Single Family Residence in Silver Leaf, St. Augustine · No CDD on record · Built 2021
Silver Leaf · St. Augustine, FL 32092 · St. Johns County
Listing data updated October 5, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
1,778Sq Ft
2021Year Built
$267Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
10% above
$/sq ft vs community
$267 here vs $242 median sold (12 mo)
Buyer leverage
Strong seller market
20 days on market
2.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 5, 2026, 59 CREEKMORE Drive in Silver Leaf, St. Augustine is listed at $475,000 (1,778 sq ft, about $267 per sq ft). That sits within a few percent of Silver Leaf's median closed sale of $451,500 over the last 12 months (34 recorded sales). Per square foot it is above the community's recent $242/sq ft by about 10%. It has been 20 days on market, well inside the community's typical 48 days. Listing facts: built in 2021, HOA dues of $121/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2021 · 5 yrs
1,778 sq ft of living area
2-car garage
20 days on market
HOA $121/mo (per listing)
School district: HOA HOA plus a CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2020–2026Riverside arts market · 9 min driveShoppes At Mill Creek · 12 min driveSamara Lakes · 14 min drive
Listing description
About this home
Welcome to your pristine, better-than-new custom home in the highly sought-after Silverleaf subdivision! Enjoy incredible resort-style amenities with NO CDD fees! Far beyond standard builder-grade, this meticulously clean home features premium upgrades throughout, including a state-of-the-art REME whole-house air filtration system.
Step inside to beautiful ceramic tile, elegant crown molding, and striking upgraded chandeliers in both the foyer and living room. The chef's kitchen boasts a double-oven gas range, custom vented hood, huge island with pendant lights, voice-command sensor faucet, and a gorgeous herringbone tiled backsplash. The master retreat offers a tray ceiling and a spa-like bath with upgraded mirrors, lighting, and a glass-enclosed shower with a custom mosaic inlay.
Finished with upgraded Roman shades and blinds, recessed lighting, an indoor laundry room, and excellent closet storage, this turnkey gem is ready for you!
All 29 photos
Description provided by MARK SPAIN REAL ESTATE and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$475,000
Bed / bath4 / 2
Living area1,778 sq ft
Year built2021
Property typeSingle Family Residence
Garage2-car
MLS #2164319
Listing status20 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~29 ft
CountySt. Johns
Area listings8 active · 1 under contract
Estimated first-year tax~$5,725/yr
CDD assessmentNone on record
HOA$121/mo
Calculated estimates
Price per sq ft$267
Estimated monthly payment$3,339
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$451,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,339/mo
Principal & interest $2,600/mo78%
Taxes $477/mo14%
Insurance $141/mo4%
HOA $121/mo4%
$3,339/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $4,575/yr ($381/mo) — taxable value $338,782 × 13.47 mills
$1,150 more each year
(+25%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,908
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$389,690
Market value
$389,504
Assessed
$338,782
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$121/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~29 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Silver Leaf
Pricing & the Silver Leaf market
How this home is priced against recent nearby sales, and where Silver Leaf has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Silver Leaf
Each dot is a closed sale since 2004 (390 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2017–2026. This home lists at $267/sq ft.
Median sale price by year
12-month median closed price, 2017–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2020–2026. Now 37 (cold).
Property timeline
This home’s history
2021BuiltPer public record
About Sep 2026Listed (per MLS)MLS reports 20 cumulative days on market as of October 5, 2026
Sep 15, 2026First seen on movewithmomentum.comObserved at $475,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $475,000Momentum Realty · on market 20 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
Only 2 closed sales within about 10 miles in St. Johns County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Sold Jul 2026
$410,000
56 THISTLETON Way, St. Augustine
3 / 2 bd/ba · 1,948 sq ft · $210/sq ft
Courtesy of OPENDOOR BROKERAGE, LLC. · View details →
Sold Aug 2026
$439,900
243 GREENWAY Lane, St. Augustine
3 / 2.5 bd/ba · 2,045 sq ft · $215/sq ft
Courtesy of BETROS REALTY INC · View details →
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
The Messtimate™
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in St. Johns County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.
Methodology: the range would be 1,778 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 5, 2026.
Momentum Scores
Momentum Property Score
50/100
Strongest on: Market liquidity (63), Market timing (63)
0 limited50100 exceptional
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area24
This home $267/sq ft vs the community 12-month median $242/sq ft.
Affordability41
List price $475,000 vs the community median $451,500. Not a measure of personal affordability.
Market liquidity63
Community median 48 days on market, ~2.9 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing63
Momentum Market Heat is 37/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 2.9 months of supply in the surrounding market and 20 days on market for this home, against a 48-day area median.Days on market:this home 20Area median: 48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 4, 2026.
🟡 Asking $267 per square foot, about 10% above the community’s $242 median. Silver Leaf’s 12-month median sold price per square foot is $242. Median sold price per square foot is down 4.9% year over year. Confidence: Very High · 34 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Silver Leaf sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 4, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Silver Leaf, no CDD assessment.
Updated October 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by MARK SPAIN REAL ESTATE · MLS # 2164319
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Keep looking
Similar homes for sale near Silver Leaf
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Schools
District says SilverLeaf High School is within reach without borrowing, at roughly 100 million dollars
Superintendent Brennan Asplen said the St. Johns County School District believes it can fund SilverLeaf High School with little or no debt after pausing a planned middle school, elementary school and K-8 and redirecting those dollars. The board has authorized design and architecture work, construction is expected to run about three years, and the cost could climb toward 120 million dollars as design progresses. Asplen attended the August 19 special commission meeting on agricultural enclave certifications to gauge what an estimated 15,000 additional homes could mean for future school capacity.
Why it matters: A high school funded without borrowing may free capital for later phases, though a fast build out of newly certified enclaves could force the district back into debt.
SilverLeaf Market plans two outparcel buildings totaling about 16,200 square feet
Plans filed for the Publix anchored SilverLeaf Market call for roughly 16,200 square feet across two buildings with divisible tenant space, set for review by the St. Johns County Development Review Committee on August 19. The buildings are speculative because the inline shop space is fully leased. Separately, Dunkin' pulled a 736,000 dollar building permit July 1 for its single tenant outparcel and Chase has a site plan under review with the county and the water management district.
Why it matters: Speculative shop space going up next to a fully leased inline building may signal landlord confidence in SilverLeaf Parkway traffic counts.
SoFresh set a July 30 opening at 1985 SilverLeaf Parkway in the Publix anchored center
The fast casual bowl and salad chain scheduled its St. Augustine debut for July 30 in Suite 107 at 1985 SilverLeaf Parkway. St. Johns County issued the build out permit April 2 for the 1,450 square foot space at a cost of 374,204 dollars. It joins Avalon Nails among the early operating tenants at SilverLeaf Market.
Why it matters: Each opening at the Publix center chips away at the drive time spent heading toward St. Augustine or Durbin Park for everyday dining.
M Shack pulls a 650,000 dollar build out permit for its SilverLeaf restaurant
St. Johns County issued a permit July 17 for M Shack to build out its space in the Publix anchored shopping center in SilverLeaf, with the project valued at 650,000 dollars. The Jacksonville based burger concept had signed for roughly 3,300 square feet at the center. Club Pilates, My Tiffin and The UPS Store were also advancing build outs at the same property.
Why it matters: A permitted build out moves this tenant from lease announcement to a construction clock, which historically points to an opening within six to nine months.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Wards CreekAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pacetti BayAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Allen D. NeaseAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Riverside arts market 9 min
Dining
Sal's Cucina 15 min
Shopping
Shoppes At Mill Creek 12 min
Parks
Samara Lakes 14 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 59 CREEKMORE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $121/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,778 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $5,725/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,150 more per year than the current owner’s estimated bill (+25%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, refreshed hourly (last: October 5, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in St. Johns County — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 59 CREEKMORE Drive and when was it built?
Per the listing record, 59 CREEKMORE Drive was built in 2021 and has 1,778 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 59 CREEKMORE Drive in?
59 CREEKMORE Drive is in Silver Leaf in St. Augustine, St. Johns County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 59 CREEKMORE Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $121 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 59 CREEKMORE Drive differ from the current owner's?
The estimate on this page (about $5,725 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,150 more per year than the current owner’s estimated bill (+25%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 59 CREEKMORE Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 59 CREEKMORE Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
