32455 (Ponce De Leon)
Homes for Sale & Housing Market
Median sale price $532,240, down 8.8% year over year, with homes going under contract in about 59 days, 18 homes on the market.
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Housing Market Analyst
Prices are down 8.8% versus the prior year, but sellers are still collecting 95.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 8.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32455 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32455 (Ponce De Leon)
The median sale price across 32455 currently stands at $532,240, down 8.8% from a year ago. The typical home goes under contract in about 59 days. Sellers are capturing 95.6% of their original asking price on average.
There are 18 active listings on the market, with 3 more already under contract.
Zillow's home value index for Walton County stands at $659,312. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32455 is 50 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
32455 since 2018 — and where it’s heading
A median home here sold for $226,250 in 2018 and $463,159 over the last recorded year — 105% appreciation across 8 years of recorded sales.
Median sale price · 2018–2026 (169 recorded sales)
Days on market by year
Home value trend · Walton County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Walton County (MLS)
Median price · daily recalculation
What’s driving 32455
Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023
433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
| WINDSWEPT ESTATESFreeport | $532K | ▲ -9% |
| WINDSWEPT ESTATESFreeport | $532K | ▼ 9% |
| WINDSWEPT ESTATESFreeport | $532K | 15 |
| NONESUCH WAYFreeport | $228K | 3 |
| WINDSWEPT ESTATESFreeport | $532K | 71 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32455 right now?
The data says conditions currently favor neither side decisively in 32455 — the Momentum Score reads 50/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32455 becoming more affordable?
Yes, modestly — the median sale price in 32455 is $532,240, down 8.8% versus the prior year, while sellers still capture 95.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in 32455?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are WINDSWEPT ESTATES (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32455 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are WINDSWEPT ESTATES (71 days) — homes there go under contract well ahead of the market-wide pace of 59 days.
32455 (Ponce De Leon) housing market FAQ
How is the housing market in 32455 right now?
As of September 15, 2026, the 32455 housing market is roughly balanced: the median sale price is $532,240 (down 8.8% year over year), 18 homes are for sale, and the typical home goes under contract in about 59 days.
How much is a house in 32455?
The median home sold for $532,240 in 32455 over the last 12 months; asking prices on the 18 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32455?
By the numbers, sellers in 32455 are getting 95.6% of asking price and going under contract in about 59 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 32455 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 32455 median sale prices are down 8.8% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 32455?
The median sale price in 32455 is currently $532,240, down 8.8% from a year ago, based on MLS sales data updated September 15, 2026.
Is 32455 a buyer's or seller's market right now?
The data currently is roughly balanced. 32455 scores 50 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 32455?
The typical home in 32455 goes under contract in about 59 days, per current MLS data.
How many homes are for sale in 32455?
There are approximately 18 active listings in 32455 as of September 15, 2026.
Are home prices in 32455 rising or falling?
Median sale prices are down 8.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32455 (Ponce De Leon). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.