Palmetto Harbor
Homes for Sale in Stuart, FL

Palmetto Harbor market snapshot (as of September 20, 2026): the median sale price is about $1.02M ($601 per sq ft over the trailing 12 months of closed sales), a median 16 days on market for closed sales, and 1.7 months of supply, a seller-leaning market.

In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.

County records show 6 qualified sales in Palmetto Harbor across 2024–2025 (2 in 2024, 4 in 2025), median $1M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Palmetto Harbor is a community of 44 homes in Stuart, Martin County, built between 1925 and 2014 (median 1971.0), with a median living area of about 2,005 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Palmetto Harbor is a boutique-scale Stuart waterfront enclave where transactions happen fast, inventory is scarce, and the median price sits firmly above a million dollars.

• J.D. Parker · Elementary
• Stuart · Middle
• Jensen Beach · High

Zoned schools reflect the assignments reported on recent Palmetto Harbor listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Palmetto Harbor address.

The four closings tracked here represent a narrow window into a community that does not flood the market. At a median of just over $1 million and fifteen days on market, Palmetto Harbor behaves like a tightly held inventory pool where turnover is infrequent and buyers move decisively. The per-square-foot median of $457 is consistent with waterfront or near-waterfront product in Martin County, but context matters: condition, lot positioning, water access, and view premiums will drive individual outcomes far from the median.

With closings this sparse, statistical confidence is low—a single high-end or distressed sale can skew the snapshot. What we can say with certainty is that supply is constrained and buyer urgency is measurable. Fifteen days is not a browsing market; it is a decide-and-write market. Sellers benefit from that scarcity, but only if they price within the narrow band the data supports. Buyers need pre-approval in hand and a willingness to move on first showing if the home checks their boxes.

MLS records show no master HOA amenities—no community pool, clubhouse, or tennis facility identifiable from recent listings. If Palmetto Harbor offers shared infrastructure, it is either privately managed outside the MLS or simply not a selling feature brokers emphasize. Expect your value here to come from the parcel itself: water, lot size, privacy, location within Stuart's waterfront corridor.

In a fifteen-day market with a million-dollar median, you do not have time for orientation calls and exploratory showings. Momentum brokers live in the Martin County waterfront data and know which parcels justify their asking price and which do not. We will tell you when a Palmetto Harbor listing is overpriced for its lot, when water access is restricted, and when to walk away—because protecting your negotiating position matters more than closing a deal that does not pencil. Whether you are buying or selling, we operate from the same real-time data set and the same commitment to honest pricing. No hype, no placeholders, no wasted weekends.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.