Milton
Housing Market

City market report · Santa Rosa County

Median sale price $310,050, up 2.3% year over year, with homes going under contract in about 68 days, 173 homes on the market.

32 communities reporting597 sales analyzedRefreshed twice dailyMomentum Score 61
Live Market Pulse
61/100
Momentum
Balanced Market
601 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · Milton Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$310K
Median sold · 12 moConfidence: High
up 2.3% vs the prior 12 months
+2.3%
1-yr price change
n = 597 recent sales
$172/sf
Sold $/sqft · 12 mo
Santa Rosa County: $177 · -3.4% vs prior yr
95.9%
Sale vs ask
Santa Rosa County: 96.5% · -0.7pp vs prior yr
$354K
Santa Rosa County home value
Zillow ZHVI, monthly · +0.6% vs a year ago
Tempo
3.6mo
Supply
3 to 6 months is the balanced band
68days
Median DOM · closed
Santa Rosa County: 56 days · -22.0 days vs prior yr
35%
Under contract
Santa Rosa County: 39%
173 · 101 ▼3
For sale · pending
live counts, refreshed twice daily
601
Sold · last 12 mo
closed across all tracked communities · +15.0% vs prior yr
Market context
27%
Listings with price cuts
Santa Rosa County · Zillow · +0.6pp vs prior month
1,295
County for-sale inventory
Zillow, monthly · +2.0% vs prior month
76%
New construction
share of recent sales · +4.6pp vs prior yr
61/100
Momentum score
Balanced Market
32
Communities reporting
of 58 tracked in Milton
Economy & people · county layer
$88,968
Median household income
U.S. Census ACS, county
193,719
County population
+13.7% since 2018
4.0×
Price to income
county home value vs median income
80%
Owner-occupied
U.S. Census ACS, county
$1,809/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 35% of listed homes are already under contract. Prices are up 2.3% versus the prior year and sellers are still collecting 95.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 61
Momentum Score
Buyer leverage39
Seller leverage61

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 35% of inventory sits under contract.
  • Mortgage sensitivity — at 4.0× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current Milton data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.3 mo · balanced band · 81 active
$300K–$500K
3.6 mo · balanced band · 92 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Milton is hot — and where it isn't

Each dot is a community (32 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Milton

The median sale price across Milton currently stands at $310,050, up 2.3% from a year ago. Buyers are paying a median of $172 per square foot. The typical home goes under contract in about 68 days. Sellers are capturing 95.9% of their original asking price on average.

There are 173 active listings on the market, with 101 more already under contract. At the current sales pace that works out to 3.6 months of supply — a seller-leaning market by the standard six-month benchmark. 601 homes closed here over the trailing 12 months.

Milton prices sit below the Santa Rosa County median by roughly 14%. Zillow's home value index for Santa Rosa County stands at $353,844. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Milton is 61 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Milton since 2012 — and where it’s heading

A median home here sold for $122,649 in 2012 and $307,602 over the last recorded year — 151% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (4,416 recorded sales)

$116K$214K$312K$308K2012: $123K2013: $130K2014: $125K2015: $120K2016: $134K2017: $152K2018: $163K2019: $179K2020: $199K2021: $242K2022: $283K2023: $296K2024: $301K2025: $306K2026: $308K20122015201920232026

Days on market by year

6d66d127d68d2012: 125d2013: 90d2014: 76d2015: 72d2016: 87d2017: 48d2018: 55d2019: 37d2020: 36d2021: 9d2022: 12d2023: 29d2024: 47d2025: 90d2026: 68d20122015201920232026

Home value trend · Santa Rosa County (Zillow ZHVI)

$349K$351K$354K$354KJun '25: $352KJul '25: $351KAug '25: $350KSep '25: $349KOct '25: $349KNov '25: $349KDec '25: $350KJan '26: $351KFeb '26: $352KMar '26: $353KApr '26: $354KMay '26: $354KJun '26: $354KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,1381,2821,4251,295Jun '25: 1,420Jul '25: 1,397Aug '25: 1,368Sep '25: 1,325Oct '25: 1,309Nov '25: 1,276Dec '25: 1,225Jan '26: 1,179Feb '26: 1,144Mar '26: 1,183Apr '26: 1,219May '26: 1,270Jun '26: 1,295Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Santa Rosa County (MLS)

5238021,080Aug 03 · Active: 1,069Aug 04 · Active: 1,062Aug 05 · Active: 1,059Aug 03Aug 04Aug 05ActivePending
Local Economics · county layer

What’s driving Milton

Who’s moving here
+3,756 net residents/yr

Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,444/yr avg premium

876 Citizens policies in force in Santa Rosa County — the state-backed insurer of last resort. Budget insurance into any Santa Rosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,929 units permitted -3% YoY

1,929 single-family · 0 multi-family · 10.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Rivers Cove ▲ 14%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 3.6 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Milton right now.

Biggest opportunity
Under $300K: 3.3 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Santa Rosa County

MarketMedianActiveScore
Milton ← this page$310K17361
Gulf Breeze$421K6267Open →
Pace$373K3874Open →
Navarre$380K2655Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Rivers CoveMilton$280K▲ 14%
Plantation WoodsMilton$370K▲ 7%
Bright MeadowsMilton$423K▲ 6%
Avalon BeachMilton$270K▲ 6%
Yellow River RanchMilton$394K▲ -3%
Prices cooling fastest
Skyline HeightsMilton$176K▼ 7%
Ashton WoodsMilton$280K▼ 7%
Horizons EdgeMilton$273K▼ 6%
Marlin Place At AvalonMilton$329K▼ 5%
Blackwater ReserveMilton$321K▼ 5%
Most homes for sale
Blackwater ReserveMilton$321K24
Rivers CoveMilton$280K22
Plantation WoodsMilton$370K19
Marlin Place At AvalonMilton$329K15
Blossom GroveMilton$369K13
Selling fastest
Horizons EdgeMilton$273K14 days
Harvest PointMilton$264K26 days
Ashton WoodsMilton$280K40 days
Plantation WoodsMilton$370K57 days
Avalon BeachMilton$270K58 days
Explore Deeper

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Milton right now?

The data says conditions currently favor neither side decisively in Milton — the Momentum Score reads 61/100 with 3.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Milton becoming more affordable?

No — the median sale price in Milton is $310,050, up 2.3% versus the prior year, while sellers still capture 95.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Milton?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Skyline Heights (-7%); Ashton Woods (-7%); Horizons Edge (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Milton neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Horizons Edge (14 days); Harvest Point (26 days); Ashton Woods (40 days) — homes there go under contract well ahead of the market-wide pace of 68 days.

How does Milton compare to the rest of Santa Rosa County?

Milton's median of $310,050 runs 14% below the county-wide median of $358,750, and homes here take 68 days to go under contract versus 56 county-wide.

Questions

Milton housing market FAQ

What is the median home price in Milton?

The median sale price in Milton is currently $310,050, up 2.3% from a year ago, based on MLS sales data updated August 6, 2026.

Is Milton a buyer's or seller's market right now?

The data currently favors sellers. Milton scores 61 of 100 on the Momentum Score, with 3.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Milton?

The typical home in Milton goes under contract in about 68 days, per current MLS data.

How many homes are for sale in Milton?

There are approximately 173 active listings in Milton as of August 6, 2026.

Are home prices in Milton rising or falling?

Median sale prices are up 2.3% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Milton. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.