Aerial view of 34453, Florida

34453 (Inverness)
Housing Market

ZIP code market report · Citrus County

Median sale price $249,990, down 1.9% year over year, with homes going under contract in about 59 days.

6 communities reporting149 sales analyzedRefreshed twice dailyMomentum Score 53
Live Market Pulse
53/100
Momentum
Balanced Market
Tracking 6 communities across 34453. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
Free · Built from today's data
Get My Custom 34453 (Inverness) Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · 34453 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$250K
Median sold · 12 moConfidence: High
down 1.9% vs the prior 12 months
-1.9%
1-yr price change
n = 149 recent sales
$172/sf
Sold $/sqft · 12 mo
Citrus County: $163 · -5.6% vs prior yr
94.6%
Sale vs ask
Citrus County: 94.5% · +0.3pp vs prior yr
$274K
Citrus County home value
Zillow ZHVI, monthly · -2.2% vs a year ago
Tempo
59days
Median DOM · closed
Citrus County: 66 days · +10.0 days vs prior yr
Market context
28%
Listings with price cuts
Citrus County · Zillow · -1.2pp vs prior month
1,727
County for-sale inventory
Zillow, monthly · -2.2% vs prior month
20%
New construction
share of recent sales · +1.0pp vs prior yr
29%
Cash buyers
share of sales · peak 44% · -6.1pp vs prior yr
53/100
Momentum score
Balanced Market
Economy & people · county layer
$55,355
Median household income
U.S. Census ACS, county
158,693
County population
+10.9% since 2018
5.0×
Price to income
county home value vs median income
85%
Owner-occupied
U.S. Census ACS, county
$1,320/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 1.9% versus the prior year, but sellers are still collecting 94.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 53
Momentum Score
Buyer leverage47
Seller leverage53

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 5.0× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34453 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34453 (Inverness)

The median sale price across 34453 currently stands at $249,990, down 1.9% from a year ago. Buyers are paying a median of $172 per square foot. The typical home goes under contract in about 59 days. Sellers are capturing 94.6% of their original asking price on average.

Zillow's home value index for Citrus County stands at $273,928. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34453 is 53 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Where the market is heading

Home value trend · Citrus County (Zillow ZHVI)

$274K$277K$280K$274KJun '25: $280KJul '25: $278KAug '25: $276KSep '25: $275KOct '25: $275KNov '25: $275KDec '25: $275KJan '26: $276KFeb '26: $276KMar '26: $276KApr '26: $276KMay '26: $275KJun '26: $274KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,6871,7571,8271,727Jun '25: 1,825Jul '25: 1,796Aug '25: 1,763Sep '25: 1,732Oct '25: 1,730Nov '25: 1,719Dec '25: 1,694Jan '26: 1,690Feb '26: 1,699Mar '26: 1,745Apr '26: 1,769May '26: 1,765Jun '26: 1,727Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Citrus County (MLS)

2767631,249Aug 03 · Active: 1,230Aug 04 · Active: 1,072Aug 05 · Active: 1,219Aug 03Aug 04Aug 05ActivePending
Local Economics · county layer

What’s driving 34453

Who’s moving here
+4,216 net residents/yr

Top inbound states: NY, IL, AZ, TX. Movers arriving report ~$70,449 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,410/yr avg premium

2,306 Citizens policies in force in Citrus County — the state-backed insurer of last resort. Budget insurance into any Citrus purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,102 units permitted -14% YoY

2,082 single-family · 20 multi-family · 13.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
INVERNESS HIGHLANDS UNIT 03 ▼ 4%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Citrus

MarketMedianActiveScore
34453 ← this page$250K53
34446$330K1439Open →
34461$425K553Open →
34428$334K252Open →
34452$250K145Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
WINDERMERE PH 04Inverness$209K▲ 2%
INVERNESS HIGHLANDS WESTInverness$250K▲ -2%
INVERNESS HIGHLANDS UNIT 03Inverness$235K▲ -4%
Prices cooling fastest
INVERNESS HIGHLANDS UNIT 03Inverness$235K▼ 4%
INVERNESS HIGHLANDS WESTInverness$250K▼ 2%
WINDERMERE PH 04Inverness$209K▼ 2%
Selling fastest
INVERNESS HIGHLANDS UNIT 03Inverness$235K42 days
WINDERMERE PH 04Inverness$209K48 days
INVERNESS HIGHLANDS WESTInverness$250K57 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34453 right now?

The data says conditions currently favor neither side decisively in 34453 — the Momentum Score reads 53/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34453 becoming more affordable?

Yes, modestly — the median sale price in 34453 is $249,990, down 1.9% versus the prior year, while sellers still capture 94.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34453?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are INVERNESS HIGHLANDS UNIT 03 (-4%); INVERNESS HIGHLANDS WEST (-2%); WINDERMERE PH 04 (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34453 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are INVERNESS HIGHLANDS UNIT 03 (42 days); WINDERMERE PH 04 (48 days); INVERNESS HIGHLANDS WEST (57 days) — homes there go under contract well ahead of the market-wide pace of 59 days.

Questions

34453 (Inverness) housing market FAQ

What is the median home price in 34453?

The median sale price in 34453 is currently $249,990, down 1.9% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34453 a buyer's or seller's market right now?

The data currently is roughly balanced. 34453 scores 53 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34453?

The typical home in 34453 goes under contract in about 59 days, per current MLS data.

Are home prices in 34453 rising or falling?

Median sale prices are down 1.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34453 (Inverness). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.