Atlantic Beach, Florida

Atlantic Beach
Housing Market

City market report · Duval County · 4 ZIP codes

Median sale price $610,000, down 17.0% year over year, with homes going under contract in about 49 days, 39 homes on the market.

23 communities reporting233 sales analyzedRefreshed twice dailyMomentum Score 53
Live Market Pulse
53/100
Momentum
Balanced Market
Prices are down 17% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Atlantic Beach Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$610K
Median sold · 12 moConfidence: High
down 17.0% vs the prior 12 months
-17.0%
1-yr price change
n = 233 recent sales
$379/sf
Sold $/sqft · 12 mo
Duval County: $183 · -9.9% vs prior yr
94.2%
Sale vs ask
Duval County: 95.6% · +0.4pp vs prior yr
$296K
Duval County home value
Zillow ZHVI, monthly · -1.2% vs a year ago
Tempo
2.9mo
Supply
3 to 6 months is the balanced band
49days
Median DOM · closed
Duval County: 44 days · +8.0 days vs prior yr
27%
Under contract
Duval County: 35%
39 · 16 ▼1
For sale · pending
live counts, refreshed twice daily
191
Sold · last 12 mo
closed across all tracked communities · +1.7% vs prior yr
Market context
28%
Listings with price cuts
Duval County · Zillow · +1.1pp vs prior month
5,435
County for-sale inventory
Zillow, monthly · -0.5% vs prior month
2%
New construction
share of recent sales · -4.9pp vs prior yr
53/100
Momentum score
Balanced Market
23
Communities reporting
of 87 tracked in Atlantic Beach
Economy & people · county layer
$68,447
Median household income
U.S. Census ACS, county
1,007,189
County population
+9.0% since 2018
4.3×
Price to income
county home value vs median income
58%
Owner-occupied
U.S. Census ACS, county
$2,142/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.9 months of supply — tight by the 3-to-6-month balanced benchmark, and 27% of listed homes are already under contract. Prices are down 17.0% versus the prior year, but sellers are still collecting 94.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 53
Momentum Score
Buyer leverage47
Seller leverage53

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 27% of inventory sits under contract.
  • Mortgage sensitivity — at 4.3× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Atlantic Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.4 mo · balanced band · 7 active
$500K–$750K
2.1 mo · seller-tilted · 20 active
$750K+
3.0 mo · balanced band · 11 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Atlantic Beach is hot — and where it isn't

Each dot is a community (23 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Atlantic Beach

The median sale price across Atlantic Beach currently stands at $610,000, down 17.0% from a year ago. Buyers are paying a median of $379 per square foot. The typical home goes under contract in about 49 days. Sellers are capturing 94.2% of their original asking price on average.

There are 39 active listings on the market, with 16 more already under contract. At the current sales pace that works out to 2.9 months of supply — a seller-leaning market by the standard six-month benchmark. 191 homes closed here over the trailing 12 months.

Atlantic Beach prices sit above the Duval County median by roughly 94%. Zillow's home value index for Duval County stands at $296,317. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Atlantic Beach is 53 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Atlantic Beach since 2012 — and where it’s heading

A median home here sold for $238,963 in 2012 and $710,505 over the last recorded year — 197% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (3,741 recorded sales)

$226K$548K$870K$711K2012: $239K2013: $298K2014: $296K2015: $298K2016: $415K2017: $394K2018: $414K2019: $465K2020: $399K2021: $592K2022: $602K2023: $677K2024: $785K2025: $858K2026: $711K20122015201920232026

Days on market by year

19d46d72d49d2012: 71d2013: 61d2014: 52d2015: 62d2016: 59d2017: 59d2018: 41d2019: 41d2020: 48d2021: 26d2022: 21d2023: 38d2024: 36d2025: 41d2026: 49d20122015201920232026

Home value trend · Duval County (Zillow ZHVI)

$296K$298K$300K$296KJul '25: $300KAug '25: $298KSep '25: $297KOct '25: $297KNov '25: $296KDec '25: $296KJan '26: $296KFeb '26: $297KMar '26: $298KApr '26: $298KMay '26: $297KJun '26: $297KJul '26: $296KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

5,2075,8356,4635,435Jul '25: 6,438Aug '25: 6,349Sep '25: 6,193Oct '25: 6,087Nov '25: 5,883Dec '25: 5,602Jan '26: 5,338Feb '26: 5,233Mar '26: 5,326Apr '26: 5,415May '26: 5,453Jun '26: 5,461Jul '26: 5,435Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Duval County (MLS)

1,6622,9244,185Jul 07 · Active: 4,030Aug 03 · Active: 4,015Aug 04 · Active: 3,979Aug 05 · Active: 3,982Aug 06 · Active: 3,986Aug 07 · Active: 4,037Aug 08 · Active: 4,070Aug 09 · Active: 4,065Aug 10 · Active: 4,051Aug 11 · Active: 4,047Aug 12 · Active: 4,058Aug 13 · Active: 4,072Aug 15 · Active: 4,135Aug 17 · Active: 4,048Aug 19 · Active: 4,034Aug 22 · Active: 4,116Aug 23 · Active: 4,108Aug 28 · Active: 4,120Aug 29 · Active: 4,126Aug 30 · Active: 4,106Aug 31 · Active: 4,098Sep 07 · Active: 4,093Sep 09 · Active: 4,082Sep 11 · Active: 4,099Sep 12 · Active: 4,087Sep 13 · Active: 4,067Sep 14 · Active: 4,055Sep 15 · Active: 4,054Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$607K$682K$758K$610KAug 06: $750KAug 08: $750KAug 09: $750KAug 10: $750KAug 11: $750KAug 12: $750KAug 13: $750KAug 15: $750KAug 17: $755KAug 18: $755KAug 19: $755KAug 20: $755KAug 21: $755KAug 22: $755KAug 23: $750KAug 24: $750KAug 26: $750KAug 28: $735KAug 29: $735KAug 30: $735KAug 31: $735KSep 01: $735KSep 04: $625KSep 05: $625KSep 06: $625KSep 07: $610KSep 08: $610KSep 09: $610KSep 10: $625KSep 11: $625KSep 12: $610KSep 13: $610KSep 14: $610KSep 15: $610KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving Atlantic Beach

Who’s moving here
+912 net residents/yr

Top inbound states: GA, CA, VA, NY. Movers arriving report ~$67,296 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,315/yr avg premium

2,001 Citizens policies in force in Duval County — the state-backed insurer of last resort. Budget insurance into any Duval purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
6,017 units permitted -7% YoY

3,732 single-family · 2,285 multi-family · 6.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Atlantic Beach ▼ 40%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 3.4 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Atlantic Beach right now.

Biggest opportunity
$500K–$750K: 2.1 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Duval County

MarketMedianActiveScore
Atlantic Beach ← this page$610K3953
Jacksonville$310K2,37963Open →
Jacksonville Beach$625K7454Open →
Neptune Beach$743K1766Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Mayport LandingAtlantic Beach$208K▲ 5%
Selva LinksideAtlantic Beach$762K▲ 4%
Selva LakesAtlantic Beach$588K▲ 3%
Royal PalmsAtlantic Beach$562K▲ 2%
Atlantic Beach CcAtlantic Beach$1.80M▲ -0%
Prices cooling fastest
Atlantic BeachAtlantic Beach$610K▼ 40%
Selva MarinaAtlantic Beach$1.21M▼ 31%
SaltairAtlantic Beach$515K▼ 25%
SevillaAtlantic Beach$422K▼ 5%
Atlantic Beach CcAtlantic Beach$1.80M▼ 0%
Most homes for sale
Atlantic BeachAtlantic Beach$610K12
Royal PalmsAtlantic Beach$562K6
Mayport LandingAtlantic Beach$208K5
Selva LinksideAtlantic Beach$762K4
Selva MarinaAtlantic Beach$1.21M4
Selling fastest
Selva LakesAtlantic Beach$588K2 days
Mayport LandingAtlantic Beach$208K18 days
Selva MarinaAtlantic Beach$1.21M37 days
Royal PalmsAtlantic Beach$562K39 days
Atlantic BeachAtlantic Beach$610K47 days
Explore Deeper

Atlantic Beach ZIP codes

Most active communities

More on Atlantic Beach

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Atlantic Beach right now?

The data says conditions currently favor neither side decisively in Atlantic Beach — the Momentum Score reads 53/100 with 2.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Atlantic Beach becoming more affordable?

Yes, modestly — the median sale price in Atlantic Beach is $610,000, down 17.0% versus the prior year, while sellers still capture 94.2% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Atlantic Beach?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Atlantic Beach (-40%); Selva Marina (-31%); Saltair (-25%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Atlantic Beach neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Selva Lakes (2 days); Mayport Landing (18 days); Selva Marina (37 days) — homes there go under contract well ahead of the market-wide pace of 49 days.

How does Atlantic Beach compare to the rest of Duval County?

Atlantic Beach's median of $610,000 runs 94% above the county-wide median of $313,990, and homes here take 49 days to go under contract versus 44 county-wide.

Questions

Atlantic Beach housing market FAQ

How is the housing market in Atlantic Beach right now?

As of September 15, 2026, the Atlantic Beach housing market is roughly balanced: the median sale price is $610,000 (down 17.0% year over year), 39 homes are for sale against 191 sales in the last 12 months, which is 2.9 months of supply, and the typical home goes under contract in about 49 days.

How much is a house in Atlantic Beach?

The median home sold for $610,000 in Atlantic Beach over the last 12 months, about $379 per square foot; asking prices on the 39 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Atlantic Beach?

By the numbers, sellers in Atlantic Beach are getting 94.2% of asking price and going under contract in about 49 days with 2.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Atlantic Beach housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Atlantic Beach median sale prices are down 17.0% year over year, inventory stands at 2.9 months of supply, and 27% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Atlantic Beach?

The median sale price in Atlantic Beach is currently $610,000, down 17.0% from a year ago, based on MLS sales data updated September 15, 2026.

Is Atlantic Beach a buyer's or seller's market right now?

The data currently is roughly balanced. Atlantic Beach scores 53 of 100 on the Momentum Score, with 2.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Atlantic Beach?

The typical home in Atlantic Beach goes under contract in about 49 days, per current MLS data.

How many homes are for sale in Atlantic Beach?

There are approximately 39 active listings in Atlantic Beach as of September 15, 2026.

Are home prices in Atlantic Beach rising or falling?

Median sale prices are down 17.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Atlantic Beach. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.