Single Family Residence in Trailmark, St. Augustine · Built 2022
Trailmark · St. Augustine, FL 32092 · St. Johns
Listing data updated August 7, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,077Sq Ft
2022Year Built
$192Per Sq Ft
2-car garageFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
8% below
$/sq ft vs community
$192 here vs $208 median sold (12 mo)
Buyer leverage
Balanced market
438 days on market
3.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~15 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $398,000 — recent neighborhood median sale price ~$430,000 (nearby sales; deemed reliable, not an appraisal)
438 days on market
HOA ~$50/mo (estimate; confirm)
Golf course communitySchool district: St. Johns County SchoolCommunity built 2017–2026Costco Liquor Sales · 4 min driveKing Wok · 4 min driveTown Center West · 4 min drive
Momentum Research · TRAILMARK
Pricing & the TRAILMARK market
How this home is priced against recent nearby sales, and where TRAILMARK has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in TRAILMARK
Each dot is a closed sale since 2023 (133 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $192/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
Property timeline
This home’s history
2022BuiltPer public record
Jul 2, 2026First trackedObserved at $398,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,601/mo
Principal & interest $2,017/mo78%
Taxes $285/mo11%
Insurance $116/mo4%
HOA $50/mo2%
CDD $133/mo5%
$2,601/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
66/100
Strongest on: Flood safety (95), Buyer competition (85)
0 limited50100 exceptional
66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area69
This home $192/sq ft vs the community 12-month median $208/sq ft.
Affordability62
List price $398,000 vs the community median $430,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~15 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity60
Community inventory, ~3.4 months of supply (12-month record).
Renovation upside30
From a 2022 build and $192/sq ft vs the community median $208/sq ft. Not a condition assessment.
Buyer competition85
15% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power51
Recent sales closed at about 97.9% of original asking (~2.1% below). More room below asking generally favors buyers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $192 per square foot, about 8% below the community’s $208 median. TRAILMARK’s 12-month median sold price per square foot is $208. Median sold price per square foot is up 2.8% year over year. Confidence: Very High · 48 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent TRAILMARK sales closed near 97.9% of original asking. Cash paid for about 15% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 43 active listings in TRAILMARK.
Updated August 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
SHORT SALE LIST PRICE IS NOT BANK APPROVED YET...This Richmond Slate floorplan, known for being one of the best in the Seasons Line, features a covered front porch and a spacious great room layout with LVP flooring. The kitchen offers mocha cabinets, quartz countertops, and stainless steel appliances. The master suite includes a large walk-in closet, dual sinks, a garden tub, and a separate glass shower.
Don't miss your chance to see this one!
Description provided by NORTH FLORIDA REAL ESTATE PARTNERS INC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$398,000
Bed / bath4 / 3
Living area2,077 sq ft
Year built2022
Property typeSingle Family Residence
Garage2-car
MLS #2089662
Listing status438 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~15 ft
Windstorm exposureModerate
CountySt. Johns
Area listings43 active · 15 under contract
Estimated first-year tax~$3,423/yr
CDD assessment~$1,600/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$192
Estimated monthly payment$2,601
Insurance (illustrative)$1k–$2k/yr
Messtimate range$415,400 – $450,709
Comparable-sales median$430,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$415,400the mess$450,709
Actual list price: $398,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 8% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
29 active listings competing, 18 under contract
≈3.4 months of supply
147 closed here in the last 12 months
For reference, this home is listed at $398,000 ($192/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,077 sq ft × $200–$217/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 7, 2026.
Keep looking
Similar homes for sale near Trailmark
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $398,000Momentum Realty · on market 438 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,423/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$1,600/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~15 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Trailmark
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Trailmark neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$430,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$208
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Trailmark
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Development
Pacetti Road townhome proposal returns to county review
St. Johns County commissioners weighed whether to rehear a previously denied rezoning for the Enclave at World Golf Village, a townhome proposal on about 18.5 acres at 3740 Pacetti Road. After an October 2025 mediation, the applicants presented a scaled-back plan that could return for new public hearings if the board approves.
Why it matters: The outcome may shape how much additional residential density is added along Pacetti Road, the main corridor serving TrailMark, and signals continued development interest near the community.
A 56,000 square foot K-8 charter campus with an early learning center has been proposed on a parcel off Pacetti Road near World Golf Village, according to plans reviewed by St. Johns County staff. Reviewers said a detailed traffic and site access analysis will be required given existing volumes on Pacetti Road and nearby intersections.
Why it matters: An additional school option near TrailMark could expand enrollment capacity in the area, while the required traffic study may inform future improvements along Pacetti Road.
Rezoning maps released for new K-8 campuses opening in 2026
The St. Johns County School District released draft attendance rezoning maps tied to two new K-8 campuses opening in 2026, including one in SilverLeaf designed for about 1,500 students. The SilverLeaf campus would absorb more than 1,000 students from Wards Creek Elementary and Pacetti Bay Middle, two schools that serve the TrailMark area, with a board vote planned for November.
Why it matters: Capacity relief at Wards Creek and Pacetti Bay could reduce crowding at schools zoned for TrailMark, though final boundaries may shift which campuses serve parts of the community.
County breaks ground on SR 16 and International Golf Parkway improvements
St. Johns County held an August 25 groundbreaking for the $25 million SR 16-IGP Improvements Project, which will widen State Road 16 from two lanes to four, add sidewalks between IGP and CR 2209, install new drainage and add a traffic signal. The county said the project, expected to take about 18 months, serves five schools within a few miles of the intersection, including those zoned for TrailMark.
Why it matters: Improvements at this junction may smooth school-run and commute traffic for TrailMark households that rely on SR 16 to reach I-95 and area campuses.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Costco Liquor Sales 4 min
Dining
King Wok 4 min
Shopping
Town Center West 4 min
Parks
AQUAFIN Swim School 5 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Picolata Crossing Elementary SchoolPublic K-5 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pacetti Bay Middle SchoolPublic 6-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Tocoi Creek High SchoolPublic 9-12 · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$435,000
23 PEPPERPIKE Way, St. Augustine
4 / 3 bd/ba · 2,066 sq ft · $211/sq ft
Courtesy of REAL BROKER LLC · View details →
Sold Aug 2026
$445,000
35 PEPPERPIKE Way, St. Augustine
4 / 3 bd/ba · 2,049 sq ft · $217/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Sold Jul 2026
$413,990
613 FARMFIELD Drive, St. Augustine
3 / 2 bd/ba · 1,864 sq ft · $222/sq ft
Courtesy of OLYMPUS EXECUTIVE REALTY, INC · View details →
Sold Jul 2026
$461,997
298 WRENSONG Place, St. Augustine
4 / 2.5 bd/ba · 2,308 sq ft · $200/sq ft
Courtesy of AXEN REALTY LLC · View details →
Sold Jul 2026
$464,990
183 BLUEGRASS Way, St. Augustine
3 / 2.5 bd/ba · 2,316 sq ft · $201/sq ft
Courtesy of OLYMPUS EXECUTIVE REALTY, INC · View details →
Sold Jul 2026
$490,000
254 BLUEGRASS Way, St. Augustine
4 / 3 bd/ba · 2,500 sq ft · $196/sq ft
Courtesy of OLYMPUS EXECUTIVE REALTY, INC · View details →
Community 12-month median: $208/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,824 – $2,653/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$833 – −$87At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: August 7, 2026)
Community market stats
realMLS closed sales, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 54 PEPPERPIKE Way in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
