FEMA Zone X — flood insurance generally not federally required
Built 1994 · 32 yrs
$335/sq ft — above the area median of $306
40 days on market
HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$1,195,000
List price
As listed in the MLS
4 / 4
Bed / bath
Per the listing
3,566
Living area
Sq ft (approx.)
$335
Price / sq ft
List ÷ living area
The home
Year built1994
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$13,623/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Listing description
About this home
Outstanding updated 4 bedroom, 4 full bathrooms, plus THREE car garage and a large covered pool, with plenty of entertaining space as one looks over the 15th fairway. Fourth bedroom is set up for a large office or in-law suite with kitchenette and handicap shower and entry if ne...
Description provided by INI REALTY and reproduced from the MLS; not independently verified.
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$7,999
Principal & interest$6,232
Property tax$1,135
Insurance$581
CDD assessment$0
HOA$50
PMI$0
Down payment $239,000 · Loan $956,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$13,623/yr
The seller likely pays less due to the homestead cap. At a $1,195,000 purchase, expect your first full-year Duval bill near $13,623 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$6,976/yr
Estimate for a 1994 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Jax Golf & Cc
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Jax Golf & Cc neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$967,500
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$306
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$335
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Jax Golf & Cc
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $962,820 – $1,429,966
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.
$962,820the mess$1,429,966
A 49% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 40 days on market vs. a ~12-day neighborhood median
7 active listings competing in Jax Golf & Cc
9 under contract now
56% of for-sale inventory is already under contract (demand signal)
pending-to-active ratio 1.29 (higher = faster-selling demand)
≈2.0 months of supply (under ~4 favors sellers, over ~6 favors buyers)
41 closed here in the last 12 months
For reference, this home is listed at $1,195,000 ($335/sq ft) — a number set with analysis a Messtimate can't do.
Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,566 sq ft × $270–$401/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.
In the area
Recent Jacksonville Golf & Country Club news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Development
Baptist HealthPlace at Seven Pines opens to patients June 2
Baptist Health opened its HealthPlace medical office building at the north end of Stillwood Pines Boulevard in the Seven Pines master plan on June 2, with primary care, orthopedics and cardiology on site. The building is open to anyone in the area, not only Seven Pines residents. Brasfield & Gorrie was the contractor and E4H the architect.
Why it matters: On-site primary and specialty care rounds out the daily-needs base forming along Butler Boulevard, alongside the retail under construction at The Village at Seven Pines. Nearby owners may read this as another piece of the corridor buildout reaching completion.
JGCC releases renderings for $30 million club renovation, construction to start September 2026
Jacksonville Golf & Country Club published first-phase renderings of its Blueprint for Tomorrow project, showing a resort-style pool with cabanas, lap lanes and a zero-entry children's area plus a two-story, 18,000 square foot wellness building with fitness, spa and locker facilities next to the clubhouse. The club said construction is expected to begin in September 2026, with the full golf course rebuild by Staples Golf Design still slated to follow in 2027.
Why it matters: Visible progress from approval to renderings suggests the amenity overhaul is on schedule, which historically supports member confidence and could strengthen buyer perception of the community even though owners should plan around the course closure window in 2027.
The Village at Seven Pines breaks ground at Butler and I-295 with Publix, Williams Sonoma and more
Regency Centers held the ceremonial groundbreaking for its Publix-anchored Village at Seven Pines shopping center at southeast Butler Boulevard and I-295, announcing tenants including 1928 Cuban Bistro, Ember & Iron, Williams Sonoma, Pottery Barn Kids, ToyTopia, RE Spa and Chase Bank. The city issued permits totaling about $26.9 million on February 9, and Regency expects the first stores to open in 2027. Regency also plans to relocate its headquarters to the development.
Why it matters: A new upscale grocery and dining hub minutes from the JGCC gates could shorten everyday errands for residents and may add a retail amenity layer that the immediate Kernan and Butler corridor has historically lacked.
Seven Pines master-planned community hits 500-lot sales goal for 2025
The Seven Pines community at Butler Boulevard and I-295 reported it met its goal of 500 residential lot sales by the end of 2025, a pace milestone for the roughly 1,000-acre master-planned development. At build-out the project is planned for about 1,600 single-family homes, apartments and more than 1 million square feet of commercial and retail space.
Why it matters: Strong absorption next door signals sustained demand for the Butler and Kernan corridor, which may support resale values in established communities like JGCC while also adding new-construction competition for some buyer segments.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Chets Creek ElementaryK-5 · Duval County School District
Kernan Middle School6-8 · Duval County School District
Atlantic Coast High School9-12 · Duval County School District
Providence SchoolPK-12 · Duval County School District
The Foundation AcademyK-12 · Duval County School District
The Bolles SchoolPK-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Apr 2026
$1,085,000
3833 FENWICK ISLAND Drive, Jacksonville
5 / 4 bd/ba · 3,331 sq ft · $326/sq ft
Courtesy of RE/MAX SPECIALISTS PV · View details →
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE · View details →
Median of the set: $306/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms4
Living area3,566 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built1994
Age32 yrs
Listing
MLS #2140816
StatusPending
Days on market40
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $1,195,000Momentum Realty · on market 40 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3750 PLANTERS CREEK Circle in person
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Listing agent
Listed by
INI REALTY
Listing courtesy of INI REALTY. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
