Sumter County
Housing Market
Median sale price $309,990, down 2.4% year over year, with homes going under contract in about 74 days, 741 homes on the market.
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Housing Market Analyst
Prices are down 2.4% versus the prior year, but sellers are still collecting 94.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Sumter County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Sumter County is hot — and where it isn't
Each dot is a community (9 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Sumter County
The median sale price across Sumter County currently stands at $309,990, down 2.4% from a year ago. Buyers are paying a median of $169 per square foot. The typical home goes under contract in about 74 days. Sellers are capturing 94.4% of their original asking price on average.
There are 741 active listings on the market, with 227 more already under contract.
Zillow's home value index for Sumter County stands at $388,599. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Sumter County is 48 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Sumter County since 2013 — and where it’s heading
A median home here sold for $79,183 in 2013 and $335,158 over the last recorded year — 323% appreciation across 13 years of recorded sales. Cash buyers took 33% of recent sales, down from a 66% peak.
Median sale price · 2013–2026 (1,570 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Sumter County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Sumter County (MLS)
What’s driving Sumter County
Top inbound states: NY, TX, CA, IL. Movers arriving report ~$106,086 average income. Source: IRS SOI county-to-county migration, 2022-2023
656 Citizens policies in force in Sumter County — the state-backed insurer of last resort. Budget insurance into any Sumter purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
3,105 single-family · 411 multi-family · 25.6 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up against neighboring counties
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Sumter County ← this page | $310K | 741 | 48 | |
| Other County | $479K | — | 66 | Open → |
| Pasco County | $363K | 4,585 | 54 | Open → |
| Hernando County | $300K | 1,442 | 57 | Open → |
| Polk County | $311K | 5,552 | 47 | Open → |
Neighborhoods on the move
| HIGHFIELD AT TWISTED OAKSWildwood | $340K | ▲ 9% |
| INDIAN ESTATESLake Panasoffkee | $220K | ▲ 4% |
| VILLAGES/SUMTERThe Villages | $410K | ▲ 0% |
| TRIUMPH SOUTHWildwood | $299K | ▲ -1% |
| TWISTED OAKSWildwood | $310K | ▲ -4% |
| LAKESIDE LANDINGSOxford | $288K | ▼ 13% |
| OXFORD OAKS PH 2Oxford | $346K | ▼ 11% |
| BEAUMONTWildwood | $240K | ▼ 6% |
| TWISTED OAKSWildwood | $310K | ▼ 4% |
| TRIUMPH SOUTHWildwood | $299K | ▼ 1% |
| VILLAGES/SUMTERThe Villages | $410K | 36 days |
| OXFORD OAKS PH 2Oxford | $346K | 54 days |
| BRIDGESWildwood | $330K | 56 days |
| TRIUMPH SOUTHWildwood | $299K | 58 days |
| LAKESIDE LANDINGSOxford | $288K | 77 days |
Cities in Sumter County
ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Sumter County right now?
The data says conditions currently favor neither side decisively in Sumter County — the Momentum Score reads 48/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Sumter County becoming more affordable?
Yes, modestly — the median sale price in Sumter County is $309,990, down 2.4% versus the prior year, while sellers still capture 94.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Sumter County?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are LAKESIDE LANDINGS (-13%); OXFORD OAKS PH 2 (-11%); BEAUMONT (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Sumter County neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are VILLAGES/SUMTER (36 days); OXFORD OAKS PH 2 (54 days); BRIDGES (56 days) — homes there go under contract well ahead of the market-wide pace of 74 days.
Sumter County housing market FAQ
What is the median home price in Sumter County?
The median sale price in Sumter County is currently $309,990, down 2.4% from a year ago, based on MLS sales data updated August 6, 2026.
Is Sumter County a buyer's or seller's market right now?
The data currently is roughly balanced. Sumter County scores 48 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Sumter County?
The typical home in Sumter County goes under contract in about 74 days, per current MLS data.
How many homes are for sale in Sumter County?
There are approximately 741 active listings in Sumter County as of August 6, 2026.
Are home prices in Sumter County rising or falling?
Median sale prices are down 2.4% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Sumter County. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.