Circle Bay Yacht Club
Condos for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 73 condos for sale in Stuart · 173 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, Circle Bay Yacht Club in Stuart, FL has 8 homes for sale and 1 pending, asking from $198,888 to $380,000 (median $312,000). Homes listed or recently sold were built 1974–1982; 18 of 18 report an HOA (median $674/mo); 12 of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).
| Location | Stuart, Martin County, FL · ZIP 34994, 34996 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Clubhouse, Shuffleboard Court, Boating, Billiard Room, Community Room |
| For sale right now | 8 active, 1 pending · median asking $312,000 · 10.7 months of supply |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Market figures describe homes, not residents. Cite as: Momentum Realty, “Circle Bay Yacht Club key facts,” movewithmomentum.com/neighborhoods/circle-bay-yacht-club, data as of September 20, 2026.
Last 30 days in Circle Bay Yacht Club: 2 new listings (median asking $261,944), 1 under contract right now, 1 closed sale (median $320,000). As of September 26, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Circle Bay Yacht Club
Live MLS inventory for Circle Bay Yacht Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 243 daysTop listing
Active · 76 days
Active · 81 days
Active · 22 days
Active · 116 days
Active · 39 days
Active · 56 days
Active · 15 days
Pending · 90 daysActive and pending Circle Bay Yacht Club listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Every Home for Sale in Circle Bay Yacht Club Right Now (2)
All 2 active and pending Circle Bay Yacht Club listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1950 SW Palm City Road #6-207 · $198,888 · 1 bd / 1.5 ba · listed Sep 7, 2026 · listed by LoKation
- 1950 SW Palm City Road #8-107 · $380,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by One Sotheby's International Realty

Circle Bay Yacht Club sits on the west shore of the St. Lucie River in Stuart, a waterfront enclave where deep-water access and canal frontage drive the pricing conversation. Most of the value here is tied to what water your home touches—direct river, protected canal, or interior lot—and the condition of the dock and seawall. Slip dimensions and navigability matter more than square footage for many buyers.
With only two closings recorded over the past twelve months, this is a low-inventory, low-turnover community. That thin transaction history makes it difficult to establish a confident market tempo or directional trend. Buyers need patience and sellers should expect long list cycles; the pool of qualified waterfront buyers in Stuart is finite, and each sale tends to be driven by condition and access rather than neighborhood momentum.
Circle Bay Yacht Club right now
🟢 Buyer-leaning market. 10.7 months of supply and 11% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Medium (9 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Circle Bay Yacht Club is a riverfront community in Stuart where deep-water boating access defines value and transaction volume stays low.
BeachesMLS sales records identify 27 homes in Circle Bay Yacht Club that have changed hands since 2007, built between 1974 and 1983 (median 1979), with a median living area of about 1,001 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Circle Bay Yacht Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Circle Bay Yacht Club; content deemed reliable but not guaranteed.
Who Circle Bay Yacht Club is best for.
Best for
- Boaters prioritizing river access and canal protection over amenities, comfortable with variable pricing and sparse comps
- Downsizers or second-home buyers seeking Stuart waterfront without gated-community fees or lifestyle programming
- Buyers willing to invest in dock and seawall upgrades in exchange for a direct-access river location
Probably not for
- First-time waterfront buyers expecting predictable pricing, quick closings, and abundant recent comparables
- Buyers seeking a turnkey community with clubhouse, pool, fitness center, or organized social activities
- Investors counting on rapid appreciation or liquid resale in a high-turnover market
The market around Circle Bay Yacht Club
Circle Bay Yacht Club is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Circle Bay Yacht Club specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Circle Bay Yacht Club, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Circle Bay Yacht Club on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- J.D. Parker · Elementary
- Stuart · Middle
- Jensen Beach · High
Zoned schools reflect the assignments reported on recent Circle Bay Yacht Club listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Circle Bay Yacht Club address.
Shop the zone: Homes zoned for Jensen Beach High School
The Circle Bay Yacht Club buying strategy.
If we were buying in Circle Bay Yacht Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Circle Bay Yacht Club.
A quiet river community where access sets the price
Circle Bay Yacht Club occupies a slice of Stuart's St. Lucie River waterfront, and nearly everything about the market here comes back to boating. Homes with direct river frontage, protected canal slips, and deep-draft access command the pricing, while interior lots trade at a discount. The neighborhood itself offers no recorded amenities—no clubhouse, pool, or tennis—so the appeal is strictly location and water.
Transaction volume is sparse. Just two closings in the trailing twelve months means there is little market rhythm to read, and pricing can vary widely depending on lot position, home condition, and dock infrastructure. Buyers here tend to be experienced boaters who know the St. Lucie and are looking for a specific kind of access, not a turnkey resort lifestyle. Sellers should be prepared for extended marketing periods and for serious buyers to focus inspection attention on bulkheads, pilings, and navigability before they worry about kitchen finishes.
Stuart itself offers a walkable downtown, proximity to the beaches of Hutchinson Island, and a less congested alternative to Palm Beach County. Circle Bay positions you on the water but not in a gated, amenity-heavy development. It is a straightforward waterfront community for buyers who prioritize the slip over the clubhouse.
The location and the amenities are priced into every listing in Circle Bay Yacht Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Low-volume waterfront communities require brokers who understand marine access, permitting, and seawall condition—not just comps. Momentum Realty brings riverfront transaction experience across the Treasure Coast and knows how to value dock infrastructure, navigate FIND permitting, and position a home when comparable sales are months apart. We will tell you what the water is worth, what the next buyer will scrutinize, and when you should walk away from a bulkhead repair bill that outweighs the lot premium.
Circle Bay Yacht Club in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $677/month (about $8,124/yr) · median of 115 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $677 per month ($8,124 a year) — the median AssociationFee across 115 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Circle Bay Yacht Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Circle Bay Yacht Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Circle Bay Yacht Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Circle Bay Yacht Club home worth?
Get a no-obligation home value based on real comparable sales in Circle Bay Yacht Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Recently off market in Circle Bay Yacht Club
Homes in Circle Bay Yacht Club that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1950 SW Palm City Road #Apt 8-203 · off market
21% of homes for sale in ZIP 34994 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Frequently Asked Questions
Is Circle Bay Yacht Club a buyer's or seller's market right now?
Who is the best real estate agent for Circle Bay Yacht Club?
How do I find a top Stuart real estate agent who knows Circle Bay Yacht Club?
Can Momentum Realty connect me with an agent for Circle Bay Yacht Club?
Where is Circle Bay Yacht Club, and what county is it in?
Should you buy in Circle Bay Yacht Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2007 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Circle Bay Yacht Club fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Circle Bay Yacht Club with Momentum Realty’s local guides.
