restaurant variety, (3) St. Johns Town Center area with upscale dining options, (4) Historic Downtown St. Augustine with extensive upscale, casual, and tourist-oriented options, and (5) the World Golf Village area. The community itself does not have onsite restaurants, Shearwater is a residential community without a Village Center-style retail district.

Healthcare access is strong. Mayo Clinic Jacksonville is approximately 30 minutes north, meaningfully closer than from Palencia (38 min) or St. Augustine-side communities. Baptist Medical Center South is approximately 25 minutes. UF Health Urgent Care - MuraBella and CareSpot Urgent Care of Durbin Park provide quick care for everyday medical needs within 10-15 minutes. UF Health Flagler Hospital in St. Augustine is 25-30 minutes south. For routine and specialty healthcare access, Shearwater is well-positioned.

Historic Downtown St. Augustine (25 minutes south) is the dominant nearby entertainment anchor with the Castillo de San Marcos, historic district, art galleries, live music venues, and the St. Augustine Amphitheatre. The TPC Sawgrass Players Championship (May annually) is approximately 25-30 minutes north. For Jacksonville sports and entertainment, downtown Jacksonville (40 minutes) provides Jaguars football, Icemen hockey, and concert venues. The St. Johns County Tournament Complex breaking ground next door will add substantial youth and adult recreational sports infrastructure.

Most buyers don't learn these things until after closing. They shape the experience.

The Lazy Bird River is a destination-grade amenity used heavily by community residents. Summer weekends, school breaks, and Florida holiday periods can see crowded conditions at the lazy river, waterslide, and pool complex. Many residents prefer weekday evenings or off-season periods for the most relaxed experience. for buyers with very young kids who need uncrowded conditions, evening visits or weekday timing matters.

Shearwater spans multiple St. Johns County school zone boundary lines. Most students attend Trout Creek Academy (K-8 onsite) or Timberlin Creek Elementary → Switzerland Point Middle → Bartram Trail HS. However, some specific sections may have different assignments, particularly for high school, where Beachside HS may be the alternate for some sections rather than Bartram Trail. Always verify the specific school assignment for any address with St. Johns County Public Schools before assuming.

Like most St. Johns master-planned communities, CDD assessments in Shearwater vary by section and property type. Annual assessments can range significantly. Some properties may have CDD bonds paid in full by previous owners. Section-specific CDD differences can affect total cost-of-ownership by $5,000-$15,000+ over a 10-year hold. Verify the exact CDD for any specific property.

Lennar townhome HOA is approximately $185/month (includes exterior maintenance and building insurance). Some single-family Lennar sub-sections have HOA as low as $20/month. The gated section adds sub-association dues. The total monthly HOA cost across Shearwater can vary by $150+/month between similar-priced properties depending on section. Understand what HOA covers and what it costs before assuming.

If you're buying a build-to-order home from any of the Shearwater builders, expect a 9-12 month timeline from contract to closing. Quick move-in (QMI) inventory homes that are partially or fully built can close in 30-60 days. Build delays do happen, supply chain issues, weather, labor availability can stretch timelines beyond initial estimates. If you have specific closing date requirements (school start, lease expiration, employment relocation), factor in 30-60 day buffer.

Different builders offer different incentive packages, rate buy-downs, closing cost credits, design center allowances, builder financing perks. These incentives can be worth $15,000-$40,000+ in real value. They also vary based on market conditions and builder inventory pressure. A good real estate agent can compare incentive packages across builders to find the best total value, not just the lowest list price.

The $100+ million St. Johns County Tournament Complex breaking ground on CR-16A immediately adjacent to Shearwater will create construction traffic, noise, and dust during the build-out period. Once complete, the complex significantly enhances the lifestyle proposition. During construction (estimated 2-4 year build-out), expect some disruption. Plan timing accordingly if you're sensitive to construction adjacency.

Florida's tightening insurance market means newer construction (2022+) typically has lower insurance premiums than older inventory. Shearwater's relatively young housing stock (2017+) is mostly in the better insurance pricing band. Older Shearwater inventory (2017-2019) may be at the higher end of community insurance pricing. Always get insurance quotes early in the buying process, they can vary by $50-$150/month between similar-priced properties.

Before You Offer

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Shearwater address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Shearwater address rather than assuming.

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

Comparisons

Buyers researching Shearwater typically evaluate 3-5 alternatives. The most important comparison axis is active-outdoor amenity-rich master-planned versus alternative positioning (golf-centric, lagoon-centric, no-CDD lower-cost, established mature).

Both newer St. Johns master-planned communities with signature destination amenities (Shearwater's lazy river, Beachwalk's Crystal Lagoon). Beachwalk is priced higher (median $650K vs $485K) and has mandatory Beachwalk Club membership ($250-$400/month). Shearwater feeds Bartram Trail HS (Niche A, established 2000); Beachwalk feeds Beachside HS (newer, established 2022). Shearwater has the onsite K-8 academy and adjacent county tournament complex investment that Beachwalk doesn't have. Beachwalk has the iconic Crystal Lagoon and stronger luxury ceiling. Choose Beachwalk if the Crystal Lagoon is the single defining amenity for your household. Choose Shearwater for broader amenity diversity (lazy river, ziplines, kayak, trails), lower entry pricing, no mandatory club fee, and the more established Bartram Trail HS feeder.

Both newer active-construction St. Johns master-planned communities. SilverLeaf is much larger (8,500 acres vs Shearwater's smaller footprint), has no CDD fees (major cost advantage, saves $20K-$40K over 10 years), and has 11 builder participants. Shearwater has the substantially better amenity package (lazy river, waterslide, ziplines, kayak launch, adventure park vs SilverLeaf's more modest amenities) and the onsite K-8 academy. School feeders differ, SilverLeaf to Tocoi Creek HS, Shearwater to Bartram Trail HS. Choose SilverLeaf for the no-CDD math and largest-scale community. Choose Shearwater for the destination amenity package and the more established Bartram Trail HS feeder.

Different generational positioning. JCP is established (1994+), substantially built out with mature trees, has on-site Champions Club golf, and is priced slightly higher at median ($535K vs $485K). JCP feeds Creekside HS (US News #43 FL); Shearwater feeds Bartram Trail HS, both elite. Shearwater has the dramatically better water/aquatic amenities (lazy river, waterslide) and the newer construction vs JCP's resale-dominated inventory. JCP has the established mature character that newer communities can't replicate. Choose JCP for established maturity, golf, and lower price point. Choose Shearwater for new construction, the destination amenity package, and the onsite K-8 academy.

Both amenity-rich master-planned communities targeting active buyers. Nocatee is larger, more established, has the Town Center retail district (Shearwater has no Village Center), and has the Splash Water Park as its signature amenity. Nocatee pricing in premium sub-communities runs higher ($565K-$850K+). Shearwater's Lazy Bird River is actually longer than Nocatee's water amenities, but Nocatee has the broader Town Center lifestyle. Choose Nocatee for the more complete master-planned environment with retail and town center. Choose Shearwater for the longer lazy river, the onsite K-8 academy, the adjacent county tournament complex investment, and meaningfully lower entry pricing.

Different positioning. Palencia is established (since 2001), has Arthur Hills golf, 33,000 sqft Palencia Club, ~2 miles Intracoastal frontage, mixed-use 40-acre Village Center, and is priced substantially higher ($796K vs $485K). Palencia feeds Nease HS (US News #42); Shearwater feeds Bartram Trail HS, both elite. Shearwater has the dramatically more active amenity package for buyers with young to teenage kids (lazy river, waterslide, ziplines, kayak), the onsite K-8 academy, and the adjacent county investment. Choose Palencia for established country-club lifestyle with golf, Intracoastal access, and luxury ceiling up to $3M. Choose Shearwater for active-outdoor amenities, mid-market pricing, and the broad-market amenity-rich lifestyle.

Who It Fits

Shearwater fits the buyer who wants the most active-outdoor amenity per dollar in St. Johns County and an onsite school, and is willing to underwrite a section-specific carrying cost for it. If a lazy river, a waterslide, a kayak launch, ziplines, and a top-rated feeder matter more than golf or a built-out setting, and if you will compare builders and verify the CDD and school assignment before you commit, few new communities in the county compete on the amenity package.

Shearwater fits if you want

  • A destination amenity package, lazy river, waterslide, kayak launch, ziplines
  • An onsite K-8 academy and a top St. Johns feeder
  • New construction with builder choice across price bands
  • A wood or lake homesite, or the gated 70-foot section
  • A county tournament complex and library next door
  • Townhome to upper-tier price points in one community

Consider elsewhere if you want

  • A built-out, mature setting today
  • Golf as a central daily amenity
  • The lowest carrying cost with no CDD
  • A town-center, walkable-retail address
  • To skip comparing builders and verifying the CDD
  • The shortest possible beach or downtown commute
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$285K to $480K

Townhomes from around $317,000, the lower-maintenance entry into the amenity package and the Bartram Trail feeder.

Lowest entry
The Core
$480K to $522K

Mid-tier single-family in the $400,000s to $600,000s from David Weekley, Lennar, and Richmond American, where section and CDD decide true cost.

Most inventory
The Top
$522K to $795K

The gated section with Mastercraft and DS Ware on 70-foot lots backing to woods or lake, reaching the $750,000s to $850,000s and above.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$285K to $480K
The Entry
Townhomes from around $317,000, the lower-maintenance entry into the amenity package and the Bartram Trail feeder.
$480K to $522K
The Core
Mid-tier single-family in the $400,000s to $600,000s from David Weekley, Lennar, and Richmond American, where section and CDD decide true cost.
$522K to $795K
The Top
The gated section with Mastercraft and DS Ware on 70-foot lots backing to woods or lake, reaching the $750,000s to $850,000s and above.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Top-rated St. Johns schools and onsite academyStrong
Destination active-outdoor amenitiesStrong
Young, mostly new-construction housing stockStrong
Adjacent county recreation investmentPositive
Section-by-section CDD and tax resetManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Shearwater

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The lazy river, the academy, and the trails are priced into every listing. The deal is won or lost on the section, the homesite, and the all-in carrying cost.

Jon Brooks · Founder, Momentum Realty
8.7A- · Buy Score
Resale Strength8.6/10
Renovation Risk3.3/10
Location Efficiency8.2/10
Long-Term Defensibility8.5/10
Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Shearwater is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Wood and lake frontage holds value best
  • The gated 70-foot section carries the premium
  • Interior lots are where buyers overpay
  • The CDD can differ by section within the community
  • Quiet streets near the amenities and academy resell better

In a master plan this large, the section and the homesite do much of the pricing work. Lots backing to woods or lake, and the gated 70-foot section where Mastercraft and DS Ware build, are scarce and hold value, while interior lots are where buyers overpay. Two otherwise similar homes can also carry a different section CDD, which moves the true monthly cost, so read the lot, the section, and the assessment together before you price the house. On any pond or wood-line lot, confirm the flood designation as a matter of course.

Shearwater in 15 seconds.

Best forBuyers who want a destination amenity package and an onsite K-8 academy in a top St. Johns feeder.
Biggest advantageAn active-outdoor amenity package with the longest lazy river in Northeast Florida, a waterslide, a kayak launch, and ziplines, plus a county tournament complex next door.
Biggest riskThe section-by-section CDD plus the new-build tax reset that change the true monthly cost.
Sweet spotA wood or lake homesite, or the gated 70-foot section, priced to the all-in carrying cost.
Avoid ifYou want golf, a town-center address, or the lowest carrying cost with no CDD.

HOA, CDD & Fees

15-Second Take
  • Master HOA plus sub-section dues plus a CDD
  • HOA varies widely, ~$20 to $185/mo by type
  • CDD varies by section, commonly ~$1,800 to $3,500/yr
  • No private golf or country club here
  • Confirm HOA, CDD, and the bond before you buy

Shearwater's fee structure includes a master HOA, sub-section HOA or condo dues for some configurations (notably townhomes), and a CDD assessment. Like most St. Johns master plans, the cost varies meaningfully by section and home type, so confirm the master HOA, any sub-association dues, the CDD assessment, and the remaining bond for a specific home in writing.

Master HOA covers the amenity centers, common-area landscaping, and amenity upkeep; townhome dues add exterior maintenance and building insurance. The CDD funds the infrastructure and amenities over a set bond term, billed on the tax bill.

Shearwater has no private golf or country club. The amenity package centers on the Kayak Club and Fitness Lodge, the Lazy Bird River, the Perch waterslide, the lagoon and lap pools, the Trout Creek kayak launch, the Outpost Adventure Park, and Har-Tru tennis; confirm exactly what your section includes.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Shearwater, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Nocatee, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Shearwater home worth?

Get a no-obligation home value based on real comparable sales in Shearwater matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Shearwater on the map →
Or get your Shearwater home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Shearwater year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Shearwater Market Scorecard

Seller's market

Shearwater is currently a seller's market. About 3.1 months of supply, a median asking price of $519,990, and homes go under contract in about 28 days.

3.1
Months supply
$519,990
Median list
$481,735
Median sold
$236
Per sqft
28
Days on mkt
38/22/149
Active/Pend/Sold

Typical home value in the 32092 ZIP is $468,320, about 23.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is the median home price in Shearwater?
Shearwater's median home price runs approximately $485,000 as of early 2026, with inventory spanning from $317,500 (Lennar 24-ft townhomes new construction) up to approximately $850,000+ in the gated premium section with Mastercraft Builder Group and DS Ware Homes on 70-ft lots. The community's official marketing range is from the $300,000s to $500,000s+. Six to eight active builders provide significant inventory diversity across the price band.
What ZIP code is Shearwater?
Shearwater primarily uses ZIP code 32092, with some sections in 32259. The community is located in northern St. Johns County, off County Road 210, with the community office at 100 Kayak Way, St. Augustine, FL 32092.
Who developed Shearwater?
Shearwater was developed by Freehold Communities, a master-planned community developer with a portfolio across the Southeast and Texas. Freehold specializes in amenity-rich, lifestyle-focused new construction communities. Ground broke on Shearwater in 2016 with the central design philosophy that the amenity package would be central to daily resident lifestyle rather than peripheral marketing.
What is the Lazy Bird River?
The Lazy Bird River is Shearwater's signature amenity and the longest lazy river of any master-planned community in Northeast Florida. Residents float through a meandering channel circuit on tubes provided by the community, passing through landscaped natural surroundings. The lazy river is destination-grade, comparable to amenities found at premium resort properties. for buyers with young to teenage kids, the lazy river is often the single most-used amenity in the community.
What is The Perch at Shearwater?
The Perch is Shearwater's 3-story waterslide tower, providing high-thrill water recreation alongside the lazy river and pools. The tower's height puts it in the destination-amenity category, most master-planned communities have modest slides or none at all. The Perch is particularly popular with the elementary-through-teenage market.
What schools does Shearwater feed into?
Shearwater students have two elementary-tier options: Trout Creek Academy (K-8 onsite, opened August 2024) or Timberlin Creek Elementary (K-5, adjacent via safe paved pathway). Students continuing the K-5/6-8 track attend Switzerland Point Middle School (A-rated). High school is Bartram Trail High School (Niche A, 2,146 students, 98% graduation rate, 74% math/reading proficiency, 1230 average SAT, 26 average ACT). Some specific sections may instead feed Beachside HS for high school. All schools are part of St. Johns County Public Schools, one of only 10 Florida districts to receive A grades for 10 consecutive years and ranked among the top 10 nationally by Forbes.
How good is Bartram Trail High School?
Bartram Trail HS is one of the elite St. Johns public high schools. Niche A overall, 2,146 students, 21:1 student-teacher ratio, established 2000 on a 120-acre campus at 7399 Longleaf Pine Parkway. Performance metrics: 74% math proficiency, 74% reading proficiency (both substantially above Florida state averages), 98% graduation rate, average SAT 1230, average ACT 26. Offers academies in design, information technology, and business and finance. Mascot: Bears, colors blue/silver/black. Ranked closely with Nease HS, Ponte Vedra HS, and Creekside HS as the top four St. Johns public high schools.
What is Trout Creek Academy?
Trout Creek Academy is Shearwater's onsite K-8 school, opened in August 2024, the 2024-2025 school year was its first operational year. The Academy is part of St. Johns County School District and provides an integrated K-8 educational pathway for residents within walking and biking distance from many Shearwater sections. The combined elementary-middle structure provides educational continuity for K-8 students who can stay in one school environment through 8th grade rather than transitioning at 5th grade.
How much are HOA fees in Shearwater?
HOA structure varies significantly by housing type. Lennar 24-ft townhomes have approximately $185/month HOA (includes exterior maintenance and building insurance for townhome configurations). Some single-family Lennar sub-sections have HOA as low as $20/month. Typical single-family HOAs across builders run $30-$125/month for master HOA, with potential sub-section dues adding to this. The gated section with Mastercraft and DS Ware has additional sub-association dues, typically $50-$150/month above master HOA. Always verify specific HOA structure for any specific property.
How much are CDD fees in Shearwater?
Shearwater is a CDD community. The CDD assessment appears on the annual property tax bill and funds infrastructure. CDD assessments vary by section and property type. Typical CDD assessments for Shearwater single-family homes run in the $1,800-$3,500/year range, varying by section. Some properties may have the CDD bond paid in full by a previous owner, eliminating part of the annual assessment. Always verify the exact CDD assessment for any specific property before assuming.
What builders are in Shearwater?
Six to eight active builders participate in Shearwater: Lennar (townhomes and single-family), Ryan Homes (townhomes), David Weekley Homes (low-maintenance single-family from 1,637-2,862 sqft on 40-50 ft lots), Richmond American Homes (larger single-family), Mastercraft Builder Group (2,985-4,150 sqft on 70-ft lots in gated section), DS Ware Homes (2,850-4,000 sqft on 70-ft lots in gated section), Dream Finders Homes (Designer Series single-family, recent addition), and Meritage Homes (energy-efficient single-family). Each builder produces meaningfully different products targeting different price bands and buyer profiles.
Is Shearwater a gated community?
Shearwater has one gated sub-community within the broader Shearwater master-planned development, the gated section where Mastercraft Builder Group and DS Ware Homes build on 70-ft lots backing to woods or lake. The broader Shearwater community itself is not gated as an entire master-planned community. The gated section is the premium-tier offering and typically prices in the $675K-$850K+ range.
How big is Shearwater?
Shearwater is a substantial master-planned community in northern St. Johns County, with active build-out across multiple sub-neighborhoods. Build-out continues as of 2026 with multiple builders delivering completed homes continuously. Exact total acreage and planned home count details should be verified with Freehold Communities or community management, these have been subject to expansion across phases. The community spans multiple sub-sections with townhomes, single-family inventory at various price bands, and the gated premium section.
What is the St. Johns County Tournament Complex?
The St. Johns County Tournament Complex is a major recreation and community infrastructure project breaking ground on County Road 16A immediately adjacent to Shearwater. Part of a $100+ million county investment, the project will include regulation sports fields, multipurpose recreation areas, playgrounds, courts, a splash pad, a skate spot, a climbing tower, and a community center with a public library. For Shearwater residents, this adjacent investment will effectively double the available community recreation infrastructure once complete and significantly enhance long-term lifestyle and value proposition.
How far is Shearwater from St. Augustine?
Shearwater is approximately 20 miles north of Historic Downtown St. Augustine via I-95 or US-1, with travel times of approximately 25 minutes off-peak. St. Augustine Beach is approximately 24 miles / 35 minutes south. This positions Shearwater close enough for regular access to St. Augustine's restaurants, shopping, beaches, historic district, and cultural attractions, while remaining outside the immediate tourist traffic patterns of the historic downtown.
How far is Shearwater from Jacksonville?
Shearwater is approximately 30 miles south of downtown Jacksonville and 15 miles south of St. Johns Town Center via I-95 or US-1. Travel times: 22 minutes to St. Johns Town Center (30-40 min rush hour), 30 minutes to Mayo Clinic Jacksonville (40-50 min rush hour), 40 minutes to downtown Jacksonville (50-60 min rush hour), 45 minutes to Jacksonville Beaches. For Jacksonville-area commuters, Shearwater is among the closer St. Johns master-planned community options, meaningfully closer to Mayo Clinic and Town Center than Palencia.
Does Shearwater have a kayak launch?
Yes. Shearwater has a kayak launch on Trout Creek that opened recently, providing direct water access for residents wanting to paddle the natural waterway system. Trout Creek connects through the broader St. Johns River watershed and provides genuine outdoor adventure access without needing to drive to a launch site. for buyers that enjoy kayaking, paddleboarding, or canoeing, this is a meaningful daily-use amenity that complements the community's broader active-outdoor positioning.
What is the Outpost Adventure Park?
The Outpost Adventure Park is Shearwater's outdoor adventure facility, featuring an outdoor pavilion, playground equipment, and a zipline course. Ziplines in master-planned communities are extremely rare, most communities have basic playgrounds without elevated adventure equipment. The Outpost Adventure Park appeals strongly to elementary-through-middle-school kids and provides outdoor activity beyond the pool/water amenities. It's part of Shearwater's broader active-outdoor lifestyle positioning.
What is the all-in monthly cost to own a $525K Shearwater home?
Excluding mortgage P&I, the all-in monthly carrying cost for a $525,000 single-family home in a typical Shearwater section runs roughly $935-$1,365/month, including: CDD $200-$290 (amortized monthly, varies by section), master HOA $50-$150, property tax $435-$475 (St. Johns County), and homeowners/wind insurance $250-$450. For a $375K townhome with the higher $185/month HOA: total non-mortgage carrying runs roughly $790-$970/month. Always verify exact CDD, HOA, and insurance for the specific property before assuming.
How does Shearwater compare to Beachwalk?
Both newer St. Johns master-planned communities with signature destination amenities, Shearwater's Lazy Bird River vs Beachwalk's Crystal Lagoon. Beachwalk is priced higher (median $650K vs $485K) and has mandatory Beachwalk Club membership ($250-$400/month). Shearwater feeds Bartram Trail HS (Niche A, established 2000); Beachwalk feeds Beachside HS (newer, established 2022). Shearwater has the onsite K-8 academy plus adjacent county tournament complex investment that Beachwalk doesn't have. Beachwalk has the iconic Crystal Lagoon and stronger luxury ceiling above $1M. Choose Beachwalk for the Crystal Lagoon as the defining amenity. Choose Shearwater for broader amenity diversity, lower entry pricing, no mandatory club fee, and the established Bartram Trail HS feeder.
How does Shearwater compare to SilverLeaf?
Both newer active-construction St. Johns master-planned communities. SilverLeaf is much larger (8,500 acres), has no CDD fees (saves $20K-$40K over 10 years), and has 11 builder participants. Shearwater has the substantially better amenity package (lazy river, waterslide, ziplines, kayak launch, adventure park) and the onsite K-8 academy. School feeders differ, SilverLeaf to Tocoi Creek HS, Shearwater to Bartram Trail HS. Choose SilverLeaf for no-CDD math and largest-scale community. Choose Shearwater for the destination amenity package and the more established Bartram Trail HS feeder.
Is Shearwater a good investment?
Shearwater has structural appreciation drivers: elite St. Johns school district, continuous new construction supporting fresh comps, signature destination amenity package (Lazy Bird River, ziplines, kayak), adjacent $100+ million county investment, and strong market demand pattern from broad-market buyers. Pricing has held reasonably well through recent market conditions. Plan a 5-10 year hold to amortize transaction costs. Expect modest 3-5% annual appreciation in line with broader Jacksonville/St. Johns market trends. The premium gated section has the strongest appreciation case as supply is limited. Not a high-appreciation flip market, buy for the lifestyle and long-term hold.
Is there golf at Shearwater?
No. Shearwater does not have an onsite golf course. The community is positioned for active-outdoor recreation (lazy river, pools, kayak launch, trails, Adventure Park with ziplines) rather than golf. However, two golf courses are nearby, Cimarrone Golf Club and South Hampton Golf Club are both within 10-15 minutes of Shearwater for residents who want golf access without on-site community integration. Buyers wanting golf as a central daily amenity should consider Palencia, World Golf Village, Julington Creek Plantation, or other golf-anchored communities.
Buyers who want a destination amenity package at one addressExcellent fit
Buyers who want an onsite K-8 academy and a top St. Johns feederExcellent fit
New-construction buyers who want builder choice across price bandsExcellent fit
Buyers who will price the all-in carrying cost, CDD includedExcellent fit
Active-outdoor buyers who want trails, kayak, and water amenitiesExcellent fit
Buyers who want a built-out, mature setting todayProbably not
Buyers who want golf as a central daily amenityProbably not
Buyers who want the lowest carrying cost with no CDDProbably not
Anyone who wants a town-center, walkable-retail addressProbably not

Get the inside read on Shearwater

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Shearwater home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

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A Momentum Realty Shearwater specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Shearwater St Johns median home price history from 2016 to 2026, chart by Momentum Realty
Median sale price in Shearwater St Johns, Florida by year (2016 to 2026). Source: Momentum Realty.

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