Country Club Harbour Estates
Homes for Sale in Lynn Haven, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of October 2026, Country Club Harbour Estates in Lynn Haven, FL has 5 homes for sale and 1 pending, asking from $445,900 to $575,000 (median $474,000). Over the 12 months ending 2026-09-20, 9 recorded sales closed at a median of $520,000, a median 13 days on market, sellers accepting 97% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1991–2025 with 1 new construction; 6 of 6 report an HOA (median $52/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $6,380 ($5,900 with the full homestead exemption).
Homes For Sale Right Now in Country Club Harbour Estates
Live MLS inventory for Country Club Harbour Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Country Club Harbour Estates listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Country Club Harbour Estates is trading with a median price of $494,500 and a pace that favors sellers who price correctly: homes are moving in just under ten days on average. That kind of speed usually means buyers are competing for well-presented inventory rather than picking through a wide surplus.
Year-over-year pricing is essentially flat, up less than one percent, which tells us this is a stable, mature market rather than one in the middle of a run. With only a handful of closings in the current window, small shifts in what sells can move the median noticeably, so treat any single month's number as a snapshot, not a trend line.
Country Club Harbour Estates right now
🟡 Off the recent peak. The trailing-12-month median ($520K) is down 1.9% from the prior 12 months ($530K) and up 89% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (9 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Country Club Harbour Estates market snapshot (as of September 20, 2026): the median sale price is about $520K, and a median 13 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months and up 89% since 2012, computed from record-level CPAR MLS closed sales (9 closings in the current window).
In ZIP 32444 (Lynn Haven), 269 homes closed in the last 12 months at a median of $320K, down 3.1% year over year, with a median 44 days on market. Right now 107 active and 34 pending listings — a balanced market. See the live ZIP 32444 housing market and the Bay County market.
CPAR sales records identify 11 homes in Country Club Harbour Estates that have changed hands since 2024, built between 1991 and 2025 (median 1997), with a median living area of about 2,366 sq ft and a typical 4-bedroom, 2.5-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
This is a settled Lynn Haven community where pricing has held steady rather than swinging, and current MLS data does not show a distinct amenity package driving demand — the appeal here is the location and the homes themselves.
The setting & the homes.
Aerial and on-site photos of Country Club Harbour Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Country Club Harbour EstatesPhotos from CPAR MLS listings in Country Club Harbour Estates; content deemed reliable but not guaranteed.
Who Country Club Harbour Estates is best for.
Best for
- Buyers targeting a purchase near the current median price who want a stable, non-volatile market rather than a fast-moving one.
- Sellers with a well-maintained, move-in-ready home who can price close to market and take advantage of the fast average sale pace.
- Buyers focused on Lynn Haven location and home characteristics rather than a specific clubhouse or recreational amenity.
Probably not for
- Buyers who need a documented amenity package as part of their decision, since none is identified in current listings.
- Investors relying on strong year-over-year appreciation, since recent price growth has been minimal.
- Buyers who want a large pool of comparable sales to study before writing an offer, given the limited recent closings.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($520K) IS the median in the snapshot above, and the move from 2025 ($530K) IS the -1.9% one-year change.
Windows contain 2 to 12 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 32444 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Country Club Harbour Estates Market Scorecard
Country Club Harbour Estates is currently a balanced market., a median asking price of $510,750, and homes go under contract in about 14 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Country Club Harbour Estates, Lynn Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Country Club Harbour Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Country Club Harbour Estates buying strategy.
If we were buying in Country Club Harbour Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Country Club Harbour Estates.
What the numbers actually say
A median of $494,500 combined with a market heat score of 66 puts this neighborhood on the warmer side of the current Bay County landscape, without being frenzied. Sellers should not expect bidding-war dynamics, but they also should not need to chase the market down.
The narrow closings window means the data here is thinner than in higher-volume communities. Buyers should use the median as a directional guide, not a ceiling or floor, and lean on a current comparative analysis of active listings before setting an offer strategy.
The location and the amenities are priced into every listing in Country Club Harbour Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Country Club Harbour Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.7). Basis: Long-Term Appreciation +89% since 2012; Recent Direction -1.9% year-over-year; Pricing Power 96.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with a small closings sample and a flat year-over-year trend, the difference between a good outcome and an average one comes down to reading the current active inventory correctly, not the historical median. We pull the live comps before every offer or listing conversation so you are pricing against what is actually competing right now, not a stale average.
Country Club Harbour Estates in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $52/month (about $624/yr) · median of 131 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $52 per month ($624 a year) — the median AssociationFee across 131 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Country Club Harbour Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Country Club Harbour Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Country Club Harbour Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Country Club Harbour Estates home worth?
Get a no-obligation home value based on real comparable sales in Country Club Harbour Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Country Club Harbour Estates on the map →
Recently off market in Country Club Harbour Estates
Homes in Country Club Harbour Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 3243 Country Club Drive · off market
- 3244 Country Club Drive · off market
- 3262 Country Club Drive · off market
- 3308 Country Club Drive · off market
Frequently Asked Questions
What is the median home price in Country Club Harbour Estates?
How long do homes in Country Club Harbour Estates take to sell?
Have Country Club Harbour Estates home prices gone up?
Who is the best real estate agent for Country Club Harbour Estates?
How do I find a top Lynn Haven real estate agent who knows Country Club Harbour Estates?
Can Momentum Realty connect me with an agent for Country Club Harbour Estates?
Where is Country Club Harbour Estates, and what county is it in?
Should you buy in Country Club Harbour Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (92 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Country Club Harbour Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Country Club Harbour Estates
- Home values · What homes in Country Club Harbour Estates actually sell for
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