32570 (Milton)
Housing Market & Home Values
Median sale price $273,740, with homes going under contract in about 56 days, 36 homes on the market.
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Housing Market Analyst
Inventory sits at 5.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 26% of listed homes are already under contract. sellers are still collecting 99.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 26% of inventory sits under contract.
- Mortgage sensitivity — at 3.8× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current 32570 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
The read on 32570 (Milton)
The median sale price across 32570 currently stands at $273,740. Buyers are paying a median of $166 per square foot. The typical home goes under contract in about 56 days. Homes are selling for about 99.4% of their original asking price.
There are 36 active listings on the market, with 14 more already under contract. With 80 closed sales over the trailing 12 months (36 listings divided by 80 / 12), that works out to 5.4 months of supply — roughly balanced conditions by the 3-to-6-month balanced band.
Zillow's home value index for Santa Rosa County stands at $350,823. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32570 is 56 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 12, 2026.
Where the market is heading
Home value trend · Santa Rosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Santa Rosa County (MLS)
Median price · daily recalculation
What’s driving 32570
Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023
4,471 Citizens personal-lines policies in Santa Rosa County; average premium $3,668 before the 2026 change, $3,599 after (-1.9%). Citizens is the state-backed insurer of last resort; budget insurance into any Santa Rosa purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).
1,929 single-family · 0 multi-family · 9.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32570 right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Santa Rosa
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32570 ← this page | $274K | 36 | 56 | |
| 32583 | $320K | 95 | 59 | Open → |
| 32566 | $480K | 39 | 63 | Open → |
| 32571 | $375K | 33 | 75 | Open → |
| 32563 | $417K | 29 | 74 | Open → |
| 32561 | $768K | 10 | 66 | Open → |
Neighborhoods on the move
| Avalon BeachMilton | $269K | 12 |
| Skyline HeightsMilton | $202K | 8 |
| Horizons EdgeMilton | $280K | 7 |
| Blossom GroveMilton | $367K | 4 |
| Harvest PointMilton | $274K | 4 |
| Harvest PointMilton | $274K | 21 days |
| Horizons EdgeMilton | $280K | 31 days |
| Skyline HeightsMilton | $202K | 38 days |
| Avalon BeachMilton | $269K | 40 days |
| Eagle Crest EstatesMilton | $252K | 76 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32570 right now?
The data says conditions currently favor neither side decisively in 32570 — the Momentum Score reads 56/100 with 5.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Which 32570 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Harvest Point (21 days); Horizons Edge (31 days); Skyline Heights (38 days) — homes there go under contract well ahead of the market-wide pace of 56 days.
32570 (Milton) housing market FAQ
How is the housing market in 32570 right now?
As of November 12, 2026, the 32570 housing market is roughly balanced: the median sale price is $273,740, 36 homes are for sale against 80 sales in the last 12 months, which is 5.4 months of supply, and the typical home goes under contract in about 56 days.
How much is a house in 32570?
The median home sold for $273,740 in 32570 over the last 12 months, about $166 per square foot; asking prices on the 36 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32570?
By the numbers, sellers in 32570 are getting 99.4% of asking price and going under contract in about 56 days with 5.4 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the median home price in 32570?
The median sale price in 32570 is currently $273,740, based on MLS sales data updated November 12, 2026.
Is 32570 a buyer's or seller's market right now?
The data currently is roughly balanced. 32570 scores 56 of 100 on the Momentum Score, with 5.4 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32570?
The typical home in 32570 goes under contract in about 56 days, per current MLS data.
How many homes are for sale in 32570?
There are approximately 36 active listings in 32570 as of November 12, 2026.
Momentum agents use this intelligence every day to price listings and write winning offers across 32570 (Milton). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 12, 2026 at 5:37 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
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