3 bedroom Townhouse at 30 Carmella Court, Shearwater, St. Augustine — photo 1Front elevation
3 bedroom Townhouse at 30 Carmella Court, Shearwater, St. Augustine — photo 2Living space
3 bedroom Townhouse at 30 Carmella Court, Shearwater, St. Augustine — photo 3Kitchen
3 bedroom Townhouse at 30 Carmella Court, Shearwater, St. Augustine — photo 4Owner's suite
3 bedroom Townhouse at 30 Carmella Court, Shearwater, St. Augustine — photo 5Exterior / yardView all 40 photos →
New — 4 days on market Townhouse
$319,000
3-Bedroom Townhome in Shearwater

30 Carmella Court, St. Augustine, FL 32092

Townhouse in Shearwater, St. Augustine · Built 2023
Shearwater · St. Augustine, FL 32092 · St. Johns
Listing data updated September 28, 2026 · refreshed hourly
3Bedrooms
2.5Bathrooms
1,707Sq Ft
2023Year Built
$187Per Sq Ft
1-car garage
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
15% below
$/sq ft vs community
$187 here vs $221 median sold (12 mo)
Buyer leverage
Buyer advantage
4 days on market
2664.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 28, 2026, 30 CARMELLA Court in Shearwater, St. Augustine is listed at $319,000 (1,707 sq ft, about $187 per sq ft). That is 36% below Shearwater's median closed sale of $497,882 over the last 12 months (158 recorded sales). Per square foot it is below the community's recent $221/sq ft by about 15%. It came to market within the past week. Listing facts: built in 2023, HOA dues of $160/mo, a CDD assessment of about $2,000/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$2,000/yr
  • Built 2023 · 3 yrs
  • 1,707 sq ft of living area
  • 1-car garage
  • New to market
  • HOA $160/mo (per listing)
Property timeline

This home’s history

  • 2023BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,349/mo
  • Principal & interest $1,703/mo 73%
  • Taxes $229/mo 10%
  • Insurance $90/mo 4%
  • HOA $160/mo 7%
  • CDD $167/mo 7%

$2,349/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$3,625/yr
≈ $302/mo·effective rate ~1.14%
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $3,200/yr ($267/mo)
+$425 more each year
(+13%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$288,105
Market value
$288,105
Assessed
$237,383
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Momentum Scores

Momentum Property Score

69/100
Strongest on: Affordability (100), Price vs area (88)
0 limited50100 exceptional

69/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area88
This home $187/sq ft vs the community 12-month median $221/sq ft.
Affordability100
List price $319,000 vs the community median $497,882. Not a measure of personal affordability.
Market liquidity64
Community median 44 days on market, ~3.1 months of supply (12-month record).
Renovation upside30
From a 2023 build and $187/sq ft vs the community median $221/sq ft. Not a condition assessment.
Pricing power55
Recent sales closed at about 97.0% of original asking (~3.0% below). More room below asking generally favors buyers.
Market timing79
Momentum Market Heat is 21/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 2664.0 months of supply in the surrounding market and 4 days on market for this home, against a 68-day area median.Days on market:this home 4Area median:  68 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 28, 2026.

🟡 Asking $187 per square foot, about 15% below the community’s $221 median. Shearwater’s 12-month median sold price per square foot is $221. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 28, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to low-maintenance luxury in the highly sought-after Shearwater community of St. Johns County! This beautifully maintained, light-filled townhome shows like a model and offers the perfect blend of style, comfort, and functionality.

The inviting open floor plan features upgraded ceramic wood-look tile throughout the downstairs, recessed lighting, blinds, ceiling fans, and a stunning paver driveway. The gourmet kitchen is a true standout with 42-inch white shaker cabinets, quartz countertops, stainless steel appliances, and a spacious California-style counter—perfect for casual dining and entertaining. The generous dining area flows seamlessly into the bright living space.

Upstairs, an oversized loft offers flexible space for a home office, media room, play area, or additional gathering space. The spacious primary suite features a large walk-in closet and luxurious bath with quartz counters, raised-height dual vanities, and a walk-in shower with glass doors. Two additional bedrooms and a full laundry room conveniently located upstairs provide exceptional functionality and comfort.

Enjoy the screened rear porch overlooking a private backyard area with a vinyl privacy fence. A one-car garage plus a long driveway accommodates two additional vehicles. A smart home package, including wireless locks, smart thermostat, and door camera, adds modern convenience and peace of mind.

Located in sought-after Shearwater, residents enjoy resort-style amenities including a clubhouse, pools, fitness center, tennis, kayak launch, dog park, and more. Just minutes to shopping, dining, top-rated schools, St. Augustine, Ponte Vedra Beach, and Jacksonville.

Beautifully cared for, move-in ready, and truly a must-see—this home offers an exceptional combination of luxury, low-maintenance living, privacy, and an incredible community lifestyle.

All 40 photos

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Description provided by ENGEL & VOLKERS FIRST COAST and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$319,000
Bed / bath3 / 2.5
Living area1,707 sq ft
Year built2023
Property typeTownhouse
Garage1-car
MLS #2166450
Listing statusNew &mdash; 4 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountySt. Johns
Area listings38 active · 22 under contract
Estimated first-year tax~$2,743/yr
CDD assessment~$2,000/yr
HOA (per listing)$160/mo

Calculated estimates

Price per sq ft$187
Estimated monthly payment$2,349
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$497,882

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of ENGEL & VOLKERS FIRST COASTProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$331,158the mess$423,336

Actual list price: $319,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $160/mo and a CDD assessment of about $2,000/yr; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 4 days on market vs. a 44-day community median
  • 222 active listings competing, 89 under contract
  • ≈3.1 months of supply
  • 1 closed here in the last 12 months

For reference, this home is listed at $319,000 ($187/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,707 sq ft × $194–$248/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 28, 2026.

Keep looking

Similar homes for sale near Shearwater

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Shearwater

  • 220 S Ocean Grande Drive #104 · $789,000 · 3 bd / 3.0 ba · listed September 28, 2026 (courtesy of FERNANDINA BEACH REALTY)
  • 32 Palm Island Way · $1,350,000 · 4 bd / 4.0 ba · listed September 28, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS)
  • 30 Japura Court · $475,000 · 4 bd / 3.0 ba · listed September 28, 2026 (courtesy of CHAD AND SANDY REAL ESTATE GROUP)
  • 955 Registry Boulevard #216 · $369,900 · 2 bd / 2.0 ba · listed September 27, 2026 (courtesy of Edwin Bonneau, Broker)
  • 459 W New England Drive · $340,000 · 3 bd / 2.0 ba · listed September 27, 2026 (courtesy of MAXREV, LLC)
  • 136 Iris Creek Drive · $749,000 · 4 bd / 3.0 ba · listed September 27, 2026 (courtesy of COLDWELL BANKER VANGUARD REALTY)
Transparency

Price & listing history

Listed for $319,000Momentum Realty · on market 4 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,743/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$2,000/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$160/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 30 CARMELLA Court?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by ENGEL & VOLKERS FIRST COAST · MLS # 2166450

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Shearwater

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Shearwater neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$497,882

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$221

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Shearwater

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Trout Creek AcademyAssigned elementary school · St. Johns County School District
Trout Creek AcademyAssigned middle school · St. Johns County School District
GRADEA
BeachsideAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,462 – $2,127/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$926 – −$328At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 30 CARMELLA Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $160/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • A CDD assessment of about $2,000/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,707 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,743/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: September 28, 2026)
Community market statsrealMLS closed sales, as of September 28, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 30 CARMELLA Court and when was it built?

Per the listing record, 30 CARMELLA Court was built in 2023 and has 1,707 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 30 CARMELLA Court in?

30 CARMELLA Court is in Shearwater in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Shearwater from the same MLS data.

Does 30 CARMELLA Court have an HOA, and how much are the dues?

The listing reports HOA dues of $160 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,000 per year; confirm the exact figure with the county.

Why might property taxes on 30 CARMELLA Court differ from the current owner's?

The estimate on this page (about $2,743 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed at 30 CARMELLA Court?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 30 CARMELLA Court in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 30 CARMELLA Court in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.