Country Club Harbour Estates
Homes for Sale in Lynn Haven, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Country Club Harbour Estates in Lynn Haven, FL has 5 homes for sale and 1 pending, asking from $439,000 to $569,500 (median $478,000). Over the 12 months ending 2026-11-11, 3 recorded sales closed at a median of $589,000, a median 115 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1991–1997; 6 of 6 report an HOA (median $52/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $7,230 ($6,750 with the full homestead exemption).
Last 30 days in Country Club Harbour Estates: 1 new listing (median asking $478,000), 1 under contract right now. As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Country Club Harbour Estates
Live MLS inventory for Country Club Harbour Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 57 daysTop listing
Active · 172 days
Active · 23 days
Active · 65 days
Active · 53 daysActive and pending Country Club Harbour Estates listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Country Club Harbour Estates is trading with a median price of $494,500 and a pace that favors sellers who price correctly: homes are moving in just under ten days on average. That kind of speed usually means buyers are competing for well-presented inventory rather than picking through a wide surplus.
Year-over-year pricing is essentially flat, up less than one percent, which tells us this is a stable, mature market rather than one in the middle of a run. With only a handful of closings in the current window, small shifts in what sells can move the median noticeably, so treat any single month's number as a snapshot, not a trend line.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Country Club Harbour Estates right now
🟢 Buyer-leaning market. 20.0 months of supply and 17% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Medium (6 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Country Club Harbour Estates market snapshot (as of November 11, 2026): the median sale price is about $589K, a median 115 days on market for closed sales, and 20.0 months of supply, a buyer-leaning market.
In ZIP 32444 (Lynn Haven), 30 homes closed in the last 12 months at a median of $270K, with a median 53 days on market. Right now 32 active and 4 pending listings put supply at about 12.8 months — a soft market. See the live ZIP 32444 housing market and the Bay County market.
CPAR sales records identify 12 homes in Country Club Harbour Estates that have changed hands since 2024, built between 1991 and 2025 (median 1997), with a median living area of about 2,366 sq ft and a typical 4-bedroom, 2.5-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
This is a settled Lynn Haven community where pricing has held steady rather than swinging, and current MLS data does not show a distinct amenity package driving demand — the appeal here is the location and the homes themselves.
The setting & the homes.
Aerial and on-site photos of Country Club Harbour Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Country Club Harbour EstatesPhotos from CPAR MLS listings in Country Club Harbour Estates; content deemed reliable but not guaranteed.
Who Country Club Harbour Estates is best for.
Best for
- Buyers targeting a purchase near the current median price who want a stable, non-volatile market rather than a fast-moving one.
- Sellers with a well-maintained, move-in-ready home who can price close to market and take advantage of the fast average sale pace.
- Buyers focused on Lynn Haven location and home characteristics rather than a specific clubhouse or recreational amenity.
Probably not for
- Buyers who need a documented amenity package as part of their decision, since none is identified in current listings.
- Investors relying on strong year-over-year appreciation, since recent price growth has been minimal.
- Buyers who want a large pool of comparable sales to study before writing an offer, given the limited recent closings.
Country Club Harbour Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Country Club Harbour Estates buying strategy.
If we were buying in Country Club Harbour Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Country Club Harbour Estates.
What the numbers actually say
A median of $494,500 combined with a market heat score of 66 puts this neighborhood on the warmer side of the current Bay County landscape, without being frenzied. Sellers should not expect bidding-war dynamics, but they also should not need to chase the market down.
The narrow closings window means the data here is thinner than in higher-volume communities. Buyers should use the median as a directional guide, not a ceiling or floor, and lean on a current comparative analysis of active listings before setting an offer strategy.
The location and the amenities are priced into every listing in Country Club Harbour Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with a small closings sample and a flat year-over-year trend, the difference between a good outcome and an average one comes down to reading the current active inventory correctly, not the historical median. We pull the live comps before every offer or listing conversation so you are pricing against what is actually competing right now, not a stale average.
Country Club Harbour Estates in 15 seconds.
Tools for a Country Club Harbour Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Country Club Harbour Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Country Club Harbour Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Country Club Harbour Estates home worth?
Get a no-obligation home value based on real comparable sales in Country Club Harbour Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Country Club Harbour Estates on the map →
Recently off market in Country Club Harbour Estates
Homes in Country Club Harbour Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 1330 Country Club Drive · off market
- 3243 Country Club Drive · off market
- 3262 Country Club Drive · off market
- 3308 Country Club Drive · off market
| Location | Lynn Haven, Bay County, FL · ZIP 32444 |
|---|---|
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $589,000 median across 3 closed sales |
| Days on market (closed sales) | 115 median |
| For sale right now | 5 active, 1 pending · median asking $478,000 · 20.0 months of supply |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Country Club Harbour Estates key facts,” movewithmomentum.com/neighborhoods/country-club-harbour-estates, data as of November 11, 2026.
Housing distress & ownership in Country Club Harbour Estates, Lynn Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Country Club Harbour Estates Right Now (6)
All 6 active and pending Country Club Harbour Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3242 Country Club Drive, Lynn Haven, Fl 32444 · $478,000 · 4 bd / 2 ba · listed Sep 26, 2026 · listed by O'Keefe & Wainwright Inc
- 1515 Country Club Drive, Lynn Haven, Fl 32444 · $569,500 · 4 bd / 3 ba · listed Sep 14, 2026 · listed by Think Real Estate
- 2407 Country Club Drive, Lynn Haven, Fl 32444 · $439,000 · 4 bd / 3 ba · listed Sep 11, 2026 · listed by Issa Realty
- 3415 Country Club Court, Lynn Haven, Fl 32444 · $474,000 · 3 bd / 2 ba · pending · listed Sep 10, 2026 · listed by CENTURY 21 Commander Realty
- 3244 Country Club Drive, Lynn Haven, Fl 32444 · $542,500 · 4 bd / 3 ba · listed Aug 13, 2026 · listed by Epique Realty Inc
- 2601 Country Club Drive, Lynn Haven, Fl 32444 · $472,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by Think Real Estate
More Lynn Haven home searches
- Homes for sale in Bay County, FL
- Homes under $300K in Lynn Haven
- Homes from $300K to $500K in Lynn Haven
- 4-bedroom homes for sale in Lynn Haven
- ZIP 32444 housing scorecard
- 5 coming-soon communities in Bay County
Lynn Haven guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
26% of homes for sale in ZIP 32444 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Country Club Harbour Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,889/yr across 12 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $625/year (about $52/month) across 7 MLS listings (most billed annually; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1995 across 12 listings. An original roof here would be about 31 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $620/month (tax $407, HOA $52, insurance $161). An estimate from the sources above, not a quote.
Email me new listings in Country Club Harbour Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Country Club Harbour Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Country Club Harbour Estates will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Country Club Harbour Estates?
How long do homes in Country Club Harbour Estates take to sell?
Is Country Club Harbour Estates a buyer's or seller's market right now?
Who is the best real estate agent for Country Club Harbour Estates?
How do I find a top Lynn Haven real estate agent who knows Country Club Harbour Estates?
Can Momentum Realty connect me with an agent for Country Club Harbour Estates?
Where is Country Club Harbour Estates, and what county is it in?
Should you buy in Country Club Harbour Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Country Club Harbour Estates fits the bigger picture — live prices, inventory, and Momentum Scores: