Florida Housing Intelligence › Baker County › 32087 (Sanderson)
Aerial view of 32087, Florida

32087 (Sanderson)
Housing Market & Home Values

ZIP code market report · Baker County, FL

Median sale price $275,000, down 8.3% year over year, with homes going under contract in about 79 days.

3 communities reporting22 sales analyzedRefreshed twice dailyMomentum Score 40
Live Market Pulse
40/100
Momentum
▼1
Buyer's Opportunity
Prices are down 8% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh October 6, 2026 at 7:22 PM ET.
Free · Built from today's data
Get My Custom 32087 (Sanderson) Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · 32087 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$275K ▼
Median sold · 12 moConfidence: Low
down 8.3% vs the prior 12 months
-8.3% ▼
1-yr price change
n = 22 recent sales
$183/sf
Sold $/sqft · 12 mo
Baker County: $180
93.7%
Sale vs ask
Baker County: 94.6%
$315K ▲
Baker County home value
Zillow ZHVI, monthly · +3.9% vs a year ago
Tempo
79days
Median DOM · closed
Baker County: 64 days
Market context
31% ▼
Listings with price cuts
Baker County · Zillow · -2.6pp vs prior month
95 ▼
County for-sale inventory
Zillow, monthly · -1.0% vs prior month
5%
New construction
share of recent sales
40/100 ▼
Momentum score
Buyer's Opportunity · -1 vs yesterday
3
Communities reporting
of 21 tracked in 32087
Economy & people · county layer
$70,833
Median household income
U.S. Census ACS, county
28,186
County population
+1.4% since 2018
4.5×
Price to income
county home value vs median income
83%
Owner-occupied
U.S. Census ACS, county
$1,410/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 6, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 8.3% versus the prior year, but sellers are still collecting 93.7% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 40
Momentum Score
Buyer leverage60
Seller leverage40

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32087 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32087 (Sanderson)

The median sale price across 32087 currently stands at $275,000, down 8.3% from a year ago. Buyers are paying a median of $183 per square foot. The typical home goes under contract in about 79 days. Sellers are capturing 93.7% of their original asking price on average.

Zillow's home value index for Baker County stands at $315,090. About 31% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32087 is 40 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 6, 2026.

Trends & History

Where the market is heading

Home value trend · Baker County (Zillow ZHVI)

$303K$309K$315K$315KAug '25: $303KSep '25: $304KOct '25: $305KNov '25: $306KDec '25: $308KJan '26: $310KFeb '26: $312KMar '26: $314KApr '26: $315KMay '26: $315KJun '26: $315KJul '26: $315KAug '26: $315KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

70839695Aug '25: 94Sep '25: 88Oct '25: 85Nov '25: 80Dec '25: 75Jan '26: 71Feb '26: 72Mar '26: 77Apr '26: 84May '26: 91Jun '26: 95Jul '26: 96Aug '26: 95Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Baker County (MLS)

1862105Jul 07 · Active: 87Aug 03 · Active: 84Aug 04 · Active: 82Aug 05 · Active: 80Aug 06 · Active: 81Aug 07 · Active: 87Aug 08 · Active: 88Aug 09 · Active: 90Aug 10 · Active: 90Aug 11 · Active: 90Aug 12 · Active: 88Aug 13 · Active: 86Aug 15 · Active: 87Aug 17 · Active: 85Aug 19 · Active: 87Aug 22 · Active: 89Aug 23 · Active: 89Aug 28 · Active: 90Aug 29 · Active: 95Aug 30 · Active: 94Aug 31 · Active: 94Sep 07 · Active: 101Sep 09 · Active: 100Sep 11 · Active: 100Sep 12 · Active: 101Sep 13 · Active: 101Sep 14 · Active: 101Sep 15 · Active: 100Sep 16 · Active: 101Sep 17 · Active: 101Sep 19 · Active: 103Sep 20 · Active: 103Sep 21 · Active: 104Sep 22 · Active: 103Sep 23 · Active: 103Sep 24 · Active: 101Sep 25 · Active: 102Sep 26 · Active: 103Sep 28 · Active: 102Oct 01 · Active: 98Oct 04 · Active: 98Oct 05 · Active: 98Oct 06 · Active: 96Jul 07Sep 07Oct 06ActivePending

Median price · daily recalculation

$263K$275K$287K$275KSep 16: $275KSep 17: $275KSep 19: $275KSep 20: $275KSep 21: $275KSep 22: $275KSep 23: $275KSep 24: $275KSep 25: $275KSep 26: $275KSep 28: $275KSep 29: $275KSep 30: $275KOct 01: $275KOct 03: $275KOct 04: $275KOct 05: $275KOct 06: $275KSep 16Sep 21Sep 26Oct 01Oct 06
Local Economics · county layer

What’s driving 32087

Who’s moving here
+401 net residents/yr

Movers arriving report ~$55,835 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$836/yr avg premium

224 Citizens policies in force in Baker County — the state-backed insurer of last resort. Budget insurance into any Baker purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
121 units permitted +22% YoY

99 single-family · 22 multi-family · 4.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Sanderson ▼ 8%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Baker

MarketMedianActiveScore
32087 ← this page$275K—40
32063$309K5144Open →
32040$332K4550Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
SandersonSanderson$275K▲ -8%
Prices cooling fastest
SandersonSanderson$275K▼ 8%
Selling fastest
Cypress CreekSanderson$388K55 days
SandersonSanderson$275K96 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32087 right now?

The data says conditions currently favor buyers in 32087 — the Momentum Score reads 40/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32087 becoming more affordable?

Yes, modestly — the median sale price in 32087 is $275,000, down 8.3% versus the prior year, while sellers still capture 93.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32087?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Sanderson (-8%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32087 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Cypress Creek (55 days); Sanderson (96 days) — homes there go under contract well ahead of the market-wide pace of 79 days.

Questions

32087 (Sanderson) housing market FAQ

Is it a good time to sell a house in 32087?

By the numbers, sellers in 32087 are getting 93.7% of asking price and going under contract in about 79 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32087 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32087 median sale prices are down 8.3% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32087?

The median sale price in 32087 is currently $275,000, down 8.3% from a year ago, based on MLS sales data updated October 6, 2026.

Is 32087 a buyer's or seller's market right now?

The data currently favors buyers. 32087 scores 40 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32087?

The typical home in 32087 goes under contract in about 79 days, per current MLS data.

Are home prices in 32087 rising or falling?

Median sale prices are down 8.3% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32087 (Sanderson). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 6, 2026 at 7:22 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.