2 bedroom Single Family Residence at 523 LAKEWAY Drive, Marsh Creek, St. Augustine — photo 1Front elevation
2 bedroom Single Family Residence at 523 LAKEWAY Drive, Marsh Creek, St. Augustine — photo 2Living space
2 bedroom Single Family Residence at 523 LAKEWAY Drive, Marsh Creek, St. Augustine — photo 3Kitchen
2 bedroom Single Family Residence at 523 LAKEWAY Drive, Marsh Creek, St. Augustine — photo 4Owner's suite
2 bedroom Single Family Residence at 523 LAKEWAY Drive, Marsh Creek, St. Augustine — photo 5Exterior / yardView all 26 photos →
<<<<<<< HEAD 21 days on market ======= 16 days on market >>>>>>> origin/main Single Family Residence
$625,000
2-Bedroom Golf-Course Home in Marsh Creek

523 LAKEWAY Drive, St. Augustine, FL 32080

Single Family Residence in Marsh Creek, St. Augustine · No CDD
Marsh Creek · St. Augustine, FL 32080 · St. Johns
<<<<<<< HEAD
Listing data updated July 15, 2026 · refreshed twice daily
=======
Listing data updated July 10, 2026 · refreshed twice daily
>>>>>>> origin/main
2Bedrooms
2Bathrooms
1,880Sq Ft
1993Year Built
$332Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$332 here vs $325 median sold (12 mo)
Buyer leverage
Balanced market
21 days on market
2.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~9 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 11
Price vs recent sales
Asking $625k tops 1 of the last 11 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
<<<<<<< HEAD
  • No CDD assessment on record
  • Built 1993 · 33 yrs
  • 1,880 sq ft of living area
  • 2-car garage
  • Listed at $625,000 — recent neighborhood median sale price ~$748,750 (nearby sales; deemed reliable, not an appraisal)
  • 21 days on market
  • HOA ~$50/mo (estimate; confirm)
=======
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1993 · 33 yrs
  • 1,880 sq ft of living area
  • 2-car garage
  • $332/sq ft — compared with the displayed median of $324 from recent nearby sales
  • Listed at $625,000 — recent neighborhood median sale price ~$730,000 (nearby sales; deemed reliable, not an appraisal)
  • 16 days on market
  • HOA ~$50/mo (estimate; confirm)
>>>>>>> origin/main
Golf course communitySchool district: County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 1983–2004Discount Groceries · 11 min driveVITAS Healthcare · 12 min driveTerra and Acqua · 13 min drive
Momentum Research · Marsh Creek

Pricing & the Marsh Creek market

How this home is priced against recent nearby sales, and where Marsh Creek has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales606 TEESIDE Court606 TEESIDE Court: $304/sq ft$304332 MARSHSIDE Drive332 MARSHSIDE Drive: $314/sq ft$314357 MARSH POINT Circle357 MARSH POINT Circle: $318/sq ft$318912 SPRING LAKE Court912 SPRING LAKE Court: $331/sq ft$331This homeThis home: $332/sq ft$332702 DIVOT Court702 DIVOT Court: $338/sq ft$338412 MARSH POINT Circle412 MARSH POINT Circle: $339/sq ft$339Community median $325

Price vs. size in Marsh Creek

Each dot is a closed sale since 2001 (387 total). This home is the gold marker.

$122k$1.0M$1.9M1,3164,3347,351This home: $625,000, 1,880 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $332/sq ft.

$136$249$3612012: $16020122013: $1582014: $18820142015: $1842016: $19620162017: $2002018: $20020182019: $2022020: $20020202021: $2342022: $29620222023: $2962024: $33920242025: $3342026: $3252026

Median sale price by year

12-month median closed price, 2012–2026.

$312k$612k$911k2012: $420k20122013: $370k2014: $430k20142015: $465k2016: $545k20162017: $600k2018: $525k20182019: $491k2020: $509k20202021: $675k2022: $853k20222023: $775k2024: $760k20242025: $817k2026: $749k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 60 (hot).

1656972013: 2420132014: 452015: 5220152016: 472017: 3220172018: 272019: 5220192020: 442021: 7720212022: 892023: 4420232024: 402025: 6820252026: 602026
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Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms2
Bathrooms2
Living area1,880 sq ft
Year built1993
Property typeSingle Family Residence

Financial

Est. monthly payment$4,066
Est. taxes / yr~$5,375
Est. insurance / yr~$3,701
HOA$50/mo
CDDNone on record
Price / sq ft$332

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~9 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,701/yr

Market

Days on market16
Neighborhood median DOM90
Active listings (area)2
Months of supply2.2
Comparable-sales median$730,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$3,701/yr
Estimated homeowners premium; get a real quote.
Months of supply
2.2 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
39/100
Balanced market — from supply, under-contract share, and days on market.

Estimated monthly payment

$4,066/mo
  • Principal & interest $3,260/mo 80%
  • Taxes $448/mo 11%
  • Insurance $308/mo 8%
  • HOA $50/mo 1%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (90), Affordability (74)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area44
This home $332/sq ft vs area median $324/sq ft from recent nearby sales.
Affordability74
List price $625,000 vs area median $730,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~9 ft elevation. Verify the parcel with FEMA.
Insurance cost64
From FEMA Zone X and a 1993 build. Obtain a property-specific quote.
Market liquidity51
Area median 90 days on market, ~2.2 months of supply.
Investment metrics53
Objective supply and demand metrics for the area - not investment advice.
Renovation upside38
From a 1993 build and $332/sq ft vs area $324/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$625,000
List price
As listed in the MLS
2 / 2
Bed / bath
Per the listing
1,880
Living area
Sq ft (approx.)
$332
Price / sq ft
List ÷ living area

The home

Year built1993
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$5,375/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~9 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Price benchmark

Pricing & market trend in Marsh Creek

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales606 TEESIDE Court606 TEESIDE Court: $304/sq ft$304332 MARSHSIDE Drive332 MARSHSIDE Drive: $314/sq ft$314357 MARSH POINT Circ…357 MARSH POINT Circle: $318/sq ft$318912 SPRING LAKE Court912 SPRING LAKE Court: $331/sq ft$331This homeThis home: $332/sq ft$332702 DIVOT Court702 DIVOT Court: $338/sq ft$338412 MARSH POINT Circ…412 MARSH POINT Circle: $339/sq ft$339Median $324

Recent sold prices in this community

$553,500$801,750$1,050,000Jul 2025: $1,050,000Jul 2025: $553,500Aug 2025: $740,000Oct 2025: $757,500Oct 2025: $805,000Dec 2025: $735,000Jan 2026: $639,000Apr 2026: $1,005,000May 2026: $788,000Jun 2026: $725,000Jun 2026: $646,000This home (list price): $625,000This homeJul 2025Jun 2026
The Messtimate™

The Messtimate: $590,320 – $635,440

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$590,320the mess$635,440

Actual list price: $625,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 8% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 16 days on market vs. a ~90-day neighborhood median
  • 2 active listings competing in Marsh Creek
  • 1 under contract now
  • 33% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 2.2 months of supply (one market-context metric; should not be used alone)
  • Median sale price is down 22% over the last 140 months
  • Homes here sell at about 97.6% of list price
  • 11 closed here in the last 12 months

For reference, this home is listed at $625,000 ($332/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,880 sq ft × $314–$338/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.

>>>>>>> origin/main
Property timeline

This home’s history

  • 1993BuiltPer public record
  • Jul 2, 2026First trackedObserved at $625,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,973/mo
  • Principal & interest $3,167/mo 80%
  • Taxes $448/mo 11%
  • Insurance $308/mo 8%
  • HOA $50/mo 1%

$3,973/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

<<<<<<< HEAD
Momentum Scores

Momentum Property Score

61/100
Strongest on: Flood safety (90), Market liquidity (82)
0 limited50100 exceptional

61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area45
This home $332/sq ft vs the community 12-month median $325/sq ft.
Affordability78
List price $625,000 vs the community median $748,750. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~9 ft elevation. Verify the parcel with FEMA.
Insurance cost64
From FEMA Zone X and a 1993 build. Obtain a property-specific quote.
Market liquidity82
Community median 12 days on market, ~2.2 months of supply (12-month record).
Renovation upside38
From a 1993 build and $332/sq ft vs the community median $325/sq ft. Not a condition assessment.
Buyer competition45
55% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power68
Recent sales closed at about 94.3% of original asking (~5.6% below). More room below asking generally favors buyers.
Market timing40
Momentum Market Heat is 60/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

=======
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$625,000
Bed / bath2 / 2
Living area1,880 sq ft
Year built1993
Property typeSingle Family Residence
MLS #2151793
Listing status16 days on market
Days on market16

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~9 ft
CountySt. Johns
Estimated first-year tax~$5,375/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$332
Estimated monthly payment$4,066
Estimated insurance~$3,701/yr
Messtimate range$590,320 – $635,440
Comparable-sales median$730,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
>>>>>>> origin/main
Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.2 months of supply in the surrounding market and 21 days on market for this home, against a 12-day area median.Days on market:this home 21Area median:  12 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.

🟡 Asking $332 per square foot, about in line with the community’s $325 median. Marsh Creek’s 12-month median sold price per square foot is $325. Median sold price per square foot is down 8.4% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Marsh Creek sales closed near 94.3% of original asking. Cash paid for about 55% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 2 active listings in Marsh Creek, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Experience island living at its finest with this rare opportunity in the highly desirable Marsh Creek community. This impeccably maintained home, with 2019 Roof and 2020 HVAC originally enjoyed as a private vacation retreat, blends timeless charm with modern comfort. The light-filled open floor plan features formal dining, a cozy breakfast nook, and a thoughtfully designed split two-bedroom layout offering both privacy and flexibility.

A spacious family room is complemented by a large office, den, or bonus room--perfect for remote work or guests. Step outside to a generous screened lanai overlooking a serene lake and lush, manicured landscaping, creating an ideal setting for relaxing or entertaining. Residents enjoy access to Marsh Creek Country Club's premier golf, dining, racquet sports, and fitness amenities, all just minutes from the beach.

This is more than a home--it's a lifestyle you deserve. Experience island living at its absolute finest with this rare opportunity in the highly sought-after Marsh Creek community. This immaculately maintained residence, cherished by its original owner as a private vacation retreat, blends timeless elegance with effortless comfort.

Step inside to discover a light-filled open floor plan designed for both everyday living and sophisticated entertaining. The home features a formal dining room, a charming breakfast nook, and a thoughtfully designed split two-bedroom layout that offers both privacy and flexibility. A generously sized family room is complemented by a spacious office, den, or bonus room, perfect for remote work, hobbies, or additional guest space.

Outdoors, your private oasis awaits. A large screened lanai overlooks a serene lakefront setting, framed by lush, meticulously curated landscaping--creating the perfect backdrop for relaxing evenings or hosting unforgettable gatherings. As one of the original homes built in Marsh Creek, this property carries a sense of legacy and distinction.

Residents enjoy access to the prestigious Marsh Creek Country Club, featuring championship golf, exceptional dining, racquet sports, and a fully equipped fitness center--all within a gated, coastal community just minutes from the beach. This is more than a home--it's a lifestyle.

Description provided by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$625,000
Bed / bath2 / 2
Living area1,880 sq ft
Year built1993
Property typeSingle Family Residence
Garage2-car
MLS #2151793
Listing status21 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~9 ft
Windstorm exposureModerate
CountySt. Johns
Area listings2 active · 2 under contract
Estimated first-year tax~$5,375/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$332
Estimated monthly payment$3,973
Insurance (illustrative)$2k–$6k/yr
Messtimate range$590,320 – $635,440
Comparable-sales median$748,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$590,320the mess$635,440

Actual list price: $625,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 8% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 21 days on market vs. a 12-day community median
  • 2 active listings competing, 2 under contract
  • 2.2 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $625,000 ($332/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,880 sq ft × $314–$338/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.

Keep looking

Similar homes for sale near Marsh Creek

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $625,000Momentum Realty · on market 21 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,375/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~9 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Marsh Creek

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Marsh Creek neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$748,750

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$325

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Marsh Creek

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

<<<<<<< HEAD =======
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Discount Groceries 11 min

Dining

  • Terra and Acqua 13 min

Shopping

  • Anastasia Plaza 15 min

Parks

  • Ocean Hammock Park Walkway 17 min
>>>>>>> origin/main
In the area

Recent Marsh Creek news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jun 2026 · Infrastructure

FDOT starts $19.9 million A1A seawall replacement in downtown St. Augustine

The Florida Department of Transportation began a $19.9 million project to replace the aging seawall along State Road A1A from the Bridge of Lions to Charlotte Street, with most work staged on a barge in the water. Officials say the existing seawall has reached the end of its service life, and the phased project is targeted for completion in fall 2027 with only limited, rotating pedestrian detours. The upgrade is intended to improve pedestrian mobility and protect the roadway from King Tide flooding.

Why it matters: Long-running coastal protection work on the A1A corridor could periodically affect drive times to downtown for Anastasia Island residents, though crews have signaled most construction stays off the roadway.

News4Jax

May 2026 · Parks Amenities

St. Johns County Ocean and Fishing Pier closes for piling repairs through November

St. Johns County closed the Ocean and Fishing Pier in St. Augustine Beach starting May 13, 2026 for a project to repair and strengthen the pier pilings, with completion expected by the end of November 2026. The northern St. Augustine Beach access point is closed for the duration, sending beachgoers to the south entrance, and surfers and swimmers must stay 500 feet from the structure. The Pier Gift Shop and nearby Ocean Pier Park activities remain open.

Why it matters: Temporary loss of a marquee beach amenity and its access point may shift parking and foot traffic to other Anastasia Island access points through late 2026.

St. Johns County

May 2026 · Civic

St. Augustine Beach commission weighs A1A Beach Boulevard trail route and stormwater work

At its May 2026 meeting, the St. Augustine Beach Commission heard heavy public opposition to routing the River to Sea Loop trail along A1A Beach Boulevard, with speakers urging the route be moved to State Road A1A, and agreed to coordinate with St. Johns County. The commission deferred a conditional use request to build a residence on a long-vacant commercial lot at 610 A1A Beach Boulevard to its June meeting after a tie vote, and approved funding to modernize the Linda Mar Subdivision stormwater pump station. Commissioners also reviewed the seasonal Anastasia Island STAR Circulator bus.

Why it matters: Decisions on the A1A Beach Boulevard corridor, transit service and drainage infrastructure could shape mobility and buildout on Anastasia Island over the coming budget cycles.

City of St. Augustine Beach

Jan 2026 · Development

St. Johns County revises 25-year comprehensive growth plan to satisfy state

The St. Johns County Commission voted 3-2 to transmit a revised 25-year comprehensive plan after the state rejected an earlier version as too restrictive of development under the new SB 180 law. Staff softened language on workforce housing and land conservation, changing terms such as prohibit to discourage, while commissioners promised to revisit the plan if the state law is amended. Another round of planning agency and commission approval was expected around May.

Why it matters: The guidelines that govern long-term land use and conservation across St. Johns County, including Anastasia Island, remain in flux, which historically can influence where and how future projects are permitted.

Jacksonville Today

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Discount Groceries 11 min

Dining

  • Terra and Acqua 13 min

Shopping

  • Anastasia Plaza 15 min

Parks

  • Ocean Hammock Park Walkway 17 min
Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
R. B. HuntAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
SebastianAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
St. AugustineAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $325/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

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If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,865 – $4,167/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,197 – −$25At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
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Keep looking

Similar homes for sale near Marsh Creek

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
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Listing description

About this home

Experience island living at its finest with this rare opportunity in the highly desirable Marsh Creek community. This impeccably maintained home, with 2019 Roof and 2020 HVAC originally enjoyed as a private vacation retreat, blends timeless charm with modern comfort. The light-filled open floor plan features formal dining, a cozy breakfast nook, and a thoughtfully designed split two-bedroom layout offering both privacy and flexibility. A spacious family room is complemented by a large office, den, or bonus room--perfect for remote work or guests. Step outside to a generous screened lanai overlooking a serene lake and lush, manicured landscaping, creating an ideal setting for relaxing or entertaining. Residents enjoy access to Marsh Creek Country Club's premier golf, dining, racquet sports, and fitness amenities, all just minutes from the beach. This is more than a home--it's a lifestyle you deserve. Experience island living at its absolute finest with this rare opportunity in the highly sought-after Marsh Creek community. This immaculately maintained residence, cherished by its original owner as a private vacation retreat, blends timeless elegance with effortless comfort. Step inside to discover a light-filled open floor plan designed for both everyday living and sophisticated entertaining. The home features a formal dining room, a charming breakfast nook, and a thoughtfully designed split two-bedroom layout that offers both privacy and flexibility. A generously sized family room is complemented by a spacious office, den, or bonus room, perfect for remote work, hobbies, or additional guest space. Outdoors, your private oasis awaits. A large screened lanai overlooks a serene lakefront setting, framed by lush, meticulously curated landscaping--creating the perfect backdrop for relaxing evenings or hosting unforgettable gatherings. As one of the original homes built in Marsh Creek, this property carries a sense of legacy and distinction. Residents enjoy access to the prestigious Marsh Creek Country Club, featuring championship golf, exceptional dining, racquet sports, and a fully equipped fitness center--all within a gated, coastal community just minutes from the beach. This is more than a home--it's a lifestyle.

Description provided by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms2
  • Bathrooms2
  • Living area1,880 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built1993
  • Age33 yrs

Listing

  • MLS #2151793
  • StatusActive
  • Days on market16
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Nearby & commute

Approximate distances

Approximate drive times for general reference only.

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Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 15, 2026)
Community market statsrealMLS closed sales, as of July 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

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Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $625,000Momentum Realty · on market 16 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
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Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 523 LAKEWAY Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.