Baker County, Florida

Baker County
Housing Market

County market report · Florida · 10 ZIP codes

Median sale price $331,500, up 13.5% year over year, with homes going under contract in about 45 days, 92 homes on the market.

27 communities reporting193 sales analyzedRefreshed twice dailyMomentum Score 64
Live Market Pulse
64/100
Momentum
▲13
Balanced Market
Prices are up 14% in one year. Recalculated every day from licensed MLS data · last refresh October 26, 2026 at 10:07 AM ET.
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Live · Baker County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$332K ▲
Median sold · 12 moConfidence: High
up 13.5% vs the prior 12 months
+13.5% ▲
1-yr price change
n = 193 recent sales
$176/sf ▼
Sold $/sqft · 12 mo
-4.8% vs prior yr
95.9% ▼
Sale vs ask
of original asking price · -1.0pp vs prior yr
$314K ▲
Baker County home value
Zillow ZHVI, monthly · +3.4% vs a year ago
Tempo
4.7mo
Supply
3 to 6 months is the balanced band
45days ▲
Median DOM · closed
closed sales, median · +33.0 days vs prior yr
39%
Under contract
of inventory already spoken for
92 · 29
For sale · pending
live counts, refreshed twice daily
233 ▲
Sold · last 12 mo
closed across all tracked communities · +394.9% vs prior yr
Market context
30% ▼
Listings with price cuts
Baker County · Zillow · -1.0pp vs prior month
93 ▼
County for-sale inventory
Zillow, monthly · -2.1% vs prior month
4%
New construction
share of recent sales
64/100 ▲
Momentum score
Balanced Market · +13 vs yesterday
27
Communities reporting
of 123 tracked in Baker County
Economy & people · county layer
$70,833
Median household income
U.S. Census ACS, county
28,186
County population
+1.4% since 2018
4.4×
Price to income
county home value vs median income
83%
Owner-occupied
U.S. Census ACS, county
$1,410/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 26, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.7 months of supply — balanced by the 3-to-6-month balanced benchmark, and 39% of listed homes are already under contract. Prices are up 13.5% versus the prior year and sellers are still collecting 95.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 64
Momentum Score
Buyer leverage36
Seller leverage64

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 39% of inventory sits under contract.
  • Mortgage sensitivity — at 4.4× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Baker County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.5 mo · balanced band · 9 active
$300K–$500K
6.3 mo · buyer-tilted · 47 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Baker County is hot — and where it isn't

Each dot is a community (26 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Baker County

The median sale price across Baker County currently stands at $331,500, up 13.5% from a year ago. Buyers are paying a median of $176 per square foot. The typical home goes under contract in about 45 days. Sellers are capturing 95.9% of their original asking price on average.

There are 92 active listings on the market, with 29 more already under contract. At the current sales pace that works out to 4.7 months of supply — roughly balanced conditions by the standard six-month benchmark. 233 homes closed here over the trailing 12 months.

Zillow's home value index for Baker County stands at $314,145. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Baker County is 64 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.

Trends & History

Baker County since 2014 — and where it’s heading

A median home here sold for $198,047 in 2014 and $320,983 over the last recorded year — 62% appreciation across 12 years of recorded sales.

Median sale price · 2014–2026 (665 recorded sales)

$184K$269K$355K$321K2014: $198K2015: $188K2017: $239K2018: $245K2019: $239K2020: $249K2021: $299K2022: $351K2023: $335K2024: $341K2025: $321K2026: $321K20142018202120242026

Home value trend · Baker County (Zillow ZHVI)

$304K$309K$315K$314KSep '25: $304KOct '25: $305KNov '25: $306KDec '25: $307KJan '26: $310KFeb '26: $312KMar '26: $314KApr '26: $315KMay '26: $315KJun '26: $314KJul '26: $315KAug '26: $315KSep '26: $314KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

70839693Sep '25: 88Oct '25: 85Nov '25: 80Dec '25: 75Jan '26: 71Feb '26: 72Mar '26: 77Apr '26: 84May '26: 91Jun '26: 95Jul '26: 96Aug '26: 95Sep '26: 93Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Baker County (MLS)

1862105Jul 07 · Active: 87Aug 03 · Active: 84Aug 04 · Active: 82Aug 05 · Active: 80Aug 06 · Active: 81Aug 07 · Active: 87Aug 08 · Active: 88Aug 09 · Active: 90Aug 10 · Active: 90Aug 11 · Active: 90Aug 12 · Active: 88Aug 13 · Active: 86Aug 15 · Active: 87Aug 17 · Active: 85Aug 19 · Active: 87Aug 22 · Active: 89Aug 23 · Active: 89Aug 28 · Active: 90Aug 29 · Active: 95Aug 30 · Active: 94Aug 31 · Active: 94Sep 07 · Active: 101Sep 09 · Active: 100Sep 11 · Active: 100Sep 12 · Active: 101Sep 13 · Active: 101Sep 14 · Active: 101Sep 15 · Active: 100Sep 16 · Active: 101Sep 17 · Active: 101Sep 19 · Active: 103Sep 20 · Active: 103Sep 21 · Active: 104Sep 22 · Active: 103Sep 23 · Active: 103Sep 24 · Active: 101Sep 25 · Active: 102Sep 26 · Active: 103Sep 28 · Active: 102Oct 01 · Active: 98Oct 04 · Active: 98Oct 05 · Active: 98Oct 06 · Active: 96Oct 07 · Active: 95Oct 09 · Active: 92Oct 10 · Active: 93Oct 11 · Active: 93Oct 12 · Active: 92Oct 14 · Active: 93Oct 17 · Active: 94Oct 18 · Active: 94Oct 19 · Active: 95Oct 20 · Active: 94Oct 23 · Active: 92Oct 26 · Active: 92Jul 07Sep 15Oct 26ActivePending

Median price · daily recalculation

$289K$311K$332K$332KAug 06: $290KAug 08: $290KAug 09: $290KAug 10: $290KAug 11: $290KAug 12: $290KAug 13: $290KAug 15: $290KAug 17: $290KAug 18: $290KAug 19: $291KAug 20: $291KAug 21: $291KAug 22: $291KAug 23: $291KAug 24: $291KAug 26: $291KAug 28: $291KAug 29: $291KAug 30: $291KAug 31: $291KSep 01: $291KSep 04: $295KSep 05: $295KSep 06: $295KSep 07: $295KSep 08: $295KSep 09: $295KSep 10: $295KSep 11: $295KSep 12: $298KSep 13: $298KSep 14: $298KSep 15: $298KSep 16: $311KSep 17: $311KSep 19: $311KSep 20: $311KSep 21: $311KSep 22: $310KSep 23: $310KSep 24: $310KSep 25: $310KSep 26: $309KSep 28: $309KSep 29: $309KSep 30: $309KOct 01: $309KOct 03: $309KOct 04: $308KOct 05: $308KOct 06: $309KOct 07: $309KOct 09: $309KOct 10: $310KOct 11: $310KOct 12: $292KOct 14: $292KOct 17: $292KOct 18: $292KOct 19: $292KOct 20: $292KOct 23: $292KOct 26: $332KAug 06Aug 26Sep 14Oct 03Oct 26
Local Economics · the economics underneath

What’s driving Baker County

Who’s moving here
+401 net residents/yr

Movers arriving report ~$55,835 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$836/yr avg premium

224 Citizens policies in force in Baker County — the state-backed insurer of last resort. Budget insurance into any Baker purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
121 units permitted +22% YoY

99 single-family · 22 multi-family · 4.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Fox Ridge Estates ▲ 0%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 6.3 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Baker County right now.

Biggest opportunity
Under $300K: 3.5 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up against neighboring counties

MarketMedianActiveScore
Baker County ← this page$332K9264
Bradford County$360K10063Open →
Clay County$326K1,19151Open →
Union County$365K248—Open →
Columbia County$329K4135Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Fox Ridge EstatesMacclenny$339K▲ 0%
Prices cooling fastest
Fox Ridge EstatesMacclenny$339K▼ 0%
Most homes for sale
GreystoneGlen St. Mary$296K9
Fox Ridge EstatesMacclenny$339K2
Selling fastest
Fox Ridge EstatesMacclenny$339K8 days
RiverviewGlen St. Mary$180K34 days
Pine RidgeGlen St. Mary$332K40 days
CallahanMacclenny$287K42 days
RuralOlustee$410K50 days
Explore Deeper

Cities in Baker County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Baker County right now?

The data says conditions currently favor neither side decisively in Baker County — the Momentum Score reads 64/100 with 4.7 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Baker County becoming more affordable?

No — the median sale price in Baker County is $331,500, up 13.5% versus the prior year, while sellers still capture 95.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Baker County?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Fox Ridge Estates (0%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Baker County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Fox Ridge Estates (8 days); Riverview (34 days); Pine Ridge (40 days) — homes there go under contract well ahead of the market-wide pace of 45 days.

Questions

Baker County housing market FAQ

How is the housing market in Baker County right now?

As of October 26, 2026, the Baker County housing market favors sellers: the median sale price is $331,500 (up 13.5% year over year), 92 homes are for sale against 233 sales in the last 12 months, which is 4.7 months of supply, and the typical home goes under contract in about 45 days.

How much is a house in Baker County?

The median home sold for $331,500 in Baker County over the last 12 months, about $176 per square foot; asking prices on the 92 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Baker County?

By the numbers, sellers in Baker County are getting 95.9% of asking price and going under contract in about 45 days with 4.7 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Baker County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Baker County median sale prices are up 13.5% year over year, inventory stands at 4.7 months of supply, and 39% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Baker County?

The median sale price in Baker County is currently $331,500, up 13.5% from a year ago, based on MLS sales data updated October 26, 2026.

Is Baker County a buyer's or seller's market right now?

The data currently favors sellers. Baker County scores 64 of 100 on the Momentum Score, with 4.7 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Baker County?

The typical home in Baker County goes under contract in about 45 days, per current MLS data.

How many homes are for sale in Baker County?

There are approximately 92 active listings in Baker County as of October 26, 2026.

Are home prices in Baker County rising or falling?

Median sale prices are up 13.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Baker County. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

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Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.