Townhouse in Wildlight, Yulee · FEMA Zone X · Built 2026
Wildlight · Yulee, FL 32097 · Nassau
Listing data updated July 10, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,755Sq Ft
2026Year Built
$212Per Sq Ft
2-car garageNew constructionFEMA Zone X
Highlights
CDD assessment ~$1,700/yr
FEMA Zone X — flood insurance generally not federally required
New construction — built 2026
1,755 sq ft of living area
2-car garage
$212/sq ft — compared with the displayed median of $226 from recent nearby sales
Listed at $371,410 — recent neighborhood median sale price ~$405,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA ~$50/mo (estimate; confirm)
School district: Schools Wildlight is served by Nassau County Public SchoolsCommunity built 2019–2026Nuanz Coffee Roasters · 4 min driveH & S Shrimp · 9 min driveGator's Dockside Yulee · 10 min drive
This listing is shown at $371,410, with 2 bedrooms and 2 bathrooms, and 1,755 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms2
Bathrooms2
Living area1,755 sq ft
Year built2026
Property typeTownhouse
Financial
Est. monthly payment$2,517
Est. taxes / yr~$3,491
Est. insurance / yr~$1,170
HOA$50/mo
CDD~$1,700/yr
Price / sq ft$212
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~18 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,170/yr
Market
Neighborhood median DOM154
Active listings (area)33
Months of supply23.3
Comparable-sales median$405,000
This home0d
Area median154d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,170/yr
Estimated homeowners premium; get a real quote.
Months of supply
23.3 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
6/100
Slower market — from supply, under-contract share, and days on market.
Estimated monthly payment
$2,517/mo
Principal & interest $1,937/mo77%
Taxes $291/mo12%
Insurance $98/mo4%
HOA $50/mo2%
CDD $142/mo6%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
52/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area65
This home $212/sq ft vs area median $226/sq ft from recent nearby sales.
Affordability64
List price $371,410 vs area median $405,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~18 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity15
Area median 154 days on market, ~23.3 months of supply.
Investment metrics15
Objective supply and demand metrics for the area - not investment advice.
Renovation upside30
From a 2026 build and $212/sq ft vs area $226/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$371,410
List price
As listed in the MLS
2 / 2
Bed / bath
Per the listing
1,755
Living area
Sq ft (approx.)
$212
Price / sq ft
List ÷ living area
The home
Year built2026
Per public record.
Property typeTownhouse
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessment~$1,700/yr
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,491/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~18 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $391,365 – $412,425
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$391,365the mess$412,425
Actual list price: $371,410 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 5% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
33 active listings competing in Wildlight
8 under contract now
20% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈23.3 months of supply (one market-context metric; should not be used alone)
23 new-construction homes competing
Median sale price is flat 0% over the last 68 months
Homes here sell at about 98.7% of list price
17 closed here in the last 12 months
For reference, this home is listed at $371,410 ($212/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,755 sq ft × $223–$235/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Wildlight market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
33Active listings
8Under contract
23New this month
23.3Months of supply
154Median days on market
20%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2026BuiltPer public record
NowUnder contractCurrently pending
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,702 – $2,476/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$864 – −$168At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$371,410
Bed / bath2 / 2
Living area1,755 sq ft
Year built2026
Property typeTownhouse
MLS #2154453
Listing statusPending
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~18 ft
CountyNassau
Estimated first-year tax~$3,491/yr
CDD assessment~$1,700/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$212
Estimated monthly payment$2,517
Estimated insurance~$1,170/yr
Messtimate range$391,365 – $412,425
Comparable-sales median$405,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,517
Principal & interest$1,937
Property tax$291
Insurance$98
CDD assessment$142
HOA$50
PMI$0
Down payment $74,282 · Loan $297,128. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$3,491/yr
The seller likely pays less due to the homestead cap. At a $371,410 purchase, expect your first full-year Nassau bill near $3,491 before exemptions.
CDD assessment
~$1,700/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance
~$1,170/yr
Estimate for a 2026 build in Nassau. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~18 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Wildlight
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Wildlight neighborhood guide for more.
Comparable sales found
5
Recent nearby closings in the data set.
Median sale price (set)
$405,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$226
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$212
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Wildlight
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
H & S Shrimp 9 min
Dining
Gator's Dockside Yulee 10 min
Shopping
Villages of Amelia 12 min
Parks
Fernandina Beach Recreation 22 min
In the area
Recent Wildlight news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
2026-06 · Builder
Wildlight Commerce Park advancing as second large building nears completion
Pattillo Industrial Real Estate's Wildlight Commerce Park off Florida 200 in Yulee continues to build out, with a second roughly 149,000 square foot building expected to be completed around mid-2026. At full build-out the park is planned for 12 buildings totaling about 1.6 million square feet, while the surrounding Wildlight master plan advances its Garden District residential phase.
Why it matters: Growing commercial and industrial space in Nassau County could support local employment and, over time, housing demand near Yulee and Wildlight, though build-out timelines may shift.
Cornerstone Classical Academy advances plans for Wildlight Garden District campus
The Jacksonville-based charter school moved its Nassau County expansion forward, with JEA reviewing a utility service request and the county reviewing site plans for a campus at Riverbluff Parkway and Pages Dairy Road in Wildlight's Garden District. The VPK-12 school is targeting enrollment beginning in fall 2026 with the campus opening planned for fall 2027.
Why it matters: An on-site school option simplifies daily logistics for households in the new Garden District and historically helps master-planned phases absorb faster.
Shoppes at Yulee supercenter-anchored retail proposed near Wildlight
Plans surfaced for the Shoppes at Yulee, a roughly 30-acre shopping center off Florida 200 west of I-95 anchored by a 175,360 square foot store the size of a Walmart Supercenter, plus four outparcels. The project still requires a rezoning and comprehensive plan amendment, and a scheduled county review was not completed in 2025.
Why it matters: Large-format retail proposals tend to follow rooftop growth, and if approved this center could shorten shopping trips for Wildlight households, though entitlement risk remains.
Community First Credit Union branch in permitting at Wildlight
Community First Credit Union has a building permit application under review for its first Yulee branch at 148 Kindred Lane near Crosstown Avenue and Florida 200 in Wildlight, on land it bought in late 2024 for $900,000. The project cost is estimated near $935,000 and it would be the credit union's third Nassau County location.
Why it matters: Branch banking decisions are typically driven by household formation data, so this commitment may be read as a vote of confidence in the corridor's continued growth.
Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Wildlight Elementary SchoolPreK-5 · Nassau County School District
Yulee Middle School6-8 · Nassau County School District
Yulee High School9-12 · Nassau County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold May 2026
$416,000
117 REDBUD Lane, Yulee
3 / 2.5 bd/ba · 1,740 sq ft · $239/sq ft
Courtesy of FLORIDA HOMES REALTY & MTG LLC · View details →
Sold Mar 2026
$405,000
632 PALMETTO Place, Yulee
3 / 2 bd/ba · 1,727 sq ft · $235/sq ft
Courtesy of FERNANDINA BEACH REALTY · View details →
Sold May 2026
$413,900
250 DAYDREAM Avenue, Yulee
3 / 2 bd/ba · 1,856 sq ft · $223/sq ft
Courtesy of ANCHOR HOUSE REALTY, CORPORATION · View details →
Sold Dec 2025
$368,000
668 PALMETTO Place, Yulee
3 / 2 bd/ba · 1,627 sq ft · $226/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Sold Mar 2026
$325,000
230 JULEP Street, Yulee
3 / 2 bd/ba · 1,491 sq ft · $218/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Median of the set: $226/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Wildlight
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $371,410Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
