listed Apr 10, 2026 Single Family Residence
$8,990,000
6-Bedroom Golf-Course Home in Old Ponte Vedra Bch

539 Rutile Drive, Ponte Vedra Beach, FL 32082

Single Family Residence in Old Ponte Vedra Bch, Ponte Vedra Beach · No CDD on record · Built 2027
Old Ponte Vedra Bch · Ponte Vedra Beach, FL 32082 · St. Johns County
Listing data checked against the MLS November 2, 2026 at 3:48 PM ET · rechecked hourly
6Bedrooms
6.5Bathrooms
6,904Sq Ft
2027Year Built
$1302Per Sq Ft
WaterfrontPrivate pool3-car garageNew constructionNo CDD on recordFEMA Zone X6 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
12% below
$/sq ft vs community
$1302 here vs $1480 median sold (12 mo)
Buyer leverage
Strong buyer advantage
206 days on market
9.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~11 ft elevation
$20k–$40k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $8.99M tops 11 of the last 12 closed sales; also one of the largest homes here at 6,904 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

539 RUTILE Drive in Old Ponte Vedra Bch, Ponte Vedra Beach is listed at $8,990,000 (6,904 sq ft, about $1,302 per sq ft). That is 64% above Old Ponte Vedra Bch's median closed sale of $5,481,000 over the last 12 months (20 recorded sales). Per square foot it is below the community's recent $1,480/sq ft by about 12%. It has been listed Apr 10, 2026, longer than the community's typical 55 days to contract. Listing facts: new construction, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2027
  • 6,904 sq ft of living area
  • 3-car garage
  • Listed at $8,990,000 — recent neighborhood median sale price ~$5,481,000 (nearby sales; deemed reliable, not an appraisal)
  • listed Apr 10, 2026
  • No HOA reported by the listing (confirm)
Golf course communitySchool district: Nocatee 32081 School District St. Johns County SchoolCommunity built 1949–2027Winn-Dixie · 6 min driveBird Island Park · 6 min driveMerchants Plaza · 7 min drive
Listing description

About this home

Welcome to 539 Rutile Drive, an exceptional new construction residence in the heart of old Ponte Vedra Beach. Designed by Dig Architecture and masterfully built by Terra Build, this turnkey residence embodies sophisticated luxury at its finest. Encompassing just under 7,000 square feet of exquisitely designed living space, the thoughtfully curated floor plan blends effortless hosting with everyday comfort.

A dramatic oversized glass entry door welcomes you into an elegant foyer gallery with direct lagoon views, creating an unforgettable first impression. The heart of the home, the oversized family room, is anchored by a gas masonry fireplace, and is perfectly positioned to capture both sunrise and sunset views. When you are ready to entertain, the foyer and family room open to a striking designer bar that can be discreetly concealed behind doors or fully opened for effortless hosting.

The showpiece kitchen is appointed with all the best-in-class appliances you expect: Sub-Zero, Miele, and Lacanche. Just beyond, a sunlit, fully equipped scullery adds both beauty and functionality, while a casual coffee bar transitions seamlessly to the outdoor kitchen, resort-style pool, and waterfront entertaining terrace--perfect for elevated family gatherings. The dining room is gracefully situated off of the kitchen to capture views of the lush backyard and lagoon.

Just beyond, everyday living is equally well considered, with a two-car garage connecting to an oversized sunlit mudroom complete with laundry and powder room, while a separate single-car detached garage offers the perfect space for a golf cart, collector vehicle, or sports car. A highlight of the main level is the serene first-floor primary retreat, which serves as a private sanctuary, complete with an expansive bespoke dressing room and a spa-inspired bath bathed in luminous Southern light. Just down the hall is the formal powder room, and a refined private fireside study that offers the perfect executive office or intimate sitting room.

Ascend to the upper level to find four beautifully proportioned bedroom suites, each with its own en-suite bathroom and walk-in closet. A spacious family lounge invites effortless family movie nights, games, and everyday gatherings, while a dedicated fitness or flex studio offers versatility for wellness and recreation. Additional upstairs features include a full laundry room, powder room, generous storage closets for seasonal décor, and convenient additional rear stair access.

Perfectly oriented to maximize its east-facing waterfront setting, the rear elevation captures sweeping sunrise views, tranquil water vistas, and the gentle coastal breezes that define the Old Ponte Vedra lifestyle. Every detail has been carefully considered to create a residence of enduring elegance and privacy in one of the area's most prestigious addresses. Just one block from the beach, with effortless access to A1A, the Ponte Vedra Inn & Club, and top-tier schools, this is a rare opportunity to own a newly constructed luxury residence in prestigious Old Ponte Vedra.

Description provided by TERRA REAL ESTATE, LLC and reproduced from the MLS; not independently verified.

Listing courtesy of TERRA REAL ESTATE, LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$10,682,400the mess$12,354,400

Directional estimate — built from 7 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,794 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-02.

Actual list price: $8,990,000 ($1,302/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 16% spread on the same house — here is what a model can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in the model.
  • The lot — this listing is waterfront; water frontage is priced far off nearby averages.
  • The pool — a private pool carries cost and value the model only sees through the comps.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: listed Apr 10, 2026 on market vs. a 55-day community median
  • 15 active listings competing, 3 under contract
  • ≈9.0 months of supply
  • 46 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (7); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 2, 2026.

How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $5,481,000 ($1480/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$8,990,000
Bed / bath6 / 6.5
Living area6,904 sq ft
Year built2027
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2139154
Listing statuslisted Apr 10, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~11 ft
CountySt. Johns
Area listings15 active · 3 under contract
Estimated first-year tax~$77,314/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$1302
Estimated monthly payment$57,753
Insurance (illustrative)$20k–$40k/yr
Messtimate range$4,266,672 – $10,790,952
Comparable-sales median$5,481,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$57,753/mo
  • Principal & interest $49,013/mo 85%
  • Taxes $6,443/mo 11%
  • Insurance $2,297/mo 4%

$57,753/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 539 Rutile Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property tax Buy at the asking price of $8,990,000 and the first-year bill resets to about $120,575/yr (St. Johns County total millage 13.4686 with homestead, FY2025-26); Save Our Homes caps later increases at 3%/yr.
HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $19,500–$40,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2027.

Estimated carrying cost at the asking price, before the mortgage: about $10,163/month (tax $10,048, insurance $115). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$77,314/yr

Estimate: a typical St. Johns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$20k–$40k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~11 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Ponte Vedra Beach

Pricing & the Ponte Vedra Beach market

How this home is priced against recent nearby sales, and where Ponte Vedra Beach has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3211 OLD BARN Court3211 OLD BARN Court: $403/sq ft$403185 N ROSCOE Boulevard185 N ROSCOE Boulevard: $618/sq ft$6188049 WHISPER LAKE Lane8049 WHISPER LAKE Lane: $805/sq ft$805This homeThis home: $1302/sq ft$130224 SOLANA Road24 SOLANA Road: $1472/sq ft$1472901 PONTE VEDRA Boulevard901 PONTE VEDRA Boulevard: $1563/sq ft$1563516 PONTE VEDRA Boulevard516 PONTE VEDRA Boulevard: $1770/sq ft$1770Community median $1480
Property timeline

This home’s history

  • 2027BuiltPer public record
  • About Apr 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Apr 10, 2026)
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $8,990,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $8,990,000TERRA REAL ESTATE, LLC · listed Apr 10, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

64/100
Strongest on: Pricing power (99), Flood safety (90)
0 limited50100 exceptional

64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area80
This home $1302/sq ft vs the community 12-month median $1480/sq ft.
Affordability0
List price $8,990,000 vs the community median $5,481,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2027 build. Obtain a property-specific quote.
Market liquidity33
Community median 55 days on market, ~9.0 months of supply (12-month record).
Pricing power99
Recent sales closed at about 88.1% of original asking (~11.9% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.0 months of supply in the surrounding market and 206 days on market for this home, against a 55-day area median.Days on market:this home 206Area median:  55 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of November 1, 2026.

🟡 Asking $1302 per square foot, about 12% below the community’s $1480 median. Ponte Vedra Beach’s 12-month median sold price per square foot is $1480. Confidence: High · 20 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

46% of homes in Ponte Vedra Beach are owner-occupied. An estimated 54% are non-owner-occupied, including 23% held in a company or trust and 17% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1229 homes matched. Community-level context.

Recent Ponte Vedra Beach sales closed near 88.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending November 1, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 15 active listings in Ponte Vedra Beach, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by TERRA REAL ESTATE, LLC · MLS # 2139154

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Keep looking

Similar homes for sale near Old Ponte Vedra Bch

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Old Ponte Vedra Bch

  • 544 Rutile Drive · $3,875,000 · 4 bd / 2.5 ba · listed November 1, 2026 (courtesy of DOUGLAS ELLIMAN FLORIDA)
  • 2899 S Ponte Vedra Boulevard · $2,599,000 · 4 bd / 3.0 ba · listed October 30, 2026 (courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY)
  • 2897 S Ponte Vedra Boulevard · $1,985,000 · 3 bd / 3.0 ba · listed October 23, 2026 (courtesy of STA REALTY)
  • 2459 S Ponte Vedra Boulevard · $3,150,000 · 5 bd / 5.0 ba · listed October 6, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS)

Recently off market in Old Ponte Vedra Bch

The street

Every home on Rutile Drive: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Ponte Vedra Beach news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Retail Dining

Pusser's in Sawgrass Village to become Craig's Beach House after a renovation

Pusser's Bar and Grille at 816 A1A North in Sawgrass Village will be renamed Craig's Beach House and renovated with an expanded menu, new cocktails and audiovisual upgrades. Restaurateur Craig Miller, a former chairman and CEO of Ruth's Chris Steak House, is leading the project with owner Gary Rogalski, and the restaurant is expected to stay open during construction. No completion date has been announced.

Why it matters: Reinvestment in Sawgrass Village dining may help keep the center competitive, which supports the walkable amenity case for nearby Ponte Vedra Beach homes.

St. Johns Citizen

Oct 2026 · Parks Amenities

Ponte Vedra Inn & Club files plans for a winding water slide at its oceanfront Surf Club

Plans filed with St. Johns County describe a main slide of nearly 95 feet from a covered platform, plus a smaller second slide, in the Surf Club pool area. The permit lists work valued near $430,000. The resort expects to unveil its enhancements in early 2027, and the county has not been reported to have approved the permit.

Why it matters: Continued amenity investment at major resort properties may support the broader Ponte Vedra market, though this is a single permit filing and timing could shift.

St. Johns Citizen

Sep 2026 · Infrastructure

St. Johns County studies a beach trolley for South Ponte Vedra and Vilano

St. Johns County is evaluating a trolley that would stop at county owned sites and public beach access points. More public access affects the local cost share for an Army Corps beach restoration partnership. Nothing is decided, and a public meeting is set for Oct. 7 at the GTM Reserve.

Why it matters: Public access decisions tied to restoration funding could shape future beach maintenance along South Ponte Vedra.

Action News Jax

Sep 2026 · Market

A newly built six bedroom Ponte Vedra Beach home closes for more than 11.68 million dollars

A Ponte Vedra Beach home built in 2026 and marketed in a modern French country style sold for more than 11.68 million dollars, according to property records and listings reviewed by the Jacksonville Daily Record. The six bedroom house sits a short distance from the ocean and includes a three car garage.

Why it matters: An eight figure closing on new construction may reinforce the ceiling for oceanside Ponte Vedra Beach pricing, though single trophy sales rarely move the broader median.

Jacksonville Daily Record

Go deeper

More on Old Ponte Vedra Bch

Go deeper on Old Ponte Vedra Bch

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Ponte Vedra RawlingsAssigned elementary school · St. Johns County School District
GRADEA
Alice B. LandrumAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Ponte VedraAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Winn-Dixie 6 min

Dining

  • The Boathouse Ponte Vedra 8 min

Shopping

  • Merchants Plaza 7 min

Parks

  • Bird Island Park 6 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 539 RUTILE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 6,904 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $77,314/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: November 2, 2026)
Comparable salesrealMLS closed sales within about 3 miles, last 18 months, as of November 1, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 539 RUTILE Drive and when was it built?

Per the listing record, 539 RUTILE Drive was built in 2027 and has 6,904 sq ft of living area, 6 bedrooms and 6.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 539 RUTILE Drive in?

539 RUTILE Drive is in Old Ponte Vedra Bch in Ponte Vedra Beach, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 539 RUTILE Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 539 RUTILE Drive differ from the current owner's?

The estimate on this page (about $77,314 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 539 RUTILE Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 539 RUTILE Drive in person

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.