695 Selva Lakes Circle, Atlantic Beach, FL 32233
Property taxes
✓ Certified county tax rollProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Selva Lakes sales history
| Year | Sales | Median price | Median $/sqft | Median days on market |
|---|---|---|---|---|
| 2026 | 7 | $595,000 | $390 | 1 |
| 2025 | 7 | $567,450 | $353 | 33 |
| 2024 | 10 | $585,000 | $384 | 12 |
| 2023 | 5 | $492,500 | $308 | 19 |
| 2022 | 6 | $617,000 | $335 | 4 |
| 2021 | 9 | $385,000 | $264 | 3 |
| 2020 | 10 | $355,250 | $232 | 42 |
| 2019 | 10 | $366,700 | $209 | 64 |
| 2018 | 13 | $327,450 | $210 | 52 |
| 2017 | 7 | $300,000 | $189 | 20 |
| 2016 | 6 | $279,500 | $181 | 54 |
| 2015 | 7 | $278,000 | $163 | 37 |
Community-level medians of closed sales in Selva Lakes; not a value for this home. Source: Data provided by realMLS. Momentum Research analysis of realMLS records
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
County-recorded value & sale
Matched by parcel ID to the Florida DOR certified tax roll (2025), Duval County public records. Values are county assessments, not an offer, appraisal or opinion of value.
County appraiser's just/market value
Assessed value after caps
After exemptions
County deed record, not MLS
Per the county roll
Per the county roll
Estimated value range
Based on 186 recent closed sales in ZIP 32233 ($262–$466 per sq ft) × this home’s 1,854 sq ft from the county roll. An estimate, not an appraisal.
$262/sq ft
$347/sq ft
$466/sq ft
Recent sales on this street
County-recorded sales on Selva Lakes Cir, ZIP 32233. Public record, not MLS data.
511 Selva Lakes Cir
455 Selva Lakes Cir
467 Selva Lakes Cir
591 Selva Lakes Cir
483 Selva Lakes Cir
639 Selva Lakes Cir
Pricing & the Selva Lakes market
How this home is priced against recent nearby sales, and where Selva Lakes has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1996BuiltPer public record
- May 2026SoldClosed
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Comparable recent sales
Only 2 closed sales within about 10 miles in Duval County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Duval County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 1,668 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 6, 2026.
Similar homes for sale near Selva Lakes
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Atlantic Beach
- 259 Seminole Road, Atlantic Beach · $675,000 · 3 bd / 1.0 ba · listed October 3, 2026 (courtesy of FLORIDA HOMES REALTY & MTG LLC)
- 1339 Linkside Drive, Atlantic Beach · $799,000 · 3 bd / 2.0 ba · listed October 1, 2026 (courtesy of WATSON REALTY CORP)
- 338 19th Street, Atlantic Beach · $1,040,000 · 3 bd / 2.0 ba · listed October 1, 2026 (courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY)
- 195 15th Street, Atlantic Beach · $3,595,000 · 3 bd / 3.5 ba · listed September 26, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS)
- 1329 Estrela Lane, Atlantic Beach · $2,995,000 · 4 bd / 4.0 ba · listed September 15, 2026 (courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST)
- 45 Donner Road #C, Atlantic Beach · $580,000 · 3 bd / 2.5 ba · listed September 11, 2026 (courtesy of KST GROUP LLC)
Recently off market in Selva Lakes
- 611 Selva Lakes Circle · last listed $650,000 · 2026-09-12
- 603 Selva Lakes Circle · last listed $567,450 · 2026-09-12
- 522 Selva Lakes Circle · last listed $595,000 · 2026-09-12
- 444 Osprey Key · last listed $725,000 · 2026-09-12
- 440 Osprey Key · last listed $549,000 · 2026-09-12
- 1048 Little Cypress Key · last listed $580,000 · 2026-09-12
Every home on Selva Lakes Circle: what is for sale, what sold and when, the homes and the communities along it.
Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings
More on Selva Lakes
Go deeper on Selva Lakes
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the Selva Lakes guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 695 SELVA LAKES Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $55/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,668 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $11,600/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,100 more per year than the current owner’s estimated bill (+111%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | realMLS, checked against the MLS hourly (last: October 6, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Duval County — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 695 SELVA LAKES Circle and when was it built?
Per the listing record, 695 SELVA LAKES Circle was built in 1996 and has 1,668 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 695 SELVA LAKES Circle in?
695 SELVA LAKES Circle is in Selva Lakes in Atlantic Beach, Duval County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 695 SELVA LAKES Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $55 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 695 SELVA LAKES Circle differ from the current owner's?
The estimate on this page (about $11,600 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,100 more per year than the current owner’s estimated bill (+111%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 695 SELVA LAKES Circle in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
What is 695 SELVA LAKES Circle worth today?
A licensed Momentum Realty agent prices it against live comps in Selva Lakes - a real number, not an algorithm’s guess. Free, no obligation.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.