Florida Housing Intelligence › Madison County
Madison County, Florida

Madison County
Housing Market

County market report · Florida · 8 ZIP codes

Median sale price $328,500, down 1.0% year over year, with homes going under contract in about 49 days, 163 homes on the market.

7 communities reporting28 sales analyzedRefreshed twice dailyMomentum Score 70
Live Market Pulse
70/100
Momentum
Healthy Market
Homes are selling at nearly full asking price. Recalculated every day from licensed MLS data · last refresh September 23, 2026 at 11:05 AM ET.
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Live · Madison County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$328K
Median sold · 12 moConfidence: Low
down 1.0% vs the prior 12 months
-1.0%
1-yr price change
n = 28 recent sales
$194/sf
Sold $/sqft · 12 mo
99.8%
Sale vs ask
of original asking price
$212K
Madison County home value
Zillow ZHVI, monthly · -1.1% vs a year ago
Tempo
49days
Median DOM · closed
closed sales, median
163 · 30 ▲3
For sale · pending
live counts, refreshed twice daily
Market context
19%
Listings with price cuts
Madison County · Zillow · -2.0pp vs prior month
77
County for-sale inventory
Zillow, monthly · +8.5% vs prior month
18%
New construction
share of recent sales
70/100
Momentum score
Healthy Market
7
Communities reporting
of 38 tracked in Madison County
Economy & people · county layer
$48,176
Median household income
U.S. Census ACS, county
18,113
County population
-2.0% since 2018
4.4×
Price to income
county home value vs median income
72%
Owner-occupied
U.S. Census ACS, county
$928/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 23, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 1.0% versus the prior year, but sellers are still collecting 99.8% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 70
Momentum Score
Buyer leverage30
Seller leverage70

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.4× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Madison County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Madison County

The median sale price across Madison County currently stands at $328,500, down 1.0% from a year ago. Buyers are paying a median of $194 per square foot. The typical home goes under contract in about 49 days. Sellers are capturing 99.8% of their original asking price on average.

There are 163 active listings on the market, with 30 more already under contract.

Zillow's home value index for Madison County stands at $212,231. About 19% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Madison County is 70 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 23, 2026.

Trends & History

Where the market is heading

Home value trend · Madison County (Zillow ZHVI)

$212K$215K$217K$212KJul '25: $215KAug '25: $215KSep '25: $215KOct '25: $215KNov '25: $214KDec '25: $214KJan '26: $215KFeb '26: $216KMar '26: $217KApr '26: $217KMay '26: $215KJun '26: $214KJul '26: $212KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

63768977Jul '25: 67Aug '25: 72Sep '25: 79Oct '25: 86Nov '25: 89Dec '25: 88Jan '26: 84Feb '26: 76Mar '26: 69Apr '26: 64May '26: 65Jun '26: 71Jul '26: 77Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Madison County (MLS)

1491168Aug 22 · Active: 45Aug 23 · Active: 45Aug 28 · Active: 45Aug 29 · Active: 47Aug 30 · Active: 48Aug 31 · Active: 48Sep 07 · Active: 162Sep 09 · Active: 164Sep 11 · Active: 162Sep 12 · Active: 161Sep 13 · Active: 160Sep 14 · Active: 159Sep 15 · Active: 160Sep 16 · Active: 163Aug 22Sep 09Sep 16ActivePending

Median price · daily recalculation

$315K$328K$342K$328KSep 04: $328KSep 05: $328KSep 06: $328KSep 07: $328KSep 08: $328KSep 09: $328KSep 10: $328KSep 11: $328KSep 12: $328KSep 13: $328KSep 14: $328KSep 15: $328KSep 16: $328KSep 04Sep 07Sep 10Sep 13Sep 16
Local Economics · the economics underneath

What’s driving Madison County

Who’s moving here
+256 net residents/yr

Top inbound states: GA. Movers arriving report ~$50,208 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,028/yr avg premium

94 Citizens policies in force in Madison County — the state-backed insurer of last resort. Budget insurance into any Madison purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
39 units permitted +30% YoY

39 single-family · 0 multi-family · 2.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Explore Deeper

Cities in Madison County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Madison County right now?

The data says conditions currently favor sellers in Madison County — the Momentum Score reads 70/100. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Madison County becoming more affordable?

Yes, modestly — the median sale price in Madison County is $328,500, down 1.0% versus the prior year, while sellers still capture 99.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Questions

Madison County housing market FAQ

How is the housing market in Madison County right now?

As of September 23, 2026, the Madison County housing market favors sellers: the median sale price is $328,500 (down 1.0% year over year), 163 homes are for sale, and the typical home goes under contract in about 49 days.

How much is a house in Madison County?

The median home sold for $328,500 in Madison County over the last 12 months, about $194 per square foot; asking prices on the 163 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Madison County?

By the numbers, sellers in Madison County are getting 99.8% of asking price and going under contract in about 49 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Madison County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Madison County median sale prices are down 1.0% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Madison County?

The median sale price in Madison County is currently $328,500, down 1.0% from a year ago, based on MLS sales data updated September 23, 2026.

Is Madison County a buyer's or seller's market right now?

The data currently favors sellers. Madison County scores 70 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Madison County?

The typical home in Madison County goes under contract in about 49 days, per current MLS data.

How many homes are for sale in Madison County?

There are approximately 163 active listings in Madison County as of September 23, 2026.

Are home prices in Madison County rising or falling?

Median sale prices are down 1.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Madison County. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 23, 2026 at 11:05 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.