Aerial view of 34480, Florida

34480 (Ocala)
Homes for Sale & Housing Market

ZIP code market report · Marion County

Median sale price $239,900, up 0.9% year over year, with homes going under contract in about 64 days, 98 homes on the market.

12 communities reporting813 sales analyzedRefreshed twice dailyMomentum Score 53
Live Market Pulse
53/100
Momentum
Balanced Market
About 4 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh September 16, 2026 at 7:48 PM ET.
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Live · 34480 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$240K
Median sold · 12 moConfidence: High
up 0.9% vs the prior 12 months
+0.9%
1-yr price change
n = 813 recent sales
$165/sf
Sold $/sqft · 12 mo
Marion County: $171 · -3.0% vs prior yr
94.8%
Sale vs ask
Marion County: 95.6% · -0.9pp vs prior yr
$273K
Marion County home value
Zillow ZHVI, monthly · -2.5% vs a year ago
Tempo
4.4mo
Supply
3 to 6 months is the balanced band
64days
Median DOM · closed
Marion County: 68 days · +17.0 days vs prior yr
25%
Under contract
Marion County: 24%
98 · 19 ▲12
For sale · pending
live counts, refreshed twice daily
265
Sold · last 12 mo
closed across all tracked communities · +4.5% vs prior yr
Market context
26%
Listings with price cuts
Marion County · Zillow · -0.1pp vs prior month
3,708
County for-sale inventory
Zillow, monthly · -1.3% vs prior month
38%
New construction
share of recent sales · -1.2pp vs prior yr
48%
Cash buyers
share of sales · peak 58% · +4.0pp vs prior yr
53/100
Momentum score
Balanced Market
Economy & people · county layer
$58,535
Median household income
U.S. Census ACS, county
387,697
County population
+11.3% since 2018
4.7×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$1,659/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 16, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 25% of listed homes are already under contract. Prices are up 0.9% versus the prior year and sellers are still collecting 94.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 53
Momentum Score
Buyer leverage47
Seller leverage53

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 25% of inventory sits under contract.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34480 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 34480 is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34480 (Ocala)

The median sale price across 34480 currently stands at $239,900, up 0.9% from a year ago. Buyers are paying a median of $165 per square foot. The typical home goes under contract in about 64 days. Sellers are capturing 94.8% of their original asking price on average.

There are 98 active listings on the market, with 19 more already under contract. At the current sales pace that works out to 4.4 months of supply — roughly balanced conditions by the standard six-month benchmark. 265 homes closed here over the trailing 12 months.

Zillow's home value index for Marion County stands at $272,791. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34480 is 53 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 16, 2026.

Trends & History

34480 since 2012 — and where it’s heading

A median home here sold for $105,760 in 2012 and $248,114 over the last recorded year — 135% appreciation across 14 years of recorded sales. Cash buyers took 48% of recent sales, down from a 58% peak.

Median sale price · 2012–2026 (5,573 recorded sales)

$102K$191K$280K$248K2012: $106K2013: $133K2014: $124K2015: $120K2016: $144K2017: $145K2018: $168K2019: $174K2020: $189K2021: $223K2022: $243K2023: $276K2024: $262K2025: $252K2026: $248K20122015201920232026

Days on market by year

4d64d124d64d2012: 122d2013: 77d2014: 88d2015: 57d2016: 60d2017: 63d2018: 51d2019: 49d2020: 48d2021: 11d2022: 7d2023: 20d2024: 34d2025: 47d2026: 64d20122015201920232026

Cash buyers · share of sales

43%51%59%48%2016: 58%2017: 58%2018: 58%2019: 49%2020: 47%2021: 47%2022: 47%2023: 45%2024: 49%2025: 44%2026: 48%20162018202120242026

Home value trend · Marion County (Zillow ZHVI)

$273K$276K$280K$273KJul '25: $280KAug '25: $279KSep '25: $278KOct '25: $277KNov '25: $276KDec '25: $276KJan '26: $276KFeb '26: $276KMar '26: $276KApr '26: $275KMay '26: $275KJun '26: $274KJul '26: $273KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

3,6273,7173,8063,708Jul '25: 3,655Aug '25: 3,641Sep '25: 3,631Oct '25: 3,648Nov '25: 3,669Dec '25: 3,637Jan '26: 3,636Feb '26: 3,658Mar '26: 3,767Apr '26: 3,791May '26: 3,803Jun '26: 3,755Jul '26: 3,708Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Marion County (MLS)

1,0902,6474,203Aug 03 · Active: 4,127Aug 04 · Active: 4,074Aug 05 · Active: 4,096Aug 06 · Active: 4,122Aug 07 · Active: 4,120Aug 08 · Active: 4,130Aug 09 · Active: 4,140Aug 10 · Active: 4,131Aug 11 · Active: 4,110Aug 12 · Active: 4,125Aug 13 · Active: 4,123Aug 15 · Active: 4,141Aug 17 · Active: 4,117Aug 19 · Active: 4,106Aug 22 · Active: 4,121Aug 23 · Active: 4,120Aug 28 · Active: 4,095Aug 29 · Active: 4,119Aug 30 · Active: 4,122Aug 31 · Active: 4,113Sep 07 · Active: 4,076Sep 09 · Active: 4,031Sep 11 · Active: 4,059Sep 12 · Active: 4,070Sep 13 · Active: 4,074Sep 14 · Active: 4,063Sep 15 · Active: 4,051Sep 16 · Active: 4,063Aug 03Aug 22Sep 16ActivePending

Median price · daily recalculation

$210K$225K$241K$240KAug 06: $210KAug 08: $210KAug 09: $210KAug 10: $210KAug 11: $210KAug 12: $210KAug 13: $210KAug 15: $210KAug 17: $210KAug 18: $210KAug 19: $210KAug 20: $210KAug 21: $240KAug 22: $240KAug 23: $240KAug 24: $240KAug 26: $240KAug 28: $240KAug 29: $240KAug 30: $240KAug 31: $240KSep 01: $240KSep 04: $240KSep 05: $240KSep 06: $240KSep 07: $240KSep 08: $240KSep 09: $240KSep 10: $240KSep 11: $240KSep 12: $240KSep 13: $240KSep 14: $240KSep 15: $240KSep 16: $240KAug 06Aug 17Aug 28Sep 08Sep 16
Single-family 70%Villa 18%? 7%Townhome 3%Manufactured Home - Post 1977 1%
Local Economics · county layer

What’s driving 34480

Who’s moving here
+11,408 net residents/yr

Top inbound states: NY, PA, NJ, MA. Movers arriving report ~$65,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,263/yr avg premium

1,973 Citizens policies in force in Marion County — the state-backed insurer of last resort. Budget insurance into any Marion purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,985 units permitted -11% YoY

5,420 single-family · 565 multi-family · 15.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Palm Cay ▼ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Marion

MarketMedianActiveScore
34480 ← this page$240K9853
34470$297K30768Open →
32179$247K1365Open →
32113$384K658Open →
34471$210K251Open →
34479$310K260Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
ON TOP OF THE WORLDOcala$210K▲ 6%
STONECRESTSummerfield$345K▲ 2%
FALLS OF OCALAOcala$278K▲ -0%
COPPERLEAFOcala$330K▲ -1%
Silver Springs ShoresOcala$245K▲ -2%
Prices cooling fastest
Palm CayOcala$153K▼ 10%
SUMMERCRESTOcala$310K▼ 6%
OAK HILL PLANTATIONOcala$301K▼ 3%
OAK HAMMOCK PRESERVEOcala$218K▼ 3%
OCALA PARK ESTATEOcala$240K▼ 2%
Most homes for sale
Silver Springs ShoresOcala$245K97
Magnolia ForestOcala$335K1
Selling fastest
OAK HAMMOCK PRESERVEOcala$218K24 days
OCALA PARK ESTATEOcala$240K41 days
Palm CayOcala$153K46 days
SUMMERCRESTOcala$310K46 days
Silver Springs ShoresOcala$245K49 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34480 right now?

The data says conditions currently favor neither side decisively in 34480 — the Momentum Score reads 53/100 with 4.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34480 becoming more affordable?

No — the median sale price in 34480 is $239,900, up 0.9% versus the prior year, while sellers still capture 94.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34480?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Palm Cay (-10%); SUMMERCREST (-6%); OAK HILL PLANTATION (-3%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34480 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are OAK HAMMOCK PRESERVE (24 days); OCALA PARK ESTATE (41 days); Palm Cay (46 days) — homes there go under contract well ahead of the market-wide pace of 64 days.

Questions

34480 (Ocala) housing market FAQ

How is the housing market in 34480 right now?

As of September 16, 2026, the 34480 housing market is roughly balanced: the median sale price is $239,900 (up 0.9% year over year), 98 homes are for sale against 265 sales in the last 12 months, which is 4.4 months of supply, and the typical home goes under contract in about 64 days.

How much is a house in 34480?

The median home sold for $239,900 in 34480 over the last 12 months, about $165 per square foot; asking prices on the 98 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34480?

By the numbers, sellers in 34480 are getting 94.8% of asking price and going under contract in about 64 days with 4.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34480 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34480 median sale prices are up 0.9% year over year, inventory stands at 4.4 months of supply, and 25% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34480?

The median sale price in 34480 is currently $239,900, up 0.9% from a year ago, based on MLS sales data updated September 16, 2026.

Is 34480 a buyer's or seller's market right now?

The data currently is roughly balanced. 34480 scores 53 of 100 on the Momentum Score, with 4.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34480?

The typical home in 34480 goes under contract in about 64 days, per current MLS data.

How many homes are for sale in 34480?

There are approximately 98 active listings in 34480 as of September 16, 2026.

Are home prices in 34480 rising or falling?

Median sale prices are up 0.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34480 (Ocala). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 16, 2026 at 7:48 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.