34434 (Citrus Springs)
Housing Market
Median sale price $263,990, up 0.8% year over year, with homes going under contract in about 62 days.
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Housing Market Analyst
Prices are up 0.8% versus the prior year and sellers are still collecting 96.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 34434 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 34434 (Citrus Springs)
The median sale price across 34434 currently stands at $263,990, up 0.8% from a year ago. Buyers are paying a median of $163 per square foot. The typical home goes under contract in about 62 days. Sellers are capturing 96.2% of their original asking price on average.
Zillow's home value index for Charlotte County stands at $299,140. About 24% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34434 is 58 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
34434 since 2016 — and where it’s heading
A median home here sold for $97,500 in 2016 and $263,536 over the last recorded year — 170% appreciation across 10 years of recorded sales. Cash buyers took 23% of recent sales, down from a 29% peak.
Median sale price · 2016–2026 (1,004 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Charlotte County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Charlotte County (MLS)
What’s driving 34434
Top inbound states: MA, IL, NY, MI. Movers arriving report ~$97,123 average income. Source: IRS SOI county-to-county migration, 2022-2023
2,415 Citizens policies in force in Charlotte County — the state-backed insurer of last resort. Budget insurance into any Charlotte purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
2,571 single-family · 444 multi-family · 15.5 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Charlotte
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 34434 ← this page | $264K | — | 58 | |
| 33982 | $318K | 6 | 34 | Open → |
Neighborhoods on the move
| CITRUS SPRINGSCitrus Springs | $264K | ▲ 2% |
| TROP G APunta Gorda | $248K | ▲ -14% |
| TROP G APunta Gorda | $248K | ▼ 14% |
| CITRUS SPRINGSCitrus Springs | $264K | ▼ 2% |
| TROP G APunta Gorda | $248K | 44 days |
| CITRUS SPRINGSCitrus Springs | $264K | 64 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 34434 right now?
The data says conditions currently favor neither side decisively in 34434 — the Momentum Score reads 58/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 34434 becoming more affordable?
No — the median sale price in 34434 is $263,990, up 0.8% versus the prior year, while sellers still capture 96.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 34434?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are TROP G A (-14%); CITRUS SPRINGS (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 34434 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are TROP G A (44 days); CITRUS SPRINGS (64 days) — homes there go under contract well ahead of the market-wide pace of 62 days.
34434 (Citrus Springs) housing market FAQ
What is the median home price in 34434?
The median sale price in 34434 is currently $263,990, up 0.8% from a year ago, based on MLS sales data updated August 6, 2026.
Is 34434 a buyer's or seller's market right now?
The data currently favors sellers. 34434 scores 58 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 34434?
The typical home in 34434 goes under contract in about 62 days, per current MLS data.
Are home prices in 34434 rising or falling?
Median sale prices are up 0.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 34434 (Citrus Springs). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.