2604 TACITO Trail, Jacksonville, FL 32223
2604 TACITO Trail, Jacksonville, FL 32223
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 1979 · 47 yrs
- 4,846 sq ft of living area
- 2-car garage
- Listed at $3,595,000 — recent neighborhood median sale price ~$1,150,000 (nearby sales; deemed reliable, not an appraisal)
- 70 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Tacito Trail market
How this home is priced against recent nearby sales, and where Tacito Trail has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1979BuiltPer public record
- Jul 10, 2026First trackedObserved at $3,595,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $18,216/mo 77%
- Taxes $3,415/mo 14%
- Insurance $1,950/mo 8%
- HOA $50/mo 0%
$23,632/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 70 days on market for this home, against a 70-day area median.Days on market:this home 70Area median: 70 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.
🟡 Asking $742 per square foot, about 162% above the community’s $283 median. Tacito Trail’s 12-month median sold price per square foot is $283. Confidence: Low · 1 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in Tacito Trail, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Opportunities like this one on the St Johns River are extremely rare and this nearly 3 acre private estate with over 300 feet of direct river frontage in the heart of Mandarin truly stands apart. Set behind a gated entry and surrounded by mature landscaping, this incredible private estate offers a unique combination of land, water, and flexibility that is increasingly difficult to find in today's market. The main residence offers approximately 4,846 square feet of thoughtfully designed living space with 4 Bedrooms and 5 1/2 Baths, centered around a functional winged layout that provides both privacy and flow.
Multiple gathering areas are ideal for entertaining, including a spacious family room with a bar, a dedicated wine room, and expansive living areas that open to the outdoors. Timeless architectural details and custom craftsmanship are evident throughout, adding warmth and character to the home. Additional main-level living includes a guest suite with a full ensuite bathroom, as well as a conveniently located half-bath for guests.
A private office, situated in a separate wing near the garage entry, provides a quiet and functional space for work or study. Upstairs, two oversized bedroom suites each feature their own bathrooms, along with flexible lounge or extended-stay areas that can adapt to a variety of needs. Outdoor living is thoughtfully designed for year-round enjoyment.
A pool and spa overlook the river and are perfectly positioned to capture sunset views, while the covered lanai offers a comfortable and flexible outdoor environment that seamlessly connects to the interior living spaces. The property is defined by its expansive riverfront presence, featuring a newly installed 300-ft bulkhead and an impressive 515-ft private covered dock featuring a boat lift designed to accommodate vessels up to approximately 30 feet. With direct boating access from your backyard and wide river frontage offering sweeping views, the outdoor setting delivers both functionality and a true waterfront lifestyle.
The grounds are equally impressive, with a pavered circular driveway and landscaped roundabout creating a grand arrival, exterior landscape lighting enhancing the evening ambiance, and open green spaces throughout the property providing privacy and room for recreation, entertaining, or future expansion. A significant highlight of the property is the fully independent detached guest residence, offering an additional approximate 2,100 square feet of living space and fully conditioned multipurpose flex space. Designed with flexibility in mind, the guest home includes a full kitchen, living area, 2 Bedrooms with 2 ensuite Bathrooms, and 2 loft spaces.
The additional versatile multipurpose area with conditioned climate control allows for use as a workshop, garage, hobby room, art studio, or additional living space. The guest residence also features generous storage including closets and attic space. Designed for true independence, this separate living space offers exceptional flexibility; perfect for multigenerational living, private guest accommodations, or potential income-producing use.
RLD-120 zoning further enhances the property with opportunity for additional dwelling units or future expansion (buyer to verify). Infrastructure and systems throughout the property support both comfort and long-term usability. The home is equipped with multiple HVAC systems and multiple water heaters with recent updates, along with updated electrical panels.
A public sewer connection is supported by an on-site lift station, and the property is serviced by a private well water system with a water softener. The main residence features a fiberglass lifetime roof, while the guest house roof has been recently replaced. A built-in generator, supported by a dedicated 500-gallon propane system, enhances the guest home with added reliability.
The main residence is equally equipped with its own 500-gallon propane tank, providing connections for the hot tu…
Description provided by RE/MAX SPECIALISTS and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $3,595,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 1 active listing competing
- ≈12.0 months of supply
- 1 closed here in the last 12 months
For reference, this home is listed at $3,595,000 ($742/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 4,846 sq ft × $249–$317/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.
Similar homes for sale near Tacito Trail
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
- No CDD assessment on record
- FEMA Zone X — flood insurance generally not federally required
- Built 1979 · 47 yrs
- 4,846 sq ft of living area
- 2-car garage
- $742/sq ft — compared with the displayed median of $742 from recent nearby sales
- 65 days on market
- HOA ~$50/mo (estimate; confirm)
This listing is shown at $3,595,000, with 4 bedrooms and 5.5 bathrooms, and 4,846 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
The whole picture, at a glance
Property
Financial
Risk
Market
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
The numbers, at a glance
Estimated monthly payment
- Principal & interest $18,749/mo 78%
- Taxes $3,415/mo 14%
- Insurance $1,950/mo 8%
- HOA $50/mo 0%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Property Score
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The home
- Year built1979
- Per public record.
- Property typeSingle Family Residence
- Per the listing.
Costs
- HOA$50/mo
- Disclosure — confirm exact dues and inclusions.
- CDD assessmentNone on record
- Estimate/disclosure — confirm the parcel's actual CDD with the county.
- Est. first-year tax~$40,983/yr
- Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
- FEMA flood zoneZone X · minimal hazard (FEMA)
- From the FEMA flood map; verify the parcel.
- Ground elevation~4 ft
- Approximate parcel elevation (USGS).
- WindstormModerate
- Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
The Messtimate: $3,164,438 – $4,027,026
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $3,595,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
- The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
- Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
- Views & orientation — golf, water, or preserve views aren't in the square footage.
- Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
- Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
- Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
- Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
- School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 65 days on market vs. a ~58-day neighborhood median
- 1380 active listings competing in Tacito Trail
- 562 under contract now
- 29% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
- 158 new-construction homes competing
For reference, this home is listed at $3,595,000 ($742/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 4,846 sq ft × $653–$831/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Tacito Trail market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: live MLS counts.
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
This home’s history
- 1979BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Down payment $719,000 · Loan $2,876,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Recent sales activity in Tacito Trail
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Tacito Trail neighborhood guide for more.
Recent nearby closings in the data set.
Median closed price of the comparable set. Reference only.
Median $/sq ft of the comparable set. Reference only.
List price divided by living area. Provided as data, not a value judgment.
Explore Duval County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Similar homes for sale near Tacito Trail
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
About this home
Description provided by RE/MAX SPECIALISTS and reproduced from the MLS; not independently verified.
Property details & features
Interior
- Bedrooms4
- Bathrooms5.5
- Living area4,846 sq ft
Exterior & lot
- TypeSingle Family Residence
Systems
- Year built1979
- Age47 yrs
Listing
- MLS #2143495
- StatusActive
- Days on market65
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in Tacito Trail
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Tacito Trail neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Tacito Trail
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the Tacito Trail guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $283/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 15, 2026) |
| Community market stats | realMLS closed sales, as of July 14, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 2604 TACITO Trail in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.