Captiva
Housing Market
Median sale price $295,000, down 5.4% year over year, with homes going under contract in about 93 days, 7 homes on the market.
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Housing Market Analyst
0% of listed homes are already under contract. Prices are down 5.4% versus the prior year, but sellers are still collecting 87.8% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 0% of inventory sits under contract.
- Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Captiva data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on Captiva
The median sale price across Captiva currently stands at $295,000, down 5.4% from a year ago. Buyers are paying a median of $503 per square foot. The typical home goes under contract in about 93 days. Sellers are capturing 87.8% of their original asking price on average.
There are 7 active listings on the market.
Captiva prices sit below the Lee County median by roughly 22%. Zillow's home value index for Lee County stands at $337,352. About 22% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Captiva is 25 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Captiva since 2015 — and where it’s heading
A median home here sold for $1,720,823 in 2015 and $575,555 over the last recorded year — -67% appreciation across 11 years of recorded sales.
Median sale price · 2015–2026 (264 recorded sales)
Days on market by year
Home value trend · Lee County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Lee County (MLS)
Median price · daily recalculation
What’s driving Captiva
Top inbound states: NY, IL, NJ, OH. Movers arriving report ~$123,695 average income. Source: IRS SOI county-to-county migration, 2022-2023
6,508 Citizens policies in force in Lee County — the state-backed insurer of last resort. Budget insurance into any Lee purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
9,962 single-family · 3,585 multi-family · 17.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Lee County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Captiva ← this page | $295K | 7 | 25 | |
| Fort Myers | $345K | 1,972 | 39 | Open → |
| Bonita Springs | $535K | 549 | 39 | Open → |
| North Fort Myers | $316K | 521 | 35 | Open → |
| Estero | $495K | 406 | 42 | Open → |
| Lehigh Acres | $310K | 253 | 50 | Open → |
Captiva ZIP codes
Most active communities
More on Captiva
Put this data to work
The questions people actually ask
Should I buy a house in Captiva right now?
The data says conditions currently favor buyers in Captiva — the Momentum Score reads 25/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Captiva becoming more affordable?
Yes, modestly — the median sale price in Captiva is $295,000, down 5.4% versus the prior year, while sellers still capture 87.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
How does Captiva compare to the rest of Lee County?
Captiva's median of $295,000 runs 22% below the county-wide median of $379,025, and homes here take 93 days to go under contract versus 60 county-wide.
Captiva housing market FAQ
How is the housing market in Captiva right now?
As of September 15, 2026, the Captiva housing market favors buyers: the median sale price is $295,000 (down 5.4% year over year), 7 homes are for sale, and the typical home goes under contract in about 93 days.
How much is a house in Captiva?
The median home sold for $295,000 in Captiva over the last 12 months, about $503 per square foot; asking prices on the 7 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Captiva?
By the numbers, sellers in Captiva are getting 87.8% of asking price and going under contract in about 93 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Captiva housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Captiva median sale prices are down 5.4% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Captiva?
The median sale price in Captiva is currently $295,000, down 5.4% from a year ago, based on MLS sales data updated September 15, 2026.
Is Captiva a buyer's or seller's market right now?
The data currently favors buyers. Captiva scores 25 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Captiva?
The typical home in Captiva goes under contract in about 93 days, per current MLS data.
How many homes are for sale in Captiva?
There are approximately 7 active listings in Captiva as of September 15, 2026.
Are home prices in Captiva rising or falling?
Median sale prices are down 5.4% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Captiva. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.