32530 (Milton)
Housing Market & Home Values
Median sale price $208,500, down 10.0% year over year, with homes going under contract in about 71 days, 4 homes on the market.
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Housing Market Analyst
Inventory sits at 4.0 months of supply — balanced by the 3-to-6-month balanced benchmark, and 30% of listed homes are already under contract. Prices are down 10.0% versus the prior year, but sellers are still collecting 90.2% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 30% of inventory sits under contract.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current 32530 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32530 (Milton)
The median sale price across 32530 currently stands at $208,500, down 10.0% from a year ago. Buyers are paying a median of $182 per square foot. The typical home goes under contract in about 71 days. Sellers are capturing 90.2% of their original asking price on average.
There are 4 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 4.0 months of supply — roughly balanced conditions by the standard six-month benchmark. 18 homes closed here over the trailing 12 months.
Zillow's home value index for Santa Rosa County stands at $350,816. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32530 is 44 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 1, 2026.
32530 since 2017 — and where it’s heading
A median home here sold for $133,002 in 2017 and $252,000 over the last recorded year — 89% appreciation across 9 years of recorded sales.
Median sale price · 2017–2026 (179 recorded sales)
Days on market by year
Home value trend · Santa Rosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Santa Rosa County (MLS)
Median price · daily recalculation
What’s driving 32530
Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023
876 Citizens policies in force in Santa Rosa County — the state-backed insurer of last resort. Budget insurance into any Santa Rosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,929 single-family · 0 multi-family · 10.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Santa Rosa
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32530 ← this page | $208K | 4 | 44 | |
| 32583 | $320K | 144 | 67 | Open → |
| 32571 | $370K | 98 | 69 | Open → |
| 32563 | $420K | 81 | 67 | Open → |
| 32570 | $298K | 77 | 72 | Open → |
| 32566 | $397K | 64 | 65 | Open → |
Neighborhoods on the move
| West Milton HeightsMilton | $195K | 2 |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32530 right now?
The data says conditions currently favor buyers in 32530 — the Momentum Score reads 44/100 with 4.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32530 becoming more affordable?
Yes, modestly — the median sale price in 32530 is $208,500, down 10.0% versus the prior year, while sellers still capture 90.2% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
32530 (Milton) housing market FAQ
How is the housing market in 32530 right now?
As of October 1, 2026, the 32530 housing market is roughly balanced: the median sale price is $208,500 (down 10.0% year over year), 4 homes are for sale against 18 sales in the last 12 months, which is 4.0 months of supply, and the typical home goes under contract in about 71 days.
How much is a house in 32530?
The median home sold for $208,500 in 32530 over the last 12 months, about $182 per square foot; asking prices on the 4 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32530?
By the numbers, sellers in 32530 are getting 90.2% of asking price and going under contract in about 71 days with 4.0 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 32530 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 32530 median sale prices are down 10.0% year over year, inventory stands at 4.0 months of supply, and 30% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 32530?
The median sale price in 32530 is currently $208,500, down 10.0% from a year ago, based on MLS sales data updated October 1, 2026.
Is 32530 a buyer's or seller's market right now?
The data currently is roughly balanced. 32530 scores 44 of 100 on the Momentum Score, with 4.0 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32530?
The typical home in 32530 goes under contract in about 71 days, per current MLS data.
How many homes are for sale in 32530?
There are approximately 4 active listings in 32530 as of October 1, 2026.
Are home prices in 32530 rising or falling?
Median sale prices are down 10.0% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32530 (Milton). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 1, 2026 at 2:51 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.