Single Family Residence in Silverleaf Village, Jacksonville · FEMA Zone X · Built 2022
Silverleaf Village · Jacksonville, FL 32092 · St. Johns
Listing data updated July 10, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,717Sq Ft
2022Year Built
$239Per Sq Ft
2-car garageFEMA Zone X
Highlights
CDD assessment ~$1,500/yr
FEMA Zone X — flood insurance generally not federally required
Built 2022 · 4 yrs
1,717 sq ft of living area
2-car garage
$239/sq ft — compared with the displayed median of $256 from recent nearby sales
Listed at $410,000 — recent neighborhood median sale price ~$472,500 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA ~$50/mo (estimate; confirm)
School district: HOA HOA plus a CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2020–2026Riverside arts market · 9 min driveShoppes At Mill Creek · 12 min driveSamara Lakes · 14 min drive
This listing is shown at $410,000, with 3 bedrooms and 2 bathrooms, and 1,717 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms3
Bathrooms2
Living area1,717 sq ft
Year built2022
Property typeSingle Family Residence
Financial
Est. monthly payment$2,726
Est. taxes / yr~$3,526
Est. insurance / yr~$1,429
HOA$50/mo
CDD~$1,500/yr
Price / sq ft$239
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~30 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,429/yr
Market
Neighborhood median DOM30
Active listings (area)7
Months of supply3.1
Comparable-sales median$472,500
This home0d
Area median30d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,429/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.1 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
54/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$2,726/mo
Principal & interest $2,138/mo78%
Taxes $294/mo11%
Insurance $119/mo4%
HOA $50/mo2%
CDD $125/mo5%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
66/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area67
This home $239/sq ft vs area median $256/sq ft from recent nearby sales.
Affordability72
List price $410,000 vs area median $472,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~30 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity69
Area median 30 days on market, ~3.1 months of supply.
Investment metrics46
Objective supply and demand metrics for the area - not investment advice.
Renovation upside30
From a 2022 build and $239/sq ft vs area $256/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$410,000
List price
As listed in the MLS
3 / 2
Bed / bath
Per the listing
1,717
Living area
Sq ft (approx.)
$239
Price / sq ft
List ÷ living area
The home
Year built2022
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessment~$1,500/yr
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,526/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~30 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $386,325 – $492,779
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$386,325the mess$492,779
Actual list price: $410,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
7 active listings competing in Silverleaf Village
3 under contract now
30% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.1 months of supply (one market-context metric; should not be used alone)
Median sale price is up 9% over the last 72 months
Homes here sell at about 99.8% of list price
27 closed here in the last 12 months
For reference, this home is listed at $410,000 ($239/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,717 sq ft × $225–$287/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Silverleaf Village market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
7Active listings
3Under contract
0New this month
3.1Months of supply
30Median days on market
30%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2022BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,879 – $2,733/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$901 – −$133At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$410,000
Bed / bath3 / 2
Living area1,717 sq ft
Year built2022
Property typeSingle Family Residence
MLS #2154480
Listing statusActive
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~30 ft
CountySt. Johns
Estimated first-year tax~$3,526/yr
CDD assessment~$1,500/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$239
Estimated monthly payment$2,726
Estimated insurance~$1,429/yr
Messtimate rangeNot available on this page
Comparable-sales median$472,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,726
Principal & interest$2,138
Property tax$294
Insurance$119
CDD assessment$125
HOA$50
PMI$0
Down payment $82,000 · Loan $328,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$3,526/yr
The seller likely pays less due to the homestead cap. At a $410,000 purchase, expect your first full-year St. Johns bill near $3,526 before exemptions.
CDD assessment
~$1,500/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance
~$1,429/yr
Estimate for a 2022 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~30 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Silverleaf Village
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Silverleaf Village neighborhood guide for more.
Comparable sales found
4
Recent nearby closings in the data set.
Median sale price (set)
$472,500
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$256
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$239
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Silverleaf Village
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Riverside arts market 9 min
Dining
Sal's Cucina 15 min
Shopping
Shoppes At Mill Creek 12 min
Parks
Samara Lakes 14 min
In the area
Recent SilverLeaf news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Development
Baptist Health opens first phase of SilverLeaf medical campus
Baptist Health opened the first phase of its SilverLeaf medical campus on June 23 at 8595 St. Johns Parkway, a 58,979 square foot building about 3 miles north of International Golf Parkway. The opening phase houses primary care offices and a wellness center and provides cardiology, rehabilitation, and laboratory services, with orthopedic and neurology specialists scheduled to begin seeing patients in the fall.
Why it matters: Bringing a sizable outpatient medical campus online could add a daily needs health anchor and a daytime employment node along St. Johns Parkway, which historically supports demand for nearby commercial space and can broaden a master plan's appeal as it continues to build out.
New SilverLeaf K-8 on track to open for 2026-2027 with attendance boundary changes
A new K-8 campus under construction on Courtney Vista Drive in the SilverLeaf area is set to open for the 2026-2027 year, designed for roughly 1,500 students and opening with kindergarten through seventh grade. Along with a companion campus in Nocatee, the openings are expected to shift attendance boundaries for nearly 2,000 students, with neighborhoods including Silver Landing, Silverleaf Village and Elm Creek among those most likely affected.
Why it matters: A new neighborhood school plus boundary changes can matter to households weighing a move and may affect demand patterns, though final assignments are set by the district and can change.
Publix opens largest Northeast Florida store at SilverLeaf Parkway
Publix opened a 55,700 square foot store at 1975 SilverLeaf Parkway near International Golf Parkway and St. Johns Parkway, its largest location in Northeast Florida and a showcase of the chain's newest prototype. Features include a Publix Pours beer, wine, and coffee bar and an expanded deli, with an adjacent liquor store and inline retail at the center.
Why it matters: A flagship grocery anchor inside the community converts SilverLeaf from amenity-led to services-complete, which historically supports absorption in surrounding villages. The prototype investment may indicate the grocer's long-range read on rooftop growth along St. Johns Parkway.
County reviews plans for Dunkin' in SilverLeaf's Publix-anchored center
St. Johns County began reviewing plans for a Dunkin' at the new Publix-anchored shopping center in SilverLeaf. The coffee and doughnut chain joins a signed tenant roster that includes M Shack, Avalon Nails, Club Pilates, SoFresh, UPS, and Fifth Third Bank, with tenant openings phased through spring 2026.
Why it matters: A filling outparcel and inline roster suggests leasing momentum rather than speculative buildout, which could shorten the period when residents drive outside the community for daily needs. Convenience retail maturity often tracks closely with village-level resale liquidity.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Wards Creek ElementaryPublic K-5 · St. Johns County School District
Pacetti Bay Middle SchoolPublic 6-8 · St. Johns County School District
Tocoi Creek High SchoolPublic 9-12 · St. Johns County School District
Liberty Pines AcademyPublic K-8 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold May 2026
$450,000
287 CREEKMORE Drive, St. Augustine
3 / 2 bd/ba · 1,699 sq ft · $265/sq ft
Courtesy of KELLER WILLIAMS ST JOHNS · View details →
Sold Jul 2026
$410,000
138 TANNER Trail, St. Augustine
3 / 2 bd/ba · 1,741 sq ft · $235/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Sold May 2026
$495,000
694 SILVER PINE Drive, St. Augustine
3 / 2 bd/ba · 1,999 sq ft · $248/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Sold May 2026
$645,000
518 SILVERLEAF VILLAGE Drive, St. Johns
4 / 2.5 bd/ba · 2,165 sq ft · $298/sq ft
Courtesy of HOVER GIRL PROPERTIES · View details →
Median of the set: $256/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Silverleaf Village
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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Likely
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Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $410,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 28 ROSE DEW Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
