188 days on market (MLS) Single Family Residence ▼ Price cut: $903,000 (10/6)
$10,997,000
5-Bedroom Golf-Course Home in Ocean Ridge

4 Ocean Ridge Court, Ponte Vedra Beach, FL 32082

Single Family Residence in Ocean Ridge, Ponte Vedra Beach · No CDD on record
Ocean Ridge · Ponte Vedra Beach, FL 32082 · St. Johns County
Listing data updated October 21, 2026 at 2:32 AM ET · checked against the MLS hourly
5Bedrooms
6Bathrooms
7,431Sq Ft
1990Year Built
$1480Per Sq Ft
WaterfrontPrivate pool3-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
185% above
$/sq ft vs community
$1480 here vs $519 median sold (12 mo)
Buyer leverage
Buyer advantage
188 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone VE
Flood risk
Confirm requirements with FEMA; ~22 ft elevation
$48k–$98k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $11.00M tops 12 of the last 12 closed sales; also one of the largest homes here at 7,431 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 21, 2026, 4 OCEAN RIDGE Court in Ocean Ridge, Ponte Vedra Beach is listed at $10,997,000 (7,431 sq ft, about $1,480 per sq ft). That is 653% above Ocean Ridge's median closed sale of $1,460,000 over the last 12 months (4 recorded sales). Per square foot it is above the community's recent $519/sq ft by about 185%. It has been 188 days on market, longer than the community's typical 50 days to contract. Listing facts: built in 1990, a private pool, waterfront, HOA dues of $527/mo. The parcel maps to FEMA flood zone VE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1990 · 36 yrs
  • 7,431 sq ft of living area
  • 3-car garage
  • Listed at $10,997,000 — recent neighborhood median sale price ~$1,460,000 (nearby sales; deemed reliable, not an appraisal)
  • 188 days on market
  • HOA $527/mo (per listing)
Golf course communitySchool district: CDD Schools St. Johns County SchoolsCommunity built 1986–2022Sawgrass Beach Club · 1 min driveCornerstone Park · 9 min drivePanera Bread · 10 min drive
Listing description

About this home

Stunning PRIVATE GATED OCEAN FRONT estate in Ponte Vedra Beach, offering 150 feet of direct frontage and tucked within an exclusive double-gated cul-de-sac of just four homes in the highly sought-after Sawgrass Country Club community of Ocean Ridge. Every detail has been thoughtfully curated, from ocean views from almost every room to the 1,500-bottle wine cellar, as well as a private garage apartment overlooking the resort-style pool and spa. Interior finishes include vaulted tongue-and-groove ceilings, Castle Combe solid oak oiled wide-plank flooring, and beautifully executed shiplap walls throughout.

The chef's kitchen is both functional and stunning, featuring premium Wolf appliances, a Sub-Zero refrigerator, and Calacatta marble countertops. The residence offers five generously sized bedrooms, each with its own ensuite, along with two additional half baths. The thoughtfully designed layout includes a main-level guest suite, office, three bedrooms upstairs--including a luxurious owner's suite--and a separate apartment-style bedroom with custom built-in bunk beds.

A three-car garage provides ample space for vehicles and storage, completing this extraordinary coastal offering. Lifestyle is key with Sawgrass Beach Club walking distance to your front door. Easy access to dining and entertainment.

Golf is perfection and a short stroll or drive. This is it your search is over. Ask about our Preferred Membership to Gate Hospitality - Ponte Vedra Inn & Club, The Lodge & Club, Epping Forest, and The River Club.

All 135 photos

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Description provided by PONTE VEDRA CLUB REALTY, INC. and reproduced from the MLS; not independently verified.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.Provided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$10,997,000
Bed / bath5 / 6
Living area7,431 sq ft
Year built1990
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2139967
Listing status188 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone VE
Ground elevation~22 ft
CountySt. Johns
Area listings1 active · 0 under contract
Estimated first-year tax~$147,450/yr
CDD assessmentNone on record
HOA$527/mo

Calculated estimates

Price per sq ft$1480
Estimated monthly payment$79,385
Insurance (illustrative)$48k–$98k/yr
Messtimate range$4,220,808 – $10,343,952
Comparable-sales median$1,460,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$79,385/mo
  • Principal & interest $60,913/mo 77%
  • Taxes $12,288/mo 15%
  • Insurance $5,658/mo 7%
  • HOA $527/mo 1%

$79,385/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$147,450/yr
≈ $12,288/mo·effective rate ~1.34%
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $103,850/yr ($8,654/mo) — taxable value $7,711,127 × 13.47 mills
$43,600 more each year
(+42%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$691,295
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$8,402,422
Market value
$7,761,849
Assessed
$7,711,127
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 4 Ocean Ridge Court

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $103,850/yr (certified county roll, taxable value × millage). Buy at the asking price of $10,997,000 and the first-year bill resets to about $147,450/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 13.47 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$527/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $47,500–$98,500/yr; neither is a quote. Flood: this address maps to FEMA zone VE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1990. An original roof would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $12,929/month (tax $12,288, HOA $527, insurance $115). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$48k–$98k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone VE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$527/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone VE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~22 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Ocean Ridge

Pricing & the Ocean Ridge market

How this home is priced against recent nearby sales, and where Ocean Ridge has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3211 OLD BARN Court3211 OLD BARN Court: $403/sq ft$403209 PLANTATION Circle209 PLANTATION Circle: $568/sq ft$568185 N ROSCOE Boulevard185 N ROSCOE Boulevard: $618/sq ft$6181062 PONTE VEDRA Bouleva…1062 PONTE VEDRA Boulevard: $703/sq ft$7031117 PONTE VEDRA Bouleva…1117 PONTE VEDRA Boulevard: $1392/sq ft$1392This homeThis home: $1480/sq ft$1480516 PONTE VEDRA Boulevard516 PONTE VEDRA Boulevard: $1770/sq ft$1770Community median $519

Median $/sq ft by year

Community sold $/sq ft, 2019–2026. This home lists at $1480/sq ft.

$270$423$5772019: $30020192020: $31020202021: $33120212022: $54720222024: $53720242026: $5192026

Median sale price by year

12-month median closed price, 2019–2026.

$683k$1.1M$1.6M2019: $771k20192020: $791k20202021: $821k20212022: $1.3M20222024: $1.5M20242026: $1.5M2026
Property timeline

This home’s history

  • 1990BuiltPer public record
  • About Apr 2026Listed (per MLS)MLS reports 188 cumulative days on market as of October 21, 2026
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $11,900,000
  • Oct 6, 2026Price cut$10,997,000 (-$903,000, -7.6%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $10,997,000Momentum Realty · on market 188 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $1,460,000 ($519/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$8,170,900the mess$12,255,400

Strong local evidence — built from 9 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); the St. Johns County 2025 tax roll just value ($8,402,422) × the local sale-to-roll ratio of 40 nearby sales.

Track record: across 2,982 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.

Actual list price: $10,997,000 ($1,480/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 50% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1990 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off nearby averages.
  • The pool — a private pool carries cost and value the model only sees through the comps.
  • Carrying costs & concessions — this home carries HOA dues of $527/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: 188 days on market vs. a 50-day community median
  • 1 active listing competing
  • ≈6.0 months of supply
  • 2 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (9) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 21, 2026.

Momentum Scores

Momentum Property Score

26/100
Strongest on: Pricing power (67), Market liquidity (44)
0 limited50100 exceptional

26/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $1480/sq ft vs the community 12-month median $519/sq ft.
Affordability0
List price $10,997,000 vs the community median $1,460,000. Not a measure of personal affordability.
Flood safety30
FEMA Zone VE, ~22 ft elevation. Verify the parcel with FEMA.
Insurance cost12
From FEMA Zone VE and a 1990 build. Obtain a property-specific quote.
Market liquidity44
Community median 50 days on market, ~6.0 months of supply (12-month record).
Pricing power67
Recent sales closed at about 94.6% of original asking (~5.4% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 188 days on market for this home, against a 50-day area median.Days on market:this home 188Area median:  50 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 20, 2026.

🟡 Asking $1480 per square foot, about 185% above the community’s $519 median. Ocean Ridge’s 12-month median sold price per square foot is $519. Confidence: Low · 4 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

72% of homes in Ocean Ridge are owner-occupied. An estimated 28% are non-owner-occupied, including 20% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 56 homes matched. Community-level context.

Recent Ocean Ridge sales closed near 94.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 1 active listings in Ocean Ridge, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by PONTE VEDRA CLUB REALTY, INC. · MLS # 2139967

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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  • 24601 Deer Trace Drive, Ponte Vedra Beach · $2,650,000 · 5 bd / 4.5 ba · listed October 18, 2026 (courtesy of COMPASS FLORIDA LLC)
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Recently off market in Ocean Ridge

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Ocean Ridge Ponte Vedra news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Civic

Palm Coast holds ceremonial opening of new Fire Station 22

The new station at the southeast corner of Palm Coast Parkway and Colbert Lane replaces the 1977 station and responds to about 18,700 calls a year. Funding of about $12.2 million came from the general fund, fire impact fees and American Rescue Plan money after a $5 million state appropriation was vetoed. The old station is slated to become a visitor center, though funding is not yet identified.

Why it matters: Adds modernized emergency response capacity along the Palm Coast Parkway corridor. The site is about 3 miles southeast of Ocean Ridge Ponte Vedra.

FlaglerLive

Oct 2026 · Development

Palm Coast council advances Magnolia Trace plan for 624 homes on about 1,000 acres

The Palm Coast City Council approved on first reading, 4-1, an amendment converting the former Oare continuing-care village off Belle Terre Boulevard near U.S. 1 into the Magnolia Trace Master Planned Development. The plan calls for 624 units, including single-family homes, townhouses and up to 150 apartments, and 71% of the acreage is already in conservation. A second reading is still required, and Greenpoint Holdings is under contract to buy the land.

Why it matters: Adds a large block of for-sale and rental housing supply along the Belle Terre corridor, if final approval is granted. The site is about 5 miles south of Ocean Ridge Ponte Vedra.

FlaglerLive

Sep 2026 · Retail Dining

Promenade at Town Center in Palm Coast signs six tenants and opens apartment leasing

The six-building mixed-use project has signed six leases, including 6th Street Deli, Fleet Feet and AdventHealth Sports Rehab, and has begun leasing 204 apartments. It includes roughly 40,000 square feet of retail and 25,000 square feet of medical and office space. Half the buildings remain under construction and no opening date has been set.

Why it matters: Adds near-term retail, medical office and rental apartment options in the Town Center area. The site is about 3 miles south of Ocean Ridge Ponte Vedra.

FlaglerLive

Jun 2026 · Development

Palm Coast approves a 62,000-square-foot medical office building on Palm Harbor Parkway

Palm Coast also approved a two-story, 62,000-square-foot medical office building with 43 suites at 1195 Palm Harbor Parkway in June 2026. The developers project about 120 jobs when the building is fully leased.

Why it matters: A new medical office complex adds healthcare capacity and professional jobs in Palm Coast, an amenity and employment factor that can support nearby housing demand. The site is less than a mile southwest of Ocean Ridge Ponte Vedra.

FlaglerLive

Go deeper

More on Ocean Ridge

Go deeper on Ocean Ridge

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Ponte VedraAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Instacart 12 min

Dining

  • Sawgrass Beach Club 1 min

Shopping

  • Tournament Plaza 12 min

Parks

  • Cornerstone Park 9 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4 OCEAN RIDGE Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $527/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone VE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 7,431 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $147,450/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $43,600 more per year than the current owner’s estimated bill (+42%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 21, 2026)
Comparable salesrealMLS closed sales within about 3 miles, last 18 months, as of October 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone VE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4 OCEAN RIDGE Court and when was it built?

Per the listing record, 4 OCEAN RIDGE Court was built in 1990 and has 7,431 sq ft of living area, 5 bedrooms and 6.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4 OCEAN RIDGE Court in?

4 OCEAN RIDGE Court is in Ocean Ridge in Ponte Vedra Beach, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4 OCEAN RIDGE Court have an HOA, and how much are the dues?

The listing reports HOA dues of $527 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 4 OCEAN RIDGE Court differ from the current owner's?

The estimate on this page (about $147,450 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $43,600 more per year than the current owner’s estimated bill (+42%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4 OCEAN RIDGE Court in a flood zone?

The FEMA flood map places this parcel in Zone VE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.