SilverLeaf
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
SilverLeaf (St. Augustine) Market Scorecard
SilverLeaf (St. Augustine) is currently a seller's market. About 3.0 months of supply, a median asking price of $548,000, and homes go under contract in about 38 days.
Typical home value in the 32092 ZIP is $470,991, about 24.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in SilverLeaf
Live MLS inventory for SilverLeaf. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 98 daysTop listing
Active · 227 days
Active · 99 days
Active · 122 days
Active · 268 days
Active · 120 days
Active · 21 days
Active · 184 days
Active · 220 days
Active · 20 days
Active · 34 days
Active · 42 days
Active · 289 days
Active · 7 daysActive and pending SilverLeaf listings as of 2026-11-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Meet your SilverLeaf neighborhood experts
Get firsthand insight from local Momentum Realty agents who know SilverLeaf, its homes and its housing market. Questions about sections, builders, HOA and CDD fees, or current prices? Ask below.
Mike
Local neighborhood expert
Jason
Local neighborhood expert
Heather
Local neighborhood expert
Price in SilverLeaf is driven mainly by the village and builder, lot size, and whether the home is a townhome or a detached plan. With 12 villages and a $230K entry point, the spread between sections is large, so a single community-wide number says little about any one home. Much of the stock is relatively new, which tends to mean less near-term roof and system risk but more competition from builders still selling in nearby phases.
Get the following in writing before an offer: the HOA dues for the specific village and what they cover, and the CDD status and annual assessment, since this is a phased development and obligations may differ by section (confirm the current HOA and CDD figures with the association). Ask about rental rules, any pending phase construction next to the lot, the flood zone for the specific parcel, and the insurance quote for the home.
Figures in this note are as of October 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside SilverLeaf right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
SilverLeaf is a large master-planned community in northern St. Johns County, just west of Interstate 95 between County Road 210 and State Road 16. It is being developed by The Hutson Companies of St. Augustine on 8,500 acres, with plans for up to 10,700 residential units and 1.7 million square feet of commercial space. Almost 4,000 acres are planned as preserved land. Individual neighborhoods include Elm Creek, Silver Landing and Brandon Lakes, among others, and our page tracks 163 listings across 12 villages starting at $230K. Because build-out is phased, the housing stock mixes detached homes and townhomes from different builders and construction years.
Flood zones in SilverLeaf: of 78 listing addresses checked against the FEMA National Flood Hazard Layer, 99% sit outside the FEMA Special Flood Hazard Area (Zone X); 1% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of SilverLeaf. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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SilverLeafPhotos from realMLS listings in SilverLeaf; content deemed reliable but not guaranteed.
Who SilverLeaf is best for.
Best for
- Buying newer construction at a lower entry price point near I-95.
- Buyers who want to compare townhome and detached product in one master plan.
- Looking for a home near planned retail and medical development.
- Buyers who accept nearby phases still being built.
Probably not for
- Buyers who want a mature, fully built-out neighborhood.
- Buyers who need confirmed on-site amenities before committing.
- Buyers who want a single flat fee structure across the whole community.
The market around SilverLeaf
SilverLeaf is too small for its own price trend, so here is the market around it.
Across St. Johns County, 1,849 homes are active and 860 pending (32% under contract).
ZIP and county figures describe the wider market, not SilverLeaf specifically. Momentum Research analysis of MLS records.
SilverLeaf on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
How far is everything?
Everyday stops around SilverLeaf are close: the nearest dining is about 1 minutes away.
- AJ's Kitchen and Cocktails · Dining1 min
- King and Bear Amenity Center · Parks1 min
- The Shoppes at Tocoi Creek · Shopping5 min
- Taste of Europe Cofee Shop and Gourmet Store · Coffee5 min
- Lance Family Farmers Market · Groceries8 min
- Baptist Heart Specialists · Health16 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Liberty Pines Academy · Elementary
- Liberty Pines Academy · Middle
- Tocoi Creek · High
Zoned schools reflect the assignments reported on recent SilverLeaf listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any SilverLeaf address.
Recent Developments in Silverleaf
Development, infrastructure, retail, and school activity affecting Silverleaf, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 10 miles west of Silverleaf.
Source: Clay Today - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 10 miles north of Silverleaf.
Source: Jacksonville Today - August 2026Schools
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 6 miles northwest of Silverleaf, elsewhere in St. Johns County.
Source: News4JAX - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles west of Silverleaf.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 8 miles north of Silverleaf.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 8 miles north of Silverleaf.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The SilverLeaf buying strategy.
If we were buying in SilverLeaf today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SilverLeaf.
A phased master plan west of I-95
SilverLeaf lies between County Road 210 and State Road 16 in northern St. Johns County, just west of I-95. SilverLeaf Parkway connects St. Johns Parkway with State Road 16, which is the main internal route. A planned Baptist Health medical campus on 33.75 acres at the intersection of St. Johns Heritage Parkway and SilverLeaf Parkway was reported to allow up to 300,000 square feet. Treat that as a plan until you confirm its status.
The master plan calls for up to 10,700 residential units and 1.7 million square feet of commercial space, with almost 4,000 acres preserved, including walking trails. We did not confirm a community-wide amenity center or the CDD structure from an official source, so ask each village's association what it offers and what it charges, and confirm the current HOA and CDD figures.
Product varies by neighborhood. Elm Creek is planned for 200 detached homes and 300 townhomes, Silver Landing for 1,257 detached residences, and Brandon Lakes is a 216-unit townhome development. A 400-unit apartment complex also sits inside the plan. Compare villages on lot size, builder, age and fees rather than treating SilverLeaf as one product.
The location and the amenities are priced into every listing in SilverLeaf. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
SilverLeaf has many villages with different builders, dues and assessments, so we compare the sections side by side, pull the HOA and CDD documents for the one you are considering, and read the fee stack line by line. We also check what is being built next door and line up alternatives elsewhere in northern St. Johns County and Duval County for comparison. Our help costs the buyer nothing.
SilverLeaf in 15 seconds.
What it really costs to own in SilverLeaf
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $548,000, the first-year bill with homestead is about $6,900/yr (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 78 listing addresses checked against the FEMA flood map, 99% sit outside the high-risk zone and 1% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
Email me new listings in SilverLeaf
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about SilverLeaf
Have a question about the homes, fees, rules or commute here? A Momentum agent who works SilverLeaf will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 78 sampled listing addresses in this community: 99% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 1% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=78) · as of 2026-11
Tools for a SilverLeaf buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SilverLeaf sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SilverLeaf, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SilverLeaf home worth?
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See homes for sale in SilverLeaf on the map →
Should you buy in SilverLeaf?
An honest fit check. We will tell you when it is not your community.
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St. Augustine guides & data
- Market data
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Florida buyer guides
- Florida home insurance rates by county
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- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
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Nearby Communities
Explore more neighborhoods near SilverLeaf with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
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Common questions about SilverLeaf
Where is SilverLeaf?
SilverLeaf is a community in St. Johns County, Florida.
Are there homes for sale in SilverLeaf right now?
No active listings inside SilverLeaf at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does SilverLeaf have an HOA or CDD?
No HOA is on record for SilverLeaf in our data, and no CDD is reported. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.