61 days on market (MLS) Single Family Residence ▼ Price cut: $101,000 (9/4)
$1,699,000
5-Bedroom Home in Magnolia Preserve

469 E Kesley Lane, Jacksonville, FL 32259

Single Family Residence in Magnolia Preserve, Jacksonville · No CDD on record
Magnolia Preserve · Jacksonville, FL 32259 · St. Johns County
Listing data updated October 4, 2026 · refreshed hourly
5Bedrooms
4Bathrooms
9,270Sq Ft
2018Year Built
$183Per Sq Ft
4-car garageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
26% below
$/sq ft vs community
$183 here vs $246 median sold (12 mo)
Buyer leverage
Buyer advantage
61 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~17 ft elevation
$4k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 4, 2026, 469 E KESLEY Lane in Magnolia Preserve, Jacksonville is listed at $1,699,000 (9,270 sq ft, about $183 per sq ft). That is 79% above Magnolia Preserve's median closed sale of $950,000 over the last 12 months (3 recorded sales). Per square foot it is below the community's recent $246/sq ft by about 26%. It has been 61 days on market. Listing facts: built in 2018, HOA dues of $180/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2018 · 8 yrs
  • 9,270 sq ft of living area
  • 4-car garage
  • 61 days on market
  • HOA $180/mo (per listing)
Listing description

About this home

VACANT & MOVE-IN READY! NOW OFFERED AT $1,699,000, creating an exceptional opportunity to acquire a LIKE NEW, custom built, 9,270 sq ft luxury home of this caliber in St. Johns County.

The price, square footage and design of this home is unmatched in this area. This 5-bedroom, 4-bath smart home was designed with sophisticated architectural and entertainment features, with an expansive open floor plan that is perfect for multi-generational living, professional chef's kitchen, dedicated fitness room with premium rubber flooring, and remarkable sunrooms on BOTH levels. Two-2-car garages feature 240V EV charging capability.

Additional highlights include advanced whole-home automation, generator, water filtration system, a ''Florida Basement,'' full wet bar, flexible media/game and office spaces. From its striking architectural presence to its exceptional interior amenities, this is a truly distinctive residence rarely available at this scale and price. Schedule your private tour today.

ADDITIONAL EXTERIOR FEATURE DESCRIPTIONS Extra wide driveway with Glacier pavers Glacier paver landscape walls on front and back of home Three (3) Carrier Infinity HVAC systems with smart thermostats Exterior walls coated with Rhino Shield Whole house 22K Generac Generator Rachio Smart Sprinkler System Soffit lights that provide lighting for landscape Soffit Outlets (makes holiday decorating safer and convenient) Pre-wired for security cameras Pre-wired for a swimming pool Nine (9) foot high garage doors with smart openers Garage floors coated with epoxy Garage wall tool organzers and bike rack Yale "keyless" deadbolts at all entry doors ADDITIONAL INTERIOR FEATURE DESCRIPTIONS Chandeliers in Foyer, Living Room, Dining Room, Primary Bath All window treatments "Convey" with the home Existing/installed flat screen televisions "Convey" with home Control4 Smart Home System Centralized smart lighting Whole house water filtration system Engraved lighted buttons on every keypad Recessed lighting in every room Ceiling fans "Convey" with the home In ceiling music system throughout the house Whole house WI-Fi with multiple in-ceiling access points Thermador Stainless Steel appliances in the kitchen Coffered and Tray ceilings Crown moulding Two (2) large ciimate controlled sunrooms w/remote controlled power shades Gym room with rubber tile floor on 1st level Custom "His and Hers" walk-in closets near Primary Suite Jetted tub and separate walk-in shower in Primary bath Double vanities in Primary Bath 10 ft and 12 ft ceilings Dolby Atmos sound system on 2nd level Full size wet bar w/Pendant lights, adjustable bar stools, and stainless steel refrigerator on 2nd level Built in desk on 2nd level Game/Media Room on 2nd level "Florida Basement" space. Converted to 16' x 41' closet. Can be easiliy converted to multigenerational living space, guest or kids play room "Florida Basement" space.

Used as 16' x 41' electrical equipment and storage room on 2nd level Large capacity hot water heater on 2nd level Cat 6 wiring throughout

All 66 photos

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Description provided by McINNIS REALTY INC and reproduced from the MLS; not independently verified.

Listing courtesy of McINNIS REALTY INCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,699,000
Bed / bath5 / 4
Living area9,270 sq ft
Year built2018
Property typeSingle Family Residence
Garage4-car
MLS #2158292
Listing status61 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~17 ft
CountySt. Johns
Area listings1 active · 0 under contract
Estimated first-year tax~$22,200/yr
CDD assessmentNone on record
HOA$180/mo

Calculated estimates

Price per sq ft$183
Estimated monthly payment$11,871
Insurance (illustrative)$4k–$10k/yr
Comparable-sales median$950,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$11,871/mo
  • Principal & interest $9,300/mo 78%
  • Taxes $1,850/mo 16%
  • Insurance $541/mo 5%
  • HOA $180/mo 2%

$11,871/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$22,200/yr
≈ $1,850/mo·effective rate ~1.31%
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $18,125/yr ($1,510/mo) — taxable value $1,345,638 × 13.47 mills
$4,075 more each year
(+22%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$161,324
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,506,962
Market value
$1,401,360
Assessed
$1,345,638
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$10k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$180/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~17 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Magnolia Preserve

Pricing & the Magnolia Preserve market

How this home is priced against recent nearby sales, and where Magnolia Preserve has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Magnolia Preserve

Each dot is a closed sale since 2009 (213 total). This home is the gold marker.

$224k$1.1M$1.9M1,0945,4219,748This home: $1,699,000, 9,270 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $183/sq ft.

$131$214$2982012: $15120122013: $1472014: $17320142015: $1612016: $16920162017: $1762018: $16120182019: $1942020: $18220202021: $2122022: $24720222023: $2292024: $28220242025: $2602026: $2462026

Median sale price by year

12-month median closed price, 2012–2026.

$520k$882k$1.2M2012: $641k20122013: $616k2014: $658k20142015: $619k2016: $590k20162017: $599k2018: $630k20182019: $663k2020: $686k20202021: $797k2022: $916k20222023: $995k2024: $1.2M20242025: $1.1M2026: $950k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 20 (cold).

1252912013: 6220132014: 762015: 3420152016: 632017: 5320172018: 342019: 4420192020: 422021: 8320212022: 772023: 3220232024: 532025: 2820252026: 202026
Property timeline

This home’s history

  • 2018BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 61 cumulative days on market as of October 4, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $1,800,000
  • Sep 4, 2026Price cut$1,699,000 (-$101,000, -5.6%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,699,000Momentum Realty · on market 61 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in St. Johns County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Magnolia Preserve. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in St. Johns County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 9,270 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 4, 2026.

Momentum Scores

Momentum Property Score

68/100
Strongest on: Price vs area (100), Flood safety (95)
0 limited50100 exceptional

68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $183/sq ft vs the community 12-month median $246/sq ft.
Affordability0
List price $1,699,000 vs the community median $950,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~17 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2018 build. Obtain a property-specific quote.
Market liquidity46
Community median 46 days on market, ~6.0 months of supply (12-month record).
Pricing power74
Recent sales closed at about 93.2% of original asking (~6.8% below). More room below asking generally favors buyers.
Market timing80
Momentum Market Heat is 20/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 61 days on market for this home, against a 46-day area median.Days on market:this home 61Area median:  46 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 1, 2026.

🟡 Asking $183 per square foot, about 26% below the community’s $246 median. Magnolia Preserve’s 12-month median sold price per square foot is $246. Median sold price per square foot is down 9.5% year over year. Confidence: Low · 3 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

90% of homes in Magnolia Preserve are owner-occupied. An estimated 10% are non-owner-occupied, including 12% held in a company or trust and 0% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 222 homes matched. Community-level context.

Recent Magnolia Preserve sales closed near 93.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 1, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Magnolia Preserve, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by McINNIS REALTY INC · MLS # 2158292

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Go deeper

More on Magnolia Preserve

Go deeper on Magnolia Preserve

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Polk County Public Schools (verify by address)Public · St. Johns County School District
Confirm zoned elementary, middle, and highBy address · St. Johns County School District
Magnet and choice options may applyChoice · St. Johns County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 469 E KESLEY Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $180/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 9,270 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $22,200/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,075 more per year than the current owner’s estimated bill (+22%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 4, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in St. Johns County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 469 E KESLEY Lane and when was it built?

Per the listing record, 469 E KESLEY Lane was built in 2018 and has 9,270 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 469 E KESLEY Lane in?

469 E KESLEY Lane is in Magnolia Preserve in Jacksonville, St. Johns County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 469 E KESLEY Lane have an HOA, and how much are the dues?

The listing reports HOA dues of $180 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 469 E KESLEY Lane differ from the current owner's?

The estimate on this page (about $22,200 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,075 more per year than the current owner’s estimated bill (+22%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 469 E KESLEY Lane in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.