Lynn Haven
Housing Market

City market report · Bay County · 6 ZIP codes

Median sale price $301,000, down 3.8% year over year, with homes going under contract in about 35 days.

18 communities reporting171 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
Tracking 18 communities across Lynn Haven. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · Lynn Haven Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$301K
Median sold · 12 moConfidence: High
down 3.8% vs the prior 12 months
-3.8%
1-yr price change
n = 171 recent sales
95.9%
Sale vs ask
Bay County: 94.0% · +0.8pp vs prior yr
$346K
Bay County home value
Zillow ZHVI, monthly · -1.3% vs a year ago
Tempo
35days
Median DOM · closed
Bay County: 71 days · -4.0 days vs prior yr
Market context
26%
Listings with price cuts
Bay County · Zillow · +1.2pp vs prior month
3,222
County for-sale inventory
Zillow, monthly · +0.4% vs prior month
1%
New construction
share of recent sales · -6.5pp vs prior yr
63/100
Momentum score
Balanced Market
18
Communities reporting
of 47 tracked in Lynn Haven
Economy & people · county layer
$70,188
Median household income
U.S. Census ACS, county
181,368
County population
-0.6% since 2018
4.9×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,653/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 3.8% versus the prior year, but sellers are still collecting 95.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Lynn Haven data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Lynn Haven is hot — and where it isn't

Each dot is a community (18 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Lynn Haven

The median sale price across Lynn Haven currently stands at $301,000, down 3.8% from a year ago. The typical home goes under contract in about 35 days. Sellers are capturing 95.9% of their original asking price on average.

Lynn Haven prices sit below the Bay County median by roughly 17%. Zillow's home value index for Bay County stands at $346,094. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Lynn Haven is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Lynn Haven since 2012 — and where it’s heading

A median home here sold for $171,924 in 2012 and $361,207 over the last recorded year — 110% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (3,698 recorded sales)

$168K$267K$367K$361K2012: $172K2013: $174K2014: $184K2015: $179K2016: $199K2017: $219K2018: $227K2019: $203K2020: $236K2021: $275K2022: $343K2023: $325K2024: $356K2025: $363K2026: $361K20122015201920232026

Days on market by year

19d51d83d35d2012: 82d2013: 81d2014: 53d2015: 59d2016: 48d2017: 46d2018: 38d2019: 21d2020: 31d2021: 26d2022: 23d2023: 29d2024: 38d2025: 39d2026: 35d20122015201920232026

Home value trend · Bay County (Zillow ZHVI)

$342K$346K$351K$346KJun '25: $351KJul '25: $348KAug '25: $346KSep '25: $344KOct '25: $343KNov '25: $342KDec '25: $342KJan '26: $343KFeb '26: $345KMar '26: $347KApr '26: $347KMay '26: $347KJun '26: $346KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

2,9533,3803,8073,222Jun '25: 3,790Jul '25: 3,770Aug '25: 3,674Sep '25: 3,536Oct '25: 3,402Nov '25: 3,251Dec '25: 3,123Jan '26: 3,030Feb '26: 2,971Mar '26: 3,026Apr '26: 3,109May '26: 3,208Jun '26: 3,222Jun '25Sep '25Dec '25Mar '26Jun '26
SingleFamilyResidence 90%Attached 9%
Local Economics · county layer

What’s driving Lynn Haven

Who’s moving here
+4,173 net residents/yr

Top inbound states: GA, AL, TX, AZ. Movers arriving report ~$74,894 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,928/yr avg premium

1,264 Citizens policies in force in Bay County — the state-backed insurer of last resort. Budget insurance into any Bay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,072 units permitted -16% YoY

1,685 single-family · 387 multi-family · 11.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Hammocks ▼ 18%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Belaire Estates U-6Lynn Haven$274K▲ 12%
College PointLynn Haven$550K▲ 9%
Andrews PlantationLynn Haven$362K▲ 3%
Country Club Harbour EstatesLynn Haven$494K▲ 1%
Derby WoodsLynn Haven$345K▲ -2%
Prices cooling fastest
HammocksLynn Haven$293K▼ 18%
Lynn HavenLynn Haven$301K▼ 6%
Pine Forest EstatesLynn Haven$265K▼ 3%
Derby WoodsLynn Haven$345K▼ 2%
Country Club Harbour EstatesLynn Haven$494K▼ 1%
Selling fastest
Country Club Harbour EstatesLynn Haven$494K10 days
College PointLynn Haven$550K22 days
Pine Forest EstatesLynn Haven$265K25 days
Derby WoodsLynn Haven$345K28 days
Lynn HavenLynn Haven$301K31 days
Explore Deeper

Lynn Haven ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Lynn Haven right now?

The data says conditions currently favor neither side decisively in Lynn Haven — the Momentum Score reads 63/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Lynn Haven becoming more affordable?

Yes, modestly — the median sale price in Lynn Haven is $301,000, down 3.8% versus the prior year, while sellers still capture 95.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Lynn Haven?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Hammocks (-18%); Lynn Haven (-6%); Pine Forest Estates (-3%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Lynn Haven neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Country Club Harbour Estates (10 days); College Point (22 days); Pine Forest Estates (25 days) — homes there go under contract well ahead of the market-wide pace of 35 days.

How does Lynn Haven compare to the rest of Bay County?

Lynn Haven's median of $301,000 runs 17% below the county-wide median of $361,500, and homes here take 35 days to go under contract versus 71 county-wide.

Questions

Lynn Haven housing market FAQ

What is the median home price in Lynn Haven?

The median sale price in Lynn Haven is currently $301,000, down 3.8% from a year ago, based on MLS sales data updated August 6, 2026.

Is Lynn Haven a buyer's or seller's market right now?

The data currently favors sellers. Lynn Haven scores 63 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Lynn Haven?

The typical home in Lynn Haven goes under contract in about 35 days, per current MLS data.

Are home prices in Lynn Haven rising or falling?

Median sale prices are down 3.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Lynn Haven. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.