196 days on market (MLS)Single Family Residence▼ Price cut: $4,900 (9/24)
$505,000
3-Bedroom Home in Beacon Lake
456 Stargaze Lane, St. Augustine, FL 32095
Single Family Residence in Beacon Lake, St. Augustine · No CDD on record · Built 2023
Beacon Lake · St. Augustine, FL 32095 · St. Johns County
Listing data updated October 10, 2026 at 3:02 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
2,316Sq Ft
2023Year Built
$218Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
7% below
$/sq ft vs community
$218 here vs $234 median sold (12 mo)
Buyer leverage
Balanced market
196 days on market
2.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~35 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 10, 2026, 456 STARGAZE Lane in Beacon Lake, St. Augustine is listed at $505,000 (2,316 sq ft, about $218 per sq ft). That sits within a few percent of Beacon Lake's median closed sale of $542,500 over the last 12 months (54 recorded sales). It has been 196 days on market, longer than the community's typical 34 days to contract. Listing facts: built in 2023, HOA dues of $5/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2023 · 3 yrs
2,316 sq ft of living area
2-car garage
Listed at $505,000 — recent neighborhood median sale price ~$542,500 (nearby sales; deemed reliable, not an appraisal)
196 days on market
HOA $5/mo (per listing)
School district: Schools Beacon Lake is zoned to the St. Johns County SchoolCommunity built 2018–2024Kutie Café · 2 min driveSt Marys Seafood and More · 3 min driveIGP Place · 3 min drive
Listing description
About this home
Discover the perfect blend of comfort and convenience in this stunning 3-bedroom, 2.5-bathroom home located in the desirable Beacon Lake community, with a generous 2,300+ square feet of living space. This move-in ready gem boasts an elevated private preserve lot, offering serene views and privacy, while professional landscaping enhances its curb appeal. Enjoy modern upgrades throughout, including light fixtures that elevate each room, as well as a garage floor seal and an extended sealed concrete patio ideal for entertaining.
With award-winning schools, top-notch restaurants, and essential amenities just moments away--and only a quick 20-minute drive to beautiful beaches--this home offers an incredible lifestyle of comfort and convenience. Don't miss your chance to make this exceptional property your own!
All 40 photos
Description provided by REDFIN CORPORATION and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$505,000
Bed / bath3 / 2.5
Living area2,316 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #2136978
Listing status196 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~35 ft
CountySt. Johns
Area listings9 active · 10 under contract
Estimated first-year tax~$4,343/yr
CDD assessmentNone on record
HOA$5/mo
Calculated estimates
Price per sq ft$218
Estimated monthly payment$3,307
Insurance (illustrative)$1k–$2k/yr
Messtimate range$521,100 – $588,264
Comparable-sales median$542,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,307/mo
Principal & interest $2,797/mo85%
Taxes $362/mo11%
Insurance $143/mo4%
HOA $5/mo0%
$3,307/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,343/yr
Estimate: a typical St. Johns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$5/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~35 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Beacon Lake
Pricing & the Beacon Lake market
How this home is priced against recent nearby sales, and where Beacon Lake has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Beacon Lake
Each dot is a closed sale since 2018 (835 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2018–2026. This home lists at $218/sq ft.
Median sale price by year
12-month median closed price, 2018–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2019–2026. Now 17 (cold).
Property timeline
This home’s history
2023BuiltPer public record
About Mar 2026Listed (per MLS)MLS reports 196 cumulative days on market as of October 10, 2026
Jul 2, 2026First seen on movewithmomentum.comObserved at $525,000
Aug 4, 2026Price cut$515,000 (-$10,000, -1.9%)
Aug 25, 2026Price cut$509,900 (-$5,100, -1.0%)
Sep 24, 2026Price cut$505,000 (-$4,900, -1.0%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $505,000Momentum Realty · on market 196 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Beacon Lake in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$495,000
95 STROBE Court, St. Augustine
3 / 2.5 bd/ba · 2,326 sq ft · $213/sq ft
Courtesy of SUPER SELLER · View details →
Sold Sep 2026
$525,000
65 STARGAZE Lane, St. Augustine
3 / 2.5 bd/ba · 2,328 sq ft · $226/sq ft
Courtesy of BLUEFIN REAL ESTATE GROUP · View details →
Sold Aug 2026
$599,000
546 STARGAZE Lane, St. Augustine
4 / 3 bd/ba · 2,507 sq ft · $239/sq ft
Courtesy of FLORIDA HOMES REALTY & MTG LLC · View details →
Sold Jul 2026
$565,000
29 STARGAZE Lane, St. Augustine
4 / 3 bd/ba · 2,507 sq ft · $225/sq ft
Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · View details →
Sold Aug 2026
$540,000
368 STARGAZE Lane, St. Augustine
4 / 2.5 bd/ba · 2,075 sq ft · $260/sq ft
Courtesy of BLUEFIN REAL ESTATE GROUP · View details →
Sold Jul 2026
$499,000
374 CONVEX Lane, St. Johns
3 / 2 bd/ba · 1,963 sq ft · $254/sq ft
Courtesy of NON MLS (realMLS) · View details →
Median of these 6 sales: $542,500 ($234/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$521,100the mess$588,264
Stronger local evidence — 6 comparable closed sales in Beacon Lake, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $505,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 13% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $5/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 196 days on market vs. a 34-day community median
9 active listings competing, 8 under contract
≈2.0 months of supply
54 closed here in the last 12 months
For reference, this home is listed at $505,000 ($218/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,316 sq ft × $225–$254/sq ft (interquartile band of 6 comparable closed sales in Beacon Lake, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
74/100
Strongest on: Flood safety (95), Market timing (83)
0 limited50100 exceptional
74/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area67
This home $218/sq ft vs the community 12-month median $234/sq ft.
Affordability62
List price $505,000 vs the community median $542,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~35 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2023 build. Obtain a property-specific quote.
Market liquidity74
Community median 34 days on market, ~2.0 months of supply (12-month record).
Pricing power60
Recent sales closed at about 96.0% of original asking (~4.0% below). More room below asking generally favors buyers.
Market timing83
Momentum Market Heat is 17/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 2.0 months of supply in the surrounding market and 196 days on market for this home, against a 34-day area median.Days on market:this home 196Area median: 34 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 8, 2026.
🟡 Asking $218 per square foot, about 7% below the community’s $234 median. Beacon Lake’s 12-month median sold price per square foot is $234. Median sold price per square foot is down 1.4% year over year. Confidence: Very High · 54 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
67% of homes in Beacon Lake are owner-occupied. An estimated 33% are non-owner-occupied, including 3% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 438 homes matched. Community-level context.
Recent Beacon Lake sales closed near 96.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 8, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 9 active listings in Beacon Lake, no CDD assessment.
Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by REDFIN CORPORATION · MLS # 2136978
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Keep looking
Similar homes for sale near Beacon Lake
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Infrastructure
St. Johns County finishes CR 210 widening from I-95 to U.S. 1
St. Johns County completed roadway improvements on County Road 210 between Interstate 95 and U.S. 1, widening roughly seven-tenths of a mile from two lanes to six lanes between Trinity Way and Beachwalk Boulevard. The work added sidewalks, curbing, drainage upgrades, and a new traffic signal at Badger Park Drive, and a ribbon cutting was held April 24, 2026. The county reported the project cost about $18.7 million.
Why it matters: Added capacity along this stretch of CR 210 could ease peak-hour congestion for traffic moving between I-95 and communities along the corridor near Beacon Lake.
New County Road 2209 segment opens in St. Johns County
A 3.9-mile, four-lane segment of County Road 2209 opened between Silverleaf Parkway and International Golf Parkway, east of Tocoi Creek High School. It is part of the larger 2209 Central Project, planned to span 7.7 miles from County Road 210 to Florida 16 at a cost of about $32.5 million, with construction that began in December 2023.
Why it matters: A new north-south corridor in northern St. Johns County could redistribute regional traffic and improve connectivity for areas served off the CR 210 corridor over time.
St. Johns County moved westbound and eastbound CR 210 lanes onto newly built roadway just east of Stone Creek Circle, with traffic returning to the existing road at Cimarrone Boulevard. The county noted the widening segment runs from Cimarrone Boulevard west a little over two miles to Greenbriar Road, with about $30.5 million allocated in the 2025 fiscal year budget and completion targeted for spring 2026.
Why it matters: Staged construction shifts along CR 210 could affect travel times for area drivers until the wider configuration is finished.
Tidal 210 townhome plans advance to county and water district review
The proposed Tidal 210 project, a gated community of 297 town homes off County Road 210 about a half-mile east of I-95, moved into civil plan review and an environmental resource permit application with the St. Johns River Water Management District. The market-rate, non-age-restricted project from Mattamy Homes was scheduled to go before the county Development Review Committee on August 20, 2025, a step ahead of building permits.
Why it matters: If it clears review, this townhome project could add for-sale attached housing inventory near the CR 210 and I-95 interchange close to Beacon Lake.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Ocean PalmsAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Alice B. LandrumAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Costco Liquor Sales 5 min
Dining
St Marys Seafood and More 3 min
Shopping
IGP Place 3 min
Parks
Above Basketball WGV 4 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 456 STARGAZE Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $5/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,316 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,343/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
realMLS closed sales in Beacon Lake, last 18 months, as of October 8, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 456 STARGAZE Lane and when was it built?
Per the listing record, 456 STARGAZE Lane was built in 2023 and has 2,316 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 456 STARGAZE Lane in?
456 STARGAZE Lane is in Beacon Lake in St. Augustine, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 456 STARGAZE Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $5 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 456 STARGAZE Lane differ from the current owner's?
The estimate on this page (about $4,343 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 456 STARGAZE Lane in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 456 STARGAZE Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
