Neptune Beach
Housing Market
Median sale price $779,900, up 3.2% year over year, with homes going under contract in about 30 days, 14 homes on the market.
Momentum
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Inventory sits at 4.1 months of supply — balanced by the 3-to-6-month balanced benchmark, and 10% of listed homes are already under contract. Prices are up 3.2% versus the prior year and sellers are still collecting 95.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 10% of inventory sits under contract.
- Mortgage sensitivity — at 4.3× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Neptune Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Neptune Beach is hot — and where it isn't
Each dot is a community (11 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Neptune Beach
The median sale price across Neptune Beach currently stands at $779,900, up 3.2% from a year ago. Buyers are paying a median of $512 per square foot. The typical home goes under contract in about 30 days. Sellers are capturing 95.4% of their original asking price on average.
There are 14 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 4.1 months of supply — roughly balanced conditions by the standard six-month benchmark. 62 homes closed here over the trailing 12 months.
Neptune Beach prices sit above the Duval County median by roughly 148%. Zillow's home value index for Duval County stands at $294,579. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Neptune Beach is 56 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.
Neptune Beach since 2012 — and where it’s heading
A median home here sold for $275,520 in 2012 and $873,452 over the last recorded year — 217% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (1,194 recorded sales)
Days on market by year
Home value trend · Duval County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Duval County (MLS)
Median price · daily recalculation
What’s driving Neptune Beach
Top inbound states: GA, CA, VA, NY. Movers arriving report ~$67,296 average income. Source: IRS SOI county-to-county migration, 2022-2023
2,001 Citizens policies in force in Duval County — the state-backed insurer of last resort. Budget insurance into any Duval purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
3,732 single-family · 2,285 multi-family · 6.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Neptune Beach right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Duval County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Neptune Beach ← this page | $780K | 14 | 56 | |
| Jacksonville | $311K | 2,467 | 48 | Open → |
| Jacksonville Beach | $630K | 74 | 51 | Open → |
| Atlantic Beach | $610K | 38 | 54 | Open → |
Neighborhoods on the move
| Leeward LandingNeptune Beach | $700K | ▲ 22% |
| Neptune BeachNeptune Beach | $1.15M | ▲ -2% |
| Jax Beach ParkNeptune Beach | $650K | ▲ -6% |
| Jax Beach ParkNeptune Beach | $650K | ▼ 6% |
| Neptune BeachNeptune Beach | $1.15M | ▼ 2% |
| Leeward LandingNeptune Beach | $700K | ▼ 22% |
| Neptune BeachNeptune Beach | $1.15M | 6 |
| Jax Beach ParkNeptune Beach | $650K | 3 |
| Indian WoodsNeptune Beach | $1.28M | 1 |
| Prado FerrerNeptune Beach | $465K | 1 |
| Secluded WoodsNeptune Beach | $780K | 1 |
| Jax Beach ParkNeptune Beach | $650K | 7 days |
| Leeward LandingNeptune Beach | $700K | 12 days |
| Neptune BeachNeptune Beach | $1.15M | 42 days |
Neptune Beach ZIP codes
Most active communities
More on Neptune Beach
Put this data to work
The questions people actually ask
Should I buy a house in Neptune Beach right now?
The data says conditions currently favor neither side decisively in Neptune Beach — the Momentum Score reads 56/100 with 4.1 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Neptune Beach becoming more affordable?
No — the median sale price in Neptune Beach is $779,900, up 3.2% versus the prior year, while sellers still capture 95.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Neptune Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Jax Beach Park (-6%); Neptune Beach (-2%); Leeward Landing (22%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Neptune Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Jax Beach Park (7 days); Leeward Landing (12 days); Neptune Beach (42 days) — homes there go under contract well ahead of the market-wide pace of 30 days.
How does Neptune Beach compare to the rest of Duval County?
Neptune Beach's median of $779,900 runs 148% above the county-wide median of $314,237, and homes here take 30 days to go under contract versus 44 county-wide.
Momentum Realty in Neptune Beach: our agents closed 6 homes here for buyers and sellers in the last 12 months (3 as the listing brokerage, 3 representing the buyer), median sale $893,000 (brokerage closed records through October 2026). Find a Momentum agent near Neptune Beach →
Neptune Beach housing market FAQ
How is the housing market in Neptune Beach right now?
As of October 5, 2026, the Neptune Beach housing market is roughly balanced: the median sale price is $779,900 (up 3.2% year over year), 14 homes are for sale against 62 sales in the last 12 months, which is 4.1 months of supply, and the typical home goes under contract in about 30 days.
How much is a house in Neptune Beach?
The median home sold for $779,900 in Neptune Beach over the last 12 months, about $512 per square foot; asking prices on the 14 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Neptune Beach?
By the numbers, sellers in Neptune Beach are getting 95.4% of asking price and going under contract in about 30 days with 4.1 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Neptune Beach housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Neptune Beach median sale prices are up 3.2% year over year, inventory stands at 4.1 months of supply, and 10% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Neptune Beach?
The median sale price in Neptune Beach is currently $779,900, up 3.2% from a year ago, based on MLS sales data updated October 5, 2026.
Is Neptune Beach a buyer's or seller's market right now?
The data currently is roughly balanced. Neptune Beach scores 56 of 100 on the Momentum Score, with 4.1 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Neptune Beach?
The typical home in Neptune Beach goes under contract in about 30 days, per current MLS data.
How many homes are for sale in Neptune Beach?
There are approximately 14 active listings in Neptune Beach as of October 5, 2026.
Are home prices in Neptune Beach rising or falling?
Median sale prices are up 3.2% year over year based on a rolling comparison of MLS sales.
How many homes has Momentum Realty sold in Neptune Beach?
Momentum Realty's agents closed 6 homes in Neptune Beach for buyers and sellers in the last 12 months (3 as the listing brokerage, 3 representing the buyer), median sale $893,000 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Momentum agents use this intelligence every day to price listings and write winning offers across Neptune Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.