19 days on marketSingle Family Residence*OPEN HOUSE - THIS SUNDAY, 9/6 FROM 12 PM TO 3 PM
$975,499
4-Bedroom Pool Home in Palencia
755 CYPRESS CROSSING Trail, St. Augustine, FL 32095
Single Family Residence in Palencia, St. Augustine · No CDD
Palencia · St. Augustine, FL 32095 · St. Johns
Listing data updated September 12, 2026 · refreshed twice daily
4Bedrooms
4Bathrooms
3,188Sq Ft
2005Year Built
$306Per Sq Ft
Private pool3-car garageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
22% above
$/sq ft vs community
$306 here vs $251 median sold (12 mo)
Buyer leverage
Seller-leaning
19 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone A
Flood risk
Confirm requirements with FEMA; ~31 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 12, 2026, 755 CYPRESS CROSSING Trail in Palencia, St. Augustine is listed at $975,499 (3,188 sq ft, about $306 per sq ft). That is 47% above Palencia's median closed sale of $665,000 over the last 12 months (112 recorded sales). Per square foot it is above the community's recent $251/sq ft by about 22%. It has been 19 days on market, well inside the community's typical 48 days. Listing facts: built in 2005, a private pool, HOA dues of $17/mo. The parcel maps to FEMA flood zone A, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2005 · 21 yrs
3,188 sq ft of living area
3-car garage
Listed at $975,499 — recent neighborhood median sale price ~$665,000 (nearby sales; deemed reliable, not an appraisal)
19 days on market
HOA $17/mo (per listing)
Momentum Research · PALENCIA
Pricing & the PALENCIA market
How this home is priced against recent nearby sales, and where PALENCIA has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2005BuiltPer public record
Aug 18, 2026First trackedObserved at $975,499
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$6,182/mo
Principal & interest $5,067/mo82%
Taxes $699/mo11%
Insurance $400/mo6%
HOA $17/mo0%
$6,182/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $9,225/yr ($769/mo)
+$3,250 more each year
(+35%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
39/100
Strongest on: Market timing (75), Pricing power (68)
0 limited50100 exceptional
39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $306/sq ft vs the community 12-month median $251/sq ft.
Affordability0
List price $975,499 vs the community median $665,000. Not a measure of personal affordability.
Flood safety50
FEMA Zone A, ~31 ft elevation. Verify the parcel with FEMA.
Insurance cost37
From FEMA Zone A and a 2005 build. Obtain a property-specific quote.
Market liquidity61
Community median 48 days on market (12-month record).
Renovation upside23
From a 2005 build and $306/sq ft vs the community median $251/sq ft. Not a condition assessment.
Pricing power68
Recent sales closed at about 94.4% of original asking (~5.6% below). More room below asking generally favors buyers.
Market timing75
Momentum Market Heat is 25/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 19 days on market for this home, against a 68-day area median.Days on market:this home 19Area median: 68 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. As of August 2, 2026.
🟡 Asking $306 per square foot, about 22% above the community’s $251 median. PALENCIA’s 12-month median sold price per square foot is $251. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 35 active listings in PALENCIA, no CDD assessment.
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
*Welcome to Palencia living at its finest! This beautifully appointed 5-bedroom, 4-bathroom home with a screened tropical pool offers an exceptional combination of space, luxury, privacy, and outdoor living in one of St. Johns County's most sought-after golf course communities, all served by top-rated A-rated schools.
From the paver driveway and welcoming front porch to the decorative glass front door with sidelights, this home makes an impressive first impression. Inside, abundant natural light fills the thoughtfully designed floor plan, showcasing elegant crown molding, tray ceilings, decorative chair rail, recessed lighting, and designer fixtures throughout. Just off the foyer, French doors open to a private study--perfect for a home office, library, or quiet retreat.
The heart of the home is the spacious great room with soaring vaulted ceilings and French doors that seamlessly connect the indoor living space to the screened lanai and tropical pool, creating the ideal setting for entertaining or simply enjoying Florida's indoor-outdoor lifestyle. The adjoining kitchen was designed with both entertaining and everyday living in mind, featuring granite countertops, a decorative tile backsplash, stainless steel appliances, a gas range, center island with additional drawer storage, breakfast bar, and a sunny breakfast nook. A separate dining room overlooking the pool provides an elegant setting for family dinners and entertaining guests.
The thoughtfully designed split-bedroom floor plan offers incredible flexibility. The luxurious primary suite features hardwood flooring, a double tray ceiling, and a beautifully remodeled spa-inspired bath complete with dual custom vanities, separate mirrors, a seamless glass walk-in shower, and decorative pebble stone accents. One of the home's standout features is that three of the five bedrooms enjoy direct access to their own private bathroom, creating ideal accommodations for guests or multi-generational living.
The oversized fifth bedroom is truly a bonus space. Complete with its own full bathroom, walk-in closet, and generous dimensions, it can easily serve as a private guest suite, media room, game room, home gym, second family room, or an incredible flex space tailored to your lifestyle. The possibilities are nearly endless.
Outdoor living truly shines. The screened tropical pool is surrounded by an expansive paver deck, providing a private oasis for swimming, relaxing, or entertaining throughout the year. The tree-lined backyard creates a peaceful natural backdrop while adding privacy to this exceptional outdoor living space.
Additional upgrades include: Newer roof Newer AC Instant gas water heater California Closets throughout Plantation shutters Three-car garage Dedicated laundry room with utility sink and custom cabinetry Numerous high-end finishes and thoughtful upgrades throughout Beyond the home itself is the unmatched Palencia lifestyle. Residents enjoy beautiful tree-lined streets, exceptional community amenities, championship golf, tennis, fitness facilities, swimming pools, parks, walking trails, and convenient access to historic downtown St. Augustine, pristine beaches, shopping, dining, and Jacksonville.
Beautifully maintained and thoughtfully upgraded, this exceptional home offers a screened tropical pool, flexible living spaces, three private bedroom suites, and the unmatched lifestyle that has made Palencia one of Northeast Florida's premier communities.
Description provided by ENDLESS SUMMER REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$975,499
Bed / bath4 / 4
Living area3,188 sq ft
Year built2005
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2160530
Listing status19 days on market
Public records & third-party data
FEMA flood zoneZone A
Ground elevation~31 ft
Windstorm exposureModerate
CountySt. Johns
Estimated first-year tax~$8,389/yr
CDD assessmentNone on record
HOA (per listing)$17/mo
Calculated estimates
Price per sq ft$306
Estimated monthly payment$6,182
Insurance (illustrative)$4k–$7k/yr
Messtimate range$848,008 – $1,087,108
Comparable-sales median$665,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$848,008the mess$1,087,108
Actual list price: $975,499 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $17/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
This home: 19 days on market vs. a 48-day community median
35 active listings competing, 12 under contract
110 closed here in the last 12 months
For reference, this home is listed at $975,499 ($306/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,188 sq ft × $266–$341/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Keep looking
Similar homes for sale near Palencia
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $975,499Momentum Realty · on market 19 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$8,389/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$4k–$7k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone A — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$17/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone A
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~31 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Listed by ENDLESS SUMMER REALTY · MLS # 2160530
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Market data · public records
Recent sales activity in Palencia
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Palencia neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$665,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$251
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Palencia
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jan 2026 · Parks Amenities
Nothing Putt Fun & Games mini-golf venue wins rezoning near Palencia
St. Johns County commissioners unanimously approved rezoning for Nothing Putt Fun & Games, a roughly 54,000-square-foot entertainment complex planned on US-1 N about a mile south of Palencia. Plans call for a 16,000-square-foot building with an indoor course, restaurant, arcade, food trucks and an outdoor course. The developer hoped to break ground by the end of 2026 with an estimated eight-month build.
Why it matters: A new recreation and dining venue this close to the community could add nearby leisure options that area listings may reference, though timing depends on the developer closing on the land and starting construction.
Jersey Mike's Subs opens at Shoppes at Palencia Commons
Jersey Mike's Subs held a grand opening Dec. 4 at 120 Palencia Village Drive in the Publix-anchored Shoppes at Palencia Commons. It is the chain's fourth St. Augustine location. The Palencia Commons center fronts US-1 N and serves as the community's main retail node.
Why it matters: Additional dining at the community's anchor center may broaden the everyday-convenience mix that buyers weigh when comparing nearby neighborhoods.
The Palencia Club sold to Heritage Golf Group for $19.5 million
Jacksonville-based Hampton Golf sold The Palencia Club on Oct. 28 to Heritage Golf Group of Herndon, Virginia, for $19.5 million as part of a three-course, $45.5 million transaction. The private club features an 18-hole Arthur Hills course and a 33,000-square-foot clubhouse. Heritage said early capital-improvement plans for the clubs are in discussion.
Why it matters: A new operator signaling reinvestment could affect the on-site golf and clubhouse amenities that figure into how the community is positioned, though specific upgrades had not been announced.
Nothing Putt Fun & Games entertainment complex proposed on US-1 near Palencia
Plans surfaced for Nothing Putt Fun & Games, a 36-hole miniature golf and entertainment complex proposed at 7250 and 7280 US-1 N, roughly a mile south of Palencia. The concept paired indoor and outdoor courses with a restaurant and arcade. The project later advanced to rezoning approval in early 2026.
Why it matters: Early-stage commercial proposals along the US-1 corridor near the community indicate continued interest in nearby retail and leisure development that could shape the area's amenity base over time.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
PalenciaAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pacetti BayAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Allen D. NeaseAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$727,500
148 AUGUSTINE ISLAND Way, St. Augustine
3 / 3.5 bd/ba · 3,108 sq ft · $234/sq ft
Courtesy of FIRST COAST REALTY OF JACKSONVILLE INC · View details →
Sold Aug 2026
$1,143,750
341 VALE Drive, St. Augustine
4 / 3.5 bd/ba · 3,356 sq ft · $341/sq ft
Courtesy of REALTY ONE GROUP ELEVATE · View details →
Sold Aug 2026
$790,000
612 GLORIETA Drive, St. Augustine
4 / 4 bd/ba · 2,882 sq ft · $274/sq ft
Courtesy of MEMORY HOPKINS REAL ESTATE · View details →
Community 12-month median: $251/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$4,471 – $6,503/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,842 – −$13At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 755 CYPRESS CROSSING Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $17/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone A: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 3,188 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,389/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 12, 2026)
Community market stats
realMLS closed sales, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone A shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 755 CYPRESS CROSSING Trail and when was it built?
Per the listing record, 755 CYPRESS CROSSING Trail was built in 2005 and has 3,188 sq ft of living area, 4 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 755 CYPRESS CROSSING Trail in?
755 CYPRESS CROSSING Trail is in Palencia in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Palencia from the same MLS data.
Does 755 CYPRESS CROSSING Trail have an HOA, and how much are the dues?
The listing reports HOA dues of $17 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 755 CYPRESS CROSSING Trail differ from the current owner's?
The estimate on this page (about $8,389 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 755 CYPRESS CROSSING Trail in a flood zone?
The FEMA flood map places this parcel in Zone A, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 755 CYPRESS CROSSING Trail in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
