Single Family Residence in Jacksonville Beach, Neptune Beach · No CDD on record
Jacksonville Beach · Neptune Beach, FL 32266 · Duval County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
1,854Sq Ft
1955Year Built
$351Per Sq Ft
No CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
19% below
$/sq ft vs community
$351 here vs $431 median sold (12 mo)
Buyer leverage
Seller-leaning
5 days on market
3.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~11 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 1, 2026, 541 MYRA Street in Jacksonville Beach, Neptune Beach is listed at $650,000 (1,854 sq ft, about $351 per sq ft). That sits within a few percent of Jacksonville Beach's median closed sale of $613,000 over the last 12 months (32 recorded sales). Per square foot it is below the community's recent $431/sq ft by about 19%. It came to market within the past week. Listing facts: built in 1955, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1955 · 71 yrs
1,854 sq ft of living area
New to market
No HOA reported by the listing (confirm)
School district: Schools Jacksonville Beach is part of Duval County Public SchoolsCommunity built 1933–2026Relish - Big Tasty Burgers! - Jax Beach · 1 min driveJax Beach · 1 min driveJax Beach Art Walk · 2 min drive
Listing description
About this home
The upstairs features an updated kitchen, along with thoughtful improvements completed in 2018, including the addition of an interior staircase and a spacious primary bedroom with two closets. The wraparound upper deck was also expanded, creating even more outdoor living space to enjoy. Additional improvements include a metal roof and updated siding (2018), along with a large, fully fenced front yard and two storage sheds, one attached, that convey with the property.
With a history of consistent rental use, this property offers multiple possibilities. Use it for multi-generational living, occupy one unit while generating income from the other, or utilize both units as investment opportunities. A versatile property with updated living spaces, separate accommodations, and plenty of potential!
All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells.
Photos are digitally enhanced and could be altered, please verify.
All 48 photos
Description provided by DJ & LINDSEY REAL ESTATE and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$650,000
Bed / bath4 / 2
Living area1,854 sq ft
Year built1955
Property typeSingle Family Residence
MLS #2160956
Listing statusNew — 5 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~11 ft
CountyDuval
Area listings8 active · 8 under contract
Estimated first-year tax~$10,725/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$351
Estimated monthly payment$4,716
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$613,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,716/mo
Principal & interest $3,470/mo74%
Taxes $894/mo19%
Insurance $353/mo7%
$4,716/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $8,850/yr ($738/mo) — taxable value $495,879 × 17.86 mills
$1,875 more each year
(+21%)
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
$495,879
Market value
$495,879
Assessed
$495,879
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~11 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Jacksonville Beach
Pricing & the Jacksonville Beach market
How this home is priced against recent nearby sales, and where Jacksonville Beach has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Jacksonville Beach
Each dot is a closed sale since 2001 (844 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $351/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 47 (normal).
Property timeline
This home’s history
1955BuiltPer public record
Aug 20, 2026First seen on movewithmomentum.comObserved at $650,000
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $650,000Momentum Realty · on market 5 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
Only 2 closed sales within about 10 miles in Duval County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Sold Apr 2026
$1,200,000
22 20TH Avenue, Jacksonville Beach
3 / 2 bd/ba · 1,802 sq ft · $666/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold Aug 2026
$775,000
3174 MERRILL Boulevard, Jacksonville Beach
3 / 2 bd/ba · 1,651 sq ft · $469/sq ft
Courtesy of FLUID REALTY, LLC. · View details →
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
The Messtimate™
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Duval County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.
Methodology: the range would be 1,854 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.
Momentum Scores
Momentum Property Score
66/100
Strongest on: Price vs area (96), Flood safety (90)
0 limited50100 exceptional
66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area96
This home $351/sq ft vs the community 12-month median $431/sq ft.
Affordability40
List price $650,000 vs the community median $613,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1955 build. Obtain a property-specific quote.
Market liquidity71
Community median 24 days on market, ~3.2 months of supply (12-month record).
Pricing power62
Recent sales closed at about 95.6% of original asking (~4.4% below). More room below asking generally favors buyers.
Market timing53
Momentum Market Heat is 47/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 3.2 months of supply in the surrounding market and 5 days on market for this home, against a 24-day area median.Days on market:this home 5Area median: 24 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 30, 2026.
🟡 Asking $351 per square foot, about 19% below the community’s $431 median. Jacksonville Beach’s 12-month median sold price per square foot is $431. Median sold price per square foot is down 3.5% year over year. Confidence: Very High · 32 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
56% of homes in Jacksonville Beach are owner-occupied. An estimated 44% are non-owner-occupied, including 16% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 744 homes matched. Community-level context.
Recent Jacksonville Beach sales closed near 95.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 30, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Jacksonville Beach, no CDD assessment.
Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 541 MYRA Street?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by DJ & LINDSEY REAL ESTATE · MLS # 2160956
Request a showing
Keep looking
Similar homes for sale near Jacksonville Beach
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Retail Dining
Alder & Oak opens in the former Jekyll Brewing space on First Avenue North
Alder & Oak opened July 15 at 131 First Ave. N. in Jacksonville Beach, taking the space Jekyll Brewing left behind next to sister restaurant Oaxaca Club. Jekyll Brewing opened in June 2023 and closed in May 2025 after its parent company went out of business. This is the second Alder & Oak, following the first at The Hub at 400 Riverside Ave., which opened in January.
Why it matters: Backfilling a vacant restaurant box in the downtown beach blocks may reduce visible ground floor vacancy there, though a single opening is a limited read on beach retail demand.
City issues RFP for mixed-use redevelopment of Latham Plaza parking lot
Jacksonville Beach announced it would issue a request for proposals on March 18 for a public-private partnership to redevelop the city-owned parking lot south of Latham Plaza in the downtown district. The city is seeking a mixed-use project combining new public parking with commercial uses, with a pre-proposal meeting set for mid-April and proposal rankings expected by late July.
Why it matters: A structured redevelopment process for a prominent downtown parcel could add commercial space and parking capacity near the oceanfront, a combination that historically influences activity in the surrounding blocks.
Alder & Oak plans second restaurant in downtown Jacksonville Beach
Restaurateur Mark Janasik is opening a second Alder & Oak in the former Jekyll Brewery space at 131 First Ave. N., next to his Oaxaca Club. The Mediterranean concept will feature a seafood-leaning menu and a rooftop Zorba's Terrace overlooking First and Second streets, with construction set to begin in July or August.
Why it matters: An established operator backfilling a closed brewery space may signal continued restaurant demand in the downtown beach blocks despite recent tenant turnover.
Seasonal paid parking program returns March 6 in beach-area lots
Jacksonville Beach's seasonal paid parking program resumed March 6 and runs through Nov. 1, covering select beach-area lots including Latham Plaza and the pier lot plus several on-street zones. Enforcement applies on weekends, select holidays and special events, with rates of $4 for the first two hours up to a $12 daily maximum.
Why it matters: Formalized seasonal parking management may shift visitor circulation patterns near the oceanfront and is a factor buyers of close-in properties could weigh.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
San Pablo Elementary SchoolPublic K-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEA
Duncan U. Fletcher Middle SchoolPublic 6-8 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEA
Duncan U. Fletcher High SchoolPublic 9-12 · Duval County School District · Grade A (Florida DOE 2025-26)
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Jax Beach Art Walk 2 min
Dining
Relish - Big Tasty Burgers! - Jax Beach 1 min
Shopping
Middle Beach Commons 3 min
Parks
Jax Beach 1 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 541 MYRA Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1955 (71 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,854 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $10,725/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,875 more per year than the current owner’s estimated bill (+21%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, refreshed hourly (last: October 1, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in Duval County — no medians or automated estimate shown
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 541 MYRA Street and when was it built?
Per the listing record, 541 MYRA Street was built in 1955 and has 1,854 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 541 MYRA Street in?
541 MYRA Street is in Jacksonville Beach in Neptune Beach, Duval County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 541 MYRA Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 541 MYRA Street differ from the current owner's?
The estimate on this page (about $10,725 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,875 more per year than the current owner’s estimated bill (+21%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 541 MYRA Street in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 541 MYRA Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
