4 bedroom Single Family Residence at 381 Pioneer Village Drive, Crosswater Village, Ponte Vedra — photo 1Front elevation
4 bedroom Single Family Residence at 381 Pioneer Village Drive, Crosswater Village, Ponte Vedra — photo 2Living space
4 bedroom Single Family Residence at 381 Pioneer Village Drive, Crosswater Village, Ponte Vedra — photo 3Kitchen
4 bedroom Single Family Residence at 381 Pioneer Village Drive, Crosswater Village, Ponte Vedra — photo 4Owner's suite
95 days on market Single Family Residence ▼ Price cut: $2,500 (9/11)
$682,400
4-Bedroom Home in Crosswater Village

381 Pioneer Village Drive, Ponte Vedra, FL 32081

Single Family Residence in Crosswater Village, Ponte Vedra · No CDD
Crosswater Village · Ponte Vedra, FL 32081 · St. Johns
Listing data updated September 21, 2026 · refreshed twice daily
4Bedrooms
2.5Bathrooms
2,254Sq Ft
2020Year Built
$303Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
4% above
$/sq ft vs community
$303 here vs $291 median sold (12 mo)
Buyer leverage
Buyer advantage
95 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~29 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 7
Price vs recent sales
Asking $682k tops 3 of the last 7 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 21, 2026, 381 PIONEER VILLAGE Drive in Crosswater Village, Ponte Vedra is listed at $682,400 (2,254 sq ft, about $303 per sq ft). That sits within a few percent of Crosswater Village's median closed sale of $627,500 over the last 12 months (12 recorded sales). It has been 95 days on market, longer than the community's typical 48 days to contract. Listing facts: built in 2020, waterfront, HOA dues of $79/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2020 · 6 yrs
  • 2,254 sq ft of living area
  • 2-car garage
  • Listed at $682,400 — recent neighborhood median sale price ~$627,500 (nearby sales; deemed reliable, not an appraisal)
  • 95 days on market
  • HOA $79/mo (per listing)
School district: St. Johns County SchoolCommunity built 2018–2022Crosswater Park at Nocatee · 5 min driveNocatee Farmers' Market · 6 min driveBluewater Bar & Grill · 7 min drive
Momentum Research · Crosswater Village

Pricing & the Crosswater Village market

How this home is priced against recent nearby sales, and where Crosswater Village has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales292 PIONEER VILLAGE Drive292 PIONEER VILLAGE Drive: $273/sq ft$273159 VISTA LAKE Circle159 VISTA LAKE Circle: $281/sq ft$281141 UNION HILL Drive141 UNION HILL Drive: $281/sq ft$281127 UNION HILL Drive127 UNION HILL Drive: $295/sq ft$295This homeThis home: $303/sq ft$303258 UNION HILL Drive258 UNION HILL Drive: $312/sq ft$31290 SUNRISE VISTA Way90 SUNRISE VISTA Way: $392/sq ft$392Community median $291

Price vs. size in Crosswater Village

Each dot is a closed sale since 2018 (239 total). This home is the gold marker.

$246k$742k$1.2M1,3792,6503,922This home: $682,400, 2,254 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2019–2026. This home lists at $303/sq ft.

$167$245$3232019: $18220192020: $19720202021: $21920212022: $28720222023: $30820232024: $30820242025: $30220252026: $2912026

Median sale price by year

12-month median closed price, 2019–2026.

$363k$530k$697k2019: $421k20192020: $395k20202021: $443k20212022: $614k20222023: $600k20232024: $665k20242025: $653k20252026: $628k2026

Market Heat by year (0–100)

Momentum Market Heat, 2020–2026. Now 34 (cold).

1752872020: 4720202021: 7220212022: 8020222023: 3820232024: 3620242025: 2420252026: 342026
Property timeline

This home’s history

  • 2020BuiltPer public record
  • Jul 2, 2026First trackedObserved at $689,900
  • Aug 4, 2026Price cut$684,900
  • Sep 11, 2026Price cut$682,400
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,390/mo
  • Principal & interest $3,614/mo 82%
  • Taxes $489/mo 11%
  • Insurance $208/mo 5%
  • HOA $79/mo 2%

$4,390/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$8,525/yr
$710/mo·effective rate ~1.25%
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $5,875/yr ($490/mo)
+$2,650 more each year
(+45%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$98,939
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$535,974
Market value
$487,757
Assessed
$437,035
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

55/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area40
This home $303/sq ft vs the community 12-month median $291/sq ft.
Affordability35
List price $682,400 vs the community median $627,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~29 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2020 build. Obtain a property-specific quote.
Market liquidity57
Community median 48 days on market, ~4.0 months of supply (12-month record).
Renovation upside10
From a 2020 build and $303/sq ft vs the community median $291/sq ft. Not a condition assessment.
Pricing power56
Recent sales closed at about 96.8% of original asking (~3.2% below). More room below asking generally favors buyers.
Market timing66
Momentum Market Heat is 34/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 95 days on market for this home, against a 48-day area median.Days on market:this home 95Area median:  48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 20, 2026.

🟡 Asking $303 per square foot, about 4% above the community’s $291 median. Crosswater Village’s 12-month median sold price per square foot is $291. Median sold price per square foot is down 3.9% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

73% of homes in Crosswater Village are owner-occupied. An estimated 27% are non-owner-occupied, including 10% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 314 homes matched. Community-level context.

Recent Crosswater Village sales closed near 96.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in Crosswater Village, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Move-in ready now!!! Ideally situated on a quiet cul-de-sac in Nocatee's Crosswater Village community. One of this home's standout features is its rare pond and preserve view, offering both privacy and peaceful scenery right from your backyard.

Inside, you'll find bright, open living spaces with a functional layout designed for everyday living and entertaining. The kitchen anchors the main living area and connects seamlessly to the surrounding spaces. Enjoy a stylish head start with designer light fixtures, upgraded mirrors, and custom wood-accent bathroom walls, thoughtful upgrades that add warmth, character, and personality far beyond standard builder-grade finishes.

The spacious owner's suite provides a private retreat, while the covered lanai is the perfect place to enjoy Florida outdoor living! Skip the build and move in now!!

All 102 photos

381 Pioneer Village Drive, Ponte Vedra FL - photo 6 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 7 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 8 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 9 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 10 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 11 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 12 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 13 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 14 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 15 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 16 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 17 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 18 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 19 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 20 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 21 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 22 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 23 of 102381 Pioneer Village Drive, Ponte Vedra FL - photo 24 of 102

Description provided by ROUND TABLE REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$682,400
Bed / bath4 / 2.5
Living area2,254 sq ft
Year built2020
Property typeSingle Family Residence
Garage2-car
MLS #2151010
Listing status95 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~29 ft
Windstorm exposureModerate
CountySt. Johns
Area listings4 active · 1 under contract
Estimated first-year tax~$5,869/yr
CDD assessmentNone on record
HOA (per listing)$79/mo

Calculated estimates

Price per sq ft$303
Estimated monthly payment$4,390
Insurance (illustrative)$2k–$4k/yr
Messtimate range$633,374 – $703,248
Comparable-sales median$627,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of ROUND TABLE REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$633,374the mess$703,248

Actual list price: $682,400 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 11% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $79/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 95 days on market vs. a 48-day community median
  • 4 active listings competing, 1 under contract
  • 4.0 months of supply
  • 12 closed here in the last 12 months

For reference, this home is listed at $682,400 ($303/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,254 sq ft × $281–$312/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 21, 2026.

Keep looking

Similar homes for sale near Crosswater Village

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Ponte Vedra

  • 66 Latham Drive, Ponte Vedra · $579,000 · 3 bd / 3.0 ba · listed September 19, 2026 (courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY)
  • 190 Woodgate Drive, Ponte Vedra · $639,000 · 2 bd / 2.0 ba · listed September 19, 2026 (courtesy of WATSON REALTY CORP)
  • 55 Sagebrush Trail, Ponte Vedra · $989,000 · 5 bd / 4.0 ba · listed September 19, 2026 (courtesy of KELLY WHITAKER, BROKER)
  • 289 Mangrove Thicket Boulevard, Ponte Vedra · $595,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of SIGNATURE FIRST COAST REALTY)
  • 2005 Chaucer Lane, Ponte Vedra · $579,900 · 4 bd / 3.0 ba · listed September 18, 2026 (courtesy of NOVAJAX REALTY LLC)
  • 188 Seamark Drive, Ponte Vedra · $744,900 · 4 bd / 3.5 ba · listed September 16, 2026 (courtesy of PROVIDENCE REALTY, LLC)

Recently off market in Crosswater Village

Transparency

Price & listing history

Listed for $682,400Momentum Realty · on market 95 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,869/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$79/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~29 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 381 PIONEER VILLAGE Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by ROUND TABLE REALTY · MLS # 2151010

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Crosswater Village

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Crosswater Village neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$627,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$291

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Crosswater Village

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent Crosswater At Nocatee news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Infrastructure

CR 210 widening westbound lanes set to reopen in St. Johns County

News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

Why it matters: Expands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The site is about 3 miles northwest of Crosswater At Nocatee.

News4Jax

Jul 2026 · Development

Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County

Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.

Why it matters: Signals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The site is about 2 miles north of Crosswater At Nocatee.

Jacksonville Today

Jul 2026 · Retail Dining

Publix opens and more retailers coming to Marketplace at Nocatee

An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.

Why it matters: Expands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The site is about 3 miles north of Crosswater At Nocatee.

Nocatee

Jun 2026 · Infrastructure

First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

Why it matters: New limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 19 miles west of Crosswater At Nocatee.

Jax Daily Record

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Nocatee Farmers' Market 6 min

Dining

  • Bluewater Bar & Grill 7 min

Shopping

  • The Shoppes of St Johns Oaks 13 min

Parks

  • Crosswater Park at Nocatee 5 min
Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Pine Island AcademyAssigned elementary school · St. Johns County School District
Pine Island AcademyAssigned middle school · St. Johns County School District
GRADEA
Allen D. NeaseAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $291/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,128 – $4,549/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,348 – −$70At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 381 PIONEER VILLAGE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $79/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,254 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,869/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 21, 2026)
Community market statsrealMLS closed sales, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 381 PIONEER VILLAGE Drive and when was it built?

Per the listing record, 381 PIONEER VILLAGE Drive was built in 2020 and has 2,254 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 381 PIONEER VILLAGE Drive in?

381 PIONEER VILLAGE Drive is in Crosswater Village in Ponte Vedra, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Crosswater Village from the same MLS data.

Does 381 PIONEER VILLAGE Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $79 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 381 PIONEER VILLAGE Drive differ from the current owner's?

The estimate on this page (about $5,869 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 381 PIONEER VILLAGE Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 381 PIONEER VILLAGE Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.