Single Family Residence in Shearwater, St. Augustine · Built 2026
Shearwater · St. Augustine, FL 32092 · St. Johns County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
2.5Bathrooms
2,360Sq Ft
2026Year Built
$219Per Sq Ft
New constructionFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$219 here vs $221 median sold (12 mo)
Buyer leverage
Balanced market
35 days on market
3.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~27 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 1, 2026, 32 SMOKERISE Drive in Shearwater, St. Augustine is listed at $516,480 (2,360 sq ft, about $219 per sq ft). That sits within a few percent of Shearwater's median closed sale of $497,882 over the last 12 months (158 recorded sales). It has been 35 days on market. Listing facts: new construction, a CDD assessment of about $2,000/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
CDD assessment ~$2,000/yr
New construction — built 2026
2,360 sq ft of living area
Listed at $516,480 — recent neighborhood median sale price ~$497,882 (nearby sales; deemed reliable, not an appraisal)
35 days on market
School district: St. Johns County SchoolCommunity built 2016–2026St. Johns Commons · 4 min driveGoldfish Swim School · 4 min driveDesi Pantry · 6 min drive
Listing description
About this home
Move-In Ready - Newly Built Home, never lived in! This beautiful Lennar Home- BRIO II floor plan has 4 Bedrooms, 2 Bathrooms and 2 car garage. Features: Quartz kitchen countertops, 42'' recessed panel cabinetry, stainless steel appliances (gas range, double ovens, dishwasher...
All 6 photos
Description provided by LENNAR REALTY INC and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$516,480
Bed / bath4 / 2.5
Living area2,360 sq ft
Year built2026
Property typeSingle Family Residence
MLS #2140874
Listing statusPending
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~27 ft
CountySt. Johns
Area listings38 active · 22 under contract
Estimated first-year tax~$4,442/yr
CDD assessment~$2,000/yr
HOANot reported
Calculated estimates
Price per sq ft$219
Estimated monthly payment$3,430
Insurance (illustrative)$1k–$2k/yr
Messtimate range$528,640 – $542,800
Comparable-sales median$497,882
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,430/mo
Principal & interest $2,757/mo80%
Taxes $370/mo11%
Insurance $136/mo4%
CDD $167/mo5%
$3,430/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,442/yr
Estimate: a typical St. Johns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$2,000/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~27 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Shearwater
Pricing & the Shearwater market
How this home is priced against recent nearby sales, and where Shearwater has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Shearwater
Each dot is a closed sale since 2016 (1768 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $219/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2017–2026. Now 21 (cold).
Property timeline
This home’s history
2026BuiltPer public record
Jul 10, 2026First seen on movewithmomentum.comObserved at $516,480
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $516,480Momentum Realty · on market 35 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Shearwater in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold May 2026
$522,500
126 GOODHOPE Court, St. Augustine
5 / 3 bd/ba · 2,288 sq ft · $228/sq ft
Courtesy of ENDLESS SUMMER REALTY · View details →
Sold May 2026
$504,980
727 KINGBIRD Drive, St. Augustine
4 / 2.5 bd/ba · 2,257 sq ft · $224/sq ft
Courtesy of LENNAR REALTY INC · View details →
Sold Jun 2026
$480,000
40 RIDGEWIND Drive, St. Augustine
3 / 2 bd/ba · 2,126 sq ft · $226/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Sold May 2026
$549,980
47 NEIGHBOR Court, St. Augustine
4 / 3.5 bd/ba · 2,610 sq ft · $211/sq ft
Courtesy of LENNAR REALTY INC · View details →
Sold May 2026
$483,470
737 KINGBIRD Drive, St. Augustine
4 / 2 bd/ba · 2,106 sq ft · $230/sq ft
Courtesy of LENNAR REALTY INC · View details →
Sold Jun 2026
$480,000
113 SADLER Court, St. Augustine
4 / 3 bd/ba · 2,027 sq ft · $237/sq ft
Courtesy of WATSON REALTY CORP · View details →
Median of these 6 sales: $497,882 ($221/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$528,640the mess$542,800
Stronger local evidence — 6 comparable closed sales in Shearwater, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $516,480 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 3% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries a CDD assessment of about $2,000/yr; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 35 days on market vs. a 44-day community median
38 active listings competing, 22 under contract
≈3.1 months of supply
149 closed here in the last 12 months
For reference, this home is listed at $516,480 ($219/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,360 sq ft × $224–$230/sq ft (interquartile band of 6 comparable closed sales in Shearwater, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.
Momentum Scores
Momentum Property Score
67/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area52
This home $219/sq ft vs the community 12-month median $221/sq ft.
Affordability44
List price $516,480 vs the community median $497,882. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~27 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity64
Community median 44 days on market, ~3.1 months of supply (12-month record).
Pricing power55
Recent sales closed at about 97.0% of original asking (~3.0% below). More room below asking generally favors buyers.
Market timing79
Momentum Market Heat is 21/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 3.1 months of supply in the surrounding market and 35 days on market for this home, against a 44-day area median.Days on market:this home 35Area median: 44 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 10, 2026.
🟡 Asking $219 per square foot, about in line with the community’s $221 median. Shearwater’s 12-month median sold price per square foot is $221. Median sold price per square foot is down 4.3% year over year. Confidence: Very High · 158 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Shearwater sales closed near 97.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 38 active listings in Shearwater.
Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by LENNAR REALTY INC · MLS # 2140874
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Keep looking
Similar homes for sale near Shearwater
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Infrastructure
County marks completion of CR 210 roadway improvements
St. Johns County announced completion of its County Road 210 improvement program between I-95 and U.S. 1, celebrated with an April 24 ribbon cutting. The roughly $18.7 million effort widened a 0.7 mile stretch from two lanes to six, added sidewalks, curbing and drainage upgrades, and installed a new traffic signal at Badger Park Drive.
Why it matters: Added capacity on CR 210, the primary east-west artery serving Shearwater, may shorten peak-hour travel times, and corridors with recently delivered road projects have historically drawn steady buyer attention.
County seeks input on CR 210 and St. Johns Parkway intersection changes
St. Johns County opened a public input process on proposed traffic-flow changes at the intersection of CR 210 and CR 2209, also known as St. Johns Parkway, including possible turn restrictions. An open house and formal presentation were scheduled for April 9 at the Shearwater Kayak Clubroom.
Why it matters: A reconfigured intersection could change daily routing for residents on the west side of CR 210, and continued county spending at Shearwater's doorstep may signal that the corridor remains a planning priority.
St. Johns County opened a roughly $41 million, four-lane divided segment of County Road 2209 connecting Silverleaf Parkway to International Golf Parkway. The segment is part of a planned 7.7 mile corridor intended to eventually run from CR 210 south to State Road 16.
Why it matters: A new north-south alternative west of I-95 may gradually relieve pressure on CR 210 and could broaden commute options for households in the Shearwater area.
Intersection upgrades advancing near Trout Creek Academy
St. Johns County moved forward on a roughly $1.8 million project at CR 16A and Timberwolf Trail near Trout Creek Academy, the K-8 campus inside Shearwater. Plans include new turn lanes on both roads and a potential pedestrian path for students, with design and permitting targeted for year end and construction to follow.
Why it matters: Dedicated turn lanes and a possible walking route could ease school-hour queuing at the community's main school entrance, a logistics point prospective residents often weigh.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Trout Creek Academy (onsite)Public K-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Timberlin Creek ElementaryPublic K-5 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Switzerland Point Middle SchoolPublic 6-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Bartram Trail High SchoolPublic 9-12 · St. Johns County School District · Grade A (Florida DOE 2025-26)
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Desi Pantry 6 min
Dining
The Windy City On Wheels 10 min
Shopping
St. Johns Commons 4 min
Parks
Goldfish Swim School 4 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 32 SMOKERISE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
A CDD assessment of about $2,000/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,360 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,442/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, refreshed hourly (last: October 1, 2026)
Comparable sales
realMLS closed sales in Shearwater, last 18 months, as of August 10, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 32 SMOKERISE Drive and when was it built?
Per the listing record, 32 SMOKERISE Drive was built in 2026 and has 2,360 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 32 SMOKERISE Drive in?
32 SMOKERISE Drive is in Shearwater in St. Augustine, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,000 per year; confirm the exact figure with the county.
Why might property taxes on 32 SMOKERISE Drive differ from the current owner's?
The estimate on this page (about $4,442 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 32 SMOKERISE Drive?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 32 SMOKERISE Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 32 SMOKERISE Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
