North River Shores
Homes for Sale in Stuart, FL
All 648 homes for sale in Stuart, FL · median $415,000 · 176 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Beaches MLS
As of October 2026, North River Shores in Stuart, FL has 3 homes for sale. Over the 12 months ending 2026-08-10, 9 recorded sales closed at a median of $907,750, $349 per square foot, a median 97 days on market, sellers accepting 92% of original asking (+71% versus the prior year). Homes listed or recently sold were built 1950–2025 with 1 new construction; 3 of 14 report an HOA (median $16/mo); 2 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $14,040 ($13,430 with the full homestead exemption).
Last 30 days in North River Shores: 1 closed sale (median $4,516,500). As of October 17, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
North River Shores right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: Medium (3 active and pending listings, 9 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($908K) is up 71.3% from the prior 12 months ($530K). With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Low (9 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
North River Shores market snapshot (as of August 10, 2026): the median sale price is about $908K ($349 per sq ft over the trailing 12 months of closed sales), a median 97 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 71% from the prior 12 months, computed from record-level Beaches MLS closed sales (9 closings in the current window).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
Flood zones in North River Shores: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 75% sit outside the FEMA Special Flood Hazard Area (Zone X); 25% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Stuart.
North River Shores is a community of 270 homes in Stuart, Martin County, built between 1937 and 2023 (median 1972.0), with a median living area of about 2,043 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of North River Shores. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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North River ShoresPhotos from Beaches MLS listings in North River Shores; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($908K) IS the median in the snapshot above, and the move from 2025 ($530K) IS the +71.3% one-year change.
Windows contain 1 to 11 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
North River Shores Market Scorecard
North River Shores is currently a buyer-leaning market (limited data). About 1.8 months of supply, a median asking price of $887,500, and homes go under contract in about 114.5 days.
Typical home value in the 34994 ZIP is $235,563, about 24.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in North River Shores
Live MLS inventory for North River Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending North River Shores listings as of 2026-10-18, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
North River Shores on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at North River Shores
- Boating · reported on 5 of 11 listings
- Picnic Area · reported on 4 of 11 listings
- Park · reported on 4 of 11 listings
- Basketball Court · reported on 2 of 11 listings
- Playground · reported on 2 of 11 listings
- Key Card Entry · reported on 1 of 11 listings
- Gated - No Guard · reported on 1 of 11 listings
- Jogging Path · reported on 1 of 11 listings
- Tennis Court(s) · reported on 1 of 11 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Felix A. Williams · Elementary
- Stuart · Middle
- Jensen Beach · High
Zoned schools reflect the assignments reported on recent North River Shores listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any North River Shores address.
Shop the zone: Homes zoned for Jensen Beach High School
Recent Developments in North River Shores
Development, infrastructure, retail, and school activity affecting North River Shores, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 13 miles southeast of North River Shores, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 2 miles southeast of North River Shores.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The North River Shores buying strategy.
If we were buying in North River Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North River Shores.
A closer look at the North River Shores market
At a median of $349 per square foot, North River Shores prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market and the trailing-12-month median up 71% year over year. Homes that do trade take a median 97 days on market, useful leverage on any listing that has lingered.
The housing stock is 270 homes built between 1937 and 2023, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in North River Shores. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in North River Shores buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.3). Basis: Recent Direction +71.3% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 81% owner-occupied; Pricing Power 92.4% sale-to-list. Refreshed with each data update.
What it really costs to own in North River Shores
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $8,648/yr across 11 listings here (MLS tax records, 2026-10-18). |
|---|---|
| HOA dues | Median $16/month across 3 MLS listings (most billed monthly; 2026-10-18). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 75% sit outside the high-risk zone and 25% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1975 across 11 listings. An original roof here would be about 51 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in North River Shores
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about North River Shores
Have a question about the homes, fees, rules or commute here? A Momentum agent who works North River Shores will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $16/month · median of 3 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $16 per month — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 8 sampled listing addresses in this community: 75% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 25% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=8) · as of 2026-10
Tools for a North River Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North River Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in North River Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your North River Shores home worth?
Get a no-obligation home value based on real comparable sales in North River Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Recently off market in NORTH RIVER SHORES
Homes in NORTH RIVER SHORES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.
- 1064 NW Spruce Ridge Drive · off market
- 1346 NW Pine Lake Drive · off market
- 1444 NW Spruce Ridge Drive · off market
- 1580 NW Lakeside Trail · off market
- 1609 NW River Trail · off market
- 1763 NW Spruce Ridge Drive · off market
- 1776 NW Palmetto Court · off market
- 1783 NW Shore Terrace · off market
| Location | Stuart, Martin County, FL · ZIP 34994 |
|---|---|
| Homes in the community | 270 (FL DOR 2025 assessment roll) |
| Years built | 1937–2023 (median 1972.0) |
| Typical living area | 2,043 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Boating, None, Picnic Area, Park, Playground, Basketball Court |
| Sale prices, last 12 months | $907,750 median across 9 closed sales · $349 per sq ft · +71.3% vs the prior 12 months |
| Days on market (closed sales) | 97 median |
| For sale right now | 3 active, 0 pending · median asking $1,200,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 81% |
Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “North River Shores key facts,” movewithmomentum.com/neighborhoods/north-river-shores-stuart, data as of August 10, 2026.
Housing distress & ownership in NORTH RIVER SHORES, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Every Home for Sale in North River Shores Stuart Right Now (1)
All 1 active and pending North River Shores Stuart listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1023 NW Spruce Ridge Drive · $980,000 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Realty Connection Link LLC
Recently sold in North River Shores Stuart
- 1763 Nw Spruce Ridge Drive · sold $705,000
- 2236 Nw Fork Road · sold $2,400,000
- 1890 Nw River Trail · sold $5,500,000
- 1912 Nw Cove Circle · sold $4,950,000
- 1346 Nw Pine Lake Drive · sold $610,000
- 1609 Nw River Trail · sold $950,000
- 1064 Nw Spruce Ridge Drive · sold $2,275,000
- 1444 Nw Spruce Ridge Drive · sold $505,000
- 1444 Nw Spruce Ridge Drive · sold $505,000
- 1783 Nw Shore Terrace · sold $625,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- NW Spruce Ridge Drive (10 homes on record)
- NW Spruce Ridge Drive (10 homes on record)
- NW Spruce Ridge Drive (6 homes on record)
- NW Fork Road (5 homes on record)
- NW Spruce Ridge Drive (5 homes on record)
- NW Fork Road (4 homes on record)
- NW Fork Road (4 homes on record)
- NW Spruce Ridge Drive (4 homes on record)
- NW Fork Road (3 homes on record)
- NW Fork Road (2 homes on record)
- NW Spruce Ridge Drive (2 homes on record)
- NW Spruce Ridge Drive (2 homes on record)
Frequently Asked Questions
What is the median home price in North River Shores?
How long do homes in North River Shores take to sell?
Is North River Shores a buyer's or seller's market right now?
How many homes are in North River Shores?
What share of North River Shores is owner-occupied?
When were the homes in North River Shores built?
Who is the best real estate agent for North River Shores?
How do I find a top Stuart real estate agent who knows North River Shores?
Can Momentum Realty connect me with an agent for North River Shores?
Where is North River Shores, and what county is it in?
Is North River Shores a good place to live?
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 18, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34994)) |
| Under-contract shares | Beaches MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2001 (138 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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See how NORTH RIVER SHORES fits the bigger picture — live prices, inventory, and Momentum Scores:
More on North River Shores
- Home values · What homes in North River Shores actually sell for
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