Aerial view of 34453, Florida

34453 (Inverness)
Homes for Sale & Housing Market

ZIP code market report · Citrus County

Median sale price $234,950, down 4.5% year over year, with homes going under contract in about 42 days.

3 communities reporting51 sales analyzedRefreshed twice dailyMomentum Score 54
Live Market Pulse
54/100
Momentum
Balanced Market
Buyers are negotiating roughly 6% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 34453 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$235K
Median sold · 12 moConfidence: Medium
down 4.5% vs the prior 12 months
-4.5%
1-yr price change
n = 51 recent sales
$165/sf
Sold $/sqft · 12 mo
Citrus County: $164
93.8%
Sale vs ask
Citrus County: 95.0%
$273K
Citrus County home value
Zillow ZHVI, monthly · -1.7% vs a year ago
Tempo
42days
Median DOM · closed
Citrus County: 63 days
Market context
27%
Listings with price cuts
Citrus County · Zillow · -0.2pp vs prior month
1,674
County for-sale inventory
Zillow, monthly · -3.1% vs prior month
18%
New construction
share of recent sales
40%
Cash buyers
share of sales · peak 50% · +6.3pp vs prior yr
54/100
Momentum score
Balanced Market
Economy & people · county layer
$55,355
Median household income
U.S. Census ACS, county
158,693
County population
+10.9% since 2018
4.9×
Price to income
county home value vs median income
85%
Owner-occupied
U.S. Census ACS, county
$1,320/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 4.5% versus the prior year, but sellers are still collecting 93.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 54
Momentum Score
Buyer leverage46
Seller leverage54

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34453 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34453 (Inverness)

The median sale price across 34453 currently stands at $234,950, down 4.5% from a year ago. Buyers are paying a median of $165 per square foot. The typical home goes under contract in about 42 days. Sellers are capturing 93.8% of their original asking price on average.

Zillow's home value index for Citrus County stands at $272,870. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34453 is 54 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Where the market is heading

Home value trend · Citrus County (Zillow ZHVI)

$273K$275K$278K$273KJul '25: $278KAug '25: $276KSep '25: $275KOct '25: $274KNov '25: $274KDec '25: $274KJan '26: $275KFeb '26: $276KMar '26: $276KApr '26: $275KMay '26: $274KJun '26: $273KJul '26: $273KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,6711,7351,7981,674Jul '25: 1,796Aug '25: 1,763Sep '25: 1,732Oct '25: 1,730Nov '25: 1,719Dec '25: 1,694Jan '26: 1,690Feb '26: 1,699Mar '26: 1,745Apr '26: 1,769May '26: 1,765Jun '26: 1,727Jul '26: 1,674Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Citrus County (MLS)

2767651,254Aug 03 · Active: 1,230Aug 04 · Active: 1,072Aug 05 · Active: 1,219Aug 06 · Active: 1,217Aug 07 · Active: 1,229Aug 08 · Active: 1,229Aug 09 · Active: 1,231Aug 10 · Active: 1,229Aug 11 · Active: 1,220Aug 12 · Active: 1,219Aug 13 · Active: 1,220Aug 15 · Active: 1,221Aug 17 · Active: 1,217Aug 19 · Active: 1,216Aug 22 · Active: 1,227Aug 23 · Active: 1,221Aug 28 · Active: 1,228Aug 29 · Active: 1,235Aug 30 · Active: 1,235Aug 31 · Active: 1,232Sep 07 · Active: 1,163Sep 09 · Active: 1,158Sep 11 · Active: 1,172Sep 12 · Active: 1,172Sep 13 · Active: 1,176Sep 14 · Active: 1,167Sep 15 · Active: 1,162Aug 03Aug 19Sep 15ActivePending

Median price · daily recalculation

$235K$242K$250K$235KAug 06: $250KAug 08: $250KAug 09: $250KAug 10: $250KAug 11: $250KAug 12: $250KAug 13: $250KAug 15: $250KAug 17: $250KAug 18: $250KAug 19: $250KAug 20: $250KAug 21: $235KAug 22: $235KAug 23: $235KAug 24: $235KAug 26: $235KAug 28: $235KAug 29: $235KAug 30: $235KAug 31: $235KSep 01: $235KSep 04: $235KSep 05: $235KSep 06: $235KSep 07: $235KSep 08: $235KSep 09: $235KSep 10: $235KSep 11: $235KSep 12: $235KSep 13: $235KSep 14: $235KSep 15: $235KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving 34453

Who’s moving here
+4,216 net residents/yr

Top inbound states: NY, IL, AZ, TX. Movers arriving report ~$70,449 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,410/yr avg premium

2,306 Citizens policies in force in Citrus County — the state-backed insurer of last resort. Budget insurance into any Citrus purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,102 units permitted -14% YoY

2,082 single-family · 20 multi-family · 13.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
INVERNESS HIGHLANDS UNIT 03 ▼ 4%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Citrus

MarketMedianActiveScore
34453 ← this page$235K54
34446$330K1439Open →
34452$249K146Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
WINDERMERE PH 04Inverness$209K▲ 2%
INVERNESS HIGHLANDS UNIT 03Inverness$235K▲ -4%
Prices cooling fastest
INVERNESS HIGHLANDS UNIT 03Inverness$235K▼ 4%
WINDERMERE PH 04Inverness$209K▼ 2%
Selling fastest
INVERNESS HIGHLANDS UNIT 03Inverness$235K42 days
WINDERMERE PH 04Inverness$209K48 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34453 right now?

The data says conditions currently favor neither side decisively in 34453 — the Momentum Score reads 54/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34453 becoming more affordable?

Yes, modestly — the median sale price in 34453 is $234,950, down 4.5% versus the prior year, while sellers still capture 93.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34453?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are INVERNESS HIGHLANDS UNIT 03 (-4%); WINDERMERE PH 04 (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34453 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are INVERNESS HIGHLANDS UNIT 03 (42 days); WINDERMERE PH 04 (48 days) — homes there go under contract well ahead of the market-wide pace of 42 days.

Questions

34453 (Inverness) housing market FAQ

Is it a good time to sell a house in 34453?

By the numbers, sellers in 34453 are getting 93.8% of asking price and going under contract in about 42 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34453 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34453 median sale prices are down 4.5% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34453?

The median sale price in 34453 is currently $234,950, down 4.5% from a year ago, based on MLS sales data updated September 15, 2026.

Is 34453 a buyer's or seller's market right now?

The data currently is roughly balanced. 34453 scores 54 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34453?

The typical home in 34453 goes under contract in about 42 days, per current MLS data.

Are home prices in 34453 rising or falling?

Median sale prices are down 4.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34453 (Inverness). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.