Lynn Haven in Lynn Haven

Lynn Haven
Homes for Sale in Lynn Haven, FL

Community in Lynn Haven · Bay County · ZIP 32444
704 homesBuilt 1911–2024Median sale $270K
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Photo via CPAR MLS

Built fromLive CPAR MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Lynn Haven in Lynn Haven, FL has 25 homes for sale and 3 pending, asking from $195,000 to $1,950,000 (median $339,999). Over the 12 months ending 2026-11-11, 21 recorded sales closed at a median of $270,000, a median 37 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1930–2026 with 2 new construction; 5 of the 28 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,310 ($2,830 with the full homestead exemption).

Lynn Haven key facts
LocationLynn Haven, Bay County, FL · ZIP 32444
Homes in the community704 (FL DOR 2025 assessment roll)
Years built1911–2024 (median 1982.0)
Typical living area1,809 sq ft (median)
Home types (current listings and sales)singlefamilyresidence 96%
Sale prices, last 12 months$270,000 median across 21 closed sales
Days on market (closed sales)37 median
For sale right now26 active, 2 pending · median asking $340,000 · 14.9 months of supply
Owner-occupied (homestead) share68%

Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lynn Haven key facts,” movewithmomentum.com/neighborhoods/lynn-haven--bay, data as of November 11, 2026.

Last 30 days in Lynn Haven: 10 new listings (median asking $312,000), 3 under contract right now. As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Lynn Haven Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$270K
Median sold · 12 mo
96.5%
Sale vs ask
Bay median: 94.2%
Tempo
14.9mo
Supply
3 to 6 months is the balanced band
37days
Median DOM · closed
37 days at the 2026 low
7%
Under contract
Bay: 15% (434 of 2,840)
26 · 2
For sale · pending
live counts, refreshed twice daily
21
Sold · last 12 mo
10-yr average: about 21 a year
Ownership and context
68%
Owner-occupied · Lynn Haven
510 of 744 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · Lynn Haven
incl. 6% trust or LLC-held · 5% out-of-state
704
Homes in the community
plus 40 vacant residential lots · 744 residential parcels (FL DOR 2025)
Track record · 0 years of records
50
Recorded sales · 2024-2025
median $295K · qualified sales on the county roll (FL DOR 2025)
1911–2024
Years homes were built
median 1982 · county roll (FL DOR 2025)
3.0%/yr
Turnover rate
about 21 of 704 homes trade a year

Homes For Sale Right Now in Lynn Haven

Live MLS inventory for Lynn Haven. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lynn Haven listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Lynn Haven Bay Right Now (28)

All 28 active and pending Lynn Haven Bay listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Price in Lynn Haven is driven by condition and age of the specific house more than by a uniform product type. With a housing stock that spans more than a century and a median build year of 1986, what you pay tracks how much of the home has been updated. The median sits at $301,000, but the spread underneath that number is wide, so two homes on the same street can carry very different price tags depending on renovation history.

The current posture favors a patient buyer. Prices are down 5.9% year over year, the median home takes just over 30 days to go under contract, and the market heat score of 33 points to a slower, negotiable market rather than a bidding-war environment. Sellers should price to condition and expect scrutiny; buyers have room to ask for repairs and to walk from an overpriced listing.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Lynn Haven Housing Pulse · Momentum Research · as of November 11, 2026

Lynn Haven right now

🟢 Buyer-leaning market. 14.9 months of supply and 7% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Very High (28 active and pending listings, 21 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 11, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lynn Haven market snapshot (as of November 11, 2026): the median sale price is about $270K, a median 37 days on market for closed sales, and 14.9 months of supply, a buyer-leaning market.

Lynn Haven is a community of 704 homes in Lynn Haven, Bay County, built between 1911 and 2024 (median 1982.0), with a median living area of about 1,809 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Lynn Haven is a mature Bay County market of roughly 2,476 homes where a 65% homestead share signals mostly owner-occupied blocks and steady turnover rather than churn.

Best for

  • Buyers targeting a mid-size home around the $301,000 median who will do the inspection homework
  • Value-focused buyers comfortable negotiating repairs in a slower market
  • Long-hold owner-occupants who want a mostly homesteaded, stable block

Probably not for

  • Buyers who need new-construction uniformity and a single builder's finishes
  • Anyone counting on a quick flip in a market that has softened over the past year
  • Buyers who want shared community amenities, which are not identified here

Housing distress & ownership in Lynn Haven, Lynn Haven

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
2.44%
1 of 41 listings · short sale 1
Distress share trend — 2.44% now (2026-08-12 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Lynn Haven today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lynn Haven.

Best Buy
Buyers who want a mid-size home and are willing to vet condition address by address.
Biggest Risk
Wide variation in age and condition means the median tells you little about any single home.
Sweet Spot
An updated home near the median that has already handled its mechanical and roof deferrals.
Avoid If
You need turnkey uniformity or a fast-appreciating, low-inventory market.

Buying condition, not a floor plan

Because the housing stock runs from 1900 through 2024, this is not a place where you shop a single builder's spec sheet. The median living area is around 1,928 square feet, which is a genuinely usable mid-size home, but the age range means mechanical systems, roofs, and additions vary enormously from one address to the next. Inspection findings, not curb appeal, will decide whether a given house is a fair deal at its asking price.

The longer arc is worth understanding: values are up 132% since 2012, which tells you this has been a durable market over time, even though the last year has softened by 5.9%. No MLS-identified shared amenities carry this community, so location, lot, and the individual home have to do the work. That puts the burden of value squarely on the property itself.

“

The location and the amenities are priced into every listing in Lynn Haven. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.8C- · Buy Score
Liquidity & Demand0.0/10
Owner Commitment6.9/10
Pricing Power7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Liquidity & Demand 14.9 months of supply; Owner Commitment 68% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A market this varied in age and condition rewards someone who reads the individual house, not the headline median. We underwrite each listing on its own bones — systems, roof, additions, renovation history — and use the current soft, negotiable posture to press for repairs and terms. When a home is overpriced for its condition, we say so, and we help sellers price to what the house actually is rather than to the number they wish it carried.

Lynn Haven in 15 seconds.

Best forBuyers who want a mid-size home and are willing to vet condition address by address.
Biggest advantageA negotiable market with prices down year over year and no bidding-war pressure.
Biggest riskWide variation in age and condition means the median tells you little about any single home.
Sweet spotAn updated home near the median that has already handled its mechanical and roof deferrals.
Avoid ifYou need turnkey uniformity or a fast-appreciating, low-inventory market.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lynn Haven sales matched to your home.

What is your Lynn Haven home worth?

Get a no-obligation home value based on real comparable sales in Lynn Haven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lynn Haven on the map →

Real comps, not an automated estimate.

Recently off market in Lynn Haven

Homes in Lynn Haven that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 17 on record.

Recent Developments in Lynn Haven Bay

Development, infrastructure, retail, and school activity affecting Lynn Haven Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Parks & Amenities

    Zollie Young Park off Mill Bayou Road nears completion after $300K+ county investment

    Bay County is finishing Zollie Young Park with a walking trail, two pavilions, a playground, a kayak launch on Mill Bayou and an enclosed dog park, paid from the general fund. No firm finish date was given. A commissioner also said $1.2 million of grant-funded work at High Point Landing should wrap up in December.

    What it may mean for the marketA new water-access park adds walking, paddling and dog-park amenities for nearby residents of east Bay County. The project is about 4 miles east of Lynn Haven Bay, elsewhere in Bay County.

    Source: WJHG
  2. October 2026
    Parks & Amenities

    Bay County wraps up second phase of Island View Park renovations

    Phase two, costing about $40,000 from the county general budget, adds two pavilions, a basketball court and sidewalks, following a May playground replacement. A new fence is already in. Completion is expected within a few weeks.

    What it may mean for the marketAdded courts, shade structures and walkways improve everyday recreation options in the surrounding neighborhood. The project is about 7 miles southwest of Lynn Haven Bay, elsewhere in Bay County.

    Source: WJHG
  3. September 2026
    Retail & Dining

    Panama City meets Houston developer interested in part of Panama City Mall site

    Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.

    What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The site is about 5 miles south of Lynn Haven Bay.

    Source: WJHG
  4. August 2026
    Infrastructure

    HCA Florida Gulf Coast Hospital announces $125 million expansion

    HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.

    What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 6 miles south of Lynn Haven Bay.

    Source: WJHG
  5. August 2026
    Infrastructure

    Bay County approves $13.5 million water treatment plant expansion

    Bay County commissioners approved a $13.5 million contract with NCMC Construction to add three large sand filters (30 by 50 feet each) to the county water treatment plant, which now runs 11 filters. Construction is expected to start soon and take about a year, and officials say water bills should not rise because of it.

    What it may mean for the marketAdded filtration and backup capacity supports water service reliability for a county where demand has more than doubled in 15 years. The site is about 3 miles east of Lynn Haven Bay.

    Source: WJHG
  6. June 2026
    Development

    Panama City commissioners approve Community Development District for 1,800-home neighborhood

    Panama City commissioners approved a Community Development District for a planned neighborhood of about 1,800 homes east of John Pitts Road in north Panama City. Under the CDD, road maintenance within the neighborhood stays with the district rather than transferring to the city.

    What it may mean for the marketA new large-scale residential district adds housing supply and internally maintained streets to the north Panama City market. The project is about 4 miles southeast of Lynn Haven Bay, elsewhere in Bay County.

    Source: WJHG News Channel 7

Development alerts for Lynn Haven BayGet a short monthly email when something new is approved, funded, or opens near Lynn Haven Bay.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

What is the median home price in Lynn Haven?
The median sale price in Lynn Haven was $270K over the 12 months ending November 11, 2026 (21 closed sales, CPAR MLS).
How long do homes in Lynn Haven take to sell?
Homes that closed in the 12 months ending November 11, 2026 took a median 37 days on market (21 sales, CPAR MLS).
Is Lynn Haven a buyer's or seller's market right now?
As of November 11, 2026, Lynn Haven leans toward buyers: 14.9 months of supply at the current sales pace (CPAR MLS live counts).
How many homes are in Lynn Haven?
The Florida DOR 2025 assessment roll shows 704 homes plus 40 vacant residential lots in Lynn Haven (public records).
What share of Lynn Haven is owner-occupied?
68% of Lynn Haven parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lynn Haven built?
Homes in Lynn Haven were built between 1911 and 2024, with a median year built of 1982.0 (FL DOR 2025 roll).
Who is the best real estate agent for Lynn Haven?
The best agent for Lynn Haven is one who actively works Lynn Haven and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lynn Haven.
How do I find a top Lynn Haven real estate agent who knows Lynn Haven?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lynn Haven and the wider Lynn Haven area.
Can Momentum Realty connect me with an agent for Lynn Haven?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lynn Haven purchase or sale - no call center and no pressure.
Buyers targeting a mid-size home around the $301,000 median who will do the inspection homeworkExcellent fit
Value-focused buyers comfortable negotiating repairs in a slower marketExcellent fit
Long-hold owner-occupants who want a mostly homesteaded, stable blockExcellent fit
Buyers who need new-construction uniformity and a single builder's finishesProbably not
Anyone counting on a quick flip in a market that has softened over the past yearProbably not
Buyers who want shared community amenities, which are not identified hereProbably not

Nearby Communities

Explore more neighborhoods near Lynn Haven with Momentum Realty’s local guides.

Point Havenwood0.5 mi away · 68 homes, built 1912–22Gulf Coast Village U0.8 mi awayGulf Coast Village U 1 Re0.8 mi away · 1 for saleNorth Ridge (Bay)0.8 mi away · median $379K, 4 sales/12 moGreenbriar Estates0.9 mi awayNorth Harbour1.0 mi awayPine Forest Estates (Bay)1.1 mi away · median $263K, 6 sales/12 mo

Browse all neighborhood guides →

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 11, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending November 11, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 32444))
Under-contract sharesCPAR MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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