3 bedroom Townhouse at 7 SEBASTIAN Avenue #C, Garnett Addition, St. Augustine — photo 1Front elevation
3 bedroom Townhouse at 7 SEBASTIAN Avenue #C, Garnett Addition, St. Augustine — photo 2Living space
3 bedroom Townhouse at 7 SEBASTIAN Avenue #C, Garnett Addition, St. Augustine — photo 3Kitchen
3 bedroom Townhouse at 7 SEBASTIAN Avenue #C, Garnett Addition, St. Augustine — photo 4Owner's suite
3 bedroom Townhouse at 7 SEBASTIAN Avenue #C, Garnett Addition, St. Augustine — photo 5Exterior / yardView all 45 photos →
330 days on market Townhouse
$859,000
3-Bedroom Pool Home in Garnett Addition

7 SEBASTIAN Avenue #C, St. Augustine, FL 32084

Townhouse in Garnett Addition, St. Augustine · No CDD · Built 2026
Garnett Addition · St. Augustine, FL 32084 · St. Johns
Listing data updated September 10, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,750Sq Ft
2026Year Built
$491Per Sq Ft
Private pool1-car garageNew constructionNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
23% above
$/sq ft vs community
$491 here vs $399 median sold (12 mo)
Buyer leverage
Strong buyer advantage
330 days on market
24.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 1
Price vs recent sales
Asking $859k tops 1 of the last 1 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 10, 2026, 7 SEBASTIAN Avenue #C in Garnett Addition, St. Augustine is listed at $859,000 (1,750 sq ft, about $491 per sq ft). That is 70% above Garnett Addition's median closed sale of $505,000 over the last 12 months (1 recorded sales). Per square foot it is above the community's recent $399/sq ft by about 23%. It has been 330 days on market. Listing facts: new construction, a private pool, HOA dues of $370/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 1,750 sq ft of living area
  • 1-car garage
  • Listed at $859,000 — recent neighborhood median sale price ~$505,000 (nearby sales; deemed reliable, not an appraisal)
  • 330 days on market
  • HOA $370/mo (per listing)
Momentum Research · Garnett Addition

Pricing & the Garnett Addition market

How this home is priced against recent nearby sales, and where Garnett Addition has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales21 SANCHEZ Avenue21 SANCHEZ Avenue: $399/sq ft$399This homeThis home: $491/sq ft$491Community median $399
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Jul 10, 2026First trackedObserved at $859,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,650/mo
  • Principal & interest $4,439/mo 79%
  • Taxes $616/mo 11%
  • Insurance $226/mo 4%
  • HOA $370/mo 7%

$5,650/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

22/100
Strongest on: Flood safety (45), Insurance cost (45)
0 limited50100 exceptional

22/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $491/sq ft vs the community 12-month median $399/sq ft.
Affordability0
List price $859,000 vs the community median $505,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2026 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~24.0 months of supply (12-month record).
Renovation upside10
From a 2026 build and $491/sq ft vs the community median $399/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 24.0 months of supply in the surrounding market and 330 days on market for this home, against a 184-day area median.Days on market:this home 330Area median:  184 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 9, 2026.

🟡 Asking $491 per square foot, about 23% above the community’s $399 median. Garnett Addition’s 12-month median sold price per square foot is $399. Confidence: Low · 1 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in Garnett Addition, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

With a location in the heart of Historic Downtown St. Augustine and only minutes to Vilano Beach, the Homes of 7 Sebastian Avenue effortlessly blend sophisticated design and luxury living. Developed by Ocean Life Homes, this exclusive four unit townhouse development is designed to comfortably accommodate those looking for low maintenance and a permanent residence, second home, or profitable investment opportunity.

Each unit will boast a spacious two story, three bedroom, two and a half bath floor plan with a one car garage, and private 7x12 in ground pool. Interior finishings have been artfully curated to ensure only the highest quality products are utilized throughout each home. Outside, xeriscaping will be implemented to achieve minimal water usage with little to no irrigation required and pool maintenance will be included in the HOA fee.

This is a rare opportunity to own a new construction luxury townhome, surrounded by shopping, dining, and walking distance to historic attractions in the epicenter of the Nation's Oldest City. For further details and specifications, contact us today.

Description provided by ONE SOTHEBY'S INTERNATIONAL REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$859,000
Bed / bath3 / 2.5
Living area1,750 sq ft
Year built2026
Property typeTownhouse
Garage1-car
PoolYes
MLS #2113265
Listing status330 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~6 ft
Windstorm exposureModerate
CountySt. Johns
Area listings2 active · 1 under contract
Estimated first-year tax~$7,387/yr
CDD assessmentNone on record
HOA (per listing)$370/mo

Calculated estimates

Price per sq ft$491
Estimated monthly payment$5,650
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$505,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$614,250the mess$782,250

Actual list price: $859,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $370/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing, 1 under contract
  • 24.0 months of supply
  • 1 closed here in the last 12 months

For reference, this home is listed at $859,000 ($491/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,750 sq ft × $351–$447/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 10, 2026.

Keep looking

Similar homes for sale near Garnett Addition

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $859,000Momentum Realty · on market 330 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,387/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$370/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 7 SEBASTIAN Avenue #C?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by ONE SOTHEBY'S INTERNATIONAL REALTY · MLS # 2113265

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Garnett Addition

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Garnett Addition neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$505,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$399

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Garnett Addition

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the St. Johns County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $399/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,937 – $5,727/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,829 – −$218At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 7 SEBASTIAN Avenue #C, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $370/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,750 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,387/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 10, 2026)
Community market statsrealMLS closed sales, as of September 9, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 7 SEBASTIAN Avenue #C and when was it built?

Per the listing record, 7 SEBASTIAN Avenue #C was built in 2026 and has 1,750 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 7 SEBASTIAN Avenue #C in?

7 SEBASTIAN Avenue #C is in Garnett Addition in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Garnett Addition from the same MLS data.

Does 7 SEBASTIAN Avenue #C have an HOA, and how much are the dues?

The listing reports HOA dues of $370 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 7 SEBASTIAN Avenue #C differ from the current owner's?

The estimate on this page (about $7,387 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 7 SEBASTIAN Avenue #C in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 7 SEBASTIAN Avenue #C in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.