Aerial view of 34480, Florida

34480 (Ocala)
Housing Market

ZIP code market report · Marion County

Median sale price $239,900, up 0.9% year over year, with homes going under contract in about 66 days, 1 homes on the market.

12 communities reporting813 sales analyzedRefreshed twice dailyMomentum Score 42
Live Market Pulse
42/100
Momentum
Buyer's Opportunity
Tracking 12 communities across 34480. Recalculated every day from licensed MLS data · last refresh August 26, 2026 at 8:37 PM ET.
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Live · 34480 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$240K
Median sold · 12 moConfidence: High
up 0.9% vs the prior 12 months
+0.9%
1-yr price change
n = 813 recent sales
$165/sf
Sold $/sqft · 12 mo
Marion County: $170 · -3.0% vs prior yr
94.8%
Sale vs ask
Marion County: 95.6% · -1.0pp vs prior yr
$273K
Marion County home value
Zillow ZHVI, monthly · -2.5% vs a year ago
Tempo
66days
Median DOM · closed
Marion County: 68 days · +20.0 days vs prior yr
0%
Under contract
Marion County: 21%
1 ·▼1
For sale · pending
live counts, refreshed twice daily
Market context
26%
Listings with price cuts
Marion County · Zillow · -0.1pp vs prior month
3,708
County for-sale inventory
Zillow, monthly · -1.3% vs prior month
39%
New construction
share of recent sales · -1.2pp vs prior yr
48%
Cash buyers
share of sales · peak 58% · +4.0pp vs prior yr
42/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$58,535
Median household income
U.S. Census ACS, county
387,697
County population
+11.3% since 2018
4.7×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$1,659/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 26, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

0% of listed homes are already under contract. Prices are up 0.9% versus the prior year and sellers are still collecting 94.8% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 42
Momentum Score
Buyer leverage58
Seller leverage42

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 0% of inventory sits under contract.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34480 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 34480 is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34480 (Ocala)

The median sale price across 34480 currently stands at $239,900, up 0.9% from a year ago. Buyers are paying a median of $165 per square foot. The typical home goes under contract in about 66 days. Sellers are capturing 94.8% of their original asking price on average.

There are 1 active listings on the market.

Zillow's home value index for Marion County stands at $272,791. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34480 is 42 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 26, 2026.

Trends & History

34480 since 2012 — and where it’s heading

A median home here sold for $105,313 in 2012 and $248,114 over the last recorded year — 136% appreciation across 14 years of recorded sales. Cash buyers took 48% of recent sales, down from a 58% peak.

Median sale price · 2012–2026 (5,575 recorded sales)

$102K$191K$281K$248K2012: $105K2013: $133K2014: $124K2015: $120K2016: $143K2017: $145K2018: $168K2019: $174K2020: $189K2021: $226K2022: $246K2023: $277K2024: $263K2025: $252K2026: $248K20122015201920232026

Days on market by year

4d64d123d66d2012: 121d2013: 77d2014: 87d2015: 57d2016: 61d2017: 62d2018: 51d2019: 49d2020: 48d2021: 11d2022: 7d2023: 19d2024: 34d2025: 46d2026: 66d20122015201920232026

Cash buyers · share of sales

43%51%59%48%2016: 58%2017: 58%2018: 58%2019: 49%2020: 47%2021: 47%2022: 47%2023: 45%2024: 49%2025: 44%2026: 48%20162018202120242026

Home value trend · Marion County (Zillow ZHVI)

$273K$276K$280K$273KJul '25: $280KAug '25: $279KSep '25: $278KOct '25: $277KNov '25: $276KDec '25: $276KJan '26: $276KFeb '26: $276KMar '26: $276KApr '26: $275KMay '26: $275KJun '26: $274KJul '26: $273KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

3,6273,7173,8063,708Jul '25: 3,655Aug '25: 3,641Sep '25: 3,631Oct '25: 3,648Nov '25: 3,669Dec '25: 3,637Jan '26: 3,636Feb '26: 3,658Mar '26: 3,767Apr '26: 3,791May '26: 3,803Jun '26: 3,755Jul '26: 3,708Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Marion County (MLS)

1,1882,6954,201Aug 03 · Active: 4,127Aug 04 · Active: 4,074Aug 05 · Active: 4,096Aug 06 · Active: 4,122Aug 07 · Active: 4,120Aug 08 · Active: 4,130Aug 09 · Active: 4,140Aug 10 · Active: 4,131Aug 11 · Active: 4,110Aug 12 · Active: 4,125Aug 13 · Active: 4,123Aug 15 · Active: 4,141Aug 17 · Active: 4,117Aug 19 · Active: 4,106Aug 22 · Active: 4,121Aug 23 · Active: 4,120Aug 03Aug 11Aug 23ActivePending

Median price · daily recalculation

$210K$225K$241K$240KAug 06: $210KAug 08: $210KAug 09: $210KAug 10: $210KAug 11: $210KAug 12: $210KAug 13: $210KAug 15: $210KAug 17: $210KAug 18: $210KAug 19: $210KAug 20: $210KAug 21: $240KAug 22: $240KAug 23: $240KAug 24: $240KAug 26: $240KAug 06Aug 11Aug 17Aug 21Aug 26
Single-family 71%Villa 18%? 7%Townhome 3%Manufactured Home - Post 1977 1%
Local Economics · county layer

What’s driving 34480

Who’s moving here
+11,408 net residents/yr

Top inbound states: NY, PA, NJ, MA. Movers arriving report ~$65,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,263/yr avg premium

1,973 Citizens policies in force in Marion County — the state-backed insurer of last resort. Budget insurance into any Marion purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,985 units permitted -11% YoY

5,420 single-family · 565 multi-family · 15.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Palm Cay ▼ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Marion

MarketMedianActiveScore
34480 ← this page$240K142
34470$297K31164Open →
32179$247K1365Open →
34471$218K1260Open →
32113$369K1151Open →
34474$297K865Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
ON TOP OF THE WORLDOcala$210K▲ 6%
STONECRESTSummerfield$345K▲ 2%
FALLS OF OCALAOcala$278K▲ -0%
COPPERLEAFOcala$330K▲ -1%
Silver Springs ShoresOcala$245K▲ -2%
Prices cooling fastest
Palm CayOcala$153K▼ 10%
SUMMERCRESTOcala$310K▼ 6%
OAK HILL PLANTATIONOcala$301K▼ 3%
OAK HAMMOCK PRESERVEOcala$218K▼ 3%
OCALA PARK ESTATEOcala$240K▼ 2%
Most homes for sale
Magnolia ForestOcala$335K1
Selling fastest
OAK HAMMOCK PRESERVEOcala$218K24 days
OCALA PARK ESTATEOcala$240K41 days
Palm CayOcala$153K46 days
SUMMERCRESTOcala$310K46 days
COPPERLEAFOcala$330K50 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34480 right now?

The data says conditions currently favor buyers in 34480 — the Momentum Score reads 42/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34480 becoming more affordable?

No — the median sale price in 34480 is $239,900, up 0.9% versus the prior year, while sellers still capture 94.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34480?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Palm Cay (-10%); SUMMERCREST (-6%); OAK HILL PLANTATION (-3%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34480 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are OAK HAMMOCK PRESERVE (24 days); OCALA PARK ESTATE (41 days); Palm Cay (46 days) — homes there go under contract well ahead of the market-wide pace of 66 days.

Questions

34480 (Ocala) housing market FAQ

What is the median home price in 34480?

The median sale price in 34480 is currently $239,900, up 0.9% from a year ago, based on MLS sales data updated August 26, 2026.

Is 34480 a buyer's or seller's market right now?

The data currently favors buyers. 34480 scores 42 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34480?

The typical home in 34480 goes under contract in about 66 days, per current MLS data.

How many homes are for sale in 34480?

There are approximately 1 active listings in 34480 as of August 26, 2026.

Are home prices in 34480 rising or falling?

Median sale prices are up 0.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34480 (Ocala). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 26, 2026 at 8:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.